Jump to any asset
849 assets, updated daily
As of October 10, 2026, Fair Isaac Corp. (FICO) trades at $667.58. CleaRank Financial AI rates it Sell with a fair value of $667.58, in line with the current price. Wall Street's consensus target is $1,150.00 across 21 analysts. RSI at 26 is in oversold territory, and the price is below its 50-day average of $969.93.
Fair Isaac Corp. (FICO)
Fair Isaac Corp. NYSE
$667.58
-39.85 (-5.63%)
At close: Oct 9, 4:00 PM EDT
AI Analyst Consensus
25 / 100
Fair Isaac Corp. (FICO) is currently trading at $667.58, significantly below its 50-day and 200-day moving averages ($969.93 and $1,191.87), signaling a bearish trend. The company's strong revenue growth of 25.7% and strong profit margins of 34.05% are overshadowed by substantial insider selling totaling $83.9 million, indicating a lack of confidence from management. Despite a consensus rating of 'Hold' from Wall Street with a median price target of $1150, implying a 72.3% upside, the current technical and insider activity paints a cautionary picture. The oversold RSI of 25.69 suggests potential for a short-term bounce, but the heavy selling pressure and negative MACD indicate a prevailing bearish sentiment that investors should monitor closely.
FICO Price Analysis
Market Metrics
Open
$717.89
Day Range
$663.12 to $718.88
Prev Close
$707.43
Volume
1.09M
52-Week Range
$586.05 to $1,998.01
Market Cap
$14.42B
Peer Benchmarking
Valuation vs Sector (Technology)
Performance vs XLK
Sector Position Analysis
Trading at a notable discount to sector peers (-41%), which may indicate undervaluation or specific company headwinds.
FICO Financial Performance
Revenue vs. Earnings
Annual
Quarterly
Earnings Reality Check
Analysis: In the last 3 quarters, FICO beat estimates 3 times. The stock rose 2 times the next day. Price tends to react positively to beats.
FICO Analysis
Company's Health
3/5
AI Technical Analysis
Fair Isaac Corp. (FICO) is trading below its key moving averages, with its current price of $667.58 well below the 50-day SMA of $969.93 and the 200-day SMA of $1191.87. The Relative Strength Index (RSI) is significantly oversold at 25.69, suggesting a potential for a short-term reversal, but the MACD remains negative, indicating bearish momentum. Volume has been below average recently, with the latest volume at 1.09 million compared to an average of 1.86 million, which could limit the impact of any potential bounce. Key support levels are not clearly defined given the steep decline, but the oversold conditions might provide a floor near current levels before any significant upward movement can be sustained.
ProTips
- Monitor insider transactions closely; the current heavy selling pressure is a significant bearish signal that outweighs positive analyst ratings.
- Given the oversold RSI of 25.69, traders may look for short-term opportunities on any technical bounce, but long-term investors should await clearer signs of insider buying or a trend reversal.
- The significant divergence between the stock's current price and its 50-day and 200-day SMAs highlights the current bearish trend; consider risk management strategies such as stop-loss orders if entering a short position.
Key Catalysts
Bearish
Heavy Insider Selling Exceeds $83 Million
Insiders have sold approximately $83.9 million worth of FICO stock across 62 transactions, indicating a strong lack of confidence in the company's near-term prospects.
Source: Insider Trading FilingsBearish
Oversold Technical Conditions
The stock's RSI is significantly oversold at 25.69, suggesting potential for further price declines or a short-term bounce that may not sustain the upward momentum.
Source: Technical Analysis IndicatorsBearish
Inconsistent Earnings Performance
Recent earnings reports show mixed results, including a significant EPS miss in the quarter ending March 2026, raising concerns about earnings stability.
Source: Company Earnings ReportsBullish
Strong Long-Term Growth Estimates
Analysts project strong earnings and revenue growth for FICO in the coming years, with next year's EPS estimated at $51.38 and revenue growth anticipated at 10.00%.
Source: Wall Street EstimatesBullish
Attractive Valuation Relative to Sector
FICO's P/E ratio of 20.02 and P/S ratio of 6.24 are below sector medians, suggesting potential value if growth estimates are met.
Source: Fundamental AnalysisMarket Outlook
The base case outlook for Fair Isaac Corp. (FICO) suggests a challenging near-term, with the stock trading significantly below key moving averages and facing strong headwinds from heavy insider selling. While Wall Street maintains a 'Hold' consensus with a median price target of $1150, the current technical picture and insider sentiment indicate potential for further downside before any sustained recovery. Upside catalysts could emerge if the oversold RSI leads to a technical bounce, or if upcoming earnings reports demonstrate continued strong revenue growth and profitability that alleviates concerns. However, the prevailing bearish momentum and significant insider divestitures present substantial risks that could pressure the stock lower, potentially testing the lower bounds of analyst price targets.
