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Stock·NYSE·Financial Services

Arthur J. Gallagher & Co. (AJG)

$254.88 4.780 (1.91%)
At close: Oct 16, 4:00 PM EDT
Buy
69 / 100
CleaRank AI scorei
Market cap
$65.34B
P/E
41.48
Dividend yield
1.08%
Street target
$282.50median of 23 analysts
52-week range
$190.75 $284.33
01

The short version

Where AJG stands today, in four lines, and what CleaRank Financial AI makes of it.

AJG at a glance

Arthur J. Gallagher & Co. (AJG): Buy, 69/100 on CleaRank's AI score.

  • Trend Up: the price is above both its 50- and 200-day moving averages ($246.12 and $231.89).
  • Insiders Insiders sold $47.3M and bought $1.0M over the last 18 months.
  • Valuation P/E of 41.5 against 16.5 for the Financial Services sector: a premium to peers (+151%).

Figures as of October 17, 2026.

CleaRank Financial AI

CleaRank rates Arthur J. Gallagher & Co. (AJG) Buy with a model score of 69/100.

Trend adds the most to that score: the price is 9.91% above its 200-day average and 3.56% above its 50-day average, and the 50-day average is 6.14% above the 200-day. Valuation pulls it down the most, since the P/E of 41.48 is 151.4% above the sector median (a premium to peers) and the P/S of 4.24 is 11.6% above the sector median. The 50-day average is $246.12 and the 200-day is $231.89. Across the past year, the price fell 9.03%.

Only on CleaRank

Figures we compute ourselves from AJG's own price, earnings and insider-filing history. Tap one to see it in context.

02

Price and trading

The chart, today's range and how far the price has moved over each period.

2.0

Trend checks

4/4
  • Price above its 50-day average ›
    The price of $254.88 is 3.6% above the 50-day simple moving average of $246.12.
  • Price above its 200-day average ›
    The price is 9.9% above the 200-day simple moving average of $231.89.
  • 50-day average above the 200-day ›
    The 50-day average ($246.12) is 6.1% above the 200-day average ($231.89), the arrangement of a rising longer-term trend.
  • In the upper half of its 52-week range ›
    The price sits at 69% of its 52-week range, between $190.75 and $284.33.

AJG share price

Pick a period: each tab shows how far AJG has moved over it, to the last close.

Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
Start $280.17 Oct 16, 2025
Latest close $254.88 Oct 16, 2026
High $283.04 Oct 22, 2025
Low $192.00 May 13, 2026

Today's trading

Where AJG sits inside today's range and its 52-week range.

Day range 1.80% wide
$254.88
$250.89 $255.40
52-week range 69% of the way up
$254.88
$190.75 $284.33
Open
$252.02
Previous close
$250.10
Volume
1.21M
1% below average
Market cap
$65.34B
03

Fundamentals

Valuation against the sector, and the revenue and earnings behind it.

3.0

Valuation and quality checks

2/4
  • P/E below the sector median ›
    The trailing P/E of 41.48 is 151.4% above the Financial Services median of 16.5.
  • P/S below the sector median ›
    The price-to-sales ratio of 4.24 is 11.7% above the sector median of 3.8.
  • Profitable over the last 12 months ›
    Net income over the last 12 months was $1.6B on revenue of $15.1B, a net margin of 10.4%.
  • Pays a dividend ›
    The trailing dividend yield is 1.08%, or $2.75 a share a year.

Key statistics

The headline figures for AJG.

Market Cap
65.34B
P/E Ratio
41.48
EPS (TTM)
6.03
Dividend Yield
1.08%
52 Week High
284.33
52 Week Low
190.75

As of October 17, 2026, AJG trades at $254.88, with a market value of $65.34B, a P/E ratio of 41.48 and a dividend yield of 1.08%.

What the numbers say

CleaRank Financial AI's reading of AJG's valuation, growth and risks.

Valuation

Arthur J. Gallagher & Co. (AJG)'s trailing P/E of 41.48 compares with a Financial Services median of 16.5, 151.4% above it, which the peer comparison on this page rates as a premium to peers. AJG trades at 4.24 times its sales, 11.6% above the sector median of 3.8. For scale, AJG carries a market capitalisation of $65.3B.

AJG grew revenue by 30.90%, which is 19.2 percentage points faster than the sector median of 11.7%. Sales turn into profit at a net margin of 10.38% and an operating margin of 19.16%. Return on equity stands at 6.72%, below the sector median of 13.8%. On the balance sheet, debt-to-equity is 0.59, and the trailing dividend yield is 1.08%, or $2.75 a share each year.

