Stock·NYSE·Financial Services
Ameriprise Financial Inc. (AMP)
- Market cap
- $44.27B
- P/E
- 12.09
- Dividend yield
- 1.32%
- Street target
- $561.00median of 14 analysts
- 52-week range
- $422.37 $572.56
The short version
Where AMP stands today, in four lines, and what CleaRank Financial AI makes of it.
AMP at a glance
Ameriprise Financial Inc. (AMP): Buy, 64/100 on CleaRank's AI score.
- Trend Mixed: the price is above its 200-day but below its 50-day moving average ($493.29 and $533.55).
- Earnings AMP beat estimates in 6 of its last 8 quarters, yet fell the next day after 2 of those beats.
- Insiders Insiders sold $71.7M and made no open-market purchases over the last 18 months.
- Valuation P/E of 12.1 against 16.5 for the Financial Services sector: a discount to peers (-27%).
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates Ameriprise Financial Inc. (AMP) Buy, with a model score of 64/100.
Valuation lifts the score most: the P/E of 12.09 is 26.7% below the sector median (a discount to peers) and the P/S of 2.23 is 41.3% below the sector median. Momentum holds it back most: the MACD line is negative. The trend is mixed: AMP trades 6.14% below its 50-day average of $533.55 and 1.52% above its 200-day average of $493.29. Over the past year the price rose 7.07%.
Only on CleaRank
Figures we compute ourselves from AMP's own price, earnings and insider-filing history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
3/4Price above its 50-day average ›
The price of $500.80 is 6.1% below the 50-day simple moving average of $533.55.Price above its 200-day average ›
The price is 1.5% above the 200-day simple moving average of $493.29.50-day average above the 200-day ›
The 50-day average ($533.55) is 8.2% above the 200-day average ($493.29), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 52% of its 52-week range, between $422.37 and $572.56.
AMP share price
Pick a period: each tab shows how far AMP has moved over it, to the last close.
Today's trading
Where AMP sits inside today's range and its 52-week range.
Fundamentals
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
5/5P/E below the sector median ›
The trailing P/E of 12.09 is 26.7% below the Financial Services median of 16.5.P/S below the sector median ›
The price-to-sales ratio of 2.23 is 41.3% below the sector median of 3.8.Profitable over the last 12 months ›
Net income over the last 12 months was $3.9B on revenue of $19.8B, a net margin of 19.9%.Beat estimates in most recent reports ›
AMP beat the EPS estimate in 6 of its last 8 reports.Pays a dividend ›
The trailing dividend yield is 1.32%, or $6.60 a share a year.
Key statistics
The headline figures for AMP.
As of October 17, 2026, AMP trades at $500.80, with a market value of $44.27B, a P/E ratio of 12.09 and a dividend yield of 1.32%.
What the numbers say
CleaRank Financial AI's reading of AMP's valuation, growth and risks.
AMP trades at 12.09 times trailing earnings, which puts its P/E 26.7% below the Financial Services median of 16.5. The peer comparison on this page classes that P/E as a discount to peers. Its price-to-sales ratio of 2.23 is 41.3% below the sector median of 3.8. The company's market capitalisation is $44.3B, and its trailing earnings come to $41.42 a share.
AMP's revenue growth lags the sector: sales rose 11.60% in the latest year, compared with a sector median of 11.7%. The company converts that revenue into a net margin of 19.90% and an operating margin of 30.72%. Its return on equity of 63.43% sits above the sector median of 13.8%. On the balance sheet, debt-to-equity stands at 0.68, and the trailing dividend yield is 1.32%, equal to $6.60 per share each year.
AMP's most recent report, on July 23, 2026, beat the estimate by 2.41%, with EPS of $11.07 versus the $10.81 analysts expected. The market agreed: the stock rose 1.69% the following session.
Across its last 8 reports, AMP has topped the EPS estimate in 6 of them. Even so, a beat has not always lifted the shares, which fell the next session after 2 of those 6 beats. Analysts expect EPS of $46.56 this fiscal year and $51.74 next year, with the current year showing growth of 18.5%.
AMP's daily returns have a 30-day standard deviation of 1.45%. Over the last 18 months, insiders sold $71.7M of stock and made no open-market purchases. Such sales are often planned in advance, so they tell a reader less than purchases would.
AMP against the Financial Services sector
How AMP compares with the median Financial Services stock CleaRank tracks.
