Stock·NYSE·Financial Services
Regions Financial Corp. (RF)
- Market cap
- $23.27B
- P/E
- 11.19
- Dividend yield
- 4.01%
- Street target
- $32.00median of 23 analysts
- 52-week range
- $22.70 $32.47
The short version
Where RF stands today, in four lines, and what CleaRank Financial AI makes of it.
RF at a glance
Regions Financial Corp. (RF): Hold, 54/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($29.22 and $28.67).
- Earnings RF beat estimates in 6 of its last 7 quarters, yet fell the next day after 2 of those beats.
- Insiders Insiders sold $2.2M and bought $102K over the last 18 months.
- Valuation P/E of 11.2 against 16.5 for the Financial Services sector: a discount to peers (-32%).
Figures as of October 16, 2026.
CleaRank Financial AI
Regions Financial Corp. (RF) is currently trading at $27.31, below its 50-day SMA of $29.22 and 200-day SMA of $28.67.
Insiders have recently been net sellers, with total sales of $2.2 million against $101.9 thousand in purchases, leading to a 'Moderate Sell Signal'. Despite the current technical weakness and insider selling, the company's fundamentals show a profit margin of 30.84% and a return on equity of 11.87%, which are respectable within the regional banking sector. The sector itself averages a P/E of 16.5 and revenue growth of 11.7%. RF's own revenue growth stands at 3.4%, indicating it is growing slower than the sector median. The company also offers a dividend yield of approximately 4.01%.
Only on CleaRank
Figures we compute ourselves from RF's own price, earnings and insider-filing history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
1/4Price above its 50-day average ›
The price of $27.31 is 6.5% below the 50-day simple moving average of $29.22.Price above its 200-day average ›
The price is 4.7% below the 200-day simple moving average of $28.67.50-day average above the 200-day ›
The 50-day average ($29.22) is 1.9% above the 200-day average ($28.67), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 47% of its 52-week range, between $22.70 and $32.47.
RF share price
Pick a period: each tab shows how far RF has moved over it, to the last close.
Today's trading
Where RF sits inside today's range and its 52-week range.
Fundamentals
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
5/5P/E below the sector median ›
The trailing P/E of 11.19 is 32.2% below the Financial Services median of 16.5.P/S below the sector median ›
The price-to-sales ratio of 3.21 is 15.4% below the sector median of 3.8.Profitable over the last 12 months ›
Net income over the last 12 months was $2.2B on revenue of $7.2B, a net margin of 29.7%.Beat estimates in most recent reports ›
RF beat the EPS estimate in 6 of its last 7 reports.Pays a dividend ›
The trailing dividend yield is 4.01%, or $1.10 a share a year.
Key statistics
The headline figures for RF.
As of October 16, 2026, RF trades at $27.31, with a market value of $23.27B, a P/E ratio of 11.19 and a dividend yield of 4.01%.
What the numbers say
CleaRank Financial AI's reading of RF's valuation, growth and risks.
Regions Financial Corp. exhibits a P/E ratio of 11.19, which is below the sector average of 16.5, suggesting it may be undervalued relative to its peers.
The company's price-to-sales ratio is 3.21, also below the sector average of 3.8. Its profit margin stands at a strong 30.84% and operating margin at 39.31%, indicating efficient operations. However, the company's revenue growth of 3.4% lags behind the sector median of 11.7%. While the return on equity at 11.87% is solid, it is slightly below the sector average of 13.8%. The debt-to-equity ratio is exceptionally low at 0.01, indicating a very strong balance sheet. The current valuation appears attractive, but the slower revenue growth compared to the sector warrants attention.
RF against the Financial Services sector
How RF compares with the median Financial Services stock CleaRank tracks.
Price to earnings vs sector: RF trades at a notable discount to sector peers (-32%), which may indicate undervaluation or specific company headwinds.
Return vs KBE: Since May 5, 2025, RF has gained 29.4% against a gain of 21.7% for KBE.
Performance against KBE
RF and the Financial Services sector fund over the same days.
Revenue and earnings
How much RF sells, and how much of it becomes profit.
Revenue growth: Revenue grew 6.3% in FY2025 to $7.5B, from $7.1B a year earlier.
Profit margin: The net margin was 28.6% in FY2025, up from 26.7% the year before.
Profitable: RF earned $2.2B in FY2025.
Earnings reality check
Did RF beat what analysts expected, and how did the stock react?
Earnings record: RF beat the analyst estimate in 6 of the last 7 quarters.
