Stock·NYSE·Financial Services
Wells Fargo & Company (WFC)
- Market cap
- $251.75B
- P/E
- 11.38
- Dividend yield
- 2.21%
- Street target
- $97.00median of 27 analysts
- 52-week range
- $72.78 $97.76
The short version
Where WFC stands today, in four lines, and what CleaRank Financial AI makes of it.
WFC at a glance
Wells Fargo & Company (WFC): Buy, 60/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($85.20 and $84.16).
- Earnings WFC beat estimates in 6 of its last 8 quarters, yet fell the next day after 1 of those beats.
- Insiders Insiders sold $7.9M and made no open-market purchases over the last 18 months.
- Valuation P/E of 11.4 against 16.5 for the Financial Services sector: a discount to peers (-31%).
Figures as of October 17, 2026.
CleaRank Financial AI
CleaRank rates Wells Fargo & Company (WFC) Buy, with a model score of 60/100.
The analysts' outlook lifts the score most: 19 of 27 analysts rate it a buy and the median target is 15.7% above the price. Revenue growth holds it back most: revenue grew 0.40%, 11.3 percentage points slower than the sector median. The trend is down: WFC trades 1.56% below its 50-day average of $85.20 and 0.35% below its 200-day average of $84.16. Over the past year the price fell 0.15%.
Only on CleaRank
Figures we compute ourselves from WFC's own price, earnings and insider-filing history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
1/4Price above its 50-day average ›
The price of $83.87 is 1.6% below the 50-day simple moving average of $85.20.Price above its 200-day average ›
The price is 0.3% below the 200-day simple moving average of $84.16.50-day average above the 200-day ›
The 50-day average ($85.20) is 1.2% above the 200-day average ($84.16), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 44% of its 52-week range, between $72.78 and $97.76.
WFC share price
Pick a period: each tab shows how far WFC has moved over it, to the last close.
Today's trading
Where WFC sits inside today's range and its 52-week range.
Fundamentals
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
5/5P/E below the sector median ›
The trailing P/E of 11.38 is 31.0% below the Financial Services median of 16.5.P/S below the sector median ›
The price-to-sales ratio of 2.99 is 21.4% below the sector median of 3.8.Profitable over the last 12 months ›
Net income over the last 12 months was $22.0B on revenue of $83.1B, a net margin of 26.4%.Beat estimates in most recent reports ›
WFC beat the EPS estimate in 6 of its last 8 reports.Pays a dividend ›
The trailing dividend yield is 2.21%, or $1.85 a share a year.
Key statistics
The headline figures for WFC.
As of October 17, 2026, WFC trades at $83.87, with a market value of $251.75B, a P/E ratio of 11.38 and a dividend yield of 2.21%.
What the numbers say
CleaRank Financial AI's reading of WFC's valuation, growth and risks.
On earnings, Wells Fargo & Company (WFC) is valued at 11.38 times, against a median of 16.5 for Financial Services: a discount to peers, with the P/E 31.0% below that median. The price-to-sales ratio of 2.99 sits 21.3% below the sector median of 3.8.
Growth trails the sector: revenue grew 0.40% in the latest year, against a sector median of 11.7%. WFC keeps a net margin of 27.64% and an operating margin of 34.06%. Shareholders' capital earns 12.91%, below the sector median of 13.8%, measured as return on equity. Rounding out the fundamentals, WFC reports debt-to-equity of 0.02 and a trailing dividend yield of 2.21% ($1.85 a share a year).
WFC's most recent report, on October 13, 2026, beat the estimate by 0.54%, with $1.87 a share against a $1.86 estimate. The market agreed: the stock rose 0.20% the following session.
WFC beat the EPS estimate in 6 of its last 8 reports; even so, 1 of those 6 beats was followed by a lower share price the next session. Analysts' average EPS estimate for this fiscal year is $7.32, which would be growth of 17.0%, and $8.04 for next year (growth of 9.8%).
WFC's share price typically moves 1.63% on a given day, based on the 30-day standard deviation of its daily returns. The downtrend is a headwind for holders until the price climbs back above its moving averages. Over the last 18 months, insiders sold $7.9M of stock and made no open-market purchases. Insider sales are often planned ahead or made to cover taxes on vesting shares, so they carry less weight than purchases would.
