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01

The short version

Where NZD/USD stands today, in four lines, and what CleaRank Financial AI makes of it.

NZD/USD at a glance

New Zealand Dollar / US Dollar (NZD/USD): Sell, 24/100 on CleaRank's AI score.

  • Trend Down: the price is below both its 50- and 200-day moving averages ($0.5716 and $0.5809).
  • Volatility Daily moves average 0.34% (30-day standard deviation).

Figures as of October 17, 2026.

CleaRank Financial AI

CleaRank rates New Zealand Dollar / US Dollar (NZD/USD) Sell, with a model score of 24/100.

The trend holds it back most: the price is 2.67% below its 200-day average and 1.09% below its 50-day average, and the 50-day average is 1.59% below the 200-day. The 50-day average stands at $0.5716 and the 200-day at $0.5809.

Only on CleaRank

Figures we compute ourselves from NZD/USD's own price history. Tap one to see it in context.

02

Price and trading

The chart, today's range and how far the price has moved over each period.

2.0

Trend checks

0/4
  • Price above its 50-day average ›
    The price of $0.5654 is 1.1% below the 50-day simple moving average of $0.5716.
  • Price above its 200-day average ›
    The price is 2.7% below the 200-day simple moving average of $0.5809.
  • 50-day average above the 200-day ›
    The 50-day average ($0.5716) is 1.6% below the 200-day average ($0.5809), the arrangement of a falling longer-term trend.
  • In the upper half of its 52-week range ›
    The price sits at 17% of its 52-week range, between $0.5566 and $0.6093.

NZD/USD share price

Pick a period: each tab shows how far NZD/USD has moved over it, to the last close.

Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
Start $0.5740 Oct 17, 2025
Latest close $0.5654 Oct 17, 2026
High $0.6066 Jan 29, 2026
Low $0.5586 Oct 12, 2026

Today's trading

Where NZD/USD sits inside today's range and its 52-week range.

Day range 0.10% wide
$0.5654
$0.5650 $0.5656
52-week range 17% of the way up
$0.5654
$0.5566 $0.6093
Open
$0.5652
Previous close
$0.5652
03

Key levels

The figures the trade plan is built on.

Key levels

The averages and the year's range that NZD/USD's trade plan is built on.

Price
$0.5654
50-day average
$0.5716
price -1.09%
200-day average
$0.5809
price -2.67%
14-day RSI
51.5
buyers ahead
52w low $0.5566 200-day $0.5809 50-day $0.5716 Price $0.5654 52w high $0.6093

Short-term trend: NZD/USD is below its 50-day average of $0.5716.

Long-term trend: It is below its 200-day average of $0.5809.

52-week range: $0.5566 to $0.6093; the price sits 17% of the way up.

What the numbers say

CleaRank Financial AI's reading of NZD/USD's drivers and risks.

The big picture

Across the past year, New Zealand Dollar / US Dollar (NZD/USD) lost 1.50%, with its price moving between $0.5566 and $0.6093.

Day to day, the price moves 0.34% on average (the 30-day standard deviation of daily returns). As a currency pair, NZD/USD reflects the relative value of two currencies, so it responds to anything that changes demand for one against the other, such as interest rate expectations, trade flows and risk appetite.

Key risks

The downtrend is itself a risk for as long as the price stays under both moving averages. NZD/USD's average daily move is 0.34%. Over the past year the price fell 1.50%.

04

AI analysis and technicals

CleaRank's score and reasoning, the indicators behind it, and what the price moves with.

4.0

Momentum checks

2/3
  • RSI not overbought or oversold ›
    The 14-day RSI is 51.5, in neutral territory.
  • RSI above 50 ›
    An RSI of 51.5 is above the 50 midpoint, so buyers have had the upper hand over the last 14 days.
  • MACD line above zero ›
    The MACD line is negative, so the 12-day average is below the 26-day average.

CleaRank AI analysis of NZD/USD

The score, the reasoning behind it, and what could move the price next.

AI analyst consensus
24/100
Sell
What the AI sees

New Zealand Dollar / US Dollar (NZD/USD) trades under both its 50-day and 200-day averages, which is the shape of a downtrend. The price of $0.5654 sits 1.09% below the 50-day average of $0.5716 and 2.67% below the 200-day average of $0.5809. Standing at 17% of its 52-week range, the price is 1.58% above the 52-week low of $0.5566. The 50-day average is 1.59% below the 200-day average, meaning the shorter-term trend is weaker than the longer one.

The price is down over each of these periods: 1.38% over the past month, 3.23% over the past three months and 1.50% over the past year. On momentum, the 14-day RSI reads 51.5, in the neutral zone, with the MACD line negative.

ProTips
  1. The two closest levels matter most: the 50-day SMA at $0.5716 sits above the price, and the 20-day EMA at $0.5633 sits below it.
  2. Momentum readings: the 14-day RSI is 51.5, which is neutral, and the MACD line is negative. Values above 70 or below 30 signal stretched momentum.
Market outlook

NZD/USD stays in a downtrend while it sits under both its 50-day average at $0.5716 and its 200-day average at $0.5809. A close back above the 50-day would be the first sign of a recovery. Overhead, the 50-day SMA at $0.5716 is the first barrier a rally would have to clear.

