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As of September 26, 2026, State Street SPDR S&P Regional Banking ETF (KRE) trades at $71.55. RSI at 25 is in oversold territory, and the price is below its 50-day average of $74.92.

State Street SPDR S&P Regional Banking ETF (KRE)

State Street SPDR S&P Regional Banking ETF NYSE

$71.55 0.6100 (0.86%)
At close: Sep 25, 4:00 PM EDT
AI Analyst Consensus
Hold
50 / 100
The State Street SPDR S&P Regional Banking ETF (KRE) is currently trading below its 20-day and 50-day moving averages, signaling a bearish short-term trend. The fund's strategy focuses on U.S. regional banking companies, excluding large national banks, and employs an equal-weight approach to mitigate concentration risk. Despite recent price weakness, the fund's longer-term performance metrics, particularly the 3-year and 10-year trailing returns, demonstrate its ability to generate value over extended periods. The current oversold condition, indicated by a low RSI, suggests a potential shift in momentum.

KRE Price Analysis

Market Metrics

Open
$71.22
Day Range
$71.16 to $71.93
Prev Close
$70.94
Volume
12.53M
52-Week Range
$57.55 to $78.35

KRE Fund Facts

State Street SPDR S&P Regional Banking ETF is an exchange-traded fund focused on U.S. regional banking companies. It is designed to provide broad, diversified exposure to banks and financial institutions that serve local and mid-sized business markets, rather than large national money-center banks. The fund tracks an index tied to the regional banking segment of the U.S. equity market and uses an equal-weighted approach, which helps reduce concentration in any single holding.

Issuer
State Street Investment Management
Category
Financial
Inception
Jun 19, 2006
Expense ratio
0.35%
Net assets
$4.01B
NAV
$73.43
Distribution yield
2.17%
YTD return
14.82%
Turnover
43.00%

Sector weights

Financial Services 100.0%

Trailing returns vs category

Period KRE Category
YTD 14.82% -1.23%
1 month -3.30% 6.86%
3 months 6.37% -1.56%
1 year 15.07% 15.69%
3 years 21.56% 17.84%
5 years 5.07% 7.20%
10 years 8.20% 10.58%

Fund reference data as of Sep 26, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.

KRE Analysis

AI Technical Analysis Hold
Momentum has turned for KRE: the RSI has moved from a neutral level to oversold at 24.86. The ETF is currently trading below its 20-day EMA (72.93) and 50-day SMA (74.92), indicating downward price pressure. However, the price is above its 200-day SMA (70.51), suggesting that the longer-term trend remains intact. The latest trading volume of 12,527,300 is 19.6% below its average, which may indicate waning selling conviction.
ProTips
  • Monitor the RSI for signs of a sustained move out of oversold territory.
  • Keep an eye on the 200-day SMA as a key support level.
  • Assess the broader financial sector and regulatory news for impacts on regional banks.
  • Compare KRE's performance against its category peers to identify relative strength or weakness.
Market Outlook
The outlook for KRE is cautiously optimistic, driven by its oversold technical indicators suggesting a potential rebound. The fund's long-term performance history indicates resilience, and its focus on regional banks positions it to benefit from specific economic cycles. However, the near-term trend remains bearish, and the ETF's performance is sensitive to the broader financial sector's health and regulatory environment. A sustained move above the 200-day SMA would be a positive signal, while a break below could signal further downside.

Market Correlations

How this etf moves relative to other assets

Based on 1 year of daily price data. Correlations may vary over different time periods.

S&P 500 (SPY) +0.61
Moderate correlation
Nasdaq 100 (QQQ) +0.48
Moderate correlation
Bitcoin (BTC) +0.17
Weak correlation
Gold (XAU) -0.02
Weak correlation
Check Custom Correlation

How does any other asset move with KRE? One year of daily closes, Pearson correlation.

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Key Statistics

Yield 2.25%
Day High $71.93
Day Low $71.16
52 Week High 78.35
52 Week Low 57.55
KRE provides concentrated exposure to the Financial Services sector, holding 99.91% in stocks. The fund's strategy emphasizes U.S. regional banks, offering a specific segment of the financial industry. Its equal-weighted methodology aims to prevent over-reliance on any single institution. The expense ratio is 0.35%, costing $35.00 per $10,000 invested, with net assets totaling $4.01 billion. The dividend yield stands at 2.25%.

Earnings & Growth Analysis

Its underlying holdings in the regional banking sector are subject to aggregate earnings trends. The sector's performance is closely tied to interest rate environments and economic growth, which influence lending volumes and credit quality. The fund's focus on regional banks means its performance is sensitive to local economic conditions and regulatory changes affecting these institutions.

Key Risks

The primary risk for KRE lies in sector-specific headwinds impacting regional banks, such as increased regulatory scrutiny or unexpected economic downturns affecting loan portfolios. Concentration risk, although mitigated by equal-weighting, remains a factor given its focus on a single industry. Also, the ETF's recent underperformance relative to its category over the past year warrants attention.

