CleaRank Financial AI • AI-powered analysis using real-time market data from TwelveData
Analysis reviewed by Kate Leaman, Financial Journalist and Market Analyst. Data refreshed daily. Not financial advice.
Vanguard Total Stock Market ETF (VTI) offers comprehensive exposure to the U.S. equity market, tracking the CRSP U.S. Total Market Index. The fund's strategy is passive, aiming to mirror the performance of a broad spectrum of U.S. stocks, including large, mid, and small-cap companies across various sectors. As of October 14, 2026, VTI has experienced a slight pullback in the past month, with a -0.76% return, following a positive year-to-date return of 12.58%. Its extensive diversification across technology, financial services, and healthcare sectors makes it a foundational holding for many portfolios.
VTI at a glance
Vanguard Total Stock Market ETF (VTI): Buy, 75/100 on CleaRank's AI score.
TrendMixed: the price is above its 200-day but below its 50-day moving average ($357.16 and $378.55).
FundExpense ratio 0.03%, $2.32T in net assets, +15.3% total return over 1 year.
As of October 14, 2026, Vanguard Total Stock Market ETF (VTI) trades at $376.91. The 14-day RSI (daily closes) is 47, in neutral territory, and the price is below its 50-day simple moving average of $378.55.
Figures as of October 14, 2026.
Only on CleaRank
Figures we compute ourselves from VTI's own price history. Tap one to see it in context.
Vanguard Total Stock Market ETF is an exchange-traded fund that provides broad exposure to the U.S. equity market through a single diversified portfolio. The fund seeks to track the CRSP U.S. Total Market Index using a passive, index-sampling approach, giving investors access to large-, mid-, small-, and micro-cap stocks across growth and value styles.
Issuer
Vanguard
Category
Large Blend
Inception
May 24, 2001
Expense ratio
0.03%
Net assets
$2.32T
NAV
$379.56
Distribution yield
1.06%
YTD return
12.58%
Turnover
3.00%
Sector weights
Technology36.4%
Financial Services12.4%
Healthcare10.1%
Consumer Cyclical9.2%
Industrials9.1%
Communication Services8.8%
Other14.1%
Trailing total returns
Period
VTI
YTD
12.58%
1 month
-0.76%
3 months
1.36%
1 year
15.33%
3 years
22.33%
5 years
12.56%
10 years
14.70%
As of Oct 14, 2026, VTI has an expense ratio of 0.03%, $2.32T in net assets and a distribution yield of 1.06%.
Fund reference data as of Oct 14, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
VTI Analysis
AI Analyst Consensus ScoreBuy
The nearest resistance level for VTI is its 50-day simple moving average at 378.55, which the price is currently trading below. The 20-day exponential moving average at 378.81 also acts as resistance, with the price currently below it. Support is found at the 200-day simple moving average, which stands at 357.16, and the price is trading above this key long-term indicator. The 14-day RSI is at 46.95, indicating neutral momentum.
Market Outlook
The outlook for Vanguard Total Stock Market ETF (VTI) remains positive, supported by its broad diversification and low expense ratio, despite recent short-term technical weakness. The ETF's position above the 200-day SMA suggests that the long-term upward trend is intact. Continued strength in the Technology and Financial Services sectors, which form a significant portion of its holdings, will be key drivers for future performance. Investors should monitor the 50-day SMA at 378.55 as a level to overcome for renewed short-term upside.
Market Correlations
How this etf moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)+1.00
Strong correlation
Nasdaq 100 (QQQ)+0.94
Strong correlation
Bitcoin (BTC)+0.48
Moderate correlation
Gold (XAU)+0.17
Weak correlation
As of October 14, 2026, VTI's 1-year correlation of daily returns is +1.00 with S&P 500 (SPY), +0.94 with Nasdaq 100 (QQQ), +0.48 with Bitcoin (BTC) and +0.17 with gold (XAU).
Check Custom Correlation
How does any other asset move with VTI? One year of daily closes, Pearson correlation.
Try
Key Statistics
Net Assets
2.32T
Expense Ratio
0.0300%
Yield
1.06%
Day High
$380.32
Day Low
$375.51
52 Week High
385.12
52 Week Low
310.40
Vanguard Total Stock Market ETF (VTI) is built upon a passive index-sampling approach to cover the entire U.S. stock market. Its expense ratio is a low 0.03%, costing $3.00 per $10,000 invested, reflecting Vanguard's commitment to low-cost investing. The fund's net assets stand at an impressive $2.32 trillion, highlighting its significant scale and investor adoption. The top sector allocations are Technology (36.37%), Financial Services (12.38%), and Healthcare (10.06%), indicating a strong weighting towards growth-oriented industries.
Fund Performance Analysis
Its underlying holdings reflect the aggregate earnings trends of the U.S. stock market. The significant weighting in the Technology sector suggests that the performance of major tech companies heavily influences the fund's overall returns. As of October 14, 2026, the broad U.S. market, as represented by VTI, has shown a year-to-date return of 12.58%, indicating positive earnings expectations and performance from its constituent companies.
Key Risks
The primary risk for VTI lies in its concentration within the Technology sector, which accounts for 36.37% of its holdings. A significant downturn in technology stocks could disproportionately impact the ETF's performance. Additionally, as a broad market fund, VTI is subject to overall market volatility and macroeconomic headwinds that could affect the entire U.S. equity landscape.
