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As of September 16, 2026, State Street SPDR S&P Bank ETF (KBE) trades at $67.95. RSI at 46 is in neutral territory, and the price is below its 50-day average of $69.29.
State Street SPDR S&P Bank ETF (KBE)
State Street SPDR S&P Bank ETF NYSE
$67.95
-0.1900 (-0.28%)
At close: Sep 15, 4:00 PM EDT
AI Analyst Consensus
55 / 100
The State Street SPDR S&P Bank ETF (KBE) offers targeted exposure to the U.S. banking industry, tracking the S&P Banks Select Industry Index with an equal-weighted approach. As of September 2026, the ETF is trading at $67.95, below its 50-day SMA of $69.29 and 20-day EMA of $68.56, but above its 200-day SMA of $64.56. The fund's neutral RSI of 46.4 indicates a lack of strong directional momentum. KBE's strategy focuses on a diversified set of banking companies, including diversified banks, regional banks, and thrift institutions, aiming to provide a liquid vehicle for accessing this specific financial segment.
KBE Price Analysis
Market Metrics
Open
$68.11
Day Range
$67.62 to $68.54
Prev Close
$68.14
Volume
1.53M
52-Week Range
$54.64 to $71.92
KBE Fund Facts
State Street SPDR S&P Bank ETF is an exchange-traded fund designed to provide targeted exposure to the U.S. banking industry. It seeks to track the S&P Banks Select Industry Index, using an equal-weighted approach that gives similar emphasis to large and smaller banking companies rather than concentrating heavily in the biggest names.
Issuer
State Street Investment Management
Category
Financial
Inception
Nov 8, 2005
Expense ratio
0.35%
Net assets
$1.62B
NAV
$67.68
Distribution yield
2.16%
YTD return
12.99%
Turnover
26.00%
Sector weights
Financial Services
100.0%
Trailing returns vs category
| Period | KBE | Category |
|---|---|---|
| YTD | 12.99% | -1.23% |
| 1 month | -2.62% | 6.86% |
| 3 months | 7.38% | -1.56% |
| 1 year | 13.81% | 15.69% |
| 3 years | 23.46% | 17.84% |
| 5 years | 8.34% | 7.20% |
| 10 years | 9.77% | 10.58% |
Fund reference data as of Sep 16, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
KBE Analysis
AI Technical Analysis
KBE is currently trading below its 50-day SMA ($69.29) and 20-day EMA ($68.56), suggesting short-term weakness. However, the price remains above its 200-day SMA ($64.56), indicating a longer-term uptrend is still intact. The RSI is at 46.4, which is in neutral territory, not signaling overbought or oversold conditions. The MACD is slightly negative at -0.38, also pointing to a lack of strong bullish momentum. The Stochastic indicator is at 41.76, further reinforcing the neutral stance.
ProTips
- Monitor the Federal Reserve's interest rate decisions, as they significantly impact bank profitability.
- Keep an eye on regulatory news affecting the financial sector, which could influence KBE's holdings.
- Consider KBE as a tactical act for targeted exposure to U.S. banks, understanding its sector-specific risks.
- Compare KBE's performance against other financial sector ETFs to identify relative strength.
- Review the fund's holdings periodically to understand shifts in its equal-weighted composition.
Market Outlook
The outlook for KBE is cautiously neutral, reflecting its current technical positioning and the mixed signals within the banking sector. While the ETF remains above its 200-day SMA, suggesting underlying long-term support, its recent trading below shorter-term moving averages indicates potential near-term headwinds. The neutral RSI further supports a view of consolidation or sideways movement in the absence of strong catalysts. Looking ahead 6-12 months, the thesis for KBE will likely depend on the Federal Reserve's interest rate policy, the health of the broader economy, and any significant regulatory developments impacting banks. A sustained improvement in economic conditions and stable interest rates could provide a tailwind, potentially pushing the price back towards its 50-day SMA and beyond. Conversely, any signs of economic contraction or increased regulatory scrutiny could lead to further downside pressure.
Market Correlations
How this etf moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.63
Moderate correlation
Nasdaq 100 (QQQ)
+0.49
Moderate correlation
Bitcoin (BTC)
+0.12
Weak correlation
Gold (XAU)
-0.01
Weak correlation
Check Custom Correlation
How does any other asset move with KBE? One year of daily closes, Pearson correlation.
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Key Statistics
| Yield | 2.16% |
|---|---|
| Day High | $68.54 |
| Day Low | $67.62 |
| 52 Week High | 71.92 |
| 52 Week Low | 54.64 |
The State Street SPDR S&P Bank ETF (KBE) is heavily concentrated in the Financial Services sector, holding 99.92% in stocks. The fund's strategy, as outlined by State Street Investment Management, is to provide broad exposure to U.S. bank equities through an equal-weighted index. This approach ensures that smaller and mid-sized banks receive similar emphasis as larger institutions, offering a diversified view of the banking landscape. The ETF's expense ratio is 0.35%, costing $35.00 per $10,000 invested, with net assets totaling $1.62 billion as of September 2026.