Price to earnings vs sector: AMP trades at a notable discount to sector peers (-27%), which may indicate undervaluation or specific company headwinds.
Return vs XLF: Since May 6, 2025, AMP has gained 5.3% against a gain of 12.9% for XLF.
Performance against XLF
AMP and the Financial Services sector fund over the same days.
Revenue and earnings
How much AMP sells, and how much of it becomes profit.
Revenue growth: Revenue grew 7.0% in FY2025 to $18.5B, from $17.3B a year earlier.
Profit margin: The net margin was 19.3% in FY2025, down from 19.7% the year before.
Profitable: AMP earned $3.6B in FY2025.
Earnings reality check
Did AMP beat what analysts expected, and how did the stock react?
Earnings record: AMP beat the analyst estimate in 6 of the last 8 quarters.
Market reaction: The stock fell in the first session after 2 of those 6 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Jul 23, 2026after close | $10.81 | $11.07 | +2.41% | +1.69% | +4.68% |
| Apr 23, 2026after close | $10.21 | $11.26 | +10.28% | +0.98% | +3.30% |
| Jan 29, 2026after close | $10.31 | $10.83 | +5.04% | +1.12% | +2.62% |
| Oct 30, 2025after close | $9.76 | $9.87 | +1.13% | -0.30% | +0.75% |
| Jul 24, 2025after close | $9.00 | $9.11 | +1.22% | +0.77% | +0.21% |
| Apr 24, 2025after close | $9.17 | $5.83 | -36.42% | -1.72% | -0.75% |
| Jan 29, 2025after close | $8.79 | $10.58 | +20.36% | -4.75% | -6.41% |
| Oct 23, 2024after close | $8.92 | $8.10 | -9.19% | -3.12% | -1.24% |
As of October 17, 2026, AMP has beaten the analyst EPS estimate in 6 of its last 8 reported quarters and fell in the first trading session after 2 of those beats; its latest report, on July 23, 2026, came in 2.41% above the estimate and the stock moved +1.69% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 43.1, in neutral territory.RSI above 50 ›
An RSI of 43.1 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of AMP
The score, the reasoning behind it, and what could move the price next.
At $500.80, AMP is giving a mixed trend reading. The stock is 6.14% below its 50-day average of $533.55, yet it stands 1.52% above its 200-day average of $493.29. Over the past year, the price is 18.57% above the 52-week low of $422.37 and 12.53% below the high of $572.56.
A recent pullback sits inside a stronger longer record: the price fell 7.41% over the past month, fell 5.13% over the past three months and rose 7.07% over the past year. The 14-day RSI of 43.1 is in the neutral zone, and the MACD line is negative.
Earnings beat ›
The July 23, 2026 report beat the EPS estimate by 2.41%, and the share price rose 1.69% in the first session after it.
Source: Earnings report, July 23, 2026
Rating reaffirmed ›
Morgan Stanley kept its Underweight rating on October 9, 2026.
Source: Analyst action, Morgan Stanley, October 9, 2026
- Keep an eye on the two closest levels: the 20-day EMA at $505.25, which sits above the price, and the 200-day SMA at $493.29, which sits below it.
- The 14-day RSI reads 43.1, in the neutral zone, with the MACD line negative; readings above 70 or below 30 mark stretched momentum.
- Following the July 23, 2026 report, the share price gained 1.69% in the first session, and AMP has beaten estimates in 6 of the last 8 reports.
AMP's trend is mixed. The stock sits above its 200-day average at $493.29 but below its 50-day average at $533.55. Closing above the 50-day would bring both signals up, while closing below the 200-day would bring both down. On the downside the 200-day SMA at $493.29 is the first level to watch, and on the upside the 20-day EMA at $505.25 is the first.
AMP's 14-day RSI sits at 43.1, inside the neutral band that runs from 40 to 60.
Technical indicators
Momentum and trend for AMP, from its daily closes.
As of October 17, 2026, with AMP at $500.80, its 14-day RSI is 43.1 (neutral territory), its 50-day simple moving average is $533.55 and its 200-day is $493.29.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What AMP moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, AMP's 1-year correlation of daily returns is +0.62 with S&P 500 (SPY), +0.48 with Nasdaq 100 (QQQ), +0.20 with Bitcoin (BTC) and +0.02 with gold (XAU).
What Wall Street expects
The analysts' target range and how their ratings split.
