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As of September 26, 2026, Visa Inc. (V) trades at $367.38. CleaRank Financial AI rates it Buy with a fair value of $422.00, 14.9% above the current price. Wall Street's consensus target is $422.00 across 40 analysts. RSI at 41 is in neutral territory, and the price is below its 50-day average of $368.00.
Visa Inc. (V)
Visa Inc. NYSE
$367.38
-0.6000 (-0.16%)
At close: Sep 25, 4:00 PM EDT
AI Analyst Consensus
77 / 100
Visa Inc. (V) is currently trading at $367.38, below its 50-day moving average of $367.99 but above its 200-day moving average of $336.86. The company operates in the Financial Services sector, specifically Credit Services, and holds a dominant position in the global digital payments network. Its strong profitability, evidenced by a 50.78% net profit margin and 66.13% operating margin, coupled with a strong return on equity of 61.19%, underpins its financial health. Wall Street analysts maintain a generally positive outlook, with a consensus Buy rating and a median price target of $422.00, implying an upside of 14.9% from the current price. The company consistently beats earnings estimates, as seen in its recent quarterly results, and projects solid revenue growth of 13.00% for the current quarter and 14.00% for the current year. Despite these strengths, significant insider selling totaling $160.3 million warrants attention, though it is classified as heavy insider selling rather than a parent divestiture.
V Price Analysis
Market Metrics
Open
$366.02
Day Range
$363.79 to $368.33
Prev Close
$367.98
Volume
4.58M
52-Week Range
$293.89 to $385.57
Market Cap
$689.70B
Peer Benchmarking
Valuation vs Sector (Financial Services)
Performance vs VFH
Sector Position Analysis
Trading at a significant premium to sector peers (+89%), suggesting market expectations for superior growth or market position.
V Financial Performance
Revenue vs. Earnings
Annual
Quarterly
Earnings Reality Check
Analysis: In the last 4 quarters, V beat estimates 4 times. However, the stock fell 2 times the next day. This suggests positive news is often "priced in" or investors are selling the news.
V Analysis
Company's Health
5/5
12-Month Analyst Target
+14.87% Upside
Median of 40 analysts (12-month)
$422.00
AI Technical Analysis
Visa Inc.'s trading volume was 4.58 million shares, 37.1% below its average of 7.27 million shares, indicating subdued market interest in the current trading session. The stock is currently trading below its 50-day SMA of $367.99, which now acts as resistance, but remains above its 200-day SMA of $336.86, suggesting a longer-term uptrend is intact. The RSI is at 40.56, indicating neutral momentum, while the MACD is slightly negative at -0.73, hinting at a potential short-term bearish bias. Key support is identified at the 200-day SMA ($336.86), while the 50-day SMA ($367.99) and the current price act as immediate resistance levels. The chart structure suggests a period of consolidation or potential pullback before a significant directional move, especially given the lower-than-average volume.
ProTips
- Significant insider selling totaling over $160 million warrants careful monitoring, as it could indicate management's short-term outlook or a need for personal liquidity.
- Consider the current technical setup: Visa is trading below its 50-day SMA, which may present a tactical entry opportunity for investors with a longer-term horizon, provided support at the 200-day SMA holds.
- an insider's premium valuation, position sizing should be managed prudently, especially considering the substantial insider selling and potential for increased regulatory scrutiny.
Key Catalysts
Bullish
Consistent Earnings Beats
Visa has a strong track record of exceeding EPS estimates, as demonstrated in the June 2026 quarter with a 6.02% beat, positively impacting stock performance.
Source: Earnings ReportBullish
Strong Revenue Growth Projections
The company forecasts strong revenue growth, with current quarter estimates at +13.00% YoY and current year at +14.00%, indicating sustained business expansion.
Source: Analyst EstimatesBearish
Heavy Insider Selling
Insiders have sold over $160 million worth of shares, signaling potential concerns or a need for liquidity among management.
Source: Insider TransactionsNeutral
Median Analyst Price Target of $422.00
The median price target from 40 analysts suggests a potential upside of 14.9% from the current stock price, providing a benchmark for valuation expectations.
