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Klarna Group (KLAR)

$12.70 0.07 (0.59%)
At close: Oct 27, 4:00 PM EDT
Sell
35 / 100
CleaRank Financial AI scorei
Market cap
$4.81B
Dividend yield
None
Street target
$18.00median of 25 analysts
52-week range
$12.06 $39.78
01

KLAR stock forecast today

Where KLAR stands today, and what CleaRank Financial AI makes of it.

KLAR at a glance

Klarna Group (KLAR): Sell, 35/100 on CleaRank's AI score.

  • Trend Down: the price is below both its 50- and 200-day moving averages ($13.60 and $16.61).
  • Earnings KLAR beat estimates in 3 of its last 4 quarters, yet fell the next day after every one of them.
  • Insiders Insiders bought $9.9M and made no open-market sales over the last 18 months.

Figures as of October 27, 2026.

CleaRank Financial AI

CleaRank rates Klarna Group (KLAR) Sell, with a model score of 35/100.

The analysts' outlook lifts the score most: the median target is 41.8% above the price. The trend holds it back most: the price is 23.56% below its 200-day average and 6.64% below its 50-day average, and the 50-day average is 18.12% below the 200-day. The 50-day average stands at $13.60 and the 200-day at $16.61. Over the past year the price fell 68.05%.

Only on CleaRank

Figures we compute ourselves from KLAR's own price, earnings and insider-filing history. Tap one to see it in context.

02

KLAR stock price and trading

The chart, today's range and how far the price has moved over each period.

2.0

Trend checks

0/4
  • Price above its 50-day average ›
    The price of $12.70 is 6.6% below the 50-day simple moving average of $13.60.
  • Price above its 200-day average ›
    The price is 23.6% below the 200-day simple moving average of $16.61.
  • 50-day average above the 200-day ›
    The 50-day average ($13.60) is 18.1% below the 200-day average ($16.61), the arrangement of a falling longer-term trend.
  • In the upper half of its 52-week range ›
    The price sits at 2% of its 52-week range, between $12.06 and $39.78.

KLAR share price

Pick a period: each tab shows how far KLAR has moved over it, to the last close.

Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
Start $39.73 Oct 27, 2025
Latest close $12.70 Oct 27, 2026
High $39.73 Oct 27, 2025
Low $12.27 Mar 27, 2026

Today's trading

Where KLAR sits inside today's range and its 52-week range.

Day range 3.47% wide
$12.70
$12.39 $12.82
52-week range 2% of the way up
$12.70
$12.06 $39.78
Open
$12.70
Previous close
$12.62
Volume
5.23M
1% above average
Market cap
$4.81B
03

KLAR fundamentals and valuation

Valuation against the sector, and the revenue and earnings behind it.

3.0

Valuation and quality checks

2/3
  • P/S below the sector median ›
    The price-to-sales ratio of 1.18 is 84.4% below the sector median of 7.6.
  • Profitable over the last 12 months ›
    Net income over the last 12 months was -$142.0M on revenue of $4.0B, a net margin of -3.5%.
  • Beat estimates in most recent reports ›
    KLAR beat the EPS estimate in 3 of its last 4 reports.

Key statistics

The headline figures for KLAR.

Market Cap
4.81B
P/E Ratio
N/A (Negative EPS)
EPS (TTM)
-$0.36
Dividend Yield
None
52 Week High
39.78
52 Week Low
12.06

As of October 27, 2026, KLAR trades at $12.70, with a market value of $4.81B and no P/E ratio (its trailing earnings are negative).

What the numbers say

CleaRank Financial AI's reading of KLAR's valuation, growth and risks.

Valuation

KLAR has no meaningful P/E, because its earnings per share over the last 12 months are negative. Trailing earnings stand at -$0.36 a share.

The company is losing money, with a net margin of -3.52% and an operating margin of 2.97%. Shareholders' capital earns -4.29%, below the sector median of 13.4%, measured as return on equity. Rounding out the fundamentals, KLAR reports debt-to-equity of 0.66.

Earnings & Growth

KLAR's most recent earnings report, released on August 18, 2026, showed EPS of $0.03. Analysts had expected -$0.02, so the company came in ahead of forecasts. Even so, the share price fell 2.19% in the following session.