Analysts checks
1/3Most analysts rate it a buy ›
5 of 14 analysts rate it a buy or strong buy, 8 a hold and 1 a sell.Median target above the price ›
The median 12-month target of $561.00 is 12.0% above the price.More buy ratings than three months ago ›
5 of 14 rate it a buy now, against 5 of 14 three months ago.
AMP Wall Street View
12-month price targets
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 9, 2026 | Morgan Stanley | Maintains | Underweight |
| Oct 7, 2026 | Evercore ISI Group | Maintains | In-Line |
| Oct 6, 2026 | BMO Capital | Maintains | Market Perform |
| Jul 31, 2026 | Argus Research | Maintains | Buy |
| Jul 24, 2026 | Keefe, Bruyette & Woods | Maintains | Market Perform |
| Jul 24, 2026 | RBC Capital | Maintains | Outperform |
As of October 17, 2026, 14 Wall Street analysts cover AMP: 5 rate it a buy or strong buy, 8 a hold and 1 a sell or strong sell. Their 12-month price targets range from $483.00 to $645.00, with a median of $561.00, 12.0% above the price of $500.80.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
AMP trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Long entry pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from AMP's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much AMP tends to move, against the market and on its own.
The long record
AMP's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
4/4Average daily move under 2% ›
The price has moved 1.45% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 48.6%, from February 2020 to March 2020, regained by November 2020.Most 1-year holds ended higher ›
81% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $63,237, against $42,055 in the S&P 500 (SPY).
AMP Drawdowns & Recovery
As of October 17, 2026, AMP's worst peak-to-trough fall over the last 10 years with dividends reinvested was -48.6% (February 2020 to March 2020); it regained that peak by November 2020, 8 months after the low, and 81% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into AMP in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: AMP beat the S&P 500 over this period: $63,237 against $42,055.
A $10,000 investment in AMP in October 2016 would be worth about $63,237 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to AMP, and which have not.
Strongest month, November: an average of +8.43%, up in 8 of 10 years.
Weakest month, March: an average of -5.27%, up in 3 of 10 years.
This month, October: has averaged +3.62%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, AMP's strongest calendar month has been November (average +8.43%, up in 8 of 10 years) and its weakest March (average -5.27%, up in 3 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in AMP, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in AMP today could grow to about $25,633 by 2036 in the base case, with a 90th-percentile outcome near $101,183 and a 10th-percentile outcome around $6,494. The simulation models price only; at today's 1.32% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
AMP Stock Price Prediction: 2030
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $730 for AMP by 2030 in the base case, from $501 today (1.5x over 4 years). The 10th-percentile path ends near $306. These are outcomes of a Monte Carlo simulation run on AMP's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $356 | $550 | $849 | |
| 2028 | $327 | $605 | $1,117 | |
| 2029 | $313 | $664 | $1,409 | |
| 2030 | $306 | $730 | $1,739 | |
| 2031 | $304 | $802 | $2,117 |
Method: a lognormal simulation of AMP's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Insider trading
What the people running the company have bought and sold.
AMP insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Insider buying: No insider bought AMP shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.