Earnings & Growth

EPS of $2.32 against an estimate of $2.54 made the October 30, 2025 report a miss of 8.66%. The share price fell 4.79% in the first session after the report.

For this fiscal year, analysts' average EPS estimate is $13.10, implying growth of 22.5%. For next year the average estimate is $14.80, growth of 13.0%.

Key risks

AJG's P/E of 41.48 sits 151.4% above the sector median, which places the company at a premium to peers. That means weaker results would be judged against a higher bar. The average daily move is 2.19%.

AJG against the Financial Services sector

How AJG compares with the median Financial Services stock CleaRank tracks.

P/E ratio 151% above the median
AJG
41.5x
Sector median
16.5x
P/S ratio 12% above the median
AJG
4.2x
Sector median
3.8x
Revenue growth, year on year 19.2 points above the median
AJG
30.9%
Sector median
11.7%
Return on equity 7.1 points below the median
AJG
6.7%
Sector median
13.8%

Price to earnings vs sector: AJG trades at a significant premium to sector peers (+151%), suggesting market expectations for superior growth or market position.

Return vs XLF: Since May 6, 2025, AJG has lost 24.7% against a gain of 12.9% for XLF.

Performance against XLF

AJG and the Financial Services sector fund over the same days.

Jun '25Sep '25Dec '25Apr '26Jul '26Oct '26
AJG XLF

Revenue and earnings

How much AJG sells, and how much of it becomes profit.

Revenue, 12 months
$15.1B
Net income, 12 months
$1.6B
Net margin
10.4%
Revenue growth
+30.9%
latest quarter, year on year
FY202112% marginFY202213% marginFY202310% marginFY202413% marginFY202511% margin
Revenue Net income

Revenue growth: Revenue grew 20.7% in FY2025 to $13.9B, from $11.6B a year earlier.

Profit margin: The net margin was 10.8% in FY2025, down from 12.7% the year before.

Profitable: AJG earned $1.5B in FY2025.

Earnings reality check

Did AJG beat what analysts expected, and how did the stock react?

Beat the estimate
0 of 1
last report
Average surprise
-8.7%
actual EPS against the estimate
Avg. first-session move
-4.8%
the stock, after the report
EPS surprise
First-session move
Oct '25

Earnings record: AJG did not beat the analyst estimate in the last quarter.

AJG earnings surprises and the stock's reaction
Report Estimate Actual Surprise First session 5 sessions
Oct 30, 2025after close $2.54 $2.32 -8.66% -4.79% -6.41%

Reports after October 30, 2025 are not yet in our data.

As of October 17, 2026, AJG has beaten the analyst EPS estimate in 0 of its last 1 reported quarters; its most recent report in our data, on October 30, 2025, came in 8.66% below the estimate and the stock moved -4.79% in the first session.

The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.

04

AI analysis and technicals

CleaRank's score and reasoning, the indicators behind it, and what the price moves with.

4.0

Momentum checks

2/3
  • RSI not overbought or oversold ›
    The 14-day RSI is 65.5, showing bullish momentum without being overbought.
  • RSI above 50 ›
    An RSI of 65.5 is above the 50 midpoint, so buyers have had the upper hand over the last 14 days.
  • MACD line above zero ›
    The MACD line is negative, so the 12-day average is below the 26-day average.

CleaRank AI analysis of AJG

The score, the reasoning behind it, and what could move the price next.

Company's health
4/5
12-month analyst target
$282.50
+10.84% above price · median of 23 analysts
AI analyst consensus
69/100
Buy
What the AI sees

AJG remains in an uptrend, trading at $254.88. The price is 3.56% above its 50-day average of $246.12 and 9.91% above its 200-day average of $231.89. That the 50-day average is 6.14% above the 200-day supports the move instead of contradicting it. The stock sits at 69% of its 52-week range of $190.75 to $284.33, which places it 10.36% below the high.

Recent gains are set against a weaker record over the longer run. Over the past month the price rose 4.55%, and over the past three months it rose 0.39%, yet across the past year it fell 9.03%. The 14-day RSI of 65.5 sits in the bullish zone without reaching overbought territory, but the MACD line is negative, so the two momentum signals do not agree.

Catalysts
Rewards
  • Rating reaffirmed ›

    Mizuho kept its Outperform rating on October 7, 2026.

    Source: Analyst action, Mizuho, October 7, 2026
Risks
  • Earnings miss ›

    The October 30, 2025 report missed the EPS estimate by 8.66%, and the share price fell 4.79% in the first session after it.