Should the price fall, the 20-day EMA at $0.5633 is the first level it would reach below the current price.

Technical indicators

Momentum and trend for NZD/USD, from its daily closes.

Technical rating Bearish 1 of 4 signals bullish
  • RSI Neutral
  • SMA cross Bearish
  • Price vs SMA Bearish
  • MACD Bearish
Momentum Neutral
51.514-day RSI
Oversold <30 Neutral Overbought >70
MACD (12, 26) -0.00222 Bearish
Trend Death cross
-1.1%price against the 50-day average
200-day $0.5809 50-day $0.5716 Price $0.5654
Price against the 200-day -2.7% Bearish

As of October 17, 2026, with NZD/USD at $0.5654, its 14-day RSI is 51.5 (neutral territory), its 50-day simple moving average is $0.5716 and its 200-day is $0.5809.

Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).

What NZD/USD moves with

Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.

-1 0 +1
S&P 500 (SPY) +0.35 Weak
Nasdaq 100 (QQQ) +0.34 Weak
Bitcoin (BTC) +0.31 Weak
Gold (XAU) +0.42 Moderate

As of October 17, 2026, NZD/USD's 1-year correlation of daily returns is +0.35 with S&P 500 (SPY), +0.34 with Nasdaq 100 (QQQ), +0.31 with Bitcoin (BTC) and +0.42 with gold (XAU).

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05

A trade plan, if you want one

Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.

NZD/USD trade plan

Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.

Your bias
Risk per trade 2%
Conservative Aggressive
Portfolio value
$
Position size: Enter portfolio size →

Short entry pick an entry style

Conservative
$0.5767
2% above current price
Lower risk, wait for rally
Aggressive
$0.5654
Short at current price
Higher risk, chasing the move

Risk management

Stop loss
$0.5940
Max loss
-3.0%
Volatility-adjusted stop Set from the RSI (51.5) and recent volatility.

Profit targets (Based on Conservative Entry)

Target 1
$0.5478
-5% (Conservative) -3.1% (Aggressive)
Target 2
$0.5190
-10% (Conservative) -8.2% (Aggressive)
Target 3
$0.4902
-15% (Conservative) -13.3% (Aggressive)

With leverage, losses on NZD/USD can exceed the deposit, and news can gap the price through these levels. Educational levels, not financial advice; the full disclaimer is at the foot of the page.

Risk profile

How much NZD/USD tends to move, against the market and on its own.

Daily volatility
0.34%
30-day standard deviation
52-week range
$0.5654
$0.5566 17% of the way up $0.6093

Compare NZD/USD

Put NZD/USD side by side with other forex pairs and benchmarks.

06

The long record

NZD/USD's worst falls and recoveries, what $10,000 became, and which months have been kind to it.

6.0

Track record checks

1/2
  • Average daily move under 2% ›
    The price has moved 0.34% on an average day (30-day standard deviation of daily returns).
  • Beat the S&P 500 since the chart begins ›
    $10,000 invested in October 2016 is now worth $7,922.62, against $35,938 in the S&P 500 (SPY).

Growth of $10,000

What $10,000 put into NZD/USD in October 2016 is worth now, against the same amount in the S&P 500.

NZD/USD today
$7,922.62
from $10,000 in October 2016
S&P 500 today
$35,938
the same $10,000 in SPY
Behind the index by
$28,015
0.2x the index result
Total change
-21%
0.8x the starting amount
20182020202220242026
NZD/USD S&P 500 (SPY)

Against the market: NZD/USD trailed the S&P 500 over this period: $7,922.62 against $35,938.

A $10,000 investment in NZD/USD in October 2016 would be worth about $7,923 today, compared with about $35,938 for the same investment in the S&P 500 benchmark.

Seasonal patterns

Which calendar months have been kind to NZD/USD, and which have not.

Jan7/10 upFeb4/10 upMar4/10 upApr4/10 upMay6/10 upJun5/10 upJul5/10 upAug3/10 upSep4/10 upOct5/9 upNov6/10 upDec6/10 up

Strongest month, November: an average of +1.29%, up in 6 of 10 years.

Weakest month, September: an average of -1.70%, up in 4 of 10 years.

This month, October: has averaged -0.72%, up in 5 of 9 years. Past seasonality does not repeat on schedule.

Over the last 10 years, NZD/USD's strongest calendar month has been November (average +1.29%, up in 6 of 10 years) and its weakest September (average -1.70%, up in 4 of 10 years).

Average return for each calendar month over the last 10 years, from weekly closing prices.

07

Long-term scenarios

Thousands of simulated paths from the price history. A range of outcomes, not a forecast.

Monte Carlo projection

Thousands of simulated paths for $10,000 in NZD/USD, from its own past volatility. The shaded area holds 80% of them.