Market reaction: The stock fell in the first session after 2 of those 6 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Apr 17, 2026after close | $0.59 | $0.62 | +5.08% | +0.64% | -1.32% |
| Jan 16, 2026after close | $0.61 | $0.57 | -6.56% | -0.50% | -0.11% |
| Oct 17, 2025after close | $0.60 | $0.63 | +5.00% | +2.04% | +4.20% |
| Jul 18, 2025after close | $0.56 | $0.60 | +7.14% | +0.15% | +1.58% |
| Apr 17, 2025after close | $0.51 | $0.54 | +5.88% | -1.14% | +5.02% |
| Jan 17, 2025after close | $0.55 | $0.59 | +7.27% | +1.86% | +2.36% |
| Oct 18, 2024after close | $0.53 | $0.57 | +7.55% | -0.80% | -1.34% |
Reports after April 17, 2026 are not yet in our data.
As of October 16, 2026, RF has beaten the analyst EPS estimate in 6 of its last 7 reported quarters and fell in the first trading session after 2 of those beats; its most recent report in our data, on April 17, 2026, came in 5.08% above the estimate and the stock moved +0.64% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 41.9, in neutral territory.RSI above 50 ›
An RSI of 41.9 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of RF
The score, the reasoning behind it, and what could move the price next.
Regions Financial Corp. is currently trading below its 50-day SMA ($29.22) and 200-day SMA ($28.67), indicating a bearish trend.
The 14-day RSI is at 41.89, signaling neutral momentum, while the MACD is negative at -0.598. The nearest support level is the current price around $27.31, with resistance seen at the 50-day SMA. Volume on the latest trading day was 15.08 million shares, which is approximately 38.9% above the average volume of 10.85 million shares, suggesting increased investor interest. The current price action, coupled with the positioning below key moving averages, points to potential downside pressure in the short term, with the 50-day SMA acting as a key resistance level to overcome for a bullish reversal.
Positive Earnings Surprise ›
Regions Financial Corp. beat EPS estimates by 5.08% in its most recent available earnings report on April 17, 2026, leading to a positive stock price reaction.
Source: Company Earnings Report
Moderate Insider Selling Signal ›
Insiders have been net sellers, with total sales of $2.2 million against $101.9 thousand in purchases across recent filings, indicating a 'Moderate Sell Signal'.
Source: Insider Trading DataTrading Below Key Moving Averages ›
Regions Financial Corp. is currently trading below its 50-day SMA ($29.22) and 200-day SMA ($28.67), indicating bearish technical momentum.
Source: Technical Analysis Data
- Watch for the stock to reclaim its 50-day SMA ($29.22) as a key indicator of a potential bullish reversal.
- Consider the company's dividend yield of approximately 4.01% as a component of total return, but weigh it against the current technical weakness and insider selling.
Technical indicators
Momentum and trend for RF, from its daily closes.
As of October 16, 2026, with RF at $27.31, its 14-day RSI is 41.9 (neutral territory), its 50-day simple moving average is $29.22 and its 200-day is $28.67.
Calculated by CleaRank on daily closes as of October 16, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What RF moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 16, 2026, RF's 1-year correlation of daily returns is +0.60 with S&P 500 (SPY), +0.45 with Nasdaq 100 (QQQ), +0.08 with Bitcoin (BTC) and +0.01 with gold (XAU).
What Wall Street expects
The analysts' target range and how their ratings split.
Analysts checks
1/3Most analysts rate it a buy ›
6 of 23 analysts rate it a buy or strong buy, 14 a hold and 3 a sell.Median target above the price ›
The median 12-month target of $32.00 is 17.2% above the price.More buy ratings than three months ago ›
6 of 23 rate it a buy now, against 6 of 22 three months ago.
RF Wall Street View
12-month price targets
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 8, 2026 | TD Cowen | Reinstates | Hold |
| Oct 5, 2026 | UBS | Maintains | Neutral |
| Oct 2, 2026 | JP Morgan | Maintains | Neutral |
| Oct 1, 2026 | Evercore ISI Group | Maintains | Underperform |
| Sep 28, 2026 | Morgan Stanley | Maintains | Equal-Weight |
| Sep 23, 2026 | Truist Securities | Maintains | Hold |
As of October 16, 2026, 23 Wall Street analysts cover RF: 6 rate it a buy or strong buy, 14 a hold and 3 a sell or strong sell. Their 12-month price targets range from $27.00 to $36.00, with a median of $32.00, 17.2% above the price of $27.31.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
RF trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from RF's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much RF tends to move, against the market and on its own.
The long record
RF's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
3/4Average daily move under 2% ›
The price has moved 1.18% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 55.8%, from March 2018 to March 2020, regained by January 2021.Most 1-year holds ended higher ›
64% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $39,203, against $42,525 in the S&P 500 (SPY).
RF Drawdowns & Recovery
As of October 16, 2026, RF's worst peak-to-trough fall over the last 10 years with dividends reinvested was -55.8% (March 2018 to March 2020); it regained that peak by January 2021, 10 months after the low, and 64% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into RF in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: RF trailed the S&P 500 over this period: $39,203 against $42,525.
A $10,000 investment in RF in October 2016 would be worth about $39,203 today with dividends reinvested, compared with about $42,525 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to RF, and which have not.
Strongest month, November: an average of +8.92%, up in 9 of 10 years.