    Source: Earnings report, October 30, 2025
ProTips
  1. Two levels matter most here: the 52-week high at $284.33, which sits above the price, and the 50-day SMA at $246.12, which sits below it.
  2. The 14-day RSI is 65.5, in the bullish zone, while the MACD line is negative. Readings above 70 or below 30 signal stretched momentum.
  3. The share price dropped 4.79% in the first session after the October 30, 2025 report.
Market outlook

The uptrend depends on AJG holding above its 50-day average at $246.12 and its 200-day average at $231.89. A close below the 50-day would be the first sign of a crack. If the price pulls back, the 50-day SMA at $246.12 is the first level it would reach.

AJG's next level overhead is the 52-week high of $284.33. The RSI in the bullish zone means momentum still supports the move.

Technical indicators

Momentum and trend for AJG, from its daily closes.

Technical rating Bullish 3 of 4 signals bullish
  • RSI Bullish
  • SMA cross Bullish
  • Price vs SMA Bullish
  • MACD Neutral
Momentum Bullish
65.514-day RSI
Oversold <30 Neutral Overbought >70
MACD (12, 26) -0.169 Neutral
Trend Golden cross
+3.6%price against the 50-day average
200-day $231.89 50-day $246.12 Price $254.88
Price against the 200-day +9.9% Bullish

As of October 17, 2026, with AJG at $254.88, its 14-day RSI is 65.5 (showing bullish momentum without being overbought), its 50-day simple moving average is $246.12 and its 200-day is $231.89.

Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).

What AJG moves with

Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.

-1 0 +1
S&P 500 (SPY) +0.09 Weak
Nasdaq 100 (QQQ) -0.06 Weak
Bitcoin (BTC) +0.02 Weak
Gold (XAU) -0.03 Weak

As of October 17, 2026, AJG's 1-year correlation of daily returns is +0.09 with S&P 500 (SPY), -0.06 with Nasdaq 100 (QQQ), +0.02 with Bitcoin (BTC) and -0.03 with gold (XAU).

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05

What Wall Street expects

The analysts' target range and how their ratings split.

5.0

Analysts checks

2/3
  • Most analysts rate it a buy ›
    16 of 23 analysts rate it a buy or strong buy, 7 a hold and 0 a sell.
  • Median target above the price ›
    The median 12-month target of $282.50 is 10.8% above the price.
  • More buy ratings than three months ago ›
    16 of 23 rate it a buy now, against 16 of 22 three months ago.

AJG Wall Street View

12-month price targets

Low $250.00 Median $282.50 (+10.8%) High $388.00

Ratings

Buy 16 Hold 7 Sell 0 3 months ago: 16 of 22 buy

Recent rating actions

Recent analyst rating actions on AJG
Date Firm Action Rating
Oct 7, 2026 Mizuho Maintains Outperform
Oct 7, 2026 Cantor Fitzgerald Maintains Neutral
Oct 6, 2026 Morgan Stanley Maintains Overweight
Sep 25, 2026 Morgan Stanley Maintains Overweight
Sep 24, 2026 RBC Capital Maintains Outperform
Sep 24, 2026 Wells Fargo Maintains Overweight

As of October 17, 2026, 23 Wall Street analysts cover AJG: 16 rate it a buy or strong buy, 7 a hold and 0 a sell or strong sell. Their 12-month price targets range from $250.00 to $388.00, with a median of $282.50, 10.8% above the price of $254.88.

Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.

06

A trade plan, if you want one

Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.

AJG trade plan

Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.

Your bias
Risk per trade 2%
Conservative Aggressive
Portfolio value
$
Position size: Enter portfolio size →

Long entry pick an entry style

Conservative
$249.78
2% below current price (Pullback entry)
Lower risk, wait for pullback
Aggressive
$254.88
Buy at current price
Higher risk, immediate entry

Risk management

Stop loss
$241.59
Max loss
-3.3%
Volatility-adjusted stop Set from the RSI (65.5) and recent volatility.

Profit targets (Based on Conservative Entry)

Target 1
$262.27
+5% (Conservative) +2.9% (Aggressive)
Target 2
$274.76
+10% (Conservative) +7.8% (Aggressive)
Target 3
$287.25
+15% (Conservative) +12.7% (Aggressive)

These levels come from AJG's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.

Risk profile

How much AJG tends to move, against the market and on its own.

Daily volatility
2.19%
30-day standard deviation
52-week range
$254.88
$190.75 69% of the way up $284.33

Compare AJG

Put AJG side by side with other stocks and benchmarks.

07

The long record

AJG's worst falls and recoveries, what $10,000 became, and which months have been kind to it.

