Stock·NYSE·Technology
Fair Isaac Corp. (FICO)
- Market cap
- $17.61B
- P/E
- 20.15
- Dividend yield
- None
- Street target
- $1,063.00median of 21 analysts
- 52-week range
- $586.05 $1,858.91
FICO stock forecast today
Where FICO stands today, and what CleaRank Financial AI makes of it.
FICO at a glance
Fair Isaac Corp. (FICO): Hold, 49/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($897.31 and $1,136.85).
- Earnings FICO beat estimates in 6 of the 7 reports in our data, yet fell the next day after 2 of those beats.
- Insiders Insiders sold $83.9M and made no open-market purchases over the last 18 months.
- Valuation P/E of 20.2 against 35.1 for the Technology sector: a discount to peers (-43%).
Figures as of October 27, 2026.
CleaRank Financial AI
CleaRank rates Fair Isaac Corp. (FICO) Hold, with a model score of 49/100.
The biggest contributor to that score is the analysts' outlook, where 12 of 21 analysts rate the stock a buy and the median target is 52.7% above the price. The trend pulls hardest against it: the price is 38.78% below its 200-day average and 22.44% below its 50-day average, and the 50-day average is 21.07% below the 200-day. Those averages stand at $897.31 for the 50-day and $1,136.85 for the 200-day. Across the past year, the share price fell 58.70%.
Only on CleaRank
Figures we compute ourselves from FICO's own price, earnings and insider-filing history. Tap one to see it in context.
FICO stock price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
0/4Price above its 50-day average ›
The price of $695.96 is 22.4% below the 50-day simple moving average of $897.31.Price above its 200-day average ›
The price is 38.8% below the 200-day simple moving average of $1,136.85.50-day average above the 200-day ›
The 50-day average ($897.31) is 21.1% below the 200-day average ($1,136.85), the arrangement of a falling longer-term trend.In the upper half of its 52-week range ›
The price sits at 9% of its 52-week range, between $586.05 and $1,858.91.
FICO share price
Pick a period: each tab shows how far FICO has moved over it, to the last close.
Today's trading
Where FICO sits inside today's range and its 52-week range.
FICO fundamentals and valuation
Valuation against the sector, and the revenue and earnings behind it.
Valuation and quality checks
4/4P/E below the sector median ›
The trailing P/E of 20.15 is 42.6% below the Technology median of 35.1.P/S below the sector median ›
The price-to-sales ratio of 7.36 is 3.2% below the sector median of 7.6.Profitable over the last 12 months ›
Net income over the last 12 months was $815.0M on revenue of $2.4B, a net margin of 34.1%.Beat estimates in most recent reports ›
FICO beat the EPS estimate in 6 of the 7 reports in our data.
Key statistics
The headline figures for FICO.
As of October 27, 2026, FICO trades at $695.96, with a market value of $17.61B and a P/E ratio of 20.15.
What the numbers say
CleaRank Financial AI's reading of FICO's valuation, growth and risks.
Fair Isaac Corp. (FICO) has a trailing P/E of 20.15, set against a Technology median of 35.1. That places it 42.6% below the sector median, and the peer comparison on this page rates it as a discount to peers. On sales, the P/S of 7.36 is 3.2% below the sector median of 7.6. The company carries a market value of $17.6B and trailing earnings of $34.54 per share.
Revenue grew 25.70% in the most recent available quarter year on year, which is 1.5 percentage points ahead of the 24.2% median for Technology. Profitability shows a net margin of 34.05% and an operating margin of 53.79%. No dividend is reported in our data.
The most recent available report in our data, dated April 28, 2026, showed FICO earning $12.50 a share against an estimate of $10.97. That was a beat by 13.95%. The shares rose 3.27% in the following session.
FICO has beaten estimates in 6 of the 7 reports in our data, yet the share price still fell in the first session after 2 of those 6 beats. Analysts forecast EPS of $42.77 for this fiscal year, a rise of 43.1%, and $48.89 for the next, a rise of 14.3%.
FICO's average daily move is 6.73%, and its beta against the S&P 500 is 1.34. The downtrend is itself a risk for as long as the price stays under both moving averages. The price is 62.56% below its 52-week high of $1,858.91. Over the last 18 months, insider sales totalled $83.9M with no open-market purchases; planned sales and tax sales on vesting shares make selling a weaker signal than buying.
FICO against the Technology sector
How FICO compares with the median Technology stock CleaRank tracks.
Price to earnings vs sector: FICO trades at a notable discount to sector peers (-43%), which may indicate undervaluation or specific company headwinds.
Return vs XLK: Since May 15, 2025, FICO has lost 68.1% against a gain of 61.5% for XLK.
Performance against XLK
FICO and the Technology sector fund over the same days.
