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Stock·NYSE·Industrials

Snap-on Inc (SNA)

$357.51 -0.37 (-0.10%)
At close: Oct 27, 4:00 PM EDT
Sell
38 / 100
CleaRank Financial AI scorei
Market cap
$18.49B
P/E
18.83
Dividend yield
2.73%
Street target
$405.00median of 11 analysts
52-week range
$320.80 $423.02
01

SNA stock forecast today

Where SNA stands today, and what CleaRank Financial AI makes of it.

SNA at a glance

Snap-on Inc (SNA): Sell, 38/100 on CleaRank's AI score.

  • Trend Down: the price is below both its 50- and 200-day moving averages ($373.85 and $380.31).
  • Earnings SNA beat estimates in 5 of its last 8 quarters, yet fell the next day after 4 of those beats.
  • Insiders Insiders sold $80.0M and made no open-market purchases over the last 18 months.
  • Valuation P/E of 18.8 against 34.0 for the Industrials sector: a discount to peers (-45%).

Figures as of October 27, 2026.

CleaRank Financial AI

CleaRank rates Snap-on Inc (SNA) Sell, with a model score of 38/100.

Valuation lifts the score most: the P/E of 18.83 is 44.6% below the sector median (a discount to peers) and the P/S of 3.51 is 12.3% below the sector median. The trend holds it back most: the price is 6.00% below its 200-day average and 4.37% below its 50-day average, and the 50-day average is 1.70% below the 200-day. The 50-day average stands at $373.85 and the 200-day at $380.31. Over the past year the price rose 3.25%.

Only on CleaRank

Figures we compute ourselves from SNA's own price, earnings and insider-filing history. Tap one to see it in context.

02

SNA stock price and trading

The chart, today's range and how far the price has moved over each period.

2.0

Trend checks

0/4
  • Price above its 50-day average ›
    The price of $357.51 is 4.4% below the 50-day simple moving average of $373.85.
  • Price above its 200-day average ›
    The price is 6.0% below the 200-day simple moving average of $380.31.
  • 50-day average above the 200-day ›
    The 50-day average ($373.85) is 1.7% below the 200-day average ($380.31), the arrangement of a falling longer-term trend.
  • In the upper half of its 52-week range ›
    The price sits at 36% of its 52-week range, between $320.80 and $423.02.

SNA share price

Pick a period: each tab shows how far SNA has moved over it, to the last close.

Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
Start $346.25 Oct 27, 2025
Latest close $357.51 Oct 27, 2026
High $419.31 Jul 28, 2026
Low $328.69 Nov 17, 2025

Today's trading

Where SNA sits inside today's range and its 52-week range.

Day range 1.28% wide
$357.51
$354.52 $359.05
52-week range 36% of the way up
$357.51
$320.80 $423.02
Open
$358.69
Previous close
$357.88
Volume
514.46K
2% below average
Market cap
$18.49B
03

SNA fundamentals and valuation

Valuation against the sector, and the revenue and earnings behind it.

3.0

Valuation and quality checks

5/5
  • P/E below the sector median ›
    The trailing P/E of 18.83 is 44.6% below the Industrials median of 34.0.
  • P/S below the sector median ›
    The price-to-sales ratio of 3.51 is 12.3% below the sector median of 4.0.
  • Profitable over the last 12 months ›
    Net income over the last 12 months was $1.0B on revenue of $5.3B, a net margin of 19.2%.
  • Beat estimates in most recent reports ›
    SNA beat the EPS estimate in 5 of its last 8 reports.
  • Pays a dividend ›
    The trailing dividend yield is 2.73%, or $9.76 a share a year.

Key statistics

The headline figures for SNA.

Market Cap
18.49B
P/E Ratio
18.83
EPS (TTM)
$18.96
Dividend Yield
2.73%
52 Week High
423.02
52 Week Low
320.80

As of October 27, 2026, SNA trades at $357.51, with a market value of $18.49B, a P/E ratio of 18.83 and a dividend yield of 2.73%.

What the numbers say

CleaRank Financial AI's reading of SNA's valuation, growth and risks.

