Jump to any asset
849 assets, updated daily
As of September 27, 2026, iShares U.S. Regional Banks ETF (IAT) trades at $58.53. RSI at 22 is in oversold territory, and the price is below its 50-day average of $62.64.
iShares U.S. Regional Banks ETF (IAT)
iShares U.S. Regional Banks ETF NYSE
$58.53
0.7000 (1.21%)
At close: Sep 25, 4:00 PM EDT
AI Analyst Consensus
25 / 100
The iShares U.S. Regional Banks ETF (IAT) is an exchange-traded fund focused on U.S. regional banks and related banking companies, tracking the Dow Jones U.S. Select Regional Banks Index. The fund offers broad exposure to a concentrated segment of the American financial sector, primarily holding small- and mid-cap regional banks. As of September 2026, IAT is trading at $58.53, below its 50-day SMA of $62.64 and its 200-day SMA of $58.93. The ETF's year-to-date return stands at 12.60%, outperforming its category's -1.23% return for the same period. However, recent monthly performance shows a decline, with a 1-month return of -3.47% compared to the category's 6.86%.
IAT Price Analysis
Market Metrics
Open
$57.95
Day Range
$57.95 to $58.75
Prev Close
$57.83
Volume
210.5K
52-Week Range
$47.37 to $66.16
IAT Fund Facts
iShares U.S. Regional Banks ETF is an exchange-traded fund focused on U.S. regional banks and related banking companies. It seeks to track the investment results of the Dow Jones U.S. Select Regional Banks Index, giving investors broad exposure to a concentrated slice of the American financial sector.
Issuer
iShares
Category
Financial
Inception
May 1, 2006
Expense ratio
0.37%
Net assets
$641.53M
NAV
$61.75
Distribution yield
2.63%
YTD return
12.60%
Turnover
8.00%
Sector weights
Financial Services
100.0%
Trailing returns vs category
| Period | IAT | Category |
|---|---|---|
| YTD | 12.60% | -1.23% |
| 1 month | -3.47% | 6.86% |
| 3 months | 7.51% | -1.56% |
| 1 year | 16.88% | 15.69% |
| 3 years | 24.03% | 17.84% |
| 5 years | 4.23% | 7.20% |
| 10 years | 8.51% | 10.58% |
Fund reference data as of Sep 27, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
IAT Analysis
AI Technical Analysis
As of September 2026, IAT is exhibiting a bearish technical trend, trading below its 20-day EMA ($60.43), 50-day SMA ($62.64), and 200-day SMA ($58.93). The Relative Strength Index (RSI) is at 21.73, indicating oversold conditions. The Moving Average Convergence Divergence (MACD) is at -1.24, further suggesting downward momentum. The current price of $58.53 is below the 200-day SMA, which is now acting as resistance. The 50-day SMA also presents resistance at $62.64.
ProTips
- Monitor the 200-day SMA closely as a key support level; a decisive break below could signal further downside.
- Consider the impact of Federal Reserve policy on regional bank profitability and loan demand.
- Evaluate the sector's relative strength compared to broader financial sector ETFs.
Market Outlook
The outlook for the iShares U.S. Regional Banks ETF (IAT) is cautiously bearish in the near term, given its current technical positioning. Trading below key moving averages and showing oversold momentum indicators suggests potential for further price declines. The sector's performance is heavily tied to interest rate expectations and broader economic conditions, which remain uncertain. A sustained break below the 200-day SMA could signal a deeper correction, while a move back above the 50-day SMA would be needed to signal a potential trend reversal. The ETF's 10-year performance lagging its category also warrants attention for long-term investors.
Market Correlations
How this etf moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.64
Moderate correlation
Nasdaq 100 (QQQ)
+0.49
Moderate correlation
Bitcoin (BTC)
+0.16
Weak correlation
Gold (XAU)
-0.01
Weak correlation
Check Custom Correlation
How does any other asset move with IAT? One year of daily closes, Pearson correlation.
Try
Key Statistics
| Yield | 2.80% |
|---|---|
| Day High | $58.75 |
| Day Low | $57.95 |
| 52 Week High | 66.16 |
| 52 Week Low | 47.37 |
The iShares U.S. Regional Banks ETF (IAT) provides concentrated exposure to the Financial Services sector, with 99.85% allocated to stocks. The fund's strategy focuses on U.S. regional banks, with key holdings recently including institutions like PNC Financial Services Group, U.S. Bancorp, Truist Financial, M&T Bank, and Fifth Third Bancorp. The sector's health is influenced by interest rate environments and regulatory changes, which can significantly impact regional bank profitability and stability. The ETF's expense ratio is 0.37%, costing $37.00 per $10,000 invested. Its net assets stand at $641.53 million.
