Stock·NYSE·Technology
Shift4 Payments Inc. (FOUR)
- Market cap
- $2.92B
- Dividend yield
- None
- Street target
- $49.50median of 25 analysts
- 52-week range
- $34.56 $76.86
FOUR stock forecast today
Where FOUR stands today, and what CleaRank Financial AI makes of it.
FOUR at a glance
Shift4 Payments Inc. (FOUR): Sell, 34/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($41.29 and $46.85).
- Insiders Insiders sold $4.3M and bought $49.9M over the last 18 months.
Figures as of October 26, 2026.
CleaRank Financial AI
Shift4 Payments Inc. (FOUR) carries a CleaRank rating of Sell and a model score of 34/100.
The analysts' outlook is the biggest support, with the median target 33.8% above the price. The trend is the biggest drag: the price is 21.05% below its 200-day average and 10.42% below its 50-day average, and the 50-day average sits 11.87% below the 200-day. Those averages are $41.29 for the 50-day and $46.85 for the 200-day. Across the past year, the price declined 51.49%.
Only on CleaRank
Figures we compute ourselves from FOUR's own price, earnings and insider-filing history. Tap one to see it in context.
FOUR stock price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
0/4Price above its 50-day average ›
The price of $36.99 is 10.4% below the 50-day simple moving average of $41.29.Price above its 200-day average ›
The price is 21.1% below the 200-day simple moving average of $46.85.50-day average above the 200-day ›
The 50-day average ($41.29) is 11.9% below the 200-day average ($46.85), the arrangement of a falling longer-term trend.In the upper half of its 52-week range ›
The price sits at 6% of its 52-week range, between $34.56 and $76.86.
FOUR share price
Pick a period: each tab shows how far FOUR has moved over it, to the last close.
Today's trading
Where FOUR sits inside today's range and its 52-week range.
FOUR fundamentals and valuation
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
2/2P/S below the sector median ›
The price-to-sales ratio of 0.61 is 92.0% below the sector median of 7.6.Profitable over the last 12 months ›
Net income over the last 12 months was $122.4M on revenue of $4.8B, a net margin of 2.6%.
Key statistics
The headline figures for FOUR.
As of October 26, 2026, FOUR trades at $36.99, with a market value of $2.92B.
What the numbers say
CleaRank Financial AI's reading of FOUR's valuation, growth and risks.
FOUR is growing faster than its sector. Revenue rose 34.10% in the latest quarter year on year, compared with a sector median of 24.2%. On profitability, the net margin is 2.6% and the operating margin is 7.49%. Return on equity stands at 6.49%, below the sector median of 13.4%. Debt-to-equity is 2.62.
Day-to-day volatility is the first thing to plan around: FOUR has moved 2.32% on an average session with a beta of 1.39 against the S&P 500. Until the price regains its moving averages, the trend works against holders. The price is 51.87% below its 52-week high of $76.86.
FOUR against the Technology sector
How FOUR compares with the median Technology stock CleaRank tracks.
Price to sales vs sector: On price-to-sales, the yardstick used here in place of P/E, FOUR trades at 0.6108x, far below the sector average of 7.60x.
Return vs XLK: Since May 14, 2025, FOUR has lost 59.9% against a gain of 59.2% for XLK.
Performance against XLK
FOUR and the Technology sector fund over the same days.
Revenue and earnings
How much FOUR sells, and how much of it becomes profit.
Revenue growth: Revenue grew 25.5% in FY2025 to $4.2B, from $3.3B a year earlier.
Profit margin: The net margin was 3.5% in FY2025, down from 8.8% the year before.
Profitable: FOUR earned $147M in FY2025.
FOUR AI analysis and technical indicators
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 39.4, showing bearish momentum without being oversold.RSI above 50 ›
An RSI of 39.4 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank Financial AI analysis of FOUR
The score, the reasoning behind it, and what could move the price next.
Shift4 Payments Inc. (FOUR) is trending down. The stock, priced at $36.99, sits 10.42% below its 50-day average of $41.29 and 21.05% below its 200-day average of $46.85. It is also close to the floor of its 52-week range: the price is 7.03% above the low of $34.56 and 51.87% below the high of $76.86. Because the 50-day average is 11.87% below the 200-day average, the shorter-term trend is running weaker than the longer one.
Momentum is weak but not washed out. The 14-day RSI sits at 39.4, inside the bearish zone and still above the oversold line, while the MACD line is negative. Every recent return points down: over the past three months the price fell 25.98%, over the past six months it fell 17.80%, and over the past year it fell 51.49%.
New analyst coverage ›
B of A Securities restarted coverage at Neutral on October 15, 2026.
Source: Analyst action, B of A Securities, October 15, 2026
- Two levels matter most right now. The 20-day EMA at $39.19 sits above the price, and the 52-week low at $34.56 sits below it.
