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Stock·NYSE·Industrials

Union Pacific Corp. (UNP)

$289.04 0.3300 (0.11%)
At close: Oct 16, 4:00 PM EDT
Buy
79 / 100
CleaRank AI scorei
Market cap
$171.71B
P/E
22.88
Dividend yield
1.92%
Street target
$334.00median of 25 analysts
52-week range
$215.53 $315.99
01

The short version

Where UNP stands today, in four lines, and what CleaRank Financial AI makes of it.

UNP at a glance

Union Pacific Corp. (UNP): Buy, 79/100 on CleaRank's AI score.

  • Trend Up: the price is above both its 50- and 200-day moving averages ($287.75 and $267.10).
  • Earnings UNP beat estimates in 5 of its last 8 quarters, yet fell the next day after 2 of those beats.
  • Insiders Insiders sold $9.3M and made no open-market purchases over the last 18 months.
  • Valuation P/E of 22.9 against 34.0 for the Industrials sector: a discount to peers (-33%).

Figures as of October 17, 2026.

CleaRank Financial AI

CleaRank rates Union Pacific Corp. (UNP) Buy, with a model score of 79/100.

The trend lifts the score most: the price is 8.21% above its 200-day average and 0.45% above its 50-day average, and the 50-day average is 7.73% above the 200-day. The 50-day average stands at $287.75 and the 200-day at $267.10. Over the past year the price rose 29.01%.

Only on CleaRank

Figures we compute ourselves from UNP's own price, earnings and insider-filing history. Tap one to see it in context.

02

Price and trading

The chart, today's range and how far the price has moved over each period.

2.0

Trend checks

4/4
  • Price above its 50-day average ›
    The price of $289.04 is 0.4% above the 50-day simple moving average of $287.75.
  • Price above its 200-day average ›
    The price is 8.2% above the 200-day simple moving average of $267.10.
  • 50-day average above the 200-day ›
    The 50-day average ($287.75) is 7.7% above the 200-day average ($267.10), the arrangement of a rising longer-term trend.
  • In the upper half of its 52-week range ›
    The price sits at 73% of its 52-week range, between $215.53 and $315.99.

UNP share price

Pick a period: each tab shows how far UNP has moved over it, to the last close.

Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
Start $224.04 Oct 16, 2025
Latest close $289.04 Oct 16, 2026
High $310.62 Aug 26, 2026
Low $216.37 Oct 29, 2025

Today's trading

Where UNP sits inside today's range and its 52-week range.

Day range 1.91% wide
$289.04
$286.46 $291.93
52-week range 73% of the way up
$289.04
$215.53 $315.99
Open
$288.56
Previous close
$288.71
Volume
2.66M
26% above average
Market cap
$171.71B
03

Fundamentals

Valuation against the sector, and the revenue and earnings behind it.

3.0

Valuation and quality checks

4/5
  • P/E below the sector median ›
    The trailing P/E of 22.88 is 32.7% below the Industrials median of 34.0.
  • P/S below the sector median ›
    The price-to-sales ratio of 6.70 is 67.4% above the sector median of 4.0.
  • Profitable over the last 12 months ›
    Net income over the last 12 months was $7.3B on revenue of $25.4B, a net margin of 28.8%.
  • Beat estimates in most recent reports ›
    UNP beat the EPS estimate in 5 of its last 8 reports.
  • Pays a dividend ›
    The trailing dividend yield is 1.92%, or $5.56 a share a year.

Key statistics

The headline figures for UNP.

Market Cap
171.71B
P/E Ratio
22.88
EPS (TTM)
12.52
Dividend Yield
1.92%
52 Week High
315.99
52 Week Low
215.53

As of October 17, 2026, UNP trades at $289.04, with a market value of $171.71B, a P/E ratio of 22.88 and a dividend yield of 1.92%.

What the numbers say

CleaRank Financial AI's reading of UNP's valuation, growth and risks.