7.0

Track record checks

2/4
  • Average daily move under 2% ›
    The price has moved 2.19% on an average day (30-day standard deviation of daily returns).
  • Recovered from its worst fall ›
    The worst fall was 43.6%, from April 2025 to May 2026; the price is still 24.7% below that peak.
  • Most 1-year holds ended higher ›
    88% of 1-year holding periods in the last 10 years ended with a gain.
  • Beat the S&P 500 since the chart begins ›
    $10,000 invested in October 2016 is now worth $59,632, against $42,055 in the S&P 500 (SPY).

AJG Drawdowns & Recovery

Worst fall, last 10 years
-43.6%
April 2025 to May 2026
Recovery
Not yet
still 24.7% below the April 2025 peak
From the 10-year high
-26.9%
highest close, June 2025
1-year holds that gained
88%
of every 1-year window

As of October 17, 2026, AJG's worst peak-to-trough fall over the last 10 years with dividends reinvested was -43.6% (April 2025 to May 2026); it is still 24.7% below that peak, and 88% of 1-year holding periods ended with a gain.

From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.

Growth of $10,000

What $10,000 put into AJG in October 2016 is worth now, against the same amount in the S&P 500.

AJG today
$59,632
from $10,000 in October 2016, dividends reinvested
S&P 500 today
$42,055
the same $10,000 in SPY
Ahead of the index by
$17,577
1.4x the index result
Total change
+496%
6.0x the starting amount
20182020202220242026
AJG S&P 500 (SPY)

Against the market: AJG beat the S&P 500 over this period: $59,632 against $42,055.

A $10,000 investment in AJG in October 2016 would be worth about $59,632 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).

Seasonal patterns

Which calendar months have been kind to AJG, and which have not.

Jan7/10 upFeb8/10 upMar6/10 upApr5/10 upMay6/10 upJun8/10 upJul8/10 upAug8/10 upSep7/10 upOct6/9 upNov9/10 upDec5/10 up

Strongest month, July: an average of +5.00%, up in 8 of 10 years.

Weakest month, December: an average of -1.49%, up in 5 of 10 years.

This month, October: has averaged +0.91%, up in 6 of 9 years. Past seasonality does not repeat on schedule.

Over the last 10 years, AJG's strongest calendar month has been July (average +5.00%, up in 8 of 10 years) and its weakest December (average -1.49%, up in 5 of 10 years).

Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.

08

Long-term scenarios

Thousands of simulated paths from the price history. A range of outcomes, not a forecast.

Monte Carlo projection

Thousands of simulated paths for $10,000 in AJG, from its own past volatility. The shaded area holds 80% of them.

Downside, 2036
$9,703
10th percentile
Base case, 2036
$25,541
median path
Upside, 2036
$67,231
90th percentile
202620282030203220342036
Upside (90th) Base case (median) Downside (10th) 10th to 90th percentile

CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in AJG today could grow to about $25,541 by 2036 in the base case, with a 90th-percentile outcome near $67,231 and a 10th-percentile outcome around $9,703. The simulation models price only; at today's 1.08% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.

AJG Stock Price Prediction: 2030

The same simulation in share prices, year by year.

Price today
$255
Base case, 2030
$371
1.5x over 4 years
Range, 2030
$201 to $684
10th to 90th percentile

CleaRank's simulation projects a price near $371 for AJG by 2030 in the base case, from $255 today (1.5x over 4 years). The 10th-percentile path ends near $201. These are outcomes of a Monte Carlo simulation run on AJG's historical return distribution, not price targets, and they assume no dividends are reinvested.

AJG simulated price paths by year
Year 10th percentile Base case 90th percentile range base today
2027 $206 $280 $380
2028 $199 $307 $474
2029 $199 $338 $574
2030 $201 $371 $684
2031 $205 $407 $808

Method: a lognormal simulation of AJG's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.

09

Insider trading

What the people running the company have bought and sold.

AJG insider trading

Shares the company's directors and officers bought and sold, from their own filings.

Bought
$1.0M
2 open-market purchases
Sold
$47.3M
21 open-market sales
Insiders filing
22
over the last 18 months
Average trade
$2.1M
buys and sales together

Month by month

Open-market purchases above the line, sales below.

May '25Aug '25Nov '25Feb '26May '26Aug '26Oct '26

Insider buying: Insiders bought $1.0M on the open market and sold $47.3M.

As of October 17, 2026, AJG insiders reported 21 open-market sales worth $47.3M and 2 open-market purchases worth $1.0M over the last 18 months; grants and option exercises are not counted.