WFC against the Financial Services sector
How WFC compares with the median Financial Services stock CleaRank tracks.
Price to earnings vs sector: WFC trades at a notable discount to sector peers (-31%), which may indicate undervaluation or specific company headwinds.
Return vs XLF: Since May 6, 2025, WFC has gained 14.1% against a gain of 12.5% for XLF.
Performance against XLF
WFC and the Financial Services sector fund over the same days.
Revenue and earnings
How much WFC sells, and how much of it becomes profit.
Revenue growth: Revenue grew 1.7% in FY2025 to $83.7B, from $82.3B a year earlier.
Profit margin: The net margin was 25.5% in FY2025, up from 24.3% the year before.
Profitable: WFC earned $21.4B in FY2025.
Earnings reality check
Did WFC beat what analysts expected, and how did the stock react?
Earnings record: WFC beat the analyst estimate in 6 of the last 8 quarters.
Market reaction: The stock fell in the first session after 1 of those 6 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Oct 13, 2026after close | $1.86 | $1.87 | +0.54% | +0.20% | - |
| Aug 19, 2026after close | $2.04 | $2.31 | +13.24% | -2.61% | -0.83% |
| Apr 14, 2026after close | $1.60 | $1.56 | -2.50% | -1.73% | -0.18% |
| Jan 14, 2026after close | $1.67 | $1.62 | -2.99% | -0.32% | -1.36% |
| Oct 14, 2025after close | $1.54 | $1.73 | +12.34% | +2.25% | +0.24% |
| Jul 15, 2025after close | $1.40 | $1.54 | +10.00% | +1.33% | +4.46% |
| Apr 11, 2025after close | $1.22 | $1.28 | +4.92% | +0.94% | +2.40% |
| Jan 15, 2025after close | $1.36 | $1.43 | +5.15% | +0.00% | +1.95% |
As of October 17, 2026, WFC has beaten the analyst EPS estimate in 6 of its last 8 reported quarters and fell in the first trading session after 1 of those beats; its latest report, on October 13, 2026, came in 0.54% above the estimate and the stock moved +0.20% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
2/3RSI not overbought or oversold ›
The 14-day RSI is 52.3, in neutral territory.RSI above 50 ›
An RSI of 52.3 is above the 50 midpoint, so buyers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of WFC
The score, the reasoning behind it, and what could move the price next.
Wells Fargo & Company (WFC) is trading in a downtrend. At $83.87, the stock sits 1.56% under its 50-day average of $85.20 and 0.35% under its 200-day average of $84.16. The 50-day average is still 1.23% above the 200-day, so the longer averages have not yet adjusted to the softer price. Over the past year, the price is 15.24% above the 52-week low of $72.78 and 14.21% below the high of $97.76.
The price is down over each of these periods: 3.65% over the past month, 4.16% over the past three months and 0.15% over the past year. Volume in the last session ran 64.9% above its average, on a day the price rose 1.35%. The 14-day RSI of 52.3 is in the neutral zone, and the MACD line is negative.
Earnings beat ›
The October 13, 2026 report beat the EPS estimate by 0.54%, and the share price rose 0.20% in the first session after it.
Source: Earnings report, October 13, 2026Analyst upgrade ›
Morgan Stanley upgraded it to Overweight from Equal-Weight on October 5, 2026.
Source: Analyst action, Morgan Stanley, October 5, 2026
Rating reaffirmed ›
TD Cowen kept its Buy rating on October 8, 2026.
Source: Analyst action, TD Cowen, October 8, 2026
- Keep an eye on the two closest levels: the 200-day SMA at $84.16, which sits above the price, and the 20-day EMA at $82.76, which sits below it.
- The 14-day RSI reads 52.3, in the neutral zone, with the MACD line negative; readings above 70 or below 30 mark stretched momentum.
- Following the October 13, 2026 report, the share price gained 0.20% in the first session. Over the last 8 reports, WFC has beaten estimates in 6 of them.
WFC trades under its 50-day ($85.20) and 200-day ($84.16) averages, which is what makes the trend down; regaining the 200-day would be the first sign of repair. The nearest level above the price is the 200-day SMA at $84.16.