Weakest month, March: an average of -8.65%, up in 1 of 10 years.
This month, October: has averaged -0.38%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, RF's strongest calendar month has been November (average +8.92%, up in 9 of 10 years) and its weakest March (average -8.65%, up in 1 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in RF, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in RF today could grow to about $21,474 by 2036 in the base case, with a 90th-percentile outcome near $91,839 and a 10th-percentile outcome around $5,021. The simulation models price only; at today's 4.01% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
RF Stock Price Prediction: 2030
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $37.08 for RF by 2030 in the base case, from $27.31 today (1.4x over 4 years). The 10th-percentile path ends near $14.79. These are outcomes of a Monte Carlo simulation run on RF's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $18.62 | $29.48 | $46.68 | |
| 2028 | $16.61 | $31.82 | $60.95 | |
| 2029 | $15.50 | $34.35 | $76.13 | |
| 2030 | $14.79 | $37.08 | $92.95 | |
| 2031 | $14.32 | $40.02 | $112 |
Method: a lognormal simulation of RF's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Insider trading
What the people running the company have bought and sold.
RF insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Insider buying: Insiders bought $102K on the open market and sold $2.2M.
As of October 16, 2026, RF insiders reported 5 open-market sales worth $2.2M and 1 open-market purchase worth $102K over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Sep 10, 2026 | Anil D. Chadha
Chief Financial Officer
|
Sell | 0 | $23 |
| Jul 1, 2026 | Angela Santone
Officer
|
Grant | 28.4K | - |
| May 7, 2026 | Brian R Willman
Officer
|
Sell | 7.0K | $195.8K |
| May 6, 2026 | Noopur Davis
Director
|
Grant | 7.9K | - |
| May 6, 2026 | Zhanna Golodryga
Director
|
Grant | 7.9K | - |
| May 6, 2026 | Roger W Jenkins
Director
|
Grant | 7.9K | - |
| May 6, 2026 | Joia M Johnson
Director
|
Grant | 7.9K | - |
| May 6, 2026 | James T Prokopanko
Director
|
Grant | 63.1K | - |
| May 6, 2026 | William C Rhodes III
Director
|
Grant | 7.9K | - |
| Apr 2, 2026 | Karin K Allen
Officer
|
Grant | 1.1K | - |
| Apr 2, 2026 | Karin K Allen
Officer
|
Grant | 2.0K | - |
| Apr 2, 2026 | Katherine R Danella
Officer
|
Grant | 11.3K | - |
| Apr 2, 2026 | Katherine R Danella
Officer
|
Grant | 19.9K | - |
| Apr 2, 2026 | David R Keenan
Officer
|
Grant | 13.6K | - |
| Apr 2, 2026 | David R Keenan
Officer
|
Grant | 23.9K | - |
| Apr 2, 2026 | Charles Dandridge Massey
Officer
|
Grant | 13.6K | - |
| Apr 2, 2026 | Charles Dandridge Massey
Officer
|
Grant | 23.9K | - |
| Apr 2, 2026 | Tara Ann Plimpton
Officer
|
Grant | 11.3K | - |
| Apr 2, 2026 | Tara Ann Plimpton
Officer
|
Grant | 19.9K | - |
| Apr 2, 2026 | William D Ritter
Officer
|
Grant | 13.9K | - |
| Apr 2, 2026 | William D Ritter
Officer
|
Grant | 7.9K | - |
| Apr 2, 2026 | John M Turner Jr
Chief Executive Officer
|
Grant | 63.4K | - |
| Apr 2, 2026 | John M Turner Jr
Chief Executive Officer
|
Grant | 111.5K | - |
| Apr 2, 2026 | Brian R Willman
Officer
|
Grant | 4.5K | - |
| Apr 2, 2026 | Brian R Willman
Officer
|
Grant | 8.0K | - |
| Jan 22, 2026 | William D Ritter
Officer
|
Sell | 36.0K | $1.0M |
| Jan 2, 2026 | Russell K Zusi
Officer
|
Grant | 69.9K | - |
| Dec 11, 2025 | John M Turner Jr
Chief Executive Officer
|
Grant | 15.0K | - |
| Aug 27, 2025 | Tara Ann Plimpton
Officer
|
Grant | 1.9K | - |
| Aug 13, 2025 | Roger W Jenkins
Director
|
Buy | 4.0K | $101.9K |
| Aug 6, 2025 | David R Keenan
Officer
|
Sell | 30.0K | $750.3K |
| Jul 25, 2025 | John M Turner Jr
Chief Executive Officer
|
Grant | 4.0K | - |
| Jul 1, 2025 | Charles Dandridge Massey
Officer
|
Grant | 20.0K | - |
| May 8, 2025 | Brian R Willman
Officer
|
Sell | 8.2K | $174.9K |
Source: TwelveData, from SEC Form 4 filings
Questions people ask
Answered from the figures on this page, as of October 16, 2026.