Stock·NYSE·Financial Services
Klarna Group (KLAR)
- Market cap
- $4.94B
- Dividend yield
- 0.00%
- Street target
- $18.00median of 24 analysts
- 52-week range
- $12.06 $40.05
The short version
Where KLAR stands today, in four lines, and what CleaRank Financial AI makes of it.
KLAR at a glance
Klarna Group (KLAR): Hold, 42/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($14.56 and $17.20).
- Earnings KLAR beat estimates in 3 of its last 4 quarters, yet fell the next day after every one of them.
- Insiders Insiders bought $9.9M and made no open-market sales over the last 18 months.
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates Klarna Group (KLAR) Hold, with a model score of 42/100.
Revenue growth lifts the score most: revenue grew 26.60%, 14.9 percentage points faster than the sector median. The trend holds it back most: the price is 24.32% below its 200-day average and 10.56% below its 50-day average, and the 50-day average is 15.38% below the 200-day. The 50-day average stands at $14.56 and the 200-day at $17.20. Over the past year the price fell 63.30%.
Only on CleaRank
Figures we compute ourselves from KLAR's own price, earnings and insider-filing history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
0/4Price above its 50-day average ›
The price of $13.02 is 10.6% below the 50-day simple moving average of $14.56.Price above its 200-day average ›
The price is 24.3% below the 200-day simple moving average of $17.20.50-day average above the 200-day ›
The 50-day average ($14.56) is 15.4% below the 200-day average ($17.20), the arrangement of a falling longer-term trend.In the upper half of its 52-week range ›
The price sits at 3% of its 52-week range, between $12.06 and $40.05.
KLAR share price
Pick a period: each tab shows how far KLAR has moved over it, to the last close.
Today's trading
Where KLAR sits inside today's range and its 52-week range.
Fundamentals
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
2/3P/S below the sector median ›
The price-to-sales ratio of 1.22 is 67.8% below the sector median of 3.8.Profitable over the last 12 months ›
Net income over the last 12 months was $-142.0M on revenue of $4.0B, a net margin of -3.5%.Beat estimates in most recent reports ›
KLAR beat the EPS estimate in 3 of its last 4 reports.
Key statistics
The headline figures for KLAR.
As of October 17, 2026, KLAR trades at $13.02, with a market value of $4.94B and no P/E ratio (its trailing earnings are negative).
What the numbers say
CleaRank Financial AI's reading of KLAR's valuation, growth and risks.
Klarna Group (KLAR) has no meaningful P/E, because the company lost money over the last 12 months. Its price-to-sales ratio of 1.22 is 67.9% below the sector median of 3.8. Trailing earnings stand at -$0.36 per share.
The company is losing money, with a net margin of -3.52% and an operating margin of 2.97%. Growth outpaces the sector: revenue grew 26.60% in the latest year, against a sector median of 11.7%. Shareholders' capital earns -4.29%, below the sector median of 13.8%, measured as return on equity. Rounding out the fundamentals, KLAR reports debt-to-equity of 0.66.
KLAR's most recent earnings report, released on August 18, 2026, came in above forecast: EPS of $0.03 compared with an estimate of -$0.02, a beat of 250.00%. Even so, the share price dropped 2.19% in the next session.
KLAR beat the EPS estimate in 3 of its last 4 reports, yet the stock fell in the first session after every one of those 3 beats. The largest of the earlier reactions came after the May 14, 2026 report, which beat the estimate by 93.75% while the stock fell 7.89%. Analysts' average EPS estimate for this fiscal year is $0.06, which would be growth of 347.8%, and $0.5482 for next year.
KLAR moves an average of 2.19% on a typical day. While the price stays under its moving averages, the trend is a headwind for anyone holding the stock. The price is 67.49% below the 52-week high of $40.05.
KLAR against the Financial Services sector
How KLAR compares with the median Financial Services stock CleaRank tracks.
Price to sales vs sector: On price-to-sales, the yardstick used here in place of P/E, KLAR trades at 1.22x, -68% versus the sector average of 3.80x.
Return vs XLF: Since Sep 10, 2025, KLAR has lost 71.9% against a gain of 4.4% for XLF.
Performance against XLF
KLAR and the Financial Services sector fund over the same days.
Revenue and earnings
How much KLAR sells, and how much of it becomes profit.
Revenue growth: Revenue grew 24.9% in FY2025 to $3.5B, from $2.8B a year earlier.
Profit margin: The net margin was -7.8% in FY2025, down from 0.7% the year before.
Loss-making: KLAR lost $273M in FY2025.
Earnings reality check
Did KLAR beat what analysts expected, and how did the stock react?
Earnings record: KLAR beat the analyst estimate in 3 of the last 4 quarters.