Source: Wall Street AnalystsMarket Outlook
Visa Inc. is expected to maintain its dominant position in the digital payments ecosystem, driven by consistent revenue growth and strong profitability. The base case scenario anticipates continued expansion, with analysts projecting a median price target of $422.00, implying a 14.9% upside from the current price. The company's ability to consistently beat earnings estimates and its projected revenue growth of 13.00% to 14.00% in the near term support this outlook. Potential upside could be realized if Visa continues to expand its services into new markets or develops innovative payment solutions that capture greater market share. Conversely, downside risks include increased regulatory pressure on transaction fees, heightened competition from fintech disruptors, and the impact of significant insider selling, which could signal underlying concerns not fully reflected in the current valuation. A slowdown in global economic activity could also temper transaction volumes.
Key Statistics
| Market Cap | 689.70B |
|---|---|
| P/E Ratio | 31.24 |
| EPS (TTM) | 11.76 |
| Dividend Yield | 0.73% |
| 52 Week High | 385.57 |
| 52 Week Low | 293.89 |
Visa Inc. presents a premium valuation with a P/E ratio of 31.24, significantly higher than the sector median of 16.5, and a price-to-sales ratio of 15.50 compared to the sector average of 3.8. However, its exceptional profitability metrics, including a net profit margin of 50.78% and a return on equity of 61.19%, far exceed sector averages (13.8% ROE), justifying some of this premium. The company's debt-to-equity ratio of 0.68 is in line with the sector average of 0.68, indicating a balanced capital structure. Despite the high valuation multiples, Visa's consistent revenue growth of 14.4% and projected growth rates of 13.00% to 14.00% for the upcoming quarters, along with a strong 5-year average annual growth estimate of 15.7%, suggest that its market dominance and network effects continue to drive strong financial performance. The company's ability to maintain high profit margins and returns on equity provides a solid foundation for its premium valuation.
Earnings & Growth Analysis
Visa Inc. has a history of exceeding analyst expectations, most recently reporting an EPS of $3.52 for the quarter ending June 2026, which was 6.02% above the estimate of $3.32, leading to a 1.18% price increase. This follows a pattern of positive surprises in previous quarters, including a 6.77% beat in March 2026. The company's revenue growth has also been consistent, with the current quarter expected to see a 13.00% year-over-year increase. These consistent earnings beats and strong revenue growth indicate the company's operational efficiency and the enduring demand for its payment services. The forward-looking estimates also point to continued growth, with next year's EPS projected at $15.0043 and revenue growth expected at 11.00% for next year.
Key Risks
Significant insider selling, with over $160 million in dispositions, presents a notable risk, suggesting a lack of confidence from management or a strategic reallocation of personal wealth. While Visa's valuation is high relative to sector averages, its premium is supported by exceptional profitability and market position, but any slowdown in growth or increased competition could pressure these multiples. Also, regulatory scrutiny or changes in payment processing fees could impact future revenue and profitability.
Technical Indicators
| RSI (14) | 40.56 |
|---|---|
| MACD | -0.73 |
| SMA 50 | 368.00 |
| SMA 200 | 336.86 |
RSI
Neutral
SMA Cross
Bullish
Price vs SMA
Bearish
MACD
Bearish
Golden Cross in effect with the 50-day SMA ($368.00) above the 200-day SMA ($336.86), price is trading below the 50-day SMA.
Market Correlations
How this stock moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.47
Moderate correlation
Nasdaq 100 (QQQ)
+0.32
Weak correlation
Bitcoin (BTC)
+0.07
Weak correlation
Gold (XAU)
-0.05
Weak correlation
Check Custom Correlation
How does any other asset move with V? One year of daily closes, Pearson correlation.
Try
V Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Long entry pick an entry style
Conservative
$360.03
2% below current price (Pullback entry)
Lower risk, wait for pullback
Aggressive
$367.38
Buy at current price
Higher risk, immediate entry
Risk Management
STOP LOSS
$349.23
MAX LOSS
-3.0%
Volatility-Adjusted Stop Loss
Calculated based on RSI (40.6) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$378.03
+5% (Conservative)
+2.9% (Aggressive)
TARGET 2
$396.04
+10% (Conservative)
+7.8% (Aggressive)
TARGET 3
$414.04
+15% (Conservative)
+12.7% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
Disclaimer
This AI-generated trade plan for V is for educational and informational purposes only and does not constitute financial advice. The analysis is based on historical data patterns and technical indicators which may not predict future results. Stock trading involves risk of loss. Verify all data independently and consult a qualified financial advisor. Generated on September 26, 2026.Growth of $10,000
A $10,000 investment in V in September 2016 would be worth about $44,906 today, compared with about $36,004 for the same investment in the S&P 500 benchmark.
