Consumer Discretionary Select Sector SPDR Fund (XLY)

Consumer Discretionary Select Sector SPDR Fund NYSE

$117.54 2.150 (1.86%)
Real Time Price
AI Analyst Consensus
Hold
50 / 100

The Consumer Discretionary Select Sector SPDR Fund (XLY) is currently trading at $115.39 as of June 2026. This ETF tracks the performance of companies in the consumer discretionary sector. Its largest holdings include Amazon (AMZN), Home Depot (HD), McDonald's (MCD), Nike (NKE), and Starbucks (SBUX), which typically represent a significant portion of the fund's assets. The sector's performance is closely tied to consumer spending habits and overall economic health.

Recent price action suggests a lack of strong directional momentum. The fund is trading below its 20-day, 50-day, and 200-day simple moving averages, indicating potential short-to-medium term weakness. The neutral RSI reading further supports this observation, suggesting neither an overbought nor oversold condition. Investors should monitor consumer confidence data and retail sales figures for insights into the sector's future direction.

Price Analysis

Market Metrics

Open
$116.02
Day Range
$115.96 $117.55
Prev Close
$115.39

XLY Analysis

AI Analyst Target +3.00% Upside
Target Price
$121.07
AI Technical Analysis Hold

XLY is currently positioned below its key moving averages, with the price at $115.39 below the 50-day SMA of $116.39 and the 200-day SMA of $117.63. The 20-day EMA is also above the current price at $117.77. This configuration suggests a bearish short-term trend. The Relative Strength Index (RSI) is at 47.28, indicating a neutral momentum reading, neither overbought nor oversold.

The Stochastic Oscillator is at 14.89, which is in oversold territory, potentially signaling a short-term bounce. However, the MACD is slightly negative at -0.18, and the Commodity Channel Index (CCI) is significantly negative at -103.82, both suggesting bearish momentum. The 50-day SMA is acting as resistance, and the 200-day SMA is also above the current price, reinforcing the bearish short-term outlook.

ProTips
  • Monitor consumer confidence surveys and retail sales data for early indicators of sector strength or weakness.
  • Given the concentration in top holdings, closely track the earnings and guidance of companies like AMZN and HD.
  • Consider the broader macroeconomic environment, particularly interest rate trends, as they significantly impact discretionary spending.
Market Outlook

The outlook for XLY in the next 6-12 months is cautiously neutral, leaning towards bearish in the short term given its current technical positioning. The ETF is trading below key moving averages, suggesting that upward momentum may be challenged. A sustained break above the 50-day SMA ($116.39) would be a positive sign, potentially leading to a retest of the 200-day SMA ($117.63) and higher levels.

However, if XLY fails to break these resistance levels and continues to trade below them, further downside pressure is possible. Key factors to watch include consumer spending trends, inflation data, and the Federal Reserve's monetary policy. Any significant deterioration in consumer sentiment or a hawkish shift in monetary policy could lead to a re-evaluation of the sector's prospects.

Key Statistics

Net Assets (Market Cap) 14.27B
Expense Ratio 0.0900%
Yield 0.7738%
Day High $117.55
Day Low $115.96
52 Week High 125.01
52 Week Low 104.81

The Consumer Discretionary Select Sector SPDR Fund (XLY) tracks a segment of the market highly sensitive to economic cycles and consumer sentiment. Its top holdings, including e-commerce giants and major retailers, are indicative of the sector's focus on goods and services that consumers purchase when they have disposable income. The concentration in a few large-cap names means the fund's performance is heavily reliant on the individual success and market perception of these key constituents.

The current economic environment, as reflected in the June 2026 analysis date, likely position a crucial role. Factors such as inflation, wage growth, and interest rate policies directly impact consumer purchasing power and willingness to spend on non-essential items. Any shifts in these macroeconomic variables can lead to significant sector rotation and impact XLY's constituents.

Earnings & Growth Analysis

While XLY is an ETF and does not have its own earnings, the performance of its top holdings is critical. Companies like Amazon, Home Depot, and McDonald's are key drivers of the fund's aggregate performance. Investors should monitor the earnings reports of these constituent companies for insights into sector-wide trends. Strong earnings from these leaders would suggest robust consumer demand and operational efficiency within the discretionary sector.