KLAR beat the EPS estimate in 3 of its last 4 reports, yet the stock fell in the first session after every one of those 3 beats. Of the 3 reports before the latest, the largest reaction came after the May 14, 2026 report, which beat the estimate by 93.75% while the stock fell 7.89%. Analysts' average EPS estimate for this fiscal year is $0.04.

Key risks

On an average day, KLAR moves 2.15%. Until the price climbs back above its moving averages, the trend is a headwind for holders. The price is 68.09% under its 52-week high of $39.78.

KLAR against the Technology sector

How KLAR compares with the median Technology stock CleaRank tracks.

P/S ratio 84% below the median
KLAR
1.2x
Sector median
7.6x
Revenue growth, year on year 20.2 points above the median
KLAR
44.4%
Sector median
24.2%
Return on equity 17.7 points below the median
KLAR
-4.3%
Sector median
13.4%

Price to sales vs sector: On price-to-sales, the yardstick used here in place of P/E, KLAR trades at 1.18x, far below the sector average of 7.60x.

Return vs XLK: Since Sep 10, 2025, KLAR has lost 72.6% against a gain of 40.2% for XLK.

Performance against XLK

KLAR and the Technology sector fund over the same days.

Oct '25Dec '25Mar '26May '26Aug '26Oct '26
KLAR XLK

Revenue and earnings

How much KLAR sells, and how much of it becomes profit.

Revenue, 12 months
$4.0B
Net income, 12 months
-$142M
Net margin
-3.5%
Revenue growth
+44.4%
Q1 '26, year on year
FY20241% marginFY2025-8% margin
Revenue Net income

The quarterly bars end with Q1 '26 (the quarter to March 31, 2026); KLAR reported again on August 18, 2026, and that quarter is not in our statement data yet. The 12-month figures come from the statistics feed and may include it.

Revenue growth: Revenue grew 24.9% in FY2025 to $3.5B, from $2.8B a year earlier.

Profit margin: The net margin was -7.8% in FY2025, down from 0.7% the year before.

Loss-making: KLAR lost $273M in FY2025.

Earnings reality check

Did KLAR beat what analysts expected, and how did the stock react?

Beat the estimate
3 of 4
last 4 reports
Fell after a beat
3 of 3
first session after the report
Average surprise
+104.2%
actual EPS against the estimate
Avg. first-session move
-4.9%
the stock, after the report
EPS surprise
First-session move
Nov '25Feb '26May '26Aug '26

Earnings record: KLAR beat the analyst estimate in 3 of the last 4 quarters.

Market reaction: The stock fell in the first session after 3 of those 3 beats, so a beat has not been enough on its own.

KLAR earnings surprises and the stock's reaction
Report Estimate Actual Surprise First session 5 sessions
Aug 18, 2026after close -$0.02 $0.03 +250.00% -2.19% -5.25%
May 14, 2026after close -$0.16 -$0.01 +93.75% -7.89% -3.28%
Feb 19, 2026after close -$0.02 -$0.02 +0.00% -5.56% +2.09%
Nov 18, 2025after close -$0.26 -$0.07 +73.08% -3.79% -4.27%

As of October 27, 2026, KLAR has beaten the analyst EPS estimate in 3 of its last 4 reported quarters and fell in the first trading session after 3 of those beats; its latest report, on August 18, 2026, came in 250.00% above the estimate and the stock moved -2.19% in the first session.

The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.

04

KLAR AI analysis and technical indicators

CleaRank's score and reasoning, the indicators behind it, and what the price moves with.

4.0

Momentum checks

1/3
  • RSI not overbought or oversold ›
    The 14-day RSI is 39.1, showing bearish momentum without being oversold.
  • RSI above 50 ›
    An RSI of 39.1 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.
  • MACD line above zero ›
    The MACD line is negative, so the 12-day average is below the 26-day average.

CleaRank Financial AI analysis of KLAR

The score, the reasoning behind it, and what could move the price next.

Company's health
2/5
12-month analyst target
$18.00
+41.79% above price · median of 25 analysts
AI analyst consensus
35/100
Sell
What the AI sees

Klarna Group (KLAR) is trading in a downtrend. The price of $12.70 sits 6.64% below its 50-day average of $13.60 and 23.56% below its 200-day average of $16.61. Near the bottom of its 52-week range, the price is 5.27% above the low of $12.06, while it is 68.09% below the high of $39.78. Because the 50-day average is 18.12% below the 200-day average, the shorter-term trend is weaker than the longer one.