Revenue and earnings
How much FICO sells, and how much of it becomes profit.
Revenue growth: Revenue grew 15.9% in FY2025 to $2.0B, from $1.7B a year earlier.
Profit margin: The net margin was 32.7% in FY2025, up from 29.9% the year before.
Profitable: FICO earned $652M in FY2025.
Earnings reality check
Did FICO beat what analysts expected, and how did the stock react?
Earnings record: FICO beat the analyst estimate in 6 of the 7 reports in our data.
Market reaction: The stock fell in the first session after 2 of those 6 beats, so a beat has not been enough on its own.
| Report | Estimate | Actual | Surprise | First session | 5 sessions |
|---|---|---|---|---|---|
| Apr 28, 2026after close | $10.97 | $12.50 | +13.95% | +3.27% | +5.52% |
| Jan 28, 2026after close | $7.08 | $7.33 | +3.53% | -1.57% | -9.10% |
| Nov 5, 2025after close | $7.36 | $7.74 | +5.16% | +2.80% | +9.13% |
| Jul 30, 2025after close | $7.70 | $8.57 | +11.30% | -5.96% | -8.78% |
| Apr 29, 2025after close | $7.44 | $7.81 | +4.97% | +1.44% | +5.07% |
| Feb 4, 2025after close | $6.08 | $5.79 | -4.77% | +2.11% | -0.69% |
| Nov 6, 2024after close | $6.39 | $6.54 | +2.35% | +4.09% | +12.33% |
Reports after April 28, 2026 are not yet in our data.
As of October 27, 2026, FICO has beaten the analyst EPS estimate in 6 of the 7 reports in our data and fell in the first trading session after 2 of those beats; its most recent report in our data, on April 28, 2026, came in 13.95% above the estimate and the stock moved +3.27% in the first session.
The first session is the first full trading day on the news: the report day itself for a report before the open, the next day for one after the close. Surprise is actual EPS against the consensus estimate.
FICO AI analysis and technical indicators
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 38.0, showing bearish momentum without being oversold.RSI above 50 ›
An RSI of 38.0 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank Financial AI analysis of FICO
The score, the reasoning behind it, and what could move the price next.
Trading at $695.96, Fair Isaac Corp. (FICO) is under both of its main moving averages: 22.44% below the 50-day ($897.31) and 38.78% below the 200-day ($1,136.85). At 9% of its 52-week range, the price is 18.75% above the 52-week low of $586.05. The 50-day average sits 21.07% below the 200-day, which confirms the weakness rather than contradicting it.
On momentum, the 14-day RSI reads 38.0, in the bearish zone, above the oversold line, with the MACD line negative. The recent returns all show a loss, with the price down 47.92% over the past three months, 31.13% over the past six months and 58.70% over the past year.
Earnings beat ›
The April 28, 2026 report beat the EPS estimate by 13.95%, and the share price rose 3.27% in the first session after it.
Source: Earnings report, April 28, 2026Rating reaffirmed ›
Mizuho kept its Outperform rating on October 19, 2026.
Source: Analyst action, Mizuho, October 19, 2026
- Two levels are closest to the price: the 20-day EMA at $769.66, which sits above it, and the 52-week low at $586.05, which sits below.
- The 14-day RSI reads 38.0, in the bearish zone, with the MACD line negative; readings above 70 or below 30 mark stretched momentum.
- After the April 28, 2026 report the share price rose 3.27% in the first session; FICO beat estimates in 6 of the 7 reports in our data.
FICO remains in a downtrend while it sits below both its 50-day average of $897.31 and its 200-day average of $1,136.85. A close back above the 50-day average would be the first sign of repair. Overhead, the 20-day EMA at $769.66 is the first barrier the price would meet.
The 52-week low at $586.05 is the next level below the price. With the RSI in the bearish band, momentum does not favour a quick recovery.
Technical indicators
Momentum and trend for FICO, from its daily closes.
As of October 27, 2026, with FICO at $695.96, its 14-day RSI is 38.0 (showing bearish momentum without being oversold), its 50-day simple moving average is $897.31 and its 200-day is $1,136.85.
Calculated by CleaRank on daily closes as of October 27, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26). How we calculate these
What FICO moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 27, 2026, FICO's 1-year correlation of daily returns is +0.23 with S&P 500 (SPY), +0.15 with Nasdaq 100 (QQQ), +0.09 with Bitcoin (BTC) and +0.00 with gold (XAU).
FICO price target and analyst forecast
The analysts' target range and how their ratings split.
Analysts checks
2/3Most analysts rate it a buy ›
12 of 21 analysts rate it a buy or strong buy, 7 a hold and 2 a sell.Median target above the price ›
The median 12-month target of $1,063.00 is 52.7% above the price.More buy ratings than three months ago ›
12 of 21 rate it a buy now, against 16 of 21 three months ago.