Earnings & Growth Analysis
Its underlying holdings in the banking sector are influenced by aggregate earnings trends. The S&P Banks Select Industry Index, which KBE tracks, comprises companies whose performance is tied to interest rate environments, loan growth, and regulatory policies. Recent sector performance suggests a mixed outlook, with some regional banks showing resilience while larger diversified banks navigate evolving economic conditions. The fund's equal-weighting methodology helps mitigate the impact of any single large bank's earnings report.
Key Risks
The primary risk for KBE lies in sector-specific headwinds affecting the U.S. banking industry. Concentration in Financial Services means the ETF is vulnerable to regulatory changes, shifts in interest rate policy, or economic downturns that disproportionately impact banks. While the fund is diversified across various types of banking institutions, a systemic shock to the financial system would pose a significant threat.
Technical Indicators
| RSI (14) | 46.40 |
|---|---|
| MACD | -0.38 |
| SMA 50 | 69.29 |
| SMA 200 | 64.56 |
RSI
Neutral
SMA Cross
Bullish
Price vs SMA
Bearish
MACD
Bearish
Golden Cross in effect with the 50-day SMA ($69.29) above the 200-day SMA ($64.56), price is trading below the 50-day SMA.
KBE Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Entry Strategies pick an entry style
Conservative
$67.27
Slight discount to current
Wait for small dip
Aggressive
$67.95
At current price
Enter now if confident
Risk Management
STOP LOSS
$65.25
MAX LOSS
-3.0%
Volatility-Adjusted Stop Loss
Calculated based on RSI (46.4) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$69.29
+3% (Conservative)
+2.0% (Aggressive)
TARGET 2
$70.63
+5% (Conservative)
+4.0% (Aggressive)
TARGET 3
$72.65
+8% (Conservative)
+6.9% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
ETF Investment Disclaimer
This AI-generated analysis of KBE is for educational purposes only and does not constitute investment advice. ETFs are subject to market risk including possible loss of principal. Performance depends on the underlying index or assets tracked. Read the fund prospectus before investing. Past performance does not guarantee future results. Generated on September 16, 2026.Growth of $10,000
A $10,000 investment in KBE in September 2016 would be worth about $20,578 today, compared with about $35,497 for the same investment in the S&P 500 benchmark.
Compare with Another Ticker
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in KBE today could grow to about $20,315 by 2036 in the base case, with a bull case near $67,894 and a bear case around $6,079. Projections are statistical simulations, not guarantees.
KBE ETF Price Prediction: 2030
CleaRank's simulation projects a price near $90.22 for KBE by 2030 in the base case, from $67.95 today (1.3x over 4 years). The downside path ends near $42.06. These are outcomes of a Monte Carlo simulation run on KBE's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $49.80 | $72.94 | $107 |
| 2028 | $45.65 | $78.30 | $134 |
| 2029 | $43.40 | $84.05 | $163 |
| 2030 | $42.06 | $90.22 | $194 |
| 2031 | $41.26 | $96.85 | $227 |
| 2032 | $40.83 | $104 | $265 |
| 2033 | $40.67 | $112 | $306 |
| 2034 | $40.71 | $120 | $352 |
| 2035 | $40.94 | $129 | $404 |
| 2036 | $41.30 | $138 | $461 |
Method: 10,000 simulated price paths using KBE's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
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Frequently Asked Questions
What is the expense ratio for the State Street SPDR S&P Bank ETF (KBE)?
The expense ratio for KBE is 0.35%, which translates to a cost of $35.00 per $10,000 invested annually. This fee covers the management and operational costs of the fund.
What sectors does the State Street SPDR S&P Bank ETF (KBE) concentrate in?
KBE is highly concentrated in the Financial Services sector, with approximately 99.92% of its assets allocated to stocks within this industry. Its strategy specifically targets U.S. banking companies.
How has the State Street SPDR S&P Bank ETF (KBE) performed against its category over different periods?
As of September 2026, KBE's year-to-date return is 12.99%, compared to a category return of -1.23%. Over the past year, KBE returned 13.81% versus the category's 15.69%. In the longer term, KBE has outperformed its category over 3 and 5 years, with returns of 23.46% and 8.34% respectively, though it has underperformed over 10 years (9.77% vs 10.58%).
What is the current price prediction for KBE ETF in 2030?
Based on Monte Carlo simulations, the projected base price for the KBE ETF in 2030 is $90.22. The simulation outcomes indicate a downside price of $42.06 and an upside price of $193.52. These figures represent statistical simulation outcomes, not price targets or guarantees.
What is the dividend yield for the State Street SPDR S&P Bank ETF (KBE)?
The State Street SPDR S&P Bank ETF (KBE) currently has a dividend yield of approximately 2.16%, with a dividend rate of $1.47.
What are the main risks associated with investing in the KBE ETF?
The primary risks include sector-specific downturns in the U.S. banking industry, potential impacts from regulatory changes or shifts in monetary policy, and concentration risk due to its focus on financial services.
How does the State Street SPDR S&P Bank ETF (KBE) compare to its benchmark index?
KBE aims to track the S&P Banks Select Industry Index. While it provides exposure to this index, its performance can deviate due to tracking differences and its equal-weighting methodology, which differs from market-cap weighting often seen in broader benchmarks.