Compare with Another Ticker
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in V today could grow to about $29,432 by 2036 in the base case, with a bull case near $79,392 and a bear case around $10,911. Projections are statistical simulations, not guarantees.
V Stock Price Prediction: 2030
CleaRank's simulation projects a price near $566 for V by 2030 in the base case, from $367 today (1.5x over 4 years). The downside path ends near $302. These are outcomes of a Monte Carlo simulation run on V's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $299 | $409 | $560 |
| 2028 | $293 | $456 | $711 |
| 2029 | $295 | $508 | $875 |
| 2030 | $302 | $566 | $1,060 |
| 2031 | $312 | $630 | $1,271 |
| 2032 | $326 | $702 | $1,514 |
| 2033 | $341 | $782 | $1,794 |
| 2034 | $359 | $871 | $2,117 |
| 2035 | $379 | $971 | $2,488 |
| 2036 | $401 | $1,081 | $2,917 |
Method: 10,000 simulated price paths using V's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
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V Insider Trading Analysis
Bought
None
No open-market buys
Sold
$160.3M
35 Transactions
Insiders
15
Active Traders
Avg Transaction
$4.6M
Large trades
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Jul 30, 2026 | MAHON TULLIER KELLY
Officer
|
Sell | 57.3K | $20.9M |
| Jun 5, 2025 | TANEJA RAJAT
President
|
Sell | 50.0K | $18.4M |
| Jun 5, 2025 | FABARA PAUL D
Officer
|
Sell | 46.2K | $17.1M |
| May 1, 2023 | PRABHU VASANT M
Chief Financial Officer
|
Sell | 72.8K | $16.8M |
| Feb 14, 2020 | TANEJA RAJAT
Officer
|
Sell | 75.0K | $15.6M |
| Aug 19, 2020 | MAHON TULLIER KELLY
General Counsel
|
Sell | 76.2K | $15.4M |
| Feb 3, 2023 | TANEJA RAJAT
Officer
|
Sell | 61.7K | $14.2M |
| Mar 19, 2025 | FABARA PAUL D
Officer
|
Sell | 39.4K | $13.4M |
| Dec 30, 2020 | TANEJA RAJAT
Officer
|
Sell | 60.0K | $13.2M |
| Mar 6, 2023 | KELLY ALFRED FRANCIS JR.
Officer and Director
|
Sell | 58.0K | $13.0M |
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Frequently Asked Questions
Is Visa Inc. stock a buy right now?
Visa Inc. (V) is rated a Buy with a consensus score of 77 out of 100. The median analyst price target is $422.00, offering a potential upside of 14.9% from the current price of $367.38. The company exhibits strong fundamentals and consistent earnings growth, though significant insider selling is a point of caution.
What is Visa's stock price forecast for 2030?
Based on Monte Carlo simulations, Visa's stock price forecast for 2030 is $565.77 for the base case, with a downside projection of $302.05 and an upside projection of $1059.76. These figures represent statistical outcomes and are not guaranteed price targets.
How does Visa's valuation compare to its sector peers?
Visa's P/E ratio of 31.24 and price-to-sales ratio of 15.50 are significantly higher than the sector medians of 16.5 and 3.8, respectively. However, its superior profitability metrics, such as a 50.78% net profit margin and 61.19% return on equity, help justify this premium valuation.
What is Visa's recent earnings performance?
Visa consistently beats earnings estimates. In the quarter ending June 2026, EPS was $3.52, exceeding the estimate by 6.02%, and the stock price increased by 1.18%. This trend of positive earnings surprises has been observed in recent quarters.
What are the main risks facing Visa Inc.?
The primary risks for Visa include substantial insider selling totaling over $160 million, a high valuation relative to sector peers, and potential regulatory challenges or shifts in payment processing fees. Increased competition in the digital payments space also poses a threat.
What is Visa's revenue growth outlook?
Visa projects strong revenue growth, with an estimated 13.00% increase for the current quarter and 14.00% for the current year. The company is expected to maintain strong growth, with next year's revenue growth estimated at 11.00% and a 5-year average annual growth estimate of 15.7%.
How does Visa's technical setup look?
Visa's technical indicators show neutral momentum with an RSI at 40.6 and a slightly negative MACD. The stock is trading below its 50-day SMA ($367.99), which is acting as resistance, but remains above its 200-day SMA ($336.86). Volume has been below average recently.