ETF·NYSE
State Street SPDR S&P Bank ETF (KBE)
- Net assets
- $1.47B
- Expense ratio
- 0.35%
- Yield
- 2.33%
- 52-week range
- $54.85 $71.92
The short version
Where KBE stands today, in four lines, and what CleaRank Financial AI makes of it.
KBE at a glance
State Street SPDR S&P Bank ETF (KBE): Hold, 44/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($66.89 and $64.90).
- Fund Expense ratio 0.35%, $1.5B in net assets, +8.8% total return over 1 year.
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates State Street SPDR S&P Bank ETF (KBE) Hold, with a model score of 44/100.
The biggest lift to the score comes from one-year performance, as the price rose 15.48% over the past year. The trend pulls it down the most: the price is 1.97% below its 200-day average and 4.89% below its 50-day average. Those averages stand at $66.89 for the 50-day and $64.90 for the 200-day.
Only on CleaRank
Figures we compute ourselves from KBE's own price history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
2/4Price above its 50-day average ›
The price of $63.62 is 4.9% below the 50-day simple moving average of $66.89.Price above its 200-day average ›
The price is 2.0% below the 200-day simple moving average of $64.90.50-day average above the 200-day ›
The 50-day average ($66.89) is 3.1% above the 200-day average ($64.90), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 51% of its 52-week range, between $54.85 and $71.92.
KBE share price
Pick a period: each tab shows how far KBE has moved over it, to the last close.
Today's trading
Where KBE sits inside today's range and its 52-week range.
Fund facts and valuation
What the fund holds, what it costs and how it is valued.
Fund checks
3/5Expense ratio at or below 0.20% ›
The fund charges 0.35% a year, $35.00 on a $10,000 holding.Over $1B in net assets ›
Net assets total $1.5B.No sector above 35% of the fund ›
The largest sector, Financial Services, makes up 100.0% of the fund.Pays a distribution ›
The distribution yield is 2.33%.Positive return over one year ›
The fund family reports a one-year total return of 8.84%.
KBE Fund Facts
State Street SPDR S&P Bank ETF is an exchange-traded fund designed to provide targeted exposure to the U.S. banking industry. It seeks to track the S&P Banks Select Industry Index, using an equal-weighted approach that gives similar emphasis to large and smaller banking companies rather than concentrating heavily in the biggest names.
Sector weights
Trailing total returns
| Period | KBE |
|---|---|
| YTD | 5.91% |
| 1 month | -6.26% |
| 3 months | -6.78% |
| 1 year | 8.84% |
| 3 years | 22.82% |
| 5 years | 6.53% |
| 10 years | 9.26% |
As of Oct 17, 2026, KBE has an expense ratio of 0.35%, $1.47B in net assets and a distribution yield of 2.33%.
Fund reference data as of Oct 17, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
Key statistics
The headline figures for KBE.
What the numbers say
CleaRank Financial AI's reading of KBE's holdings, performance and risks.
Financial Services is the biggest sector in State Street SPDR S&P Bank ETF (KBE), where it makes up 100.0%. Because nearly the entire fund sits in that single sector, KBE moves in step with it. KBE is a Financial fund run by State Street Investment Management and launched on November 8, 2005.
Owning KBE carries an annual expense ratio of 0.35%, equal to $35.00 a year for every $10,000 held. The fund has $1.5B in net assets and pays a distribution yield of 2.33%. Portfolio turnover stands at 26%.
Financial Services accounts for 100.0% of the holdings, so the fund leans heavily on a single sector. The 30-day standard deviation of KBE's daily returns comes to 0.87%. Until the price climbs back above its moving averages, the trend is a headwind for holders.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 41.7, in neutral territory.RSI above 50 ›
An RSI of 41.7 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of KBE
The score, the reasoning behind it, and what could move the price next.
KBE is in a downtrend: the price of $63.62 sits 1.97% below its 200-day average of $64.90 and 4.89% below its 50-day average of $66.89. The 50-day average is still 3.06% above the 200-day, but the price has slipped beneath the shorter average. In its 52-week range of $54.85 to $71.92, the price stands at 51%, and 11.54% below the high.
KBE's recent pullback sits within a longer record that is mixed. Over the past month the price slipped 4.73%, and over the past three months it dropped 9.42%, yet across the past year it climbed 15.48%. Its 14-day RSI reads 41.7, which places it in the neutral zone, while the MACD line is negative.
- Keep an eye on the two closest levels: the 20-day EMA at $64.21 sits above the price, and the 52-week low at $54.85 sits below it.
- The 14-day RSI reads 41.7, which is neutral, and the MACD line is negative. Readings above 70 or below 30 point to stretched momentum.
- Fees add up over time. With an expense ratio of 0.35% a year, KBE takes $35.00 from every $10,000 invested.
The trend is down because KBE sits beneath both its 50-day average of $66.89 and its 200-day average of $64.90. Reclaiming the 200-day would be the first sign that the trend is repairing. The nearest level above the price is the 20-day EMA, at $64.21.
The next level below the price is the 52-week low at $54.85. The 14-day RSI of 41.7 falls in the neutral band, which runs from 40 to 60.
Technical indicators
Momentum and trend for KBE, from its daily closes.
As of October 17, 2026, with KBE at $63.62, its 14-day RSI is 41.7 (neutral territory), its 50-day simple moving average is $66.89 and its 200-day is $64.90.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What KBE moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, KBE's 1-year correlation of daily returns is +0.63 with S&P 500 (SPY), +0.49 with Nasdaq 100 (QQQ), +0.16 with Bitcoin (BTC) and +0.02 with gold (XAU).
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
KBE trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from KBE's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much KBE tends to move, against the market and on its own.
The long record
KBE's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
2/4Average daily move under 2% ›
The price has moved 0.87% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 48.2%, from March 2018 to April 2020, regained by February 2021.Most 1-year holds ended higher ›
59% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $24,485, against $42,055 in the S&P 500 (SPY).
KBE Drawdowns & Recovery
As of October 17, 2026, KBE's worst peak-to-trough fall over the last 10 years with dividends reinvested was -48.2% (March 2018 to April 2020); it regained that peak by February 2021, 10 months after the low, and 59% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into KBE in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: KBE trailed the S&P 500 over this period: $24,485 against $42,055.
A $10,000 investment in KBE in October 2016 would be worth about $24,485 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to KBE, and which have not.
Strongest month, November: an average of +8.33%, up in 9 of 10 years.
Weakest month, March: an average of -8.01%, up in 1 of 10 years.
This month, October: has averaged +1.38%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, KBE's strongest calendar month has been November (average +8.33%, up in 9 of 10 years) and its weakest March (average -8.01%, up in 1 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in KBE, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in KBE today could grow to about $18,724 by 2036 in the base case, with a 90th-percentile outcome near $62,543 and a 10th-percentile outcome around $5,605. The simulation models price only; at today's 2.33% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
KBE 2030 Scenarios (Monte Carlo)
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $81.76 for KBE by 2030 in the base case, from $63.62 today (1.3x over 4 years). The 10th-percentile path ends near $38.13. These are outcomes of a Monte Carlo simulation run on KBE's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $46.26 | $67.74 | $99.19 | |
| 2028 | $42.06 | $72.12 | $124 | |
| 2029 | $39.67 | $76.79 | $149 | |
| 2030 | $38.13 | $81.76 | $175 | |
| 2031 | $37.10 | $87.05 | $204 |
Method: a lognormal simulation of KBE's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Questions people ask
Answered from the figures on this page, as of October 17, 2026.