Insider transactions in AJG
Date Insider Type Shares Value
Sep 15, 2026
Richard C Cary
Officer
Sell 1.0K $252.9K
Sep 8, 2026
J Patrick Gallagher Jr
Chief Executive Officer
Grant 50.0K -
Sep 2, 2026
Scott R Hudson
Officer
Sell 12.0K $3.2M
Sep 2, 2026
Scott R Hudson
Officer
Option 12.0K $1.0M
Sep 1, 2026
Christopher C. Miskel
Director
Grant 152 $40.0K
Aug 24, 2026
Walter D Bay
General Counsel
Sell 12.0K $3.2M
Aug 19, 2026
Christopher E. Mead
Officer
Sell 3.5K $899.6K
Aug 19, 2026
Christopher E. Mead
Officer
Option 3.5K $301.6K
Aug 14, 2026
Mark H Bloom
Officer
Grant 1.3K -
Jul 1, 2026
Thomas Joseph Gallagher
President
Option 351 $80.8K
Page 1 of 12

Source: TwelveData, from SEC Form 4 filings

10

Questions people ask

Answered from the figures on this page, as of October 17, 2026.

Frequently Asked Questions

Is Arthur J. Gallagher & Co. (AJG) a buy right now?
A score of 69/100 gives AJG its Buy rating. The trend carries the score: the price is 9.91% above its 200-day average and 3.56% above its 50-day average, and the 50-day average is 6.14% above the 200-day. Valuation holds the score back, because the P/E of 41.48 is 151.4% above the sector median (a premium to peers) and the P/S of 4.24 is 11.6% above the sector median. This describes the data on this page and is not a personal recommendation.
How has Arthur J. Gallagher & Co. (AJG) performed over the past year?
The price fell 9.03% across the past year, but shorter stretches look better, with a rise of 0.39% over three months and 4.55% over the past month. The price now sits 10.36% below its 52-week high of $284.33.
What are the key price levels for AJG?
The nearest level above the price is the 52-week high of $284.33. Below the price, the 50-day SMA sits at $246.12 and the 20-day EMA at $237.91.
Is AJG expensive compared with Financial Services stocks?
AJG's trailing P/E of 41.48 is 151.4% above the Financial Services median of 16.5, a gap the peer comparison on this page labels a premium to peers. Its price-to-sales ratio of 4.24 is 11.6% above the sector median of 3.8. These medians are drawn from 72 stocks across the whole sector, not just direct competitors.
Does AJG pay a dividend?
Yes, AJG pays a trailing dividend yield of 1.08%, which equals $2.75 per share a year. Because the yield is the dividend divided by the price, it moves whenever either of those changes.
What do Wall Street analysts think of AJG?
Of the 23 analysts who cover AJG, 16 rate it a buy, 7 rate it a hold, and 0 rate it a sell. Their median 12-month price target is $282.50, which is 10.8% above the current price.
How volatile is AJG?
On an average day, AJG's price moves 2.19%, based on the 30-day standard deviation of daily returns.
Are AJG insiders buying or selling?
Insiders sold $47.3M of stock over the last 18 months and bought $1.0M on the open market. Sales are often planned ahead or made to cover tax on vesting shares, so they tell an investor less than purchases would.
What is the 52-week range of AJG?
Over the past 52 weeks, AJG has traded between $190.75 and $284.33. At $254.88, the stock is at 69% of that range, 33.62% above the low and 10.36% below the high.
Is AJG in an uptrend?
Yes. Arthur J. Gallagher & Co. (AJG) trades at $254.88, above both its 50- and 200-day moving averages ($246.12 and $231.89). Its 14-day RSI on daily closes is 65.5, showing bullish momentum without being overbought.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, or financial regulatory body. The stock analysis, trade plans, and AI-generated signals presented for AJG are for educational and informational purposes only and do not constitute financial advice, investment recommendations, or an offer to buy or sell any securities. All trade setups and performance metrics shown are hypothetical, hindsight-based, and simulated. They do not represent actual trades made by CleaRank or its affiliates. Stock prices can be volatile and are subject to market, economic, and company-specific risks. Market data is provided "as-is" and may be delayed by 15 minutes or more. We do not guarantee the accuracy, completeness, or timeliness of any data. You should never invest money you cannot afford to lose. Past performance does not guarantee future results. Consult a qualified financial advisor before making any investment decisions. Analysis generated on October 17, 2026.

Disclaimer:

Engaging in financial markets carries significant risk of total capital loss. Markets are volatile, unpredictable, and past success does not guarantee future results. Never invest funds you cannot afford to lose. CleaRank does not offer financial, investment, or advisory services. We provide no recommendations, endorsements, or guarantees regarding market outcomes. You alone are responsible for your decisions.

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