Technical Indicators i

RSI (14) 24.86
MACD -1.04
SMA 50 74.92
SMA 200 70.51
Technical Rating Bearish
RSI
Oversold
SMA Cross
Bullish
Price vs SMA
Bearish
MACD
Bearish
Golden Cross in effect with the 50-day SMA ($74.92) above the 200-day SMA ($70.51), price is trading below the 50-day SMA, RSI at 24.9 suggests oversold conditions; potential bounce setup.

KRE Trade Plans

Specific entry, exit, and risk management levels

Select Your Trade Bias
Risk Tolerance
Conservative 2% Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →

Entry Strategies pick an entry style

Conservative
$70.83
Slight discount to current
Wait for small dip
Aggressive
$71.55
At current price
Enter now if confident

Risk Management

STOP LOSS
$68.50
MAX LOSS
-3.3%
Volatility-Adjusted Stop Loss
Calculated based on RSI (24.9) and current market volatility

Profit Targets (Based on Conservative Entry)

TARGET 1
$72.96
+3% (Conservative)
+2.0% (Aggressive)
TARGET 2
$74.38
+5% (Conservative)
+3.9% (Aggressive)
TARGET 3
$76.50
+8% (Conservative)
+6.9% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
ETF Investment Disclaimer
This AI-generated analysis of KRE is for educational purposes only and does not constitute investment advice. ETFs are subject to market risk including possible loss of principal. Performance depends on the underlying index or assets tracked. Read the fund prospectus before investing. Past performance does not guarantee future results. Generated on September 26, 2026.

Growth of $10,000

A $10,000 investment in KRE in September 2016 would be worth about $17,333 today, compared with about $36,004 for the same investment in the S&P 500 benchmark.

Compare with Another Ticker

Monte Carlo Projection (10yr)

CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in KRE today could grow to about $18,546 by 2036 in the base case, with a bull case near $67,450 and a bear case around $5,099. Projections are statistical simulations, not guarantees.

KRE ETF Price Prediction: 2030

CleaRank's simulation projects a price near $91.60 for KRE by 2030 in the base case, from $71.55 today (1.3x over 4 years). The downside path ends near $40.48. These are outcomes of a Monte Carlo simulation run on KRE's historical return distribution, not price targets, and they assume no dividends are reinvested.

KRE simulated price paths by year
Year Downside (10th pct) Base case Upside (90th pct)
2027 $50.60 $76.11 $114
2028 $45.44 $80.96 $144
2029 $42.46 $86.12 $175
2030 $40.48 $91.60 $207
2031 $39.10 $97.44 $243
2032 $38.12 $104 $282
2033 $37.43 $110 $325
2034 $36.95 $117 $372
2035 $36.65 $125 $425
2036 $36.48 $133 $483

Method: 10,000 simulated price paths using KRE's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.

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Frequently Asked Questions

What is the expense ratio for the State Street SPDR S&P Regional Banking ETF (KRE)?
The expense ratio for KRE is 0.35%, which translates to a cost of $35.00 per $10,000 invested annually. This fee covers the fund's management and operational costs.
What sectors does the State Street SPDR S&P Regional Banking ETF (KRE) primarily hold?
KRE is heavily concentrated in the Financial Services sector, with approximately 99.91% of its assets allocated to stocks within this industry. The fund specifically focuses on U.S. regional banking companies.
How has the State Street SPDR S&P Regional Banking ETF (KRE) performed against its category?
Over the past year, KRE's return was 15.07%, slightly lagging its category's return of 15.69%. However, KRE has outperformed its category over the 3-year period with a return of 21.55% compared to the category's 17.84%.
What is the current price prediction for KRE ETF in 2030?
Based on Monte Carlo simulations, the projected price for KRE in 2030 has a base case of $91.60, with a downside projection of $40.48 and an upside projection of $207.28. These figures represent statistical simulation outcomes, not guaranteed price targets.
What is the current technical momentum for KRE?
KRE is currently exhibiting oversold technical conditions, with its Relative Strength Index (RSI) at 24.9. The ETF is trading below its short-term moving averages, indicating recent downward price pressure.
What is the dividend yield for the State Street SPDR S&P Regional Banking ETF (KRE)?
The dividend yield for KRE is approximately 2.25%, providing income to investors. The fund's dividend rate is $1.61.
What are the key risks associated with investing in the State Street SPDR S&P Regional Banking ETF (KRE)?
Key risks include sector-specific downturns affecting regional banks, potential regulatory changes, and concentration risk due to its focused investment strategy. Recent underperformance against its category also presents a risk.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, or financial regulatory body. The ETF analysis and AI-generated insights presented for KRE are for educational and informational purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. ETFs are subject to market risk, including the possible loss of principal. ETF performance depends on the underlying index or assets it tracks, and past performance does not guarantee future results. Expense ratios, tracking error, and liquidity vary by fund. All trade setups and performance metrics shown are hypothetical, hindsight-based, and simulated. Market data is provided "as-is" and may be delayed by 15 minutes or more. Investors should read the fund prospectus carefully before investing. Consult a qualified financial advisor for personalized guidance. Analysis generated on September 26, 2026.

Disclaimer:

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