Valuation

SNA's trailing P/E of 18.83 is 44.6% below the Industrials median of 34.0, a gap the peer comparison on this page labels a discount to peers. Measured against sales, the stock trades at 3.51 times, 12.3% below the sector median of 4.0. For scale, the market capitalisation is $18.5B and trailing earnings come to $18.96 a share.

The business earns a net margin of 19.21% and an operating margin of 24.88% and a return on equity of 17.32%, below the sector median of 17.8%. The balance sheet and payout round out the picture, with debt-to-equity of 0.21 and a trailing dividend yield of 2.73% ($9.76 a share a year).

Earnings & Growth

SNA missed the estimate by 5.88% in the October 22, 2026 report, with EPS of $4.64 against the $4.93 analysts expected. Even so, the share price climbed 0.16% in the following session.

SNA beat the EPS estimate in 5 of its last 8 reports, but beats have not guaranteed gains: the stock fell the next day after 4 of them. Looking ahead, analysts expect EPS of $19.14 this fiscal year (a decline of 0.3%) and $20.78 the year after (growth of 8.6%).

Key risks

Plan around day-to-day swings first. On an average session SNA moves 0.90%, and its beta against the S&P 500 is 0.70. The trend also weighs on holders until the price gets back above its moving averages, and the stock remains 15.49% under its 52-week high of $423.02.

SNA against the Industrials sector

How SNA compares with the median Industrials stock CleaRank tracks.

P/E ratio 45% below the median
SNA
18.8x
Sector median
34.0x
P/S ratio 12% below the median
SNA
3.5x
Sector median
4.0x
Revenue growth, year on year 7.5 points below the median
SNA
4.2%
Sector median
11.7%
Return on equity 0.5 points below the median
SNA
17.3%
Sector median
17.8%

Price to earnings vs sector: SNA trades at a notable discount to sector peers (-45%), which may indicate undervaluation or specific company headwinds.

Return vs XLI: Since May 15, 2025, SNA has gained 9.0% against a gain of 18.1% for XLI.

Performance against XLI

SNA and the Industrials sector fund over the same days.

Jun '25Sep '25Dec '25Apr '26Jul '26Oct '26
SNA XLI

Revenue and earnings

How much SNA sells, and how much of it becomes profit.

Revenue, 12 months
$5.3B
Net income, 12 months
$1.0B
Net margin
19.2%
Revenue growth
+4.2%
Q2 '26, year on year
FY202120% marginFY202221% marginFY202322% marginFY202421% marginFY202520% margin
Revenue Net income

The quarterly bars end with Q2 '26 (the quarter to June 30, 2026); SNA reported again on October 22, 2026, and that quarter is not in our statement data yet. The 12-month figures come from the statistics feed and may include it.

Revenue growth: Revenue grew 0.9% in FY2025 to $5.2B, from $5.1B a year earlier.

Profit margin: The net margin was 20.2% in FY2025, down from 20.9% the year before.

Profitable: SNA earned $1.0B in FY2025.

Earnings reality check

Did SNA beat what analysts expected, and how did the stock react?

Beat the estimate
5 of 8
last 8 reports
Fell after a beat
4 of 5
first session after the report
Average surprise
-0.2%
actual EPS against the estimate
Avg. first-session move
-0.9%
the stock, after the report
EPS surprise
First-session move
Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26

Earnings record: SNA beat the analyst estimate in 5 of the last 8 quarters.

Market reaction: The stock fell in the first session after 4 of those 5 beats, so a beat has not been enough on its own.

