ETF·NYSE
State Street SPDR S&P Insurance ETF (KIE)
- Net assets
- $526.59M
- Expense ratio
- 0.35%
- Yield
- 1.69%
- 52-week range
- $53.45 $66.53
The short version
Where KIE stands today, in four lines, and what CleaRank Financial AI makes of it.
KIE at a glance
State Street SPDR S&P Insurance ETF (KIE): Buy, 74/100 on CleaRank's AI score.
- Trend Up: the price is above both its 50- and 200-day moving averages ($62.10 and $59.44).
- Fund Expense ratio 0.35%, $526.6M in net assets, +0.3% total return over 1 year.
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates State Street SPDR S&P Insurance ETF (KIE) Buy, with a model score of 74/100.
The trend lifts the score most: the price is 5.31% above its 200-day average and 0.79% above its 50-day average, and the 50-day average is 4.47% above the 200-day. The 50-day average stands at $62.10 and the 200-day at $59.44. Over the past year the price rose 11.27%.
Only on CleaRank
Figures we compute ourselves from KIE's own price history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
4/4Price above its 50-day average ›
The price of $62.59 is 0.8% above the 50-day simple moving average of $62.10.Price above its 200-day average ›
The price is 5.3% above the 200-day simple moving average of $59.44.50-day average above the 200-day ›
The 50-day average ($62.10) is 4.5% above the 200-day average ($59.44), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 70% of its 52-week range, between $53.45 and $66.53.
KIE share price
Pick a period: each tab shows how far KIE has moved over it, to the last close.
Today's trading
Where KIE sits inside today's range and its 52-week range.
Fund facts and valuation
What the fund holds, what it costs and how it is valued.
Fund checks
2/5Expense ratio at or below 0.20% ›
The fund charges 0.35% a year, $35.00 on a $10,000 holding.Over $1B in net assets ›
Net assets total $526.6M.No sector above 35% of the fund ›
The largest sector, Financial Services, makes up 98.1% of the fund.Pays a distribution ›
The distribution yield is 1.69%.Positive return over one year ›
The fund family reports a one-year total return of 0.30%.
KIE Fund Facts
State Street SPDR S&P Insurance ETF is an exchange-traded fund that aims to provide diversified exposure to the U.S. insurance industry. The fund tracks the S&P Insurance Select Industry Index, which focuses on companies involved in life and health insurance, property and casualty insurance, multiline insurance, insurance brokerage, and reinsurance. By concentrating on a single industry segment, the ETF offers a targeted way to follow the performance of insurance-related businesses within the broader financials sector.
Sector weights
Trailing total returns
| Period | KIE |
|---|---|
| YTD | -1.53% |
| 1 month | -7.10% |
| 3 months | -3.78% |
| 1 year | 0.30% |
| 3 years | 13.01% |
| 5 years | 11.00% |
| 10 years | 10.98% |
As of Oct 17, 2026, KIE has an expense ratio of 0.35%, $526.59M in net assets and a distribution yield of 1.69%.
Fund reference data as of Oct 17, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
Key statistics
The headline figures for KIE.
What the numbers say
CleaRank Financial AI's reading of KIE's holdings, performance and risks.
State Street SPDR S&P Insurance ETF (KIE) is led by Financial Services, which makes up 98.1% of the fund, followed by Healthcare at 1.9%. Almost the whole fund is in that one sector, so KIE rises and falls with it. KIE is a Financial fund from State Street Investment Management, launched on November 8, 2005.
KIE charges an expense ratio of 0.35%, or $35.00 a year on a $10,000 holding. The fund's net assets come to $526.6M, and its distribution yield is 1.69%. Turnover in the portfolio stands at 21%.
Concentration matters here: Financial Services makes up 98.1% of the fund, so a setback in that sector would weigh on the whole. KIE's average daily move is 0.95%.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
2/3RSI not overbought or oversold ›
The 14-day RSI is 62.3, showing bullish momentum without being overbought.RSI above 50 ›
An RSI of 62.3 is above the 50 midpoint, so buyers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of KIE
The score, the reasoning behind it, and what could move the price next.
