ETF·NYSE
iShares U.S. Regional Banks ETF (IAT)
- Net assets
- $609.25M
- Expense ratio
- 0.37%
- Yield
- 2.87%
- 52-week range
- $48.15 $66.16
The short version
Where IAT stands today, in four lines, and what CleaRank Financial AI makes of it.
IAT at a glance
iShares U.S. Regional Banks ETF (IAT): Hold, 46/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($60.61 and $59.03).
- Fund Expense ratio 0.37%, $609.3M in net assets, +12.1% total return over 1 year.
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates iShares U.S. Regional Banks ETF (IAT) Hold, with a score of 46/100.
The biggest lift to the score comes from one-year performance, as the price rose 20.78% over the past year. The biggest drag comes from the trend, with the price 2.42% below its 200-day average and 4.97% below its 50-day average. For reference, the 50-day average is $60.61 and the 200-day average is $59.03.
Only on CleaRank
Figures we compute ourselves from IAT's own price history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
2/4Price above its 50-day average ›
The price of $57.60 is 5.0% below the 50-day simple moving average of $60.61.Price above its 200-day average ›
The price is 2.4% below the 200-day simple moving average of $59.03.50-day average above the 200-day ›
The 50-day average ($60.61) is 2.7% above the 200-day average ($59.03), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 52% of its 52-week range, between $48.15 and $66.16.
IAT share price
Pick a period: each tab shows how far IAT has moved over it, to the last close.
Today's trading
Where IAT sits inside today's range and its 52-week range.
Fund facts and valuation
What the fund holds, what it costs and how it is valued.
Fund checks
2/5Expense ratio at or below 0.20% ›
The fund charges 0.37% a year, $37.00 on a $10,000 holding.Over $1B in net assets ›
Net assets total $609.3M.No sector above 35% of the fund ›
The largest sector, Financial Services, makes up 100.0% of the fund.Pays a distribution ›
The distribution yield is 2.87%.Positive return over one year ›
The fund family reports a one-year total return of 12.09%.
IAT Fund Facts
iShares U.S. Regional Banks ETF is an exchange-traded fund focused on U.S. regional banks and related banking companies. It seeks to track the investment results of the Dow Jones U.S. Select Regional Banks Index, giving investors broad exposure to a concentrated slice of the American financial sector.
Sector weights
Trailing total returns
| Period | IAT |
|---|---|
| YTD | 5.64% |
| 1 month | -6.18% |
| 3 months | -7.37% |
| 1 year | 12.09% |
| 3 years | 23.27% |
| 5 years | 2.09% |
| 10 years | 7.96% |
As of Oct 17, 2026, IAT has an expense ratio of 0.37%, $609.25M in net assets and a distribution yield of 2.87%.
Fund reference data as of Oct 17, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
Key statistics
The headline figures for IAT.
What the numbers say
CleaRank Financial AI's reading of IAT's holdings, performance and risks.
IAT is a Financial fund from iShares, launched on May 1, 2006. Financial Services makes up 100.0% of the fund, which is its largest sector by a wide margin. Because almost the whole portfolio sits in that one sector, IAT tends to rise and fall with it.
Owning IAT carries a yearly cost of 0.37%, which works out to $37.00 on every $10,000 placed in the fund. The fund's net assets total $609.3M, and its distribution yield stands at 2.87%. Portfolio turnover is 8%.
With 100.0% of its holdings in Financial Services, the fund depends heavily on one sector. On a typical day the price of IAT shifts by 1.04%, the 30-day standard deviation of its daily returns. Until the price regains its moving averages, the trend works against holders.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 43.5, in neutral territory.RSI above 50 ›
An RSI of 43.5 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of IAT
The score, the reasoning behind it, and what could move the price next.
IAT is trading in a downtrend. The price of $57.60 sits 4.97% below its 50-day average of $60.61 and 2.42% below its 200-day average of $59.03. The 50-day average is still 2.69% above the 200-day, so the averages have not yet adjusted to the weaker price. Over the past year, the price is 19.63% above the 52-week low of $48.15 and 12.94% below the high of $66.16.
A recent pullback sits inside a stronger longer record: the price fell 2.93% over the past month, fell 10.36% over the past three months and rose 20.78% over the past year. The 14-day RSI of 43.5 is in the neutral zone, and the MACD line is negative.
- Two levels deserve attention: the 20-day EMA at $57.89, just above the price, and the 52-week low at $48.15, below it.
- The 14-day RSI reads 43.5, in the neutral zone, with the MACD line negative; readings above 70 or below 30 mark stretched momentum.
- Costs compound: at 0.37% a year, IAT charges $37.00 on every $10,000 invested.
IAT trades under its 50-day ($60.61) and 200-day ($59.03) averages, which is what makes the trend down; regaining the 200-day would be the first sign of repair. The nearest level above the price is the 20-day EMA at $57.89.
The 52-week low at $48.15 is the next level below.
Technical indicators
Momentum and trend for IAT, from its daily closes.
As of October 17, 2026, with IAT at $57.60, its 14-day RSI is 43.5 (neutral territory), its 50-day simple moving average is $60.61 and its 200-day is $59.03.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What IAT moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, IAT's 1-year correlation of daily returns is +0.64 with S&P 500 (SPY), +0.48 with Nasdaq 100 (QQQ), +0.12 with Bitcoin (BTC) and +0.01 with gold (XAU).
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
IAT trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from IAT's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much IAT tends to move, against the market and on its own.
The long record
IAT's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
2/4Average daily move under 2% ›
The price has moved 1.04% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 54.2%, from January 2022 to May 2023, regained by February 2026.Most 1-year holds ended higher ›
58% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $21,787, against $42,055 in the S&P 500 (SPY).
IAT Drawdowns & Recovery
As of October 17, 2026, IAT's worst peak-to-trough fall over the last 10 years with dividends reinvested was -54.2% (January 2022 to May 2023); it regained that peak by February 2026, 33 months after the low, and 58% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into IAT in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: IAT trailed the S&P 500 over this period: $21,787 against $42,055.
A $10,000 investment in IAT in October 2016 would be worth about $21,787 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to IAT, and which have not.
Strongest month, November: an average of +8.18%, up in 9 of 10 years.
Weakest month, March: an average of -8.98%, up in 1 of 10 years.
This month, October: has averaged +0.86%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, IAT's strongest calendar month has been November (average +8.18%, up in 9 of 10 years) and its weakest March (average -8.98%, up in 1 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in IAT, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in IAT today could grow to about $17,546 by 2036 in the base case, with a 90th-percentile outcome near $61,356 and a 10th-percentile outcome around $5,018. The simulation models price only; at today's 2.87% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
IAT 2030 Scenarios (Monte Carlo)
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $72.13 for IAT by 2030 in the base case, from $57.60 today (1.3x over 4 years). The 10th-percentile path ends near $32.68. These are outcomes of a Monte Carlo simulation run on IAT's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $41.01 | $60.93 | $90.52 | |
| 2028 | $36.82 | $64.46 | $113 | |
| 2029 | $34.35 | $68.18 | $135 | |
| 2030 | $32.68 | $72.13 | $159 | |
| 2031 | $31.48 | $76.30 | $185 |
Method: a lognormal simulation of IAT's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Questions people ask
Answered from the figures on this page, as of October 17, 2026.