Stock·NYSE·Financial Services
Truist Financial Corporation (TFC)
- Market cap
- $57.50B
- P/E
- 10.71
- Dividend yield
- 4.42%
- Street target
- $54.00median of 22 analysts
- 52-week range
- $42.70 $56.20
The short version
Where TFC stands today, in four lines, and what CleaRank Financial AI makes of it.
TFC at a glance
Truist Financial Corporation (TFC): Hold, 52/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($49.17 and $49.60).
- Earnings TFC beat estimates in 6 of its last 7 quarters, yet fell the next day after 2 of those beats.
- Insiders Insiders sold $3.2M and made no open-market purchases over the last 18 months.
- Valuation P/E of 10.7 against 16.5 for the Financial Services sector: a discount to peers (-35%).
Figures as of October 17, 2026.
CleaRank Financial AI
Truist Financial Corporation (TFC) earns a Hold rating from CleaRank, with a model score of 52/100.
Valuation is the biggest contributor: the P/E of 10.71 is 35.1% below the sector median, a discount to peers, and the P/S of 2.99 is 21.3% below the sector median. The trend holds the score back the most, with the price 5.10% below its 200-day average and 4.27% below its 50-day average, and the 50-day average 0.87% below the 200-day. The 50-day average is $49.17 and the 200-day is $49.60. Across the past year, the price rose 14.55%.
Only on CleaRank
Figures we compute ourselves from TFC's own price, earnings and insider-filing history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
0/4Price above its 50-day average ›
The price of $47.07 is 4.3% below the 50-day simple moving average of $49.17.Price above its 200-day average ›
The price is 5.1% below the 200-day simple moving average of $49.60.50-day average above the 200-day ›
The 50-day average ($49.17) is 0.9% below the 200-day average ($49.60), the arrangement of a falling longer-term trend.In the upper half of its 52-week range ›
The price sits at 32% of its 52-week range, between $42.70 and $56.20.
TFC share price
Pick a period: each tab shows how far TFC has moved over it, to the last close.
Today's trading
Where TFC sits inside today's range and its 52-week range.
Fundamentals
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
5/5P/E below the sector median ›
The trailing P/E of 10.71 is 35.1% below the Financial Services median of 16.5.P/S below the sector median ›
The price-to-sales ratio of 2.99 is 21.3% below the sector median of 3.8.Profitable over the last 12 months ›
Net income over the last 12 months was $5.5B on revenue of $19.0B, a net margin of 29.1%.Beat estimates in most recent reports ›
TFC beat the EPS estimate in 6 of its last 7 reports.Pays a dividend ›
The trailing dividend yield is 4.42%, or $2.08 a share a year.
Key statistics
The headline figures for TFC.
As of October 17, 2026, TFC trades at $47.07, with a market value of $57.50B, a P/E ratio of 10.71 and a dividend yield of 4.42%.
What the numbers say
CleaRank Financial AI's reading of TFC's valuation, growth and risks.
Truist Financial Corporation (TFC) trades at a P/E of 10.71, which is 35.1% below the 16.5 median for Financial Services stocks, a discount to peers. Measured on sales, its P/S of 2.99 is 21.3% below the sector median of 3.8. Its market capitalisation stands at $57.5B.
Revenue rose 8.20% in the latest year, which is 3.5 percentage points slower than the sector median of 11.7%. On profitability, TFC posts a net margin of 30.69% and an operating margin of 39.82%. Return on equity is 9.06%, below the sector median of 13.8%. The balance sheet shows debt-to-equity of 0.01, and the trailing dividend yield is 4.42%, or $2.08 per share each year.
Truist Financial Corporation (TFC) topped expectations in its July 17, 2026 report by 13.89%, posting EPS of $1.23 against the $1.08 that analysts had forecast. Even so, the share price slipped 2.86% in the following session.
TFC beat the EPS estimate in 6 of its last 7 reports; even so, 2 of those 6 beats were followed by a lower share price the next session. Looking ahead, analysts expect EPS of $4.45 this fiscal year (growth of 16.4%) and $5.01 the year after (growth of 12.7%).
Normal swings for TFC run at about 1.28% a day. The downtrend is itself a risk for as long as the price stays under both moving averages. The price is 16.25% below its 52-week high of $56.20. Over the last 18 months, insider sales totalled $3.2M with no open-market purchases; planned sales and tax sales on vesting shares make selling a weaker signal than buying.
TFC against the Financial Services sector
How TFC compares with the median Financial Services stock CleaRank tracks.
Price to earnings vs sector: TFC trades at a notable discount to sector peers (-35%), which may indicate undervaluation or specific company headwinds.
Return vs XLF: Since May 6, 2025, TFC has gained 20.8% against a gain of 12.5% for XLF.
Performance against XLF
TFC and the Financial Services sector fund over the same days.
Revenue and earnings
How much TFC sells, and how much of it becomes profit.
Revenue growth: Revenue grew 53.0% in FY2025 to $20.3B, from $13.3B a year earlier.