The 14-day RSI of 39.1 is in the bearish zone, above the oversold line, and the MACD line is negative. The recent returns are all negative: the price fell 32.15% over the past three months, fell 8.14% over the past six months and fell 68.05% over the past year.

Catalysts
Risks
  • Analyst downgrade ›

    Wolfe Research downgraded it to Peer Perform from Outperform on August 25, 2026.

    Source: Analyst action, Wolfe Research, August 25, 2026
Other events
  • Earnings beat, but the stock fell ›

    The August 18, 2026 report beat the EPS estimate by 250.00%, and the share price fell 2.19% in the first session after it.

    Source: Earnings report, August 18, 2026
  • New analyst coverage ›

    Scotiabank started coverage at Sector Perform on September 2, 2026.

    Source: Analyst action, Scotiabank, September 2, 2026
ProTips
  1. The two closest levels matter most: the 20-day EMA at $13.16, which sits above the price, and the 52-week low at $12.06, which sits below it.
  2. A 14-day RSI of 39.1 falls in the bearish zone, and the MACD line is negative. Readings above 70 or below 30 would signal stretched momentum in either direction.
  3. Following the August 18, 2026 report, the share price dropped 2.19% in the first session, even though KLAR beat estimates in 3 of the last 4 reports.
Market outlook

KLAR sits beneath both its 50-day ($13.60) and 200-day ($16.61) averages, and that is why the trend reads down. A first sign of repair would be a move back above the 50-day. The closest level overhead is the 20-day EMA, at $13.16.

The next level below the price is the 52-week low of $12.06. With the RSI in the bearish zone, momentum still leans toward lower prices.

Technical indicators

Momentum and trend for KLAR, from its daily closes.

Technical rating Bearish 0 of 4 signals bullish
  • RSI Bearish
  • SMA cross Bearish
  • Price vs SMA Bearish
  • MACD Bearish
Momentum Bearish
39.114-day RSI
Oversold <30 Neutral Overbought >70
MACD (12, 26) -0.289 Bearish
Trend Death cross
-6.6%price against the 50-day average
200-day $16.61 50-day $13.60 Price $12.70
Price against the 200-day -23.6% Bearish

As of October 27, 2026, with KLAR at $12.70, its 14-day RSI is 39.1 (showing bearish momentum without being oversold), its 50-day simple moving average is $13.60 and its 200-day is $16.61.

Calculated by CleaRank on daily closes as of October 27, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26). How we calculate these

What KLAR moves with

Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.

-1 0 +1
S&P 500 (SPY) +0.42 Moderate
Nasdaq 100 (QQQ) +0.40 Weak
Bitcoin (BTC) +0.18 Weak
Gold (XAU) +0.10 Weak

As of October 27, 2026, KLAR's 1-year correlation of daily returns is +0.42 with S&P 500 (SPY), +0.40 with Nasdaq 100 (QQQ), +0.18 with Bitcoin (BTC) and +0.10 with gold (XAU).

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05

KLAR price target and analyst forecast

The analysts' target range and how their ratings split.

5.0

Analysts checks

1/3
  • Most analysts rate it a buy ›
    11 of 25 analysts rate it a buy or strong buy, 14 a hold and 0 a sell.
  • Median target above the price ›
    The median 12-month target of $18.00 is 41.8% above the price.
  • More buy ratings than three months ago ›
    11 of 25 rate it a buy now, against 13 of 22 three months ago.

KLAR Wall Street View

12-month price targets

Low $13.00 Median $18.00 (+41.8%) High $38.30

The price, $12.70, sits below every analyst's target.

Ratings

Buy 11 Hold 14 Sell 0 3 months ago: 13 of 22 buy

Recent rating actions

Recent analyst rating actions on KLAR
Date Firm Action Rating
Oct 6, 2026 TD Cowen Maintains Hold
Sep 9, 2026 Loop Capital Assumes Hold
Sep 2, 2026 Scotiabank Initiates Sector Perform
Aug 25, 2026 Wolfe Research Downgrade Peer Perform
Aug 24, 2026 UBS Downgrade Neutral
Aug 21, 2026 Keefe, Bruyette & Woods Maintains Outperform

As of October 27, 2026, 25 Wall Street analysts cover KLAR: 11 rate it a buy or strong buy, 14 a hold and 0 a sell or strong sell. Their 12-month price targets range from $13.00 to $38.30. The median KLAR price target is $18.00, 41.8% above the price of $12.70.

Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.

06

KLAR trade plan: entry, stop loss and targets

Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.

KLAR trade plan

Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.

Your bias
Risk per trade 1%
Conservative Aggressive
Portfolio value
$
Position size: Enter portfolio size →

Short entry pick an entry style

Conservative
$12.95
2% above current price
Lower risk, wait for rally
Aggressive
$12.70
Entry at current price
Higher risk, chasing the move

Risk management

Stop loss
$13.62
Max loss
-5.2%
Volatility-adjusted stop Set from the RSI (39.1) and recent volatility.

Profit targets (Based on Conservative Entry)

Target 1
$12.30
-5% (Conservative) -3.1% (Aggressive)
Target 2
$11.65
-10% (Conservative) -8.2% (Aggressive)
Target 3
$11.01
-15% (Conservative) -13.3% (Aggressive)

These levels come from KLAR's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.

Risk profile

How much KLAR tends to move, against the market and on its own.

Daily volatility
2.15%
30-day standard deviation
52-week range
$12.70
$12.06 2% of the way up $39.78

Compare KLAR

Put KLAR side by side with other stocks and benchmarks.

07

KLAR price history and drawdowns

KLAR's worst falls and recoveries, what $10,000 became, and which months have been kind to it.

7.0

Track record checks

0/3
  • Average daily move under 2% ›
    The price has moved 2.15% on an average day (30-day standard deviation of daily returns).
  • Recovered from its worst fall ›
    The worst fall was 73.5%, from September 2025 to March 2026; the price is still 72.6% below that peak.
  • Beat the S&P 500 since the chart begins ›
    $10,000 invested in September 2025 is now worth $2,726, against $11,894 in the S&P 500 (SPY).

KLAR Drawdowns & Recovery

Worst fall, past year
-73.5%
September 2025 to March 2026
Recovery
Not yet
still 72.6% below the September 2025 peak
From the 1-year high
-72.6%
highest close, September 2025

As of October 27, 2026, KLAR's worst peak-to-trough fall over the past year with dividends reinvested was -73.5% (September 2025 to March 2026); it is still 72.6% below that peak.

From daily closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.

Growth of $10,000

What $10,000 put into KLAR in September 2025 is worth now, against the same amount in the S&P 500.

KLAR today
$2,726
from $10,000 in September 2025, dividends reinvested
S&P 500 today
$11,894
the same $10,000 in SPY
Behind the index by
$9,168
0.2x the index result
Total change
-73%
0.3x the starting amount
Oct '25Dec '25Feb '26Apr '26Jun '26Aug '26Oct '26
KLAR S&P 500 (SPY)

Against the market: KLAR trailed the S&P 500 over this period: $2,725.70 against $11,894.

A $10,000 investment in KLAR in September 2025 would be worth about $2,726 today with dividends reinvested, compared with about $11,894 for the same investment in the S&P 500 benchmark (also with dividends reinvested).

08

KLAR stock price prediction 2027

Thousands of simulated paths from the price history. A range of outcomes, not a forecast.

KLAR Stock Price Prediction 2027: Simulated Scenarios

The same simulation in share prices, year by year.

Price today
$12.70
Base case, 2027
$12.54
1.0x over 1 year
Range, 2027
$6.61 to $23.81
10th to 90th percentile

CleaRank's simulation projects a price near $12.54 for KLAR by 2027 in the base case, from $12.70 today (1.0x over 1 year). The 10th-percentile path ends near $6.61. These are outcomes of a Monte Carlo simulation run on KLAR's historical return distribution, not price targets, and they assume no dividends are reinvested.

KLAR simulated price paths by year
Year 10th percentile Base case 90th percentile range base today
2027 $6.61 $12.54 $23.81

Method: a lognormal simulation of KLAR's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles. How the simulation works

09

KLAR insider trading

What the people running the company have bought and sold.

KLAR insider trading

Shares the company's directors and officers bought and sold, from their own filings.

Bought
$9.9M
1 open-market purchase
Sold
None
no open-market sells
Insiders filing
9
over the last 18 months
Average trade
$9.9M
buys and sales together

Month by month

Open-market purchases above the line, sales below.

May '25Aug '25Nov '25Feb '26May '26Aug '26Oct '26

Net insider buying: Insiders bought $9.9M on the open market.