Conversely, any signs of slowing revenue growth or margin compression among these top holdings could signal headwinds for XLY. The aggregate earnings trend of these major players provides a proxy for the health of consumer spending on discretionary goods and services, directly impacting the ETF's outlook.

Key Risks

The primary risk for XLY lies in its concentration within the consumer discretionary sector, which is highly susceptible to economic downturns and shifts in consumer confidence. A significant portion of the fund's performance is tied to a handful of large-cap technology and retail companies, creating concentration risk. Furthermore, rising interest rates or persistent inflation could dampen consumer spending, negatively impacting the fund's value.

Technical Indicators i

RSI (14) 47.28
MACD -0.18
SMA 50 116.39
SMA 200 117.63
Technical Rating Bearish
RSI
Neutral
SMA Cross
Bearish
Price vs SMA
Bullish
MACD
Bearish
Moving averages show a lagging Death Cross (50-day: $116.39, 200-day: $117.63), price action is firmly bullish above key moving averages.

Actionable Trade Plans

Specific entry, exit, and risk management levels

Select Your Trade Bias
Risk Tolerance
Conservative 2% Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →

Entry Strategies (click to switch)

CONSERVATIVE
$116.39
Near 50 SMA support
Lower risk, wait for pullback
AGGRESSIVE
$117.54
At or near current price
Higher risk, immediate entry

Risk Management

STOP LOSS
$112.90
MAX LOSS
-3.0%
Volatility-Adjusted Stop Loss
Calculated based on RSI (47.3) and current market volatility

Profit Targets (Based on Conservative Entry)

TARGET 1
$122.21
+5% (Conservative)
+4.0% (Aggressive)
TARGET 2
$123.61
+10% (Conservative)
+5.2% (Aggressive)
TARGET 3
$125.01
+15% (Conservative)
+6.4% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
ℹ️ ETF Investment Disclaimer
This AI-generated analysis of XLY is for educational purposes only and does not constitute investment advice. ETFs are subject to market risk including possible loss of principal. Performance depends on the underlying index or assets tracked. Read the fund prospectus before investing. Past performance does not guarantee future results. Generated on June 9, 2026.

Growth of $10,000

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XLY
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Risk & Volatility i

Risk Level
Daily Volatility
1.06%
30-day average
Risk Considerations
Monitor position sizing
Set appropriate stop-loss
Diversify holdings

Market Correlations

How this etf moves relative to other assets

Based on 1 year of daily price data. Correlations may vary over different time periods.

Check Custom Correlation

Risk & Volatility i

Risk Level Low
Daily Volatility
1.06%
30-day average
52-Week Range
$104.81 12% from low $125.01
Risk Considerations
Monitor position sizing based on current volatility levels
Consider stop-loss placement beyond recent price range
Diversification helps mitigate single-stock risk exposure

Frequently Asked Questions

As of June 2026, XLY's top holdings typically include major consumer discretionary companies such as Amazon (AMZN), Home Depot (HD), McDonald's (MCD), Nike (NKE), and Starbucks (SBUX).
As of June 2026, XLY is trading at $115.39, which is below its 50-day and 200-day moving averages, indicating a neutral to slightly bearish trend for the month.
The dividend yield for XLY is approximately 0.77% as of June 2026, with a dividend rate of $0.89.
The current RSI for XLY is 47.28, which is categorized as neutral, indicating no strong overbought or oversold conditions.
As of June 2026, XLY's price of $115.39 is below both its 50-day SMA ($116.39) and its 200-day SMA ($117.63), suggesting potential short-term weakness.
The MACD is slightly negative (-0.18) and the CCI is significantly negative (-103.82), suggesting bearish momentum, while the Stochastic Oscillator is in oversold territory (14.89).
The performance of XLY is heavily influenced by consumer spending, employment rates, interest rates, and overall consumer confidence, as it tracks companies reliant on discretionary purchases.