The next level below the price is the 20-day EMA, at $82.76. The 14-day RSI reads 52.3, which is neutral, sitting between 40 and 60.
Technical indicators
Momentum and trend for WFC, from its daily closes.
As of October 17, 2026, with WFC at $83.87, its 14-day RSI is 52.3 (neutral territory), its 50-day simple moving average is $85.20 and its 200-day is $84.16.
Calculated by CleaRank on daily closes as of October 17, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What WFC moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 17, 2026, WFC's 1-year correlation of daily returns is +0.54 with S&P 500 (SPY), +0.42 with Nasdaq 100 (QQQ), +0.15 with Bitcoin (BTC) and +0.05 with gold (XAU).
What Wall Street expects
The analysts' target range and how their ratings split.
Analysts checks
3/3Most analysts rate it a buy ›
19 of 27 analysts rate it a buy or strong buy, 8 a hold and 0 a sell.Median target above the price ›
The median 12-month target of $97.00 is 15.7% above the price.More buy ratings than three months ago ›
19 of 27 rate it a buy now, against 16 of 26 three months ago.
WFC Wall Street View
12-month price targets
The price, $83.87, sits below every analyst's target.
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 8, 2026 | TD Cowen | Reinstates | Buy |
| Oct 5, 2026 | UBS | Maintains | Buy |
| Oct 5, 2026 | Goldman Sachs | Maintains | Buy |
| Oct 5, 2026 | Morgan Stanley | Upgrade | Overweight |
| Oct 2, 2026 | JP Morgan | Maintains | Neutral |
| Oct 1, 2026 | Evercore ISI Group | Maintains | Outperform |
As of October 17, 2026, 27 Wall Street analysts cover WFC: 19 rate it a buy or strong buy, 8 a hold and 0 a sell or strong sell. Their 12-month price targets range from $90.00 to $115.00, with a median of $97.00, 15.7% above the price of $83.87.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
WFC trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Long entry pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from WFC's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much WFC tends to move, against the market and on its own.
The long record
WFC's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
2/4Average daily move under 2% ›
The price has moved 1.63% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 64.4%, from February 2018 to October 2020, regained by February 2022.Most 1-year holds ended higher ›
59% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $24,766, against $42,055 in the S&P 500 (SPY).
WFC Drawdowns & Recovery
As of October 17, 2026, WFC's worst peak-to-trough fall over the last 10 years with dividends reinvested was -64.4% (February 2018 to October 2020); it regained that peak by February 2022, 16 months after the low, and 59% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into WFC in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: WFC trailed the S&P 500 over this period: $24,766 against $42,055.
A $10,000 investment in WFC in October 2016 would be worth about $24,766 today with dividends reinvested, compared with about $42,055 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to WFC, and which have not.
Strongest month, November: an average of +9.18%, up in 8 of 10 years.
Weakest month, March: an average of -7.13%, up in 2 of 10 years.
This month, October: has averaged +3.90%, up in 6 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, WFC's strongest calendar month has been November (average +9.18%, up in 8 of 10 years) and its weakest March (average -7.13%, up in 2 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in WFC, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in WFC today could grow to about $18,593 by 2036 in the base case, with a 90th-percentile outcome near $69,313 and a 10th-percentile outcome around $4,988. The simulation models price only; at today's 2.21% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
WFC Stock Price Prediction: 2030
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $107 for WFC by 2030 in the base case, from $83.87 today (1.3x over 4 years). The 10th-percentile path ends near $46.77. These are outcomes of a Monte Carlo simulation run on WFC's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $58.86 | $89.24 | $135 | |
| 2028 | $52.71 | $94.95 | $171 | |
| 2029 | $49.14 | $101 | $208 | |
| 2030 | $46.77 | $107 | $247 | |
| 2031 | $45.10 | $114 | $290 |
Method: a lognormal simulation of WFC's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Insider trading
What the people running the company have bought and sold.
WFC insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Insider buying: No insider bought WFC shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.