As of October 27, 2026, KLAR insiders reported no open-market sales and 1 open-market purchase worth $9.9M over the last 18 months; grants and option exercises are not counted.

Insider transactions in KLAR
Date Insider Type Shares Value
Sep 15, 2026
Michael J Moritz
Director
Grant 8.2K -
Aug 26, 2026
Sebastian Siemiatkowski
Chief Executive Officer
Buy 692.5K $9.9M
Jun 30, 2026
Anthony William Greenway
Officer
Grant 1.1K -
Jun 30, 2026
Niclas Neglen
Chief Financial Officer
Grant 15.9K -
Jun 30, 2026
David Sandstrom
Officer
Grant 13.7K -
Jun 30, 2026
Yaron Shaer
Chief Technology Officer
Grant 13.7K -
Jun 30, 2026
David Sykes
Officer
Grant 17.9K -
May 6, 2026
David Fock
Officer
Grant 69 -
May 6, 2026
Camilla Linnea Jin Ah Giesecke
Chief Operating Officer
Grant 41 -
May 6, 2026
Anthony William Greenway
Officer
Grant 526 -
Page 1 of 3

Source: TwelveData, from reported insider filings

10

KLAR stock forecast: questions people ask

Answered from the figures on this page, as of October 27, 2026.

KLAR Forecast: Frequently Asked Questions

Is Klarna Group (KLAR) a buy right now?
At 35/100, KLAR lands in CleaRank's Sell band. The analysts' outlook does the most to lift the score, since the median target is 41.8% above the price. The main drag is the trend: the price is 23.56% below its 200-day average and 6.64% below its 50-day average, and the 50-day average is 18.12% below the 200-day. This describes the data on this page and is not a personal recommendation.
How has Klarna Group (KLAR) performed over the past year?
Over the past year the price fell 68.05%. Over shorter periods it fell 32.15% in three months and fell 0.82% in the past month. It now trades 68.09% below its 52-week high of $39.78.
What are the key price levels for KLAR?
Overhead, the first levels are the 20-day EMA at $13.16 and the 50-day SMA at $13.60. The nearest level underneath is the 52-week low at $12.06.
Does KLAR have a P/E ratio?
KLAR has no meaningful P/E, because its earnings per share over the last 12 months are negative. On sales the picture is different: the P/S of 1.18 is 84.5% below the sector median of 7.6.
What do Wall Street analysts think of KLAR?
Of the 25 analysts covering KLAR, 11 rate it a buy, 14 rate it a hold, and none rate it a sell. The median 12-month target is $18.00, which is 41.8% above the current price.
How often has KLAR beaten earnings estimates?
In our data, KLAR has beaten the EPS estimate in 3 of the last 4 reports. In all 3 of those beats, the share price fell in the first session.
How volatile is KLAR?
KLAR's price moves 2.15% on an average day, measured as the 30-day standard deviation of daily returns.
Are KLAR insiders buying or selling?
Insiders have sold no stock over the last 18 months, while buying $9.9M on the open market.
What is the 52-week range of KLAR?
Over the past 52 weeks KLAR has traded in a range from $12.06 to $39.78. At $12.70 the stock is at 2% of that range, 5.27% above the low and 68.09% below the high.
Is KLAR in an uptrend?
No. Klarna Group (KLAR) trades at $12.70, below both its 50- and 200-day moving averages ($13.60 and $16.61). Its 14-day RSI on daily closes is 39.1, showing bearish momentum without being oversold.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, or financial regulatory body. The stock analysis, trade plans, and AI-generated signals presented for KLAR are for educational and informational purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All trade setups and performance metrics shown are hypothetical, hindsight-based, and simulated. They do not represent actual trades made by CleaRank or its affiliates. Stock prices can be volatile and are subject to market, economic, and company-specific risks. Market data is provided "as-is" and may be delayed by 15 minutes or more. We do not guarantee the accuracy, completeness, or timeliness of any data. You should never invest money you cannot afford to lose. Past performance does not guarantee future results. Consult a qualified financial advisor before making any investment decisions. Analysis generated on October 27, 2026.

Disclaimer:

Engaging in financial markets carries significant risk of total capital loss. Markets are volatile, unpredictable, and past success does not guarantee future results. Never invest funds you cannot afford to lose. CleaRank does not offer financial, investment, or advisory services. We provide no recommendations, endorsements, or guarantees regarding market outcomes. You alone are responsible for your decisions.

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