Valuation

UNP looks inexpensive against earnings: its P/E of 22.88 is 32.7% below the Industrials sector median of 34.0, which places it at a discount to peers. On sales the picture is different, with a P/S of 6.70 that is 67.5% above the sector median of 4.0. The company carries a market value of $171.7B, and its trailing earnings come to $12.52 per share.

Revenue grew 11.50% over the latest year, which is 0.2 percentage points behind the 11.7% median for Industrials. Profitability shows a net margin of 28.85% and an operating margin of 40.98%. It generates a return on equity of 39.70%, above the sector median of 17.8%. It also reports debt-to-equity of 1.51 and a trailing dividend yield of 1.92% ($5.56 a share a year).

Earnings & Growth

UNP's latest report, released on July 23, 2026, showed EPS of $3.41. Analysts had expected $3.24, so the company beat the estimate by 5.25%. The shares moved up 0.98% in the following session.

UNP has beaten estimates in 5 of the last 8 reports, yet a beat has not always lifted the shares: the stock fell the next session after 2 of those 5 beats. For this fiscal year, analysts' average EPS estimate is $13.07, implying growth of 12.1%. Next year's estimate is $14.21, growth of 8.7%.

Key risks

UNP's shares typically move about 1.06% in a day, which is the main everyday swing to expect. Insider sales over the last 18 months added up to $9.3M, and no insider made an open-market purchase. Insider sales are often planned in advance or made to cover taxes on vesting shares, so they carry less weight than open-market buying.

UNP against the Industrials sector

How UNP compares with the median Industrials stock CleaRank tracks.

P/E ratio 33% below the median
UNP
22.9x
Sector median
34.0x
P/S ratio 67% above the median
UNP
6.7x
Sector median
4.0x
Revenue growth, year on year 0.2 points below the median
UNP
11.5%
Sector median
11.7%
Return on equity 21.9 points above the median
UNP
39.7%
Sector median
17.8%

Price to earnings vs sector: UNP trades at a notable discount to sector peers (-33%), which may indicate undervaluation or specific company headwinds.

Return vs XLI: Since May 6, 2025, UNP has gained 35.6% against a gain of 25.7% for XLI.

Performance against XLI

UNP and the Industrials sector fund over the same days.

Jun '25Sep '25Dec '25Apr '26Jul '26Oct '26
UNP XLI

Revenue and earnings

How much UNP sells, and how much of it becomes profit.

Revenue, 12 months
$25.4B
Net income, 12 months
$7.3B
Net margin
28.8%
Revenue growth
+11.5%
latest quarter, year on year
FY202130% marginFY202228% marginFY202326% marginFY202428% marginFY202529% margin
Revenue Net income

Revenue growth: Revenue grew 1.1% in FY2025 to $24.5B, from $24.3B a year earlier.

Profit margin: The net margin was 29.1% in FY2025, up from 27.8% the year before.

Profitable: UNP earned $7.1B in FY2025.

Earnings reality check

Did UNP beat what analysts expected, and how did the stock react?

Beat the estimate
5 of 8
last 8 reports
Fell after a beat
2 of 5
first session after the report
Average surprise
+2.3%
actual EPS against the estimate
Avg. first-session move
-0.3%
the stock, after the report
EPS surprise
First-session move
Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26

Earnings record: UNP beat the analyst estimate in 5 of the last 8 quarters.

Market reaction: The stock fell in the first session after 2 of those 5 beats, so a beat has not been enough on its own.

UNP earnings surprises and the stock's reaction
Report Estimate Actual Surprise First session 5 sessions
Jul 23, 2026after close $3.24 $3.41 +5.25% +0.98% -4.89%
Apr 23, 2026after close $2.86 $2.93 +2.45% -0.94% -0.66%
Jan 27, 2026after close $2.87 $2.86 -0.35% -2.08% +3.84%
Oct 23, 2025after close $3.00 $3.08 +2.67% -1.56% -0.55%
Jul 24, 2025after close $2.91 $3.03 +4.12% +1.91% +0.66%
Apr 24, 2025after close $2.73 $2.70 -1.10% -1.00% -0.64%
Jan 23, 2025after close $2.79 $2.98 +6.81% +0.29% +0.75%
Oct 24, 2024after close $2.78 $2.75 -1.08% -0.20% +0.57%

As of October 17, 2026, UNP has beaten the analyst EPS estimate in 5 of its last 8 reported quarters and fell in the first trading session after 2 of those beats; its latest report, on July 23, 2026, came in 5.25% above the estimate and the stock moved +0.98% in the first session.