SNA earnings surprises and the stock's reaction
Report Estimate Actual Surprise First session 5 sessions
Oct 22, 2026after close $4.93 $4.64 -5.88% +0.16% -
Jul 23, 2026after close $4.95 $4.96 +0.20% +2.20% +3.45%
Apr 23, 2026after close $4.75 $4.69 -1.26% -3.16% -1.88%
Feb 5, 2026after close $4.89 $4.94 +1.02% -0.39% +2.09%
Oct 16, 2025after close $4.64 $5.02 +8.19% -1.28% +0.73%
Jul 17, 2025after close $4.63 $4.72 +1.94% -0.32% -2.21%
Apr 17, 2025after close $4.82 $4.51 -6.43% -4.28% +1.09%
Feb 6, 2025after close $4.79 $4.82 +0.63% -0.39% -0.03%

As of October 27, 2026, SNA has beaten the analyst EPS estimate in 5 of its last 8 reported quarters and fell in the first trading session after 4 of those beats; its latest report, on October 22, 2026, came in 5.88% below the estimate and the stock moved +0.16% in the first session.

The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.

04

SNA AI analysis and technical indicators

CleaRank's score and reasoning, the indicators behind it, and what the price moves with.

4.0

Momentum checks

1/3
  • RSI not overbought or oversold ›
    The 14-day RSI is 36.3, showing bearish momentum without being oversold.
  • RSI above 50 ›
    An RSI of 36.3 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.
  • MACD line above zero ›
    The MACD line is negative, so the 12-day average is below the 26-day average.

CleaRank Financial AI analysis of SNA

The score, the reasoning behind it, and what could move the price next.

Company's health
3/5
12-month analyst target
$405.00
+13.28% above price · median of 11 analysts
AI analyst consensus
38/100
Sell
What the AI sees

Snap-on Inc (SNA) is in a downtrend: the price of $357.51 sits 6.00% below its 200-day average of $380.31 and 4.37% below its 50-day average of $373.85. The stock is at 36% of its 52-week range of $320.80 to $423.02, so the price is 15.49% below the high.

A recent pullback sits inside a stronger longer record: the price fell 3.17% over the past month, fell 14.74% over the past three months and rose 3.25% over the past year. The 14-day RSI of 36.3 is in the bearish zone, above the oversold line, and the MACD line is negative.

Catalysts
Rewards
  • New analyst coverage ›

    Barclays started coverage at Overweight on May 28, 2026.

    Source: Analyst action, Barclays, May 28, 2026
Other events
  • Earnings miss, but the stock rose ›

    The October 22, 2026 report missed the EPS estimate by 5.88%, and the share price rose 0.16% in the first session after it.

    Source: Earnings report, October 22, 2026
ProTips
  1. The two closest levels to watch are the 20-day EMA at $363.95, which sits above the price, and the 52-week low at $320.80, which sits below it.
  2. A 14-day RSI of 36.3 falls in the bearish zone, and the MACD line is negative. Readings above 70 or below 30 would signal stretched momentum in either direction.
  3. SNA beat estimates in 5 of the last 8 reports, and after the October 22, 2026 report the share price rose 0.16% in the first session.
Market outlook

SNA sits below its 50-day and 200-day moving averages ($373.85 and $380.31), and that is why the trend reads as down. A recovery would first need to reclaim the 50-day average. The closest level above the price is the 20-day EMA, at $363.95.

The next level below the price is the 52-week low at $320.80.

Technical indicators

Momentum and trend for SNA, from its daily closes.

Technical rating Bearish 0 of 4 signals bullish
  • RSI Bearish
  • SMA cross Bearish
  • Price vs SMA Bearish
  • MACD Bearish
Momentum Bearish
36.314-day RSI
Oversold <30 Neutral Overbought >70
MACD (12, 26) -4.14 Bearish
Trend Death cross
-4.4%price against the 50-day average
200-day $380.31 50-day $373.85 Price $357.51
Price against the 200-day -6.0% Bearish

As of October 27, 2026, with SNA at $357.51, its 14-day RSI is 36.3 (showing bearish momentum without being oversold), its 50-day simple moving average is $373.85 and its 200-day is $380.31.

Calculated by CleaRank on daily closes as of October 27, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26). How we calculate these

What SNA moves with

Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.

-1 0 +1
S&P 500 (SPY) +0.51 Moderate
Nasdaq 100 (QQQ) +0.40 Weak
Bitcoin (BTC) +0.15 Weak
Gold (XAU) +0.14 Weak

As of October 27, 2026, SNA's 1-year correlation of daily returns is +0.51 with S&P 500 (SPY), +0.40 with Nasdaq 100 (QQQ), +0.15 with Bitcoin (BTC) and +0.14 with gold (XAU).