- The 14-day RSI reads 39.4, which is in the bearish zone, and the MACD line is negative. Readings above 70 or below 30 are where momentum is considered stretched.
The trend is down because FOUR sits beneath both its 50-day ($41.29) and 200-day ($46.85) averages. A move back above the 50-day would be the first real sign of repair. Just above the price, the 20-day EMA at $39.19 is the closest level a rebound would meet.
If the price falls further, the 52-week low at $34.56 is the next level it would meet. The RSI sits in the bearish zone, and momentum still points lower.
Technical indicators
Momentum and trend for FOUR, from its daily closes.
As of October 26, 2026, with FOUR at $36.99, its 14-day RSI is 39.4 (showing bearish momentum without being oversold), its 50-day simple moving average is $41.29 and its 200-day is $46.85.
Calculated by CleaRank on daily closes as of October 26, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26). How we calculate these
What FOUR moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 26, 2026, FOUR's 1-year correlation of daily returns is +0.37 with S&P 500 (SPY), +0.30 with Nasdaq 100 (QQQ), +0.11 with Bitcoin (BTC) and +0.01 with gold (XAU).
FOUR price target and analyst forecast
The analysts' target range and how their ratings split.
Analysts checks
2/3Most analysts rate it a buy ›
12 of 25 analysts rate it a buy or strong buy, 13 a hold and 0 a sell.Median target above the price ›
The median 12-month target of $49.50 is 33.8% above the price.More buy ratings than three months ago ›
12 of 25 rate it a buy now, against 11 of 24 three months ago.
FOUR Wall Street View
12-month price targets
The price, $36.99, sits below every analyst's target.
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 15, 2026 | B of A Securities | Reinstates | Neutral |
| Oct 13, 2026 | Raymond James | Maintains | Outperform |
| Oct 13, 2026 | BTIG | Maintains | Buy |
| Oct 6, 2026 | B. Riley Securities | Maintains | Buy |
| Oct 5, 2026 | Susquehanna | Maintains | Positive |
| Sep 24, 2026 | Mizuho | Maintains | Outperform |
As of October 26, 2026, 25 Wall Street analysts cover FOUR: 12 rate it a buy or strong buy, 13 a hold and 0 a sell or strong sell. Their 12-month price targets range from $40.00 to $94.00. The median FOUR price target is $49.50, 33.8% above the price of $36.99.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
FOUR trade plan: entry, stop loss and targets
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
FOUR trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Short entry pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from FOUR's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much FOUR tends to move, against the market and on its own.
FOUR price history and drawdowns
FOUR's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
1/4Average daily move under 2% ›
The price has moved 2.32% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 71.7%, from February 2025 to October 2026; the price is still 70.6% below that peak.Most 1-year holds ended higher ›
56% of 1-year holding periods in the last 6 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in June 2020 is now worth $11,029, against $26,197 in the S&P 500 (SPY).
FOUR Drawdowns & Recovery
As of October 26, 2026, FOUR's worst peak-to-trough fall over the period since June 2020 with dividends reinvested was -71.7% (February 2025 to October 2026); it is still 70.6% below that peak, and 56% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into FOUR in June 2020 is worth now, against the same amount in the S&P 500.
Against the market: FOUR trailed the S&P 500 over this period: $11,029 against $26,197.
A $10,000 investment in FOUR in June 2020 would be worth about $11,029 today with dividends reinvested, compared with about $26,197 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to FOUR, and which have not.
Strongest month, December: an average of +8.22%, up in 4 of 6 years.
Weakest month, September: an average of -5.84%, up in 1 of 7 years.
This month, October: has averaged -1.35%, up in 3 of 6 years. Past seasonality does not repeat on schedule.
Over the last 7 years, FOUR's strongest calendar month has been December (average +8.22%, up in 4 of 6 years) and its weakest September (average -5.84%, up in 1 of 7 years).
Average return for each calendar month over the last 7 years, from weekly closing prices with dividends included.
FOUR stock price prediction 2030
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in FOUR, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 4-year Monte Carlo simulation, based on 6 years of price history, projects that a $10,000 investment in FOUR today could grow to about $11,687 by 2030 in the base case, with a 90th-percentile outcome near $42,100 and a 10th-percentile outcome around $3,244. Projections are statistical simulations, not guarantees.
FOUR Stock Price Prediction 2030: Simulated Scenarios
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $43.23 for FOUR by 2030 in the base case, from $36.99 today (1.2x over 4 years). The 10th-percentile path ends near $12.00. These are outcomes of a Monte Carlo simulation run on FOUR's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $20.26 | $38.46 | $73.00 | |
| 2028 | $16.16 | $39.99 | $98.97 | |
| 2029 | $13.70 | $41.58 | $126 | |
| 2030 | $12.00 | $43.23 | $156 |
Method: a lognormal simulation of FOUR's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles. How the simulation works
FOUR insider trading
What the people running the company have bought and sold.
FOUR insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Net insider buying: Insiders bought $49.9M on the open market and sold $4.3M.