The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.

04

AI analysis and technicals

CleaRank's score and reasoning, the indicators behind it, and what the price moves with.

4.0

Momentum checks

3/3
  • RSI not overbought or oversold ›
    The 14-day RSI is 62.9, showing bullish momentum without being overbought.
  • RSI above 50 ›
    An RSI of 62.9 is above the 50 midpoint, so buyers have had the upper hand over the last 14 days.
  • MACD line above zero ›
    The MACD line is positive, so the 12-day average is above the 26-day average.

CleaRank AI analysis of UNP

The score, the reasoning behind it, and what could move the price next.

Company's health
4/5
12-month analyst target
$334.00
+15.55% above price · median of 25 analysts
AI analyst consensus
79/100
Buy
What the AI sees

UNP trades above both of its long-term averages, a pattern that usually marks an uptrend. The price of $289.04 sits 0.45% above the 50-day average of $287.75 and 8.21% above the 200-day average of $267.10. That leaves the price 8.53% below the 52-week high of $315.99, with the stock at 73% of its 52-week range.

On momentum, the 14-day RSI reads 62.9, in the bullish zone, below the overbought line, with the MACD line positive. The short and long run point different ways: the price rose 2.89% over the past month, fell 4.21% over the past three months and rose 29.01% over the past year. The price rose 0.11% in the last session on volume 26.1% above its average.

Catalysts
Rewards
  • Earnings beat ›

    The July 23, 2026 report beat the EPS estimate by 5.25%, and the share price rose 0.98% in the first session after it.

    Source: Earnings report, July 23, 2026
  • Analyst upgrade ›

    UBS upgraded it to Buy from Neutral on September 16, 2026.

    Source: Analyst action, UBS, September 16, 2026
Risks
  • Rating reaffirmed ›

    Citigroup kept its Buy rating on October 7, 2026.

    Source: Analyst action, Citigroup, October 7, 2026
ProTips
  1. Keep an eye on the two closest levels: the 52-week high at $315.99 sits above the price, and the 50-day SMA at $287.75 sits below it.
  2. The 14-day RSI stands at 62.9, inside the bullish zone, and the MACD line is positive. Readings above 70 or below 30 are the usual signs of stretched momentum.
  3. Following the July 23, 2026 report, the share price gained 0.98% in the first session. Over the last 8 reports, UNP has beaten estimates in 5 of them.
Market outlook

UNP is in an up trend, holding above its 50-day and 200-day moving averages ($287.75 and $267.10) at $287.75 and $267.10. The 50-day SMA is the first line to watch: a slide through it would be the initial warning. That average, at $287.75, is the closest support beneath the price.

The 52-week high at $315.99 is the next level overhead. The RSI sits in the bullish band, which supports the current direction without being stretched.

Technical indicators

Momentum and trend for UNP, from its daily closes.

Technical rating Bullish 4 of 4 signals bullish
  • RSI Bullish
  • SMA cross Bullish
  • Price vs SMA Bullish
  • MACD Neutral
Momentum Bullish
62.914-day RSI
Oversold <30 Neutral Overbought >70
MACD (12, 26) 0.241 Neutral
Trend Golden cross
+0.4%price against the 50-day average
200-day $267.10 50-day $287.75 Price $289.04
Price against the 200-day +8.2% Bullish

As of October 17, 2026, with UNP at $289.04, its 14-day RSI is 62.9 (showing bullish momentum without being overbought), its 50-day simple moving average is $287.75 and its 200-day is $267.10.

Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).

What UNP moves with

Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.