Earnings & Growth Analysis
The performance of its underlying holdings within the regional banking sector is critical. As of September 2026, the sector's aggregate earnings trends are influenced by the prevailing interest rate policies and economic growth outlook. Top holdings like PNC Financial Services Group and U.S. Bancorp are subject to these macro factors, and their individual earnings reports provide insights into the sector's overall health. The ETF's year-to-date return of 12.60% suggests that, despite current technical weakness, the underlying companies have shown some earnings resilience.
Key Risks
The primary risk for IAT is concentration risk, as it focuses exclusively on the U.S. regional banking sector. This makes the ETF highly susceptible to sector-specific headwinds, such as changes in interest rate policy, regulatory scrutiny, or localized economic downturns affecting regional economies. Also, the current bearish technical trend, with the price below key moving averages and an oversold RSI, indicates potential for further downside in the short term.
Technical Indicators
| RSI (14) | 21.73 |
|---|---|
| MACD | -1.24 |
| SMA 50 | 62.64 |
| SMA 200 | 58.93 |
RSI
Oversold
SMA Cross
Bullish
Price vs SMA
Bearish
MACD
Bearish
Golden Cross in effect with the 50-day SMA ($62.64) above the 200-day SMA ($58.93), price is trading below the 50-day SMA, RSI at 21.7 suggests oversold conditions; potential bounce setup.
IAT Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Short entry pick an entry style
Conservative
$59.70
2% above current price
Lower risk, wait for rally
Aggressive
$58.53
Short at current price
Higher risk, chasing the move
Risk Management
STOP LOSS
$61.67
MAX LOSS
-3.3%
Volatility-Adjusted Stop Loss
Calculated based on RSI (21.7) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$56.72
-5% (Conservative)
-3.1% (Aggressive)
TARGET 2
$53.73
-10% (Conservative)
-8.2% (Aggressive)
TARGET 3
$50.75
-15% (Conservative)
-13.3% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
ETF Investment Disclaimer
This AI-generated analysis of IAT is for educational purposes only and does not constitute investment advice. ETFs are subject to market risk including possible loss of principal. Performance depends on the underlying index or assets tracked. Read the fund prospectus before investing. Past performance does not guarantee future results. Generated on September 27, 2026.Growth of $10,000
A $10,000 investment in IAT in September 2016 would be worth about $16,824 today, compared with about $35,782 for the same investment in the S&P 500 benchmark.
Compare with Another Ticker
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in IAT today could grow to about $18,253 by 2036 in the base case, with a bull case near $63,866 and a bear case around $5,216. Projections are statistical simulations, not guarantees.
IAT ETF Price Prediction: 2030
CleaRank's simulation projects a price near $74.46 for IAT by 2030 in the base case, from $58.53 today (1.3x over 4 years). The downside path ends near $33.72. These are outcomes of a Monte Carlo simulation run on IAT's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $41.83 | $62.16 | $92.37 |
| 2028 | $37.70 | $66.02 | $116 |
| 2029 | $35.31 | $70.11 | $139 |
| 2030 | $33.72 | $74.46 | $164 |
| 2031 | $32.61 | $79.08 | $192 |
| 2032 | $31.83 | $83.98 | $222 |
| 2033 | $31.28 | $89.19 | $254 |
| 2034 | $30.90 | $94.72 | $290 |
| 2035 | $30.66 | $101 | $330 |
| 2036 | $30.53 | $107 | $374 |
Method: 10,000 simulated price paths using IAT's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
People Also Watch
Frequently Asked Questions
What is the expense ratio for the iShares U.S. Regional Banks ETF (IAT)?
The expense ratio for IAT is 0.37%, which translates to an annual cost of $37.00 for every $10,000 invested.
What sectors does the iShares U.S. Regional Banks ETF (IAT) concentrate its holdings in?
IAT concentrates its holdings almost entirely within the Financial Services sector, with 99.85% of its assets allocated to stocks. The fund specifically targets U.S. regional banks and related companies.
How has the iShares U.S. Regional Banks ETF (IAT) performed against its category over different timeframes?
As of September 2026, IAT has outperformed its category year-to-date (12.60% vs -1.23%) and over 1, 3, and 5 years. However, it underperformed its category over the last month (-3.47% vs 6.86%) and 10 years (8.51% vs 10.58%).
What is the current price prediction for IAT ETF in 2030?
Based on Monte Carlo simulations, the base case price projection for IAT in 2030 is $74.46. The downside projection is $33.72, and the upside projection is $164.41. These figures represent statistical simulation outcomes, not price targets or guarantees.
What are the nearest support and resistance levels for IAT?
The nearest support level for IAT is its 200-day SMA at $58.93, which it is currently trading below. Resistance is seen at the 50-day SMA of $62.64 and the 20-day EMA of $60.43.
What is the current RSI status for IAT?
The RSI for IAT is currently 21.73, which is interpreted as oversold.
What is the dividend yield for the iShares U.S. Regional Banks ETF (IAT)?
The dividend yield for IAT is approximately 2.80%.
What is the overall health score of the iShares U.S. Regional Banks ETF (IAT)?
The health score for IAT is rated as 4, indicating a generally healthy fund profile.