FICO Wall Street View
12-month price targets
Ratings
Recent rating actions
| Date | Firm | Action | Rating |
|---|---|---|---|
| Oct 19, 2026 | Mizuho | Maintains | Outperform |
| Oct 16, 2026 | RBC Capital | Maintains | Outperform |
| Oct 13, 2026 | Raymond James | Maintains | Outperform |
| Oct 13, 2026 | Needham | Maintains | Buy |
| Oct 5, 2026 | Wells Fargo | Maintains | Overweight |
| Oct 2, 2026 | Barclays | Maintains | Overweight |
As of October 27, 2026, 21 Wall Street analysts cover FICO: 12 rate it a buy or strong buy, 7 a hold and 2 a sell or strong sell. Their 12-month price targets range from $490.00 to $1,675.00. The median FICO price target is $1,063.00, 52.7% above the price of $695.96.
Source: TwelveData analyst consensus. Targets and ratings belong to the analysts, not to CleaRank.
FICO trade plan: entry, stop loss and targets
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
FICO trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
FICO moves about 6.7% a day on average, so a stop can fill well past its level. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much FICO tends to move, against the market and on its own.
FICO price history and drawdowns
FICO's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
2/4Average daily move under 2% ›
The price has moved 6.73% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 75.1%, from November 2024 to September 2026; the price is still 70.8% below that peak.Most 1-year holds ended higher ›
76% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $59,119, against $42,015 in the S&P 500 (SPY).
FICO Drawdowns & Recovery
As of October 27, 2026, FICO's worst peak-to-trough fall over the last 10 years with dividends reinvested was -75.1% (November 2024 to September 2026); it is still 70.8% below that peak, and 76% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into FICO in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: FICO beat the S&P 500 over this period: $59,119 against $42,015.
A $10,000 investment in FICO in October 2016 would be worth about $59,119 today with dividends reinvested, compared with about $42,015 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to FICO, and which have not.
Strongest month, November: an average of +11.02%, up in 7 of 10 years.
Weakest month, March: an average of -4.35%, up in 3 of 10 years.
This month, October: has averaged -0.83%, up in 4 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, FICO's strongest calendar month has been November (average +11.02%, up in 7 of 10 years) and its weakest March (average -4.35%, up in 3 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
FICO stock price prediction 2030
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in FICO, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 4-year Monte Carlo simulation, based on 10 years of price history, projects that a $10,000 investment in FICO today could grow to about $14,723 by 2030 in the base case, with a 90th-percentile outcome near $42,268 and a 10th-percentile outcome around $5,128. Projections are statistical simulations, not guarantees.
FICO Stock Price Prediction 2030: Simulated Scenarios
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $1,025 for FICO by 2030 in the base case, from $696 today (1.5x over 4 years). The 10th-percentile path ends near $357. These are outcomes of a Monte Carlo simulation run on FICO's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $452 | $767 | $1,299 | |
| 2028 | $401 | $844 | $1,780 | |
| 2029 | $373 | $930 | $2,319 | |
| 2030 | $357 | $1,025 | $2,942 |
Method: a lognormal simulation of FICO's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles. How the simulation works
FICO insider trading
What the people running the company have bought and sold.
FICO insider trading
Shares the company's directors and officers bought and sold, from their own filings.
Month by month
Open-market purchases above the line, sales below.
Net insider selling: No insider bought FICO shares on the open market in the last 18 months. Sales are often planned in advance or cover tax on vesting shares, so they say less than purchases would.
As of October 27, 2026, FICO insiders reported 19 open-market sales worth $83.9M and no open-market purchases over the last 18 months; grants and option exercises are not counted.