-1 0 +1
S&P 500 (SPY) +0.39 Weak
Nasdaq 100 (QQQ) +0.23 Weak
Bitcoin (BTC) -0.04 Weak
Gold (XAU) -0.02 Weak

As of October 17, 2026, UNP's 1-year correlation of daily returns is +0.39 with S&P 500 (SPY), +0.23 with Nasdaq 100 (QQQ), -0.04 with Bitcoin (BTC) and -0.02 with gold (XAU).

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05

What Wall Street expects

The analysts' target range and how their ratings split.

5.0

Analysts checks

3/3
  • Most analysts rate it a buy ›
    18 of 25 analysts rate it a buy or strong buy, 6 a hold and 1 a sell.
  • Median target above the price ›
    The median 12-month target of $334.00 is 15.6% above the price.
  • More buy ratings than three months ago ›
    18 of 25 rate it a buy now, against 17 of 25 three months ago.

UNP Wall Street View

12-month price targets

Low $245.00 Median $334.00 (+15.6%) High $375.00

Ratings

Buy 18 Hold 6 Sell 1 3 months ago: 17 of 25 buy

Recent rating actions

Recent analyst rating actions on UNP
Date Firm Action Rating
Oct 7, 2026 Citigroup Maintains Buy
Oct 5, 2026 JP Morgan Maintains Neutral
Oct 2, 2026 Susquehanna Maintains Positive
Sep 16, 2026 UBS Upgrade Buy
Jul 27, 2026 Baird Maintains Outperform
Jul 25, 2026 UBS Maintains Neutral

As of October 17, 2026, 25 Wall Street analysts cover UNP: 18 rate it a buy or strong buy, 6 a hold and 1 a sell or strong sell. Their 12-month price targets range from $245.00 to $375.00, with a median of $334.00, 15.6% above the price of $289.04.

Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.

06

A trade plan, if you want one

Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.

UNP trade plan

Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.

Your bias
Risk per trade 2%
Conservative Aggressive
Portfolio value
$
Position size: Enter portfolio size →

Long entry pick an entry style

Conservative
$283.26
2% below current price (Pullback entry)
Lower risk, wait for pullback
Aggressive
$289.04
Buy at current price
Higher risk, immediate entry

Risk management

Stop loss
$274.76
Max loss
-3.0%
Volatility-adjusted stop Set from the RSI (62.9) and recent volatility.

Profit targets (Based on Conservative Entry)

Target 1
$297.42
+5% (Conservative) +2.9% (Aggressive)
Target 2
$311.59
+10% (Conservative) +7.8% (Aggressive)
Target 3
$325.75
+15% (Conservative) +12.7% (Aggressive)

These levels come from UNP's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.

Risk profile

How much UNP tends to move, against the market and on its own.

Daily volatility
1.06%
30-day standard deviation
52-week range
$289.04
$215.53 73% of the way up $315.99

Compare UNP

Put UNP side by side with other stocks and benchmarks.

07

The long record

UNP's worst falls and recoveries, what $10,000 became, and which months have been kind to it.

7.0

Track record checks

3/4
  • Average daily move under 2% ›
    The price has moved 1.06% on an average day (30-day standard deviation of daily returns).
  • Recovered from its worst fall ›
    The worst fall was 33.9%, from February 2020 to March 2020, regained by August 2020.
  • Most 1-year holds ended higher ›
    76% of 1-year holding periods in the last 10 years ended with a gain.
  • Beat the S&P 500 since the chart begins ›
    $10,000 invested in October 2016 is now worth $37,160, against $42,055 in the S&P 500 (SPY).

UNP Drawdowns & Recovery

Worst fall, last 10 years
-33.9%
February 2020 to March 2020
Recovery
5 months
back at the old peak by August 2020
From the 10-year high
-6.9%
highest close, August 2026
1-year holds that gained
76%
of every 1-year window

As of October 17, 2026, UNP's worst peak-to-trough fall over the last 10 years with dividends reinvested was -33.9% (February 2020 to March 2020); it regained that peak by August 2020, 5 months after the low, and 76% of 1-year holding periods ended with a gain.