As of October 17, 2026, WFC insiders reported 2 open-market sales worth $7.9M and no open-market purchases over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Jul 15, 2026 | Derek A Flowers
Officer
|
Grant | 68.0K | - |
| Jun 15, 2026 | Jason M Rosenberg
Officer
|
Grant | 17.2K | - |
| May 14, 2026 | Theodore F Craver Jr
Director
|
Grant | 89 | - |
| Mar 5, 2026 | Kristy Fercho
Officer
|
Grant | 25.8K | - |
| Mar 5, 2026 | Kyle G Hranicky
Officer
|
Grant | 58.1K | - |
| Mar 5, 2026 | Ellen Reilly Patterson
General Counsel
|
Grant | 97.3K | - |
| Mar 5, 2026 | Michael P Santomassimo
Chief Financial Officer
|
Grant | 125.5K | - |
| Mar 5, 2026 | Kleber Santos
Officer
|
Grant | 60.9K | - |
| Mar 5, 2026 | Charles W Scharf
Chief Executive Officer
|
Grant | 379.8K | - |
| Mar 5, 2026 | Barry Sommers
Officer
|
Grant | 101.0K | - |
| Mar 5, 2026 | Beurden Saul Van
Officer
|
Grant | 88.2K | - |
| Feb 26, 2026 | Ellen Reilly Patterson
General Counsel
|
Sell | 60.0K | $5.2M |
| Feb 26, 2026 | Bridget E. Engle
Officer
|
Sell | 30.0K | $2.6M |
| Feb 19, 2026 | Beurden Saul Van
Officer
|
Grant | 1.2K | - |
| Feb 5, 2026 | Muneera S Carr
Officer
|
Grant | 23.5K | - |
| Feb 5, 2026 | Bridget E. Engle
Officer
|
Grant | 115.0K | - |
| Feb 5, 2026 | Kristy Fercho
Officer
|
Grant | 19.2K | - |
| Feb 5, 2026 | Derek A Flowers
Officer
|
Grant | 49.7K | - |
| Feb 5, 2026 | Kyle G Hranicky
Officer
|
Grant | 34.8K | - |
| Feb 5, 2026 | Bei Ling
Officer
|
Grant | 33.2K | - |
| Feb 5, 2026 | Ellen Reilly Patterson
General Counsel
|
Grant | 59.6K | - |
| Feb 5, 2026 | Scott E Powell
Chief Operating Officer
|
Grant | 61.4K | - |
| Feb 5, 2026 | Fernando Rivas
Officer
|
Grant | 153.2K | - |
| Feb 5, 2026 | Jason M Rosenberg
Officer
|
Grant | 4.3K | - |
| Feb 5, 2026 | Michael P Santomassimo
Chief Financial Officer
|
Grant | 76.5K | - |
| Feb 5, 2026 | Kleber Santos
Officer
|
Grant | 49.0K | - |
| Feb 5, 2026 | Charles W Scharf
Chief Executive Officer
|
Grant | 128.2K | - |
| Feb 5, 2026 | Barry Sommers
Officer
|
Grant | 57.0K | - |
| Feb 5, 2026 | Beurden Saul Van
Officer
|
Grant | 52.8K | - |
| Dec 5, 2025 | Muneera S Carr
Officer
|
Grant | 2.2K | - |
| Dec 5, 2025 | Kristy Fercho
Officer
|
Grant | 1.3K | - |
| Dec 5, 2025 | Derek A Flowers
Officer
|
Grant | 3.4K | - |
| Dec 5, 2025 | Kyle G Hranicky
Officer
|
Grant | 952 | - |
| Dec 5, 2025 | Scott E Powell
Chief Operating Officer
|
Grant | 1.6K | - |
| Dec 5, 2025 | Charles W Scharf
Chief Executive Officer
|
Grant | 3.6K | - |
| Dec 5, 2025 | Barry Sommers
Officer
|
Grant | 3.8K | - |
| Dec 5, 2025 | Beurden Saul Van
Officer
|
Grant | 1.4K | - |
| Jun 13, 2025 | Jason M Rosenberg
Officer
|
Grant | 16.8K | - |
Source: TwelveData, from SEC Form 4 filings
Questions people ask
Answered from the figures on this page, as of October 17, 2026.