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Aug 24, 2026 | Braden R Kelly
Director
|
Option | 4.4K | $1.9M |
| Aug 21, 2026 | Henry Tayloe Stansbury
Director
|
Grant | 91 | - |
| Jul 29, 2026 | Eva Manolis
Director
|
Sell | 967 | $1.4M |
| Jul 29, 2026 | Eva Manolis
Director
|
Option | 967 | $378.6K |
| Jul 2, 2026 | Nikhil Behl
Officer
|
Grant | 242 | - |
| Jun 5, 2026 | William J Lansing
Chief Executive Officer
|
Grant | 784 | - |
| May 22, 2026 | Nikhil Behl
Officer
|
Grant | 2.2K | - |
| May 15, 2026 | Steven P. Weber
Chief Financial Officer
|
Grant | 706 | - |
| Mar 4, 2026 | Fabiola R Arredondo
Director
|
Grant | 154 | - |
| Mar 4, 2026 | Braden R Kelly
Director
|
Grant | 171 | - |
| Mar 4, 2026 | Eva Manolis
Director
|
Grant | 154 | - |
| Mar 4, 2026 | Marc F Mcmorris
Director
|
Grant | 77 | - |
| Mar 4, 2026 | David A Rey
Director
|
Grant | 94 | - |
| Mar 4, 2026 | Henry Tayloe Stansbury
Director
|
Grant | 77 | - |
| Feb 25, 2026 | Eva Manolis
Director
|
Sell | 520 | $638.4K |
| Feb 25, 2026 | Eva Manolis
Director
|
Option | 520 | $128.9K |
| Feb 24, 2026 | David A Rey
Director
|
Option | 3.2K | $791.0K |
| Feb 13, 2026 | Joanna Rees
Director
|
Sell | 358 | $486.9K |
| Feb 13, 2026 | Joanna Rees
Director
|
Option | 358 | $140.2K |
| Jan 9, 2026 | Steven P. Weber
Chief Financial Officer
|
Grant | 421 | - |
| Dec 18, 2025 | Steven P. Weber
Chief Financial Officer
|
Grant | 562 | - |
| Dec 17, 2025 | Steven P. Weber
Chief Financial Officer
|
Sell | 1.4K | $2.6M |
| Dec 12, 2025 | Eva Manolis
Director
|
Sell | 521 | $951.3K |
| Dec 12, 2025 | Eva Manolis
Director
|
Option | 521 | $129.1K |
| Dec 10, 2025 | Nikhil Behl
Officer
|
Grant | 3.3K | - |
| Dec 10, 2025 | Thomas A Bowers
Officer
|
Grant | 4.8K | - |
| Dec 10, 2025 | Richard S Deal
Officer
|
Grant | 8.0K | - |
| Dec 10, 2025 | William J Lansing
Chief Executive Officer
|
Grant | 39.3K | - |
| Dec 10, 2025 | Michael Stephen Leonard
Officer
|
Grant | 1.4K | - |
| Dec 10, 2025 | Mark R Scadina
General Counsel
|
Grant | 8.0K | - |
| Dec 10, 2025 | Steven P. Weber
Chief Financial Officer
|
Grant | 4.5K | - |
| Dec 8, 2025 | Braden R Kelly
Director
|
Grant | 340 | - |
| Dec 4, 2025 | Braden R Kelly
Director
|
Option | 1.5K | $361.1K |
| Nov 26, 2025 | Marc F Mcmorris
Director
|
Sell | 240 | $434.3K |
| Nov 26, 2025 | Marc F Mcmorris
Director
|
Option | 240 | $114.1K |
| Nov 24, 2025 | Mark R Scadina
General Counsel
|
Option | 3.9K | $714.3K |
| Nov 10, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 2.4K | $4.2M |
| Nov 10, 2025 | William J Lansing
Chief Executive Officer
|
Grant | 13.3K | - |
| Oct 14, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 4.9K | $8.1M |
| Oct 14, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 1.1K | $1.8M |
| Oct 14, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| Sep 9, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 6.0K | $9.2M |
| Sep 9, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| Aug 28, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 6.0K | $9.0M |
| Aug 28, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| Aug 22, 2025 | Henry Tayloe Stansbury
Director
|
Grant | 91 | - |
| Jul 8, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 3.8K | $6.0M |
| Jul 8, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 2.2K | $3.9M |
| Jul 8, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| Jul 3, 2025 | Nikhil Behl
Officer
|
Grant | 242 | - |
| Jun 10, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 6.0K | $10.6M |
| Jun 10, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| Jun 9, 2025 | Steven P. Weber
Chief Financial Officer
|
Sell | 1.0K | $1.7M |
| May 23, 2025 | Nikhil Behl
Officer
|
Grant | 2.2K | - |
| May 15, 2025 | Steven P. Weber
Chief Financial Officer
|
Grant | 706 | - |
| May 13, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 5.4K | $11.6M |
| May 13, 2025 | William J Lansing
Chief Executive Officer
|
Sell | 592 | $1.3M |
| May 13, 2025 | William J Lansing
Chief Executive Officer
|
Option | 6.0K | $1.1M |
| May 9, 2025 | Marc F Mcmorris
Director
|
Sell | 797 | $1.7M |
| May 9, 2025 | Marc F Mcmorris
Director
|
Option | 797 | $362.7K |
| May 2, 2025 | Thomas A Bowers
Officer
|
Sell | 4.1K | $8.4M |
| May 2, 2025 | Thomas A Bowers
Officer
|
Option | 4.1K | $1.9M |
Source: TwelveData, from SEC Form 4 filings
FICO stock forecast: questions people ask
Answered from the figures on this page, as of October 27, 2026.