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05

SNA price target and analyst forecast

The analysts' target range and how their ratings split.

5.0

Analysts checks

1/3
  • Most analysts rate it a buy ›
    5 of 11 analysts rate it a buy or strong buy, 5 a hold and 1 a sell.
  • Median target above the price ›
    The median 12-month target of $405.00 is 13.3% above the price.
  • More buy ratings than three months ago ›
    5 of 11 rate it a buy now, against 5 of 11 three months ago.

SNA Wall Street View

12-month price targets

Low $340.00 Median $405.00 (+13.3%) High $485.00

Ratings

Buy 5 Hold 5 Sell 1 3 months ago: 5 of 11 buy

Recent rating actions

Recent analyst rating actions on SNA
Date Firm Action Rating
Oct 6, 2026 Barclays Maintains Overweight
Jul 31, 2026 Tigress Financial Maintains Buy
Jul 24, 2026 Roth Capital Reiterates Buy
Jul 23, 2026 Roth Capital Reiterates Buy
May 28, 2026 Barclays Initiates Overweight

As of October 27, 2026, 11 Wall Street analysts cover SNA: 5 rate it a buy or strong buy, 5 a hold and 1 a sell or strong sell. Their 12-month price targets range from $340.00 to $485.00. The median SNA price target is $405.00, 13.3% above the price of $357.51.

Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.

06

SNA trade plan: entry, stop loss and targets

Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.

SNA trade plan

Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.

Your bias
Risk per trade 1%
Conservative Aggressive
Portfolio value
$
Position size: Enter portfolio size →

Short entry pick an entry style

Conservative
$364.66
2% above current price
Lower risk, wait for rally
Aggressive
$357.51
Entry at current price
Higher risk, chasing the move

Risk management

Stop loss
$375.60
Max loss
-3.0%
Volatility-adjusted stop Set from the RSI (36.3) and recent volatility.

Profit targets (Based on Conservative Entry)

Target 1
$346.43
-5% (Conservative) -3.1% (Aggressive)
Target 2
$328.19
-10% (Conservative) -8.2% (Aggressive)
Target 3
$309.96
-15% (Conservative) -13.3% (Aggressive)

These levels come from SNA's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.

Risk profile

How much SNA tends to move, against the market and on its own.

Beta
0.70
against the S&P 500; 1 moves with the market
Daily volatility
0.90%
30-day standard deviation
52-week range
$357.51
$320.80 36% of the way up $423.02

Compare SNA

Put SNA side by side with other stocks and benchmarks.

07

SNA price history and drawdowns

SNA's worst falls and recoveries, what $10,000 became, and which months have been kind to it.

7.0

Track record checks

3/4
  • Average daily move under 2% ›
    The price has moved 0.90% on an average day (30-day standard deviation of daily returns).
  • Recovered from its worst fall ›
    The worst fall was 42.2%, from September 2018 to April 2020, regained by November 2020.
  • Most 1-year holds ended higher ›
    77% of 1-year holding periods in the last 10 years ended with a gain.
  • Beat the S&P 500 since the chart begins ›
    $10,000 invested in October 2016 is now worth $29,791, against $42,376 in the S&P 500 (SPY).

SNA Drawdowns & Recovery

Worst fall, last 10 years
-42.2%
September 2018 to April 2020
Recovery
7 months
back at the old peak by November 2020
From the 10-year high
-14.7%
highest close, July 2026
1-year holds that gained
77%
of every 1-year window

As of October 27, 2026, SNA's worst peak-to-trough fall over the last 10 years with dividends reinvested was -42.2% (September 2018 to April 2020); it regained that peak by November 2020, 7 months after the low, and 77% of 1-year holding periods ended with a gain.

From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.

Growth of $10,000

What $10,000 put into SNA in October 2016 is worth now, against the same amount in the S&P 500.