From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.

Growth of $10,000

What $10,000 put into UNP in October 2016 is worth now, against the same amount in the S&P 500.

UNP today
$37,160
from $10,000 in October 2016, dividends reinvested
S&P 500 today
$42,055
the same $10,000 in SPY
Behind the index by
$4,894.64
0.9x the index result
Total change
+272%
3.7x the starting amount
20182020202220242026
UNP S&P 500 (SPY)

Against the market: UNP trailed the S&P 500 over this period: $37,160 against $42,055.

A $10,000 investment in UNP in October 2016 would be worth about $37,160 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).

Seasonal patterns

Which calendar months have been kind to UNP, and which have not.

Jan4/10 upFeb7/10 upMar2/10 upApr7/10 upMay6/10 upJun4/10 upJul7/10 upAug6/10 upSep5/10 upOct3/9 upNov10/10 upDec6/10 up

Strongest month, November: an average of +7.95%, up in 10 of 10 years.

Weakest month, March: an average of -2.41%, up in 2 of 10 years.

This month, October: has averaged -2.13%, up in 3 of 9 years. Past seasonality does not repeat on schedule.

Over the last 10 years, UNP's strongest calendar month has been November (average +7.95%, up in 10 of 10 years) and its weakest March (average -2.41%, up in 2 of 10 years).

Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.

08

Long-term scenarios

Thousands of simulated paths from the price history. A range of outcomes, not a forecast.

Monte Carlo projection

Thousands of simulated paths for $10,000 in UNP, from its own past volatility. The shaded area holds 80% of them.

Downside, 2036
$7,924
10th percentile
Base case, 2036
$22,134
median path
Upside, 2036
$61,827
90th percentile
202620282030203220342036
Upside (90th) Base case (median) Downside (10th) 10th to 90th percentile

CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in UNP today could grow to about $22,134 by 2036 in the base case, with a 90th-percentile outcome near $61,827 and a 10th-percentile outcome around $7,924. The simulation models price only; at today's 1.92% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.

UNP Stock Price Prediction: 2030

The same simulation in share prices, year by year.

Price today
$289
Base case, 2030
$397
1.4x over 4 years
Range, 2030
$207 to $761
10th to 90th percentile

CleaRank's simulation projects a price near $397 for UNP by 2030 in the base case, from $289 today (1.4x over 4 years). The 10th-percentile path ends near $207. These are outcomes of a Monte Carlo simulation run on UNP's historical return distribution, not price targets, and they assume no dividends are reinvested.

UNP simulated price paths by year
Year 10th percentile Base case 90th percentile range base today
2027 $226 $313 $433
2028 $214 $339 $536
2029 $209 $367 $644
2030 $207 $397 $761
2031 $208 $430 $889

Method: a lognormal simulation of UNP's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.

09

Insider trading

What the people running the company have bought and sold.

UNP insider trading

Shares the company's directors and officers bought and sold, from their own filings.

Bought
None
no open-market buys
Sold
$9.3M
4 open-market sales
Insiders filing
8
over the last 18 months
Average trade
$2.3M
buys and sales together

Month by month

Open-market purchases above the line, sales below.

May '25Aug '25Nov '25Feb '26May '26Aug '26Oct '26

Insider buying: No insider bought UNP shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.

As of October 17, 2026, UNP insiders reported 4 open-market sales worth $9.3M and no open-market purchases over the last 18 months; grants and option exercises are not counted.