Profit margin: The net margin was 26.1% in FY2025, down from 36.5% the year before.
Profitable: TFC earned $5.3B in FY2025.
Earnings reality check
Did TFC beat what analysts expected, and how did the stock react?
Earnings record: TFC beat the analyst estimate in 6 of the last 7 quarters.
Market reaction: The stock fell in the first session after 2 of those 6 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Jul 17, 2026after close | $1.08 | $1.23 | +13.89% | -2.86% | -1.41% |
| Jan 21, 2026after close | $1.09 | $1.12 | +2.75% | +0.56% | +0.58% |
| Oct 17, 2025after close | $0.99 | $1.04 | +5.05% | +2.00% | +3.73% |
| Jul 18, 2025after close | $0.92 | $0.90 | -2.17% | +1.08% | +3.16% |
| Apr 17, 2025after close | $0.86 | $0.89 | +3.49% | -1.64% | +4.93% |
| Jan 17, 2025after close | $0.88 | $0.91 | +3.41% | +0.50% | -0.08% |
| Oct 17, 2024after close | $0.90 | $0.97 | +7.78% | +1.68% | +1.09% |
As of October 17, 2026, TFC has beaten the analyst EPS estimate in 6 of its last 7 reported quarters and fell in the first trading session after 2 of those beats; its latest report, on July 17, 2026, came in 13.89% above the estimate and the stock moved -2.86% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 47.5, in neutral territory.RSI above 50 ›
An RSI of 47.5 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of TFC
The score, the reasoning behind it, and what could move the price next.
Truist Financial Corporation (TFC) is in a downtrend: at $47.07 the stock sits 4.27% below its 50-day average of $49.17 and 5.10% below its 200-day average of $49.60, so both averages lie overhead. Across its 52-week range, which runs from $42.70 to $56.20, the price currently stands at 32% of the distance up.
A recent pullback sits inside a stronger longer record: the price fell 2.83% over the past month, fell 10.34% over the past three months and rose 14.55% over the past year. The price rose 1.07% in the last session on volume 56.8% above its average. On momentum, the 14-day RSI reads 47.5, in the neutral zone, with the MACD line negative.
Earnings beat ›
The July 17, 2026 report beat the EPS estimate by 13.89%, and the share price fell 2.86% in the first session after it.
Source: Earnings report, July 17, 2026
Rating reaffirmed ›
TD Cowen kept its Hold rating on October 8, 2026.
Source: Analyst action, TD Cowen, October 8, 2026
- Keep an eye on the two closest levels: the 50-day SMA at $49.17 sits above the price, while the 20-day EMA at $46.95 sits below it.
- The 14-day RSI stands at 47.5, in the neutral zone, and the MACD line is negative. Readings above 70 or below 30 would signal stretched momentum.
- After the July 17, 2026 report the share price fell 2.86% in the first session; TFC beat estimates in 6 of the last 7 reports.
TFC stays in a downtrend while it trades under both its 50-day average of $49.17 and its 200-day average of $49.60. A close back above the 50-day average would be the first sign of a repair. That 50-day SMA at $49.17 is the first level overhead.
Truist Financial Corporation (TFC) has its first support below the price at the 20-day EMA, which sits at $46.95. The 14-day RSI reads 47.5, inside the neutral zone between 40 and 60.
Technical indicators
Momentum and trend for TFC, from its daily closes.
As of October 17, 2026, with TFC at $47.07, its 14-day RSI is 47.5 (neutral territory), its 50-day simple moving average is $49.17 and its 200-day is $49.60.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What TFC moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, TFC's 1-year correlation of daily returns is +0.60 with S&P 500 (SPY), +0.45 with Nasdaq 100 (QQQ), +0.09 with Bitcoin (BTC) and +0.00 with gold (XAU).
What Wall Street expects
The analysts' target range and how their ratings split.
Analysts checks
2/3Most analysts rate it a buy ›
7 of 22 analysts rate it a buy or strong buy, 12 a hold and 3 a sell.Median target above the price ›
The median 12-month target of $54.00 is 14.7% above the price.More buy ratings than three months ago ›
7 of 22 rate it a buy now, against 6 of 21 three months ago.
TFC Wall Street View
12-month price targets
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 8, 2026 | TD Cowen | Reinstates | Hold |
| Oct 5, 2026 | UBS | Maintains | Neutral |
| Oct 2, 2026 | JP Morgan | Maintains | Underweight |
| Oct 1, 2026 | Evercore ISI Group | Maintains | Outperform |
| Jul 29, 2026 | JP Morgan | Maintains | Underweight |
| Jul 21, 2026 | Stephens & Co. | Maintains | Overweight |
As of October 17, 2026, 22 Wall Street analysts cover TFC: 7 rate it a buy or strong buy, 12 a hold and 3 a sell or strong sell. Their 12-month price targets range from $45.00 to $61.00, with a median of $54.00, 14.7% above the price of $47.07.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
TFC trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from TFC's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much TFC tends to move, against the market and on its own.