Market reaction: The stock fell in the first session after 3 of those 3 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Aug 18, 2026after close | -$0.02 | $0.03 | +250.00% | -2.19% | -5.25% |
| May 14, 2026after close | -$0.16 | -$0.01 | +93.75% | -7.89% | -3.28% |
| Feb 19, 2026after close | -$0.02 | -$0.02 | +0.00% | -5.56% | +2.09% |
| Nov 18, 2025after close | -$0.26 | -$0.07 | +73.08% | -3.79% | -4.27% |
As of October 17, 2026, KLAR has beaten the analyst EPS estimate in 3 of its last 4 reported quarters and fell in the first trading session after 3 of those beats; its latest report, on August 18, 2026, came in 250.00% above the estimate and the stock moved -2.19% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 42.0, in neutral territory.RSI above 50 ›
An RSI of 42.0 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of KLAR
The score, the reasoning behind it, and what could move the price next.
Klarna Group (KLAR) is in a downtrend. At $13.02, the stock sits 10.56% below its 50-day average of $14.56 and 24.32% below its 200-day average of $17.20. It is also close to the bottom of its 52-week range: 7.96% above the $12.06 low, and 67.49% below the $40.05 high. Because the 50-day average is 15.38% below the 200-day average, the shorter-term trend is weaker than the longer one.
The record is negative across every period shown: the price fell 30.56% over the past three months, fell 13.55% over the past six months and fell 63.30% over the past year. Volume in the last session ran 27.4% above its average, on a day the price fell 3.63%. The 14-day RSI of 42.0 is in the neutral zone, and the MACD line is negative.
Earnings beat ›
The August 18, 2026 report beat the EPS estimate by 250.00%, and the share price fell 2.19% in the first session after it.
Source: Earnings report, August 18, 2026New analyst coverage ›
Scotiabank started coverage at Sector Perform on September 2, 2026.
Source: Analyst action, Scotiabank, September 2, 2026
Analyst downgrade ›
Wolfe Research downgraded it to Peer Perform from Outperform on August 25, 2026.
Source: Analyst action, Wolfe Research, August 25, 2026
- The two closest levels to watch are the 20-day EMA at $13.40, just above the price, and the 52-week low at $12.06, just below it.
- A 14-day RSI of 42.0 falls in the neutral zone, and the MACD line is negative. Readings above 70 or below 30 would signal stretched momentum.
- After the August 18, 2026 report the share price fell 2.19% in the first session; KLAR beat estimates in 3 of the last 4 reports.
KLAR trades under its 50-day ($14.56) and 200-day ($17.20) averages, which is what makes the trend down; regaining the 50-day would be the first sign of repair. The nearest level above the price is the 20-day EMA at $13.40.
The next level below the price is the 52-week low of $12.06.
Technical indicators
Momentum and trend for KLAR, from its daily closes.
As of October 17, 2026, with KLAR at $13.02, its 14-day RSI is 42.0 (neutral territory), its 50-day simple moving average is $14.56 and its 200-day is $17.20.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What KLAR moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, KLAR's 1-year correlation of daily returns is +0.43 with S&P 500 (SPY), +0.41 with Nasdaq 100 (QQQ), +0.20 with Bitcoin (BTC) and +0.10 with gold (XAU).
What Wall Street expects
The analysts' target range and how their ratings split.
Analysts checks
1/3Most analysts rate it a buy ›
10 of 24 analysts rate it a buy or strong buy, 14 a hold and 0 a sell.Median target above the price ›
The median 12-month target of $18.00 is 38.2% above the price.More buy ratings than three months ago ›
10 of 24 rate it a buy now, against 13 of 22 three months ago.
KLAR Wall Street View
12-month price targets
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 6, 2026 | TD Cowen | Maintains | Hold |
| Sep 9, 2026 | Loop Capital | Assumes | Hold |
| Sep 2, 2026 | Scotiabank | Initiates | Sector Perform |
| Aug 25, 2026 | Wolfe Research | Downgrade | Peer Perform |
| Aug 24, 2026 | UBS | Downgrade | Neutral |
| Aug 21, 2026 | Keefe, Bruyette & Woods | Maintains | Outperform |
As of October 17, 2026, 24 Wall Street analysts cover KLAR: 10 rate it a buy or strong buy, 14 a hold and 0 a sell or strong sell. Their 12-month price targets range from $13.00 to $38.30, with a median of $18.00, 38.2% above the price of $13.02.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
KLAR trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from KLAR's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much KLAR tends to move, against the market and on its own.
The long record
KLAR's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
0/3Average daily move under 2% ›
The price has moved 2.19% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 73.5%, from September 2025 to March 2026; the price is still 71.9% below that peak.Beat the S&P 500 since the chart begins ›
$10,000 invested in September 2025 is now worth $2,812.10, against $11,861 in the S&P 500 (SPY).