Insider transactions in UNP
Date Insider Type Shares Value
Sep 10, 2026
Christina B Conlin
Officer
Grant 2 $635
Sep 10, 2026
Jennifer L Hamann
Chief Financial Officer
Grant 7 $2.1K
Sep 10, 2026
Rahul Jalali
Chief Technology Officer
Grant 5 $1.5K
Sep 10, 2026
Carrie J. Powers
Officer
Grant 5 $1.6K
Sep 10, 2026
Kenyatta G. Rocker
Officer
Grant 2 $744
Sep 4, 2026
Kenyatta G. Rocker
Officer
Grant 431 -
Aug 10, 2026
Christina B Conlin
Officer
Grant 2 $635
Aug 10, 2026
Jennifer L Hamann
Chief Financial Officer
Grant 7 $2.3K
Aug 10, 2026
Rahul Jalali
Chief Technology Officer
Grant 8 $2.4K
Aug 10, 2026
Carrie J. Powers
Officer
Grant 5 $1.6K
Page 1 of 11

Source: TwelveData, from SEC Form 4 filings

10

Questions people ask

Answered from the figures on this page, as of October 17, 2026.

Frequently Asked Questions

Is Union Pacific Corp. (UNP) a buy right now?
The Buy rating comes from a model score of 79/100. Most of the lift comes from the trend, as the price is 8.21% above its 200-day average and 0.45% above its 50-day average, and the 50-day average is 7.73% above the 200-day. No factor pulls the score down. This describes the data on this page and is not a personal recommendation.
How has Union Pacific Corp. (UNP) performed over the past year?
The stock rose 29.01% over the past year. Looking at shorter stretches, it dropped 4.21% over three months but gained 2.89% in the last month. Currently it sits 8.53% under its 52-week high of $315.99.
What are the key price levels for UNP?
The 52-week high at $315.99 is the level directly overhead. On the downside, the 50-day SMA at $287.75 comes first, followed by the 20-day EMA at $281.54.
Is UNP expensive compared with Industrials stocks?
UNP's trailing P/E of 22.88 is 32.7% below the Industrials median of 34.0, a gap the peer comparison on this page labels a discount to peers. The price-to-sales ratio of 6.70 runs 67.5% above the sector median of 4.0. These medians are drawn from 66 stocks across the entire sector, not just direct rivals.
Does UNP pay a dividend?
Yes, UNP pays a trailing dividend yield of 1.92%, which works out to $5.56 per share annually. Yield is calculated by dividing the dividend by the share price, so it moves whenever either of those figures moves.
What do Wall Street analysts think of UNP?
Of the 25 analysts covering UNP, 18 rate it buy, 6 hold and 1 sell. Their median 12-month target is $334.00, 15.6% above the current price.
How often has UNP beaten earnings estimates?
Across the last 8 reports in our data, UNP topped the EPS estimate in 5 of them. After 2 of those 5 beats, the share price closed lower in the first session.
How volatile is UNP?
On an average day UNP's price moves 1.06%, based on the 30-day standard deviation of daily returns.
Are UNP insiders buying or selling?
Insiders sold $9.3M of stock over 18 months and made no open-market purchases. Such sales are frequently scheduled ahead of time or carried out to pay tax on vesting shares, which makes them a weaker signal than open-market buying.
What is the 52-week range of UNP?
Over the past 52 weeks, UNP has traded in a range from $215.53 to $315.99. At $289.04, the stock is at 73% of that span, 34.11% above the low and 8.53% below the high.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, or financial regulatory body. The stock analysis, trade plans, and AI-generated signals presented for UNP are for educational and informational purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All trade setups and performance metrics shown are hypothetical, hindsight-based, and simulated. They do not represent actual trades made by CleaRank or its affiliates. Stock prices can be volatile and are subject to market, economic, and company-specific risks. Market data is provided "as-is" and may be delayed by 15 minutes or more. We do not guarantee the accuracy, completeness, or timeliness of any data. You should never invest money you cannot afford to lose. Past performance does not guarantee future results. Consult a qualified financial advisor before making any investment decisions. Analysis generated on October 17, 2026.

Disclaimer:

Engaging in financial markets carries significant risk of total capital loss. Markets are volatile, unpredictable, and past success does not guarantee future results. Never invest funds you cannot afford to lose. CleaRank does not offer financial, investment, or advisory services. We provide no recommendations, endorsements, or guarantees regarding market outcomes. You alone are responsible for your decisions.

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