Downside, 2036
$6,847
10th percentile
Base case, 2036
$10,000
median path
Upside, 2036
$14,605
90th percentile
202620282030203220342036
Upside (90th) Base case (median) Downside (10th) 10th to 90th percentile

CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in NZD/USD today could grow to about $10,000 by 2036 in the base case, with a 90th-percentile outcome near $14,605 and a 10th-percentile outcome around $6,847. Projections are statistical simulations, not guarantees.

NZD/USD 2030 Scenarios (Monte Carlo)

The same simulation in share prices, year by year.

Price today
$0.5654
Base case, 2030
$0.5654
1.0x over 4 years
Range, 2030
$0.4449 to $0.7184
10th to 90th percentile

CleaRank's simulation projects a price near $0.5654 for NZD/USD by 2030 in the base case, from $0.5654 today (1.0x over 4 years). The 10th-percentile path ends near $0.4449. These are outcomes of a Monte Carlo simulation run on NZD/USD's historical return distribution, not price targets.

NZD/USD simulated price paths by year
Year 10th percentile Base case 90th percentile range base today
2027 $0.5015 $0.5654 $0.6373
2028 $0.4773 $0.5654 $0.6697
2029 $0.4594 $0.5654 $0.6957
2030 $0.4449 $0.5654 $0.7184
2031 $0.4325 $0.5654 $0.739

Method: a lognormal simulation of NZD/USD's own volatility with no trend assumed, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.

08

Questions people ask

Answered from the figures on this page, as of October 17, 2026.

Frequently Asked Questions

Is New Zealand Dollar / US Dollar (NZD/USD) a buy right now?
The Sell rating comes from a model score of 24/100. Against that, the trend weighs on the score, as the price is 2.67% below its 200-day average and 1.09% below its 50-day average, and the 50-day average is 1.59% below the 200-day. This describes the data on this page and is not a personal recommendation.
How has New Zealand Dollar / US Dollar (NZD/USD) performed over the past year?
The price has dropped 1.50% across the last year. Shorter stretches show the same direction: 3.23% lower over three months and 1.38% lower over the past month. Currently the price is 7.21% under its 52-week high of $0.6093.
What are the key price levels for NZD/USD?
Overhead, the first levels are the 50-day SMA at $0.5716 and the 200-day SMA at $0.5809. Underneath the price, the 20-day EMA at $0.5633 and the 52-week low at $0.5566 are the levels to watch.
How volatile is NZD/USD?
On an average day, NZD/USD's price changes by 0.34%, based on the 30-day standard deviation of daily returns.
What is the 52-week range of NZD/USD?
Over the last 52 weeks, NZD/USD has ranged from $0.5566 up to $0.6093. The price of $0.5654 lands at 17% of that span, 1.58% over the low and 7.21% under the high.
Is NZD/USD in an uptrend?
No. New Zealand Dollar / US Dollar (NZD/USD) trades at $0.5654, below both its 50- and 200-day moving averages ($0.5716 and $0.5809). Its 14-day RSI on daily closes is 51.5, in neutral territory.
What are NZD/USD's best and worst months?
Over the last 10 years, November has been NZD/USD's strongest month on average (+1.29%, rising in 6 of 10 years) and September its weakest (-1.70%, rising in 4 of 10 years). Seasonal averages describe the past and do not predict a given year.
How closely does NZD/USD move with the stock market?
Over the past year NZD/USD's daily returns were weakly correlated with the S&P 500 (SPY) (+0.35). Nasdaq 100 (QQQ): +0.34; Bitcoin (BTC): +0.31; Gold (XAU): +0.42. A figure near +1 means the two usually move together; near 0 means little relationship.
What would $10,000 invested in NZD/USD be worth today?
$10,000 put into NZD/USD in October 2016 would be worth about $7,923 today, against about $35,938 for the same amount in the S&P 500.
What does CleaRank's simulation show for NZD/USD in 2030?
CleaRank's Monte Carlo simulation, built from NZD/USD's own historical volatility, puts the 2030 base case near $0.5654, with 10th and 90th percentile outcomes of $0.4449 and $0.7184. It is a range of simulated outcomes, not a price target.

Disclaimer: CleaRank.com is a financial data and analytics provider, not a registered investment advisor, broker-dealer, commodity trading advisor (CTA), or financial regulatory body. The commodity and forex analysis presented for NZD/USD is for educational and informational purposes only and does not constitute financial advice or an offer to trade any commodity, currency, or derivative instrument. Commodity and forex trading involves substantial risk of loss, potentially exceeding your initial deposit due to leverage. Prices are influenced by geopolitical events, central bank policy, supply chain disruptions, and macroeconomic factors that can cause rapid, unpredictable price movements. All analysis is AI-generated based on historical price data and technical indicators which may not predict future market conditions. Market data is provided "as-is" and may be delayed. You should never trade with money you cannot afford to lose. Consult a qualified financial advisor or commodity trading advisor before trading. Analysis generated on October 17, 2026.

Disclaimer:

Engaging in financial markets carries significant risk of total capital loss. Markets are volatile, unpredictable, and past success does not guarantee future results. Never invest funds you cannot afford to lose. CleaRank does not offer financial, investment, or advisory services. We provide no recommendations, endorsements, or guarantees regarding market outcomes. You alone are responsible for your decisions.

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