KLAR Drawdowns & Recovery
As of October 17, 2026, KLAR's worst peak-to-trough fall over the past year with dividends reinvested was -73.5% (September 2025 to March 2026); it is still 71.9% below that peak.
From daily closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into KLAR in September 2025 is worth now, against the same amount in the S&P 500.
Against the market: KLAR trailed the S&P 500 over this period: $2,812.10 against $11,861.
A $10,000 investment in KLAR in September 2025 would be worth about $2,812 today with dividends reinvested, compared with about $11,861 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to KLAR, and which have not.
Strongest month, May: an average of +25.70%.
Weakest month, February: an average of -40.84%.
This month, October: has averaged +0.91%. Past seasonality does not repeat on schedule.
Average return for each calendar month over the stored price history; treat short histories with caution.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in KLAR, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in KLAR today could grow to about $9,044 by 2036 in the base case, with a 90th-percentile outcome near $68,615 and a 10th-percentile outcome around $1,192. Projections are statistical simulations, not guarantees.
KLAR Stock Price Prediction: 2030
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $12.51 for KLAR by 2030 in the base case, from $13.02 today (1.0x over 4 years). The 10th-percentile path ends near $3.47. These are outcomes of a Monte Carlo simulation run on KLAR's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $6.79 | $12.89 | $24.46 | |
| 2028 | $5.16 | $12.76 | $31.58 | |
| 2029 | $4.16 | $12.63 | $38.33 | |
| 2030 | $3.47 | $12.51 | $45.06 | |
| 2031 | $2.95 | $12.38 | $51.89 |
Method: a lognormal simulation of KLAR's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Insider trading
What the people running the company have bought and sold.
KLAR insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Insider buying: Insiders bought $9.9M on the open market.
As of October 17, 2026, KLAR insiders reported no open-market sales and 1 open-market purchase worth $9.9M over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Sep 15, 2026 | Michael J Moritz
Director
|
Grant | 8.2K | - |
| Aug 26, 2026 | Sebastian Siemiatkowski
Chief Executive Officer
|
Buy | 692.5K | $9.9M |
| Jun 30, 2026 | Anthony William Greenway
Officer
|
Grant | 1.1K | - |
| Jun 30, 2026 | Niclas Neglen
Chief Financial Officer
|
Grant | 15.9K | - |
| Jun 30, 2026 | David Sandstrom
Officer
|
Grant | 13.7K | - |
| Jun 30, 2026 | Yaron Shaer
Chief Technology Officer
|
Grant | 13.7K | - |
| Jun 30, 2026 | David Sykes
Officer
|
Grant | 17.9K | - |
| May 6, 2026 | David Fock
Officer
|
Grant | 69 | - |
| May 6, 2026 | Camilla Linnea Jin Ah Giesecke
Chief Operating Officer
|
Grant | 41 | - |
| May 6, 2026 | Anthony William Greenway
Officer
|
Grant | 526 | - |
| May 6, 2026 | Niclas Neglen
Chief Financial Officer
|
Grant | 127 | - |
| May 6, 2026 | David Sandstrom
Officer
|
Grant | 61 | - |
| May 6, 2026 | Yaron Shaer
Chief Technology Officer
|
Grant | 48 | - |
| May 6, 2026 | David Sykes
Officer
|
Grant | 238 | - |
| Apr 13, 2026 | David Fock
Officer
|
Grant | 70 | - |
| Apr 13, 2026 | Camilla Linnea Jin Ah Giesecke
Chief Operating Officer
|
Grant | 89 | - |
| Apr 13, 2026 | Anthony William Greenway
Officer
|
Grant | 533 | - |
| Apr 13, 2026 | Niclas Neglen
Chief Financial Officer
|
Grant | 25.0K | - |
| Apr 13, 2026 | David Sandstrom
Officer
|
Grant | 61 | - |
| Apr 13, 2026 | Yaron Shaer
Chief Technology Officer
|
Grant | 92 | - |
| Apr 13, 2026 | David Sykes
Officer
|
Grant | 251 | - |
| Apr 2, 2026 | David Sandstrom
Officer
|
Grant | 21.3K | - |
| Apr 2, 2026 | Yaron Shaer
Chief Technology Officer
|
Grant | 21.3K | - |
| Apr 2, 2026 | David Sykes
Officer
|
Grant | 27.5K | - |
| Mar 31, 2026 | Anthony William Greenway
Officer
|
Grant | 1.7K | - |
Source: TwelveData, from reported insider filings
Questions people ask
Answered from the figures on this page, as of October 17, 2026.