SNA today
$29,791
from $10,000 in October 2016, dividends reinvested
S&P 500 today
$42,376
the same $10,000 in SPY
Behind the index by
$12,585
0.7x the index result
Total change
+198%
3.0x the starting amount
20182020202220242026
SNA S&P 500 (SPY)

Against the market: SNA trailed the S&P 500 over this period: $29,791 against $42,376.

A $10,000 investment in SNA in October 2016 would be worth about $29,791 today with dividends reinvested, compared with about $42,376 for the same investment in the S&P 500 benchmark (also with dividends reinvested).

Seasonal patterns

Which calendar months have been kind to SNA, and which have not.

Jan6/10 upFeb4/10 upMar4/10 upApr7/10 upMay5/10 upJun5/10 upJul6/10 upAug6/10 upSep5/10 upOct6/9 upNov7/10 upDec6/10 up

Strongest month, November: an average of +5.82%, up in 7 of 10 years.

Weakest month, March: an average of -2.14%, up in 4 of 10 years.

This month, October: has averaged +2.79%, up in 6 of 9 years. Past seasonality does not repeat on schedule.

Over the last 10 years, SNA's strongest calendar month has been November (average +5.82%, up in 7 of 10 years) and its weakest March (average -2.14%, up in 4 of 10 years).

Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.

08

SNA stock price prediction 2030

Thousands of simulated paths from the price history. A range of outcomes, not a forecast.

Monte Carlo projection

Thousands of simulated paths for $10,000 in SNA, from its own past volatility. The shaded area holds 80% of them.

Downside, 2030
$6,622
10th percentile
Base case, 2030
$13,271
median path
Upside, 2030
$26,593
90th percentile
20262027202820292030
Upside (90th) Base case (median) Downside (10th) 10th to 90th percentile

CleaRank's 4-year Monte Carlo simulation, based on 10 years of price history, projects that a $10,000 investment in SNA today could grow to about $13,271 by 2030 in the base case, with a 90th-percentile outcome near $26,593 and a 10th-percentile outcome around $6,622. The simulation models price only; at today's 2.73% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.

SNA Stock Price Prediction 2030: Simulated Scenarios

The same simulation in share prices, year by year.

Price today
$358
Base case, 2030
$474
1.3x over 4 years
Range, 2030
$237 to $951
10th to 90th percentile

CleaRank's simulation projects a price near $474 for SNA by 2030 in the base case, from $358 today (1.3x over 4 years). The 10th-percentile path ends near $237. These are outcomes of a Monte Carlo simulation run on SNA's historical return distribution, not price targets, and they assume no dividends are reinvested.

SNA simulated price paths by year
Year 10th percentile Base case 90th percentile range base today
2027 $271 $384 $543
2028 $252 $412 $673
2029 $242 $442 $807
2030 $237 $474 $951

Method: a lognormal simulation of SNA's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles. How the simulation works

09

SNA insider trading

What the people running the company have bought and sold.

SNA insider trading

Shares the company's directors and officers bought and sold, from their own filings.

Bought
None
no open-market buys
Sold
$80.0M
28 open-market sales
Insiders filing
19
over the last 18 months
Average trade
$2.9M
buys and sales together

Month by month

Open-market purchases above the line, sales below.

May '25Aug '25Nov '25Feb '26May '26Aug '26Oct '26

Net insider selling: No insider bought SNA shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.

As of October 27, 2026, SNA insiders reported 28 open-market sales worth $80.0M and no open-market purchases over the last 18 months; grants and option exercises are not counted.

Insider transactions in SNA
Date Insider Type Shares Value
Aug 31, 2026
David Charles Adams
Director
Grant 1.7K -
Aug 26, 2026
Marty V Ozolins
Officer
Sell 800 $320.0K
Aug 26, 2026
Marty V Ozolins
Officer
Option 800 $135.0K
Aug 18, 2026
Nicholas T Pinchuk
Chief Executive Officer
Sell 22.9K $9.1M
Aug 18, 2026
Nicholas T Pinchuk
Chief Executive Officer
Option 33.8K $5.7M
Aug 13, 2026
Aldo John Pagliari
Chief Financial Officer
Sell 5.5K $2.2M
Aug 13, 2026
Aldo John Pagliari
Chief Financial Officer
Option 8.0K $1.3M
Aug 11, 2026
June C Lemerand
Chief Technology Officer
Sell 4.4K $1.8M
Aug 11, 2026
June C Lemerand
Chief Technology Officer
Option 2.4K $395.9K
Aug 6, 2026
Iain Boyd
Officer
Sell 1.9K $794.4K
Page 1 of 9