The long record
TFC's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
2/4Average daily move under 2% ›
The price has moved 1.28% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 56.4%, from January 2022 to May 2023, regained by February 2026.Most 1-year holds ended higher ›
60% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $18,806, against $42,055 in the S&P 500 (SPY).
TFC Drawdowns & Recovery
As of October 17, 2026, TFC's worst peak-to-trough fall over the last 10 years with dividends reinvested was -56.4% (January 2022 to May 2023); it regained that peak by February 2026, 33 months after the low, and 60% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into TFC in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: TFC trailed the S&P 500 over this period: $18,806 against $42,055.
A $10,000 investment in TFC in October 2016 would be worth about $18,806 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to TFC, and which have not.
Strongest month, November: an average of +7.62%, up in 8 of 10 years.
Weakest month, March: an average of -9.69%, up in 1 of 10 years.
This month, October: has averaged +1.80%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, TFC's strongest calendar month has been November (average +7.62%, up in 8 of 10 years) and its weakest March (average -9.69%, up in 1 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in TFC, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in TFC today could grow to about $15,355 by 2036 in the base case, with a 90th-percentile outcome near $60,700 and a 10th-percentile outcome around $3,885. The simulation models price only; at today's 4.42% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
TFC Stock Price Prediction: 2030
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $55.88 for TFC by 2030 in the base case, from $47.07 today (1.2x over 4 years). The 10th-percentile path ends near $23.43. These are outcomes of a Monte Carlo simulation run on TFC's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $31.81 | $49.13 | $75.88 | |
| 2028 | $27.74 | $51.29 | $94.83 | |
| 2029 | $25.22 | $53.53 | $114 | |
| 2030 | $23.43 | $55.88 | $133 | |
| 2031 | $22.07 | $58.33 | $154 |
Method: a lognormal simulation of TFC's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Insider trading
What the people running the company have bought and sold.
TFC insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Insider buying: No insider bought TFC shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.
As of October 17, 2026, TFC insiders reported 7 open-market sales worth $3.2M and no open-market purchases over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Jul 31, 2026 | Donta L Wilson
Officer
|
Sell | 13.3K | $688.6K |
| Jul 28, 2026 | Catherine P Bessant
Director
|
Grant | 2.3K | - |
| Jul 23, 2026 | K David Boyer Jr
Director
|
Sell | 4.0K | $202.1K |
| Jul 20, 2026 | William H Rogers Jr
Chief Executive Officer
|
Sell | 13.3K | $693.8K |
| Jun 1, 2026 | Bradley D Bender
Officer
|
Grant | 16.1K | - |
| Mar 13, 2026 | Bradley D Bender
Officer
|
Grant | 7.8K | - |
| Mar 13, 2026 | Cynthia B Powell
Officer
|
Grant | 1.9K | - |
| Feb 24, 2026 | K David Boyer Jr
Director
|
Grant | 4.0K | - |
| Feb 24, 2026 | Jonathan M Pruzan
Director
|
Grant | 4.0K | - |
| Feb 24, 2026 | Laurence Stein
Director
|
Grant | 4.0K | - |
| Feb 24, 2026 | Bruce L Tanner
Director
|
Grant | 4.0K | - |
| Feb 23, 2026 | Kristin Lesher
Officer
|
Grant | 17.1K | - |
| Feb 23, 2026 | Michael Baron Maguire
Chief Financial Officer
|
Grant | 18.3K | - |
| Feb 23, 2026 | Cynthia B Powell
Officer
|
Grant | 7.3K | - |
| Feb 23, 2026 | William H Rogers Jr
Chief Executive Officer
|
Grant | 77.8K | - |
| Feb 23, 2026 | Scott A Stengel
Officer
|
Grant | 6.9K | - |
| Feb 23, 2026 | Donta L Wilson
Officer
|
Grant | 23.5K | - |
| Feb 13, 2026 | Bradley D Bender
Officer
|
Grant | 2.6K | - |
| Feb 13, 2026 | Scott A Stengel
Officer
|
Grant | 11.4K | - |
| Feb 12, 2026 | Kristin Lesher
Officer
|
Grant | 54.8K | - |
| Feb 2, 2026 | Cynthia B Powell
Officer
|
Sell | 3.5K | $183.7K |
| Jan 26, 2026 | Michael Baron Maguire
Chief Financial Officer
|
Sell | 13.0K | $651.7K |
| Dec 4, 2025 | Cynthia B Powell
Officer
|
Grant | 247 | - |
| Nov 25, 2025 | K David Boyer Jr
Director
|
Sell | 5.2K | $239.7K |
| Oct 23, 2025 | Donta L Wilson
Officer
|
Grant | 230 | - |
| Jul 22, 2025 | Bradley D Bender
Officer
|
Sell | 12.5K | $566.7K |
| May 15, 2025 | Bradley D Bender
Officer
|
Grant | 13.1K | - |
Source: TwelveData, from SEC Form 4 filings
Questions people ask
Answered from the figures on this page, as of October 17, 2026.