Technical Indicators i
RSI (14-day)
46.95
MACD (12, 26)
0.916
SMA (50-day)
378.55
SMA (200-day)
357.16
Technical RatingNeutral
RSI
Neutral
SMA Cross
Bullish
Price vs SMA
Bearish
MACD
Bullish
Golden Cross in effect with the 50-day SMA ($378.55) above the 200-day SMA ($357.16), price is trading below the 50-day SMA.
As of October 14, 2026, with VTI at $376.91, its 14-day RSI is 47.0 (neutral territory), its 50-day simple moving average is $378.55 and its 200-day is $357.16.
Calculated by CleaRank on daily closes as of October 14, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
VTI Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative2%Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Long entry pick an entry style
Conservative
$369.37
2% below current price (Pullback entry)
Lower risk, wait for pullback
Aggressive
$376.91
Buy at current price
Higher risk, immediate entry
Risk Management
STOP LOSS
$358.29
MAX LOSS
-3.0%
Volatility-Adjusted Stop Loss
Calculated based on RSI (47.0) and current market volatility
These levels come from VTI's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Growth of $10,000
A $10,000 investment in VTI in October 2016 would be worth about $34,865 today, compared with about $36,506 for the same investment in the S&P 500 benchmark. This is price change only; dividends paid along the way would add to it.
Compare with Another Ticker
VTI Drawdowns & Recovery
Worst fall, last 10 years
-30.8%
February 2020 to March 2020
Recovery
5 months
back at the old peak by August 2020
From the 10-year high
-1.9%
highest close, August 2026
1-year holds that gained
83%
of every 1-year window
As of October 14, 2026, VTI's worst peak-to-trough fall over the last 10 years was -30.8% (February 2020 to March 2020); it regained that peak by August 2020, 5 months after the low, and 83% of 1-year holding periods ended with a gain.
From weekly closing values. A drawdown is the fall from the highest value reached so far to a later low.
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in VTI today could grow to about $23,221 by 2036 in the base case, with a 90th-percentile outcome near $48,882 and a 10th-percentile outcome around $11,031 (above the amount invested: over ten years most simulated paths of a rising, moderately volatile asset end higher). The simulation models price only; at today's 1.06% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
VTI 2030 Scenarios (Monte Carlo)
CleaRank's simulation projects a price near $528 for VTI by 2030 in the base case, from $377 today (1.4x over 4 years). The 10th-percentile path ends near $330. These are outcomes of a Monte Carlo simulation run on VTI's historical return distribution, not price targets, and they assume no dividends are reinvested.
VTI simulated price paths by year
Year
10th percentile
Base case
90th percentile
2027
$324
$410
$519
2028
$320
$446
$622
2029
$323
$485
$730
2030
$330
$528
$845
2031
$339
$574
$972
Method: a lognormal simulation of VTI's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
People Also Watch
Compare VTI
Frequently Asked Questions
What is the expense ratio for the Vanguard Total Stock Market ETF (VTI)?
The Vanguard Total Stock Market ETF (VTI) has a very low expense ratio of 0.03%, which amounts to $3.00 for every $10,000 invested. This low cost is a key feature for long-term investors.
What sectors does the Vanguard Total Stock Market ETF (VTI) hold?
VTI holds a highly diversified portfolio across the U.S. equity market, with significant concentrations in Technology (36.37%), Financial Services (12.38%), and Healthcare (10.06%). It also includes exposure to Industrials, Communication Services, and other sectors.
What is the current dividend yield for VTI?
The current dividend yield for the Vanguard Total Stock Market ETF (VTI) is approximately 1.05%.
Is VTI in an uptrend?
Not clearly. Vanguard Total Stock Market ETF (VTI) trades at $376.91, above its 200-day but below its 50-day moving average ($357.16 and $378.55). Its 14-day RSI on daily closes is 47.0, in neutral territory.
What is VTI's biggest drop in the last 10 years?
Vanguard Total Stock Market ETF (VTI)'s worst peak-to-trough fall over the last 10 years was -30.8%, from February 2020 to March 2020. It regained that peak by August 2020, 5 months after the low. Over the same period, 83% of 1-year holding periods ended with a gain.
What are VTI's best and worst months?
Over the last 10 years, April has been VTI's strongest month on average (+3.41%, rising in 7 of 10 years) and March its weakest (-2.94%, rising in 5 of 10 years). Seasonal averages describe the past and do not predict a given year.
How closely does VTI move with the stock market?
Over the past year VTI's daily returns were strongly correlated with the S&P 500 (SPY) (+1.00). Nasdaq 100 (QQQ): +0.94; Bitcoin (BTC): +0.48; Gold (XAU): +0.17. A figure near +1 means the two usually move together; near 0 means little relationship.
What would $10,000 invested in VTI be worth today?
$10,000 put into VTI in October 2016 would be worth about $34,865 today, against about $36,506 for the same amount in the S&P 500. That is price change only; distributions would add to it.
What does CleaRank's simulation show for VTI in 2030?
CleaRank's Monte Carlo simulation, built from VTI's own historical volatility, puts the 2030 base case near $527.94, with 10th and 90th percentile outcomes of $329.71 and $845.37. It is a range of simulated outcomes, not a price target.
How volatile is VTI?
VTI's daily price moves average 0.66% (30-day standard deviation of daily returns). Over the past 52 weeks it traded between $310.40 and $385.12.