As of October 17, 2026, AMP insiders reported 14 open-market sales worth $71.7M and no open-market purchases over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Aug 10, 2026 | Dawn M Brockman
Officer and Beneficial Owner of more than 10% of a Class of Security
|
Sell | 472 | $263.8K |
| Aug 10, 2026 | Heather J. Melloh
General Counsel
|
Option | 722 | $142.9K |
| Aug 6, 2026 | Deirdre Davey Mcgraw
Officer
|
Sell | 2.4K | $1.3M |
| Aug 6, 2026 | Deirdre Davey Mcgraw
Officer
|
Option | 3.0K | $661.4K |
| Jul 28, 2026 | James M Cracchiolo
Chief Executive Officer
|
Sell | 18.0K | $9.8M |
| Jul 28, 2026 | William Jerryl Williams
Officer
|
Sell | 16.1K | $8.7M |
| Jul 28, 2026 | Walter Stanley Berman
Chief Financial Officer
|
Sell | 11.0K | $6.0M |
| Jul 28, 2026 | Walter Stanley Berman
Chief Financial Officer
|
Option | 34.1K | $6.4M |
| Jul 28, 2026 | James M Cracchiolo
Chief Executive Officer
|
Option | 52.9K | $8.8M |
| Jul 28, 2026 | William Jerryl Williams
Officer
|
Option | 14.6K | $2.3M |
| Jul 9, 2026 | Dawn M Brockman
Officer
|
Grant | 26 | - |
| Jul 9, 2026 | Petruzillo Kelli A. Hunter
Officer
|
Grant | 207 | - |
| Jul 9, 2026 | William Fredrick Truscott
Officer
|
Grant | 391 | - |
| Jul 9, 2026 | William Jerryl Williams
Officer
|
Grant | 53 | - |
| May 14, 2026 | Gerard P Smyth
Officer
|
Sell | 6.3K | $3.0M |
| May 14, 2026 | Gerard P Smyth
Officer
|
Option | 2.2K | $367.4K |
| May 8, 2026 | Robert Francis Sharpe Jr
Director
|
Sell | 1.2K | $559.0K |
| Feb 10, 2026 | William Fredrick Truscott
Officer
|
Sell | 5.0K | $2.7M |
| Feb 9, 2026 | Gumer Alvero
Officer
|
Sell | 4.7K | $2.5M |
| Feb 9, 2026 | Gumer Alvero
Officer
|
Option | 8.3K | $1.2M |
| Feb 5, 2026 | Walter Stanley Berman
Chief Financial Officer
|
Sell | 7.0K | $3.8M |
| Feb 4, 2026 | James M Cracchiolo
Chief Executive Officer
|
Sell | 48.8K | $26.6M |
| Feb 2, 2026 | Gumer Alvero
Officer
|
Grant | 405 | - |
| Feb 2, 2026 | Walter Stanley Berman
Chief Financial Officer
|
Grant | 2.8K | - |
| Feb 2, 2026 | Dawn M Brockman
Officer
|
Grant | 177 | - |
| Feb 2, 2026 | James M Cracchiolo
Chief Executive Officer
|
Grant | 12.0K | - |
| Feb 2, 2026 | William Davies
Officer
|
Grant | 529 | - |
| Feb 2, 2026 | Heather J. Melloh
General Counsel
|
Grant | 583 | - |
| Feb 2, 2026 | Gerard P Smyth
Chief Technology Officer
|
Grant | 1.0K | - |
| Feb 2, 2026 | Joseph Edward Sweeney
Officer
|
Grant | 1.7K | - |
| Feb 2, 2026 | William Fredrick Truscott
Officer
|
Grant | 2.5K | - |
| Jan 27, 2026 | Gumer Alvero
Officer
|
Grant | 1.1K | - |
| Jan 27, 2026 | Walter Stanley Berman
Chief Financial Officer
|
Grant | 10.0K | - |
| Jan 27, 2026 | James M Cracchiolo
Chief Executive Officer
|
Grant | 35.5K | - |
| Jan 27, 2026 | William Davies
Officer
|
Grant | 2.0K | - |
| Jan 27, 2026 | Heather J. Melloh
General Counsel
|
Grant | 999 | - |
| Jan 27, 2026 | Gerard P Smyth
Chief Technology Officer
|
Grant | 2.9K | - |
| Jan 27, 2026 | Joseph Edward Sweeney
Officer
|
Grant | 5.6K | - |
| Jan 27, 2026 | William Fredrick Truscott
Officer
|
Grant | 8.7K | - |
| Nov 21, 2025 | Robert Francis Sharpe Jr
Director
|
Sell | 1.5K | $676.4K |
| Sep 4, 2025 | Heather J. Melloh
General Counsel
|
Sell | 1.5K | $768.5K |
| Aug 19, 2025 | William Fredrick Truscott
Officer
|
Sell | 9.9K | $5.0M |
| Aug 19, 2025 | William Fredrick Truscott
Officer
|
Option | 28.5K | $4.7M |
| Aug 13, 2025 | Robert Francis Sharpe Jr
Director
|
Grant | 98 | - |
| Jul 10, 2025 | Dawn M Brockman
Officer
|
Grant | 25 | - |
| Jul 10, 2025 | Gerard P Smyth
Chief Technology Officer
|
Grant | 203 | - |
| Jul 10, 2025 | Joseph Edward Sweeney
Officer
|
Grant | 309 | - |
| Jul 10, 2025 | William Fredrick Truscott
Officer
|
Grant | 529 | - |
Source: TwelveData, from SEC Form 4 filings
Questions people ask
Answered from the figures on this page, as of October 17, 2026.