As of October 26, 2026, FOUR insiders reported 13 open-market sales worth $4.3M and 5 open-market purchases worth $49.9M over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Aug 7, 2026 | Christopher Nestor Cruz
Chief Financial Officer
|
Grant | 24.9K | - |
| Jun 15, 2026 | Sam Bakhshandehpour
Director
|
Grant | 5.1K | $210.0K |
| Jun 15, 2026 | Seth Dallaire
Director
|
Grant | 5.1K | $210.0K |
| Jun 15, 2026 | Karen Roter Davis
Director
|
Grant | 5.1K | $210.0K |
| Jun 15, 2026 | Nancy J. Disman
Director
|
Grant | 7.3K | $302.4K |
| Jun 15, 2026 | Sarah A. Goldsmith-Grover
Director
|
Grant | 5.1K | $210.0K |
| Jun 15, 2026 | Jonathan S Halkyard
Director
|
Grant | 5.1K | $210.0K |
| May 12, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Buy | 388.5K | $15.9M |
| Mar 17, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Grant | 1.6K | - |
| Mar 10, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Buy | 43.8K | $2.0M |
| Mar 2, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Buy | 45.7K | $2.0M |
| Feb 27, 2026 | Christopher Nestor Cruz
Chief Financial Officer
|
Grant | 17.1K | $755.2K |
| Feb 27, 2026 | Nancy J. Disman
Director
|
Grant | 76.0K | $3.3M |
| Feb 27, 2026 | Jordan Frankel
Officer
|
Grant | 62.5K | $2.8M |
| Feb 27, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Buy | 296.2K | $13.7M |
| Feb 27, 2026 | David Taylor Lauber
Chief Executive Officer
|
Grant | 222.4K | $9.8M |
| Feb 27, 2026 | James J. Whalen
Officer
|
Grant | 17.0K | $750.0K |
| Feb 6, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Grant | 1.1M | - |
| Feb 6, 2026 | Jared Isaacman
Beneficial Owner of more than 10% of a Class of Security
|
Grant | 19.8M | - |
| Dec 11, 2025 | David Taylor Lauber
Chief Executive Officer
|
Sell | 12.0K | $828.0K |
| Dec 11, 2025 | Nancy J. Disman
Director
|
Sell | 5.0K | $347.5K |
| Dec 8, 2025 | Jared Isaacman
Officer, Director and Beneficial Owner
|
Grant | 127.6K | - |
| Nov 12, 2025 | James J. Whalen
Officer
|
Sell | 1.4K | $102.8K |
| Sep 15, 2025 | Nancy J. Disman
Chief Financial Officer
|
Sell | 5.0K | $436.4K |
| Sep 8, 2025 | Jared Isaacman
Officer, Director and Beneficial Owner
|
Grant | 85.3K | - |
| Sep 3, 2025 | David Taylor Lauber
Chief Executive Officer
|
Sell | 2.5K | $221.5K |
| Aug 15, 2025 | James J. Whalen
Officer
|
Sell | 794 | $71.4K |
| Aug 15, 2025 | James J. Whalen
Officer
|
Grant | 150 | - |
| Aug 11, 2025 | Jared Isaacman
Officer, Director and Beneficial Owner
|
Buy | 196.4K | $16.3M |
| Aug 6, 2025 | Christopher Nestor Cruz
Chief Financial Officer
|
Grant | 219.0K | $18.0M |
| Jun 30, 2025 | Sarah A. Goldsmith-Grover
Director
|
Sell | 3.0K | $295.7K |
| Jun 30, 2025 | Karen Roter Davis
Director
|
Sell | 750 | $75.0K |
| Jun 17, 2025 | David Taylor Lauber
Chief Executive Officer
|
Grant | 31.1K | $2.9M |
| Jun 16, 2025 | Nancy J. Disman
Chief Financial Officer
|
Sell | 10.0K | $903.3K |
| Jun 13, 2025 | Sam Bakhshandehpour
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Christopher Nestor Cruz
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Seth Dallaire
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Karen Roter Davis
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Sarah A. Goldsmith-Grover
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Jonathan S Halkyard
Director
|
Grant | 2.4K | - |
| Jun 13, 2025 | Donald Isaacman
Director
|
Grant | 2.4K | - |
| Jun 12, 2025 | Karen Roter Davis
Director
|
Sell | 2.8K | $260.6K |
| Jun 12, 2025 | Sarah A. Goldsmith-Grover
Director
|
Sell | 1.0K | $94.5K |
| Jun 9, 2025 | Jordan Frankel
Officer
|
Sell | 5.0K | $472.9K |
| Jun 3, 2025 | David Taylor Lauber
Chief Executive Officer
|
Sell | 2.5K | $236.2K |
Source: TwelveData, from SEC Form 4 filings
FOUR stock forecast: questions people ask
Answered from the figures on this page, as of October 26, 2026.