Source: TwelveData, from SEC Form 4 filings

10

SNA stock forecast: questions people ask

Answered from the figures on this page, as of October 27, 2026.

SNA Forecast: Frequently Asked Questions

Is Snap-on Inc (SNA) a buy right now?
A score of 38/100 gives SNA its Sell rating. Valuation carries the score: the P/E of 18.83 is 44.6% below the sector median (a discount to peers) and the P/S of 3.51 is 12.3% below the sector median. The trend holds the score back, because the price is 6.00% below its 200-day average and 4.37% below its 50-day average, and the 50-day average is 1.70% below the 200-day. This describes the data on this page and is not a personal recommendation.
How has Snap-on Inc (SNA) performed over the past year?
The price has climbed 3.25% across the last twelve months. Shorter stretches tell a weaker story, with a 14.74% drop over three months and a 3.17% drop over the past month. The stock now sits 15.49% under its 52-week high of $423.02.
What are the key price levels for SNA?
Two levels sit above the price: the 20-day EMA at $363.95 and the 50-day SMA at $373.85. The 52-week low at $320.80 is the level below.
Is SNA expensive compared with Industrials stocks?
SNA's trailing P/E of 18.83 is 44.6% below the Industrials median of 34.0, a gap the peer comparison on this page labels a discount to peers. Measured on price-to-sales, its ratio of 3.51 is 12.3% under the sector median of 4.0. Those medians are drawn from 66 stocks across the entire sector, not just direct rivals.
Does SNA pay a dividend?
Yes. SNA pays a trailing dividend yield of 2.73%, which works out to $9.76 a share each year. Because yield is the dividend divided by the price, it moves whenever either of those moves.
What do Wall Street analysts think of SNA?
Among the 11 analysts who cover SNA, 5 recommend buying it, 5 hold and 1 sell. The median 12-month target stands at $405.00, which is 13.3% above the current price.
How often has SNA beaten earnings estimates?
SNA beat the EPS estimate in 5 of the last 8 reports in our data. The share price fell in the first session after 4 of those 5 beats.
How volatile is SNA?
On an average day SNA moves 0.90%, based on the 30-day standard deviation of daily returns. Measured against the S&P 500, its beta is 0.70.
Are SNA insiders buying or selling?
Insiders sold $80.0M of stock over the last 18 months and made no open-market purchases. Such sales are often planned ahead or made to cover tax on vesting shares, which makes them a weaker signal than purchases.
What is the 52-week range of SNA?
Over the past 52 weeks, SNA has ranged from $320.80 to $423.02. At $357.51, the stock is at 36% of that span, 11.44% above the low and 15.49% below the high.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, or financial regulatory body. The stock analysis, trade plans, and AI-generated signals presented for SNA are for educational and informational purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All trade setups and performance metrics shown are hypothetical, hindsight-based, and simulated. They do not represent actual trades made by CleaRank or its affiliates. Stock prices can be volatile and are subject to market, economic, and company-specific risks. Market data is provided "as-is" and may be delayed by 15 minutes or more. We do not guarantee the accuracy, completeness, or timeliness of any data. You should never invest money you cannot afford to lose. Past performance does not guarantee future results. Consult a qualified financial advisor before making any investment decisions. Analysis generated on October 28, 2026.

Disclaimer:

Engaging in financial markets carries significant risk of total capital loss. Markets are volatile, unpredictable, and past success does not guarantee future results. Never invest funds you cannot afford to lose. CleaRank does not offer financial, investment, or advisory services. We provide no recommendations, endorsements, or guarantees regarding market outcomes. You alone are responsible for your decisions.

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