State Street SPDR S&P Insurance ETF (KIE) sits in an uptrend, with the price above both of its long-run averages. At $62.59, it trades 0.79% above its 50-day average of $62.10 and 5.31% above its 200-day average of $59.44. The 50-day average is itself 4.47% above the 200-day average. Within its 52-week range of $53.45 to $66.53, the price currently sits at 70% of the distance up.
A recent pullback sits inside a stronger longer record: the price fell 0.05% over the past month, fell 2.46% over the past three months and rose 11.27% over the past year. On momentum, the 14-day RSI reads 62.3, in the bullish zone, below the overbought line, although the MACD line is negative, which pulls the other way. The price rose 1.18% in the last session on volume 89.5% above its average.
- Two levels deserve the most attention: the 52-week high at $66.53, which sits above the price, and the 50-day SMA at $62.10, which sits below it.
- The 14-day RSI is 62.3, which places it in the bullish zone, while the MACD line is negative. Readings above 70 or below 30 signal stretched momentum.
- Costs compound: at 0.35% a year, KIE charges $35.00 on every $10,000 invested.
The trend is up for KIE, since the price sits above its 50-day and 200-day moving averages ($62.10 and $59.44), which are $62.10 and $59.44. A drop through the 50-day would be the first sign of weakness. Right now the closest level beneath the price is that same 50-day SMA, at $62.10.
The 52-week high at $66.53 is the next level overhead. The RSI sits in the bullish band, which supports the current direction without being stretched.
Technical indicators
Momentum and trend for KIE, from its daily closes.
As of October 17, 2026, with KIE at $62.59, its 14-day RSI is 62.3 (showing bullish momentum without being overbought), its 50-day simple moving average is $62.10 and its 200-day is $59.44.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What KIE moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, KIE's 1-year correlation of daily returns is +0.44 with S&P 500 (SPY), +0.23 with Nasdaq 100 (QQQ), +0.04 with Bitcoin (BTC) and -0.03 with gold (XAU).
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
KIE trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Long entry pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from KIE's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much KIE tends to move, against the market and on its own.
The long record
KIE's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
3/4Average daily move under 2% ›
The price has moved 0.95% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 40.1%, from February 2020 to March 2020, regained by March 2021.Most 1-year holds ended higher ›
80% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $29,648, against $42,055 in the S&P 500 (SPY).
KIE Drawdowns & Recovery
As of October 17, 2026, KIE's worst peak-to-trough fall over the last 10 years with dividends reinvested was -40.1% (February 2020 to March 2020); it regained that peak by March 2021, 12 months after the low, and 80% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into KIE in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: KIE trailed the S&P 500 over this period: $29,648 against $42,055.
A $10,000 investment in KIE in October 2016 would be worth about $29,648 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to KIE, and which have not.
Strongest month, November: an average of +5.59%, up in 8 of 10 years.
Weakest month, March: an average of -2.52%, up in 4 of 10 years.
This month, October: has averaged +1.10%, up in 5 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, KIE's strongest calendar month has been November (average +5.59%, up in 8 of 10 years) and its weakest March (average -2.52%, up in 4 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in KIE, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in KIE today could grow to about $20,750 by 2036 in the base case, with a 90th-percentile outcome near $49,370 and a 10th-percentile outcome around $8,722. The simulation models price only; at today's 1.69% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
KIE 2030 Scenarios (Monte Carlo)
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $83.81 for KIE by 2030 in the base case, from $62.59 today (1.3x over 4 years). The 10th-percentile path ends near $48.44. These are outcomes of a Monte Carlo simulation run on KIE's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $51.19 | $67.33 | $88.56 | |
| 2028 | $49.15 | $72.43 | $107 | |
| 2029 | $48.47 | $77.91 | $125 | |
| 2030 | $48.44 | $83.81 | $145 | |
| 2031 | $48.85 | $90.16 | $166 |
Method: a lognormal simulation of KIE's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Questions people ask
Answered from the figures on this page, as of October 17, 2026.