Key Statistics
| Market Cap | 14.42B |
|---|---|
| P/E Ratio | 20.02 |
| EPS (TTM) | 34.54 |
| Dividend Yield | 0.01% |
| 52 Week High | 1,998.01 |
| 52 Week Low | 586.05 |
Fair Isaac Corp. (FICO) exhibits a Price-to-Earnings (P/E) ratio of 20.02, which appears attractive relative to its sector median of 34.0, and its Price-to-Sales (P/S) ratio of 6.24 is also below the sector average of 7.5. The company boasts impressive operating margins of 53.79% and a net profit margin of 34.05%, though its Return on Equity (ROE) is negative at -37.34%, and its debt-to-equity ratio is negligible at -0.01. While the company's current valuation metrics seem reasonable compared to peers, the negative ROE and significant insider selling raise concerns about underlying operational efficiency or future growth sustainability. Wall Street analysts project strong earnings growth, with next year's EPS estimated at $51.38 and revenue growth anticipated at 10.00% for next year, but the current price action and insider activity suggest these projections may face headwinds.
Earnings & Growth Analysis
Fair Isaac Corp. (FICO) most recently reported earnings for the quarter ending June 2026, with an actual EPS of $3.52, beating the estimate of $3.32 by 6.02% and resulting in a 2.59% price increase. Prior to this, the company missed estimates significantly in the quarter ending March 2026, reporting an EPS of -$0.02 against an estimate of $0.04, leading to a 2.23% price drop. The company has shown a mixed earnings surprise history, with two beats and one significant miss in the last four reported quarters. Despite the recent beat, the overall pattern suggests some volatility in earnings performance, which, combined with heavy insider selling, warrants caution.
Key Risks
Fair Isaac Corp. (FICO) faces significant risk from heavy insider selling, with $83.9 million in sales across 62 transactions, indicating a lack of confidence from management. The stock is also trading significantly oversold, with its RSI at 25.69, suggesting potential for further downside pressure despite the technical oversold condition. Also, recent earnings have shown inconsistency, with a notable miss in the March 2026 quarter.
Technical Indicators
| RSI (14) | 25.69 |
|---|---|
| MACD | -97.92 |
| SMA 50 | 969.93 |
| SMA 200 | 1,191.87 |
RSI
Oversold
SMA Cross
Bearish
Price vs SMA
Bearish
MACD
Bearish
Moving averages show a lagging Death Cross (50-day: $969.93, 200-day: $1,191.87), price is trading below the 50-day SMA, RSI at 25.7 suggests oversold conditions; potential bounce setup.
Market Correlations
How this stock moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.24
Weak correlation
Nasdaq 100 (QQQ)
+0.17
Weak correlation
Bitcoin (BTC)
+0.04
Weak correlation
Gold (XAU)
+0.02
Weak correlation
Check Custom Correlation
How does any other asset move with FICO? One year of daily closes, Pearson correlation.
Try
FICO Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Short entry pick an entry style
Conservative
$680.93
2% above current price
Lower risk, wait for rally
Aggressive
$667.58
Short at current price
Higher risk, chasing the move
Risk Management
STOP LOSS
$775.38
MAX LOSS
-13.9%
Volatility-Adjusted Stop Loss
Calculated based on RSI (25.7) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$646.89
-5% (Conservative)
-3.1% (Aggressive)
TARGET 2
$612.84
-10% (Conservative)
-8.2% (Aggressive)
TARGET 3
$578.79
-15% (Conservative)
-13.3% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
High-Volatility Risk Disclaimer
FICO is classified as a high-volatility asset (Daily Vol: 6.53%). Aggressive price swings can lead to rapid capital loss. Liquidity risks may prevent exiting trades at desired prices. This AI-generated analysis is for educational purposes only and is not financial advice. Generated on October 10, 2026.Growth of $10,000
A $10,000 investment in FICO in October 2016 would be worth about $54,769 today, compared with about $36,018 for the same investment in the S&P 500 benchmark.
Compare with Another Ticker
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in FICO today could grow to about $31,923 by 2036 in the base case, with a bull case near $166,011 and a bear case around $6,138. Projections are statistical simulations, not guarantees.
FICO Stock Price Prediction: 2030
CleaRank's simulation projects a price near $1,062 for FICO by 2030 in the base case, from $668 today (1.6x over 4 years). The downside path ends near $374. These are outcomes of a Monte Carlo simulation run on FICO's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $445 | $750 | $1,263 |
| 2028 | $403 | $842 | $1,760 |
| 2029 | $383 | $946 | $2,333 |
| 2030 | $374 | $1,062 | $3,013 |
| 2031 | $372 | $1,193 | $3,827 |
| 2032 | $374 | $1,340 | $4,804 |
| 2033 | $379 | $1,504 | $5,977 |
| 2034 | $387 | $1,690 | $7,383 |
| 2035 | $397 | $1,898 | $9,067 |
| 2036 | $410 | $2,131 | $11,083 |
Method: 10,000 simulated price paths using FICO's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
People Also Watch
FICO Insider Trading Analysis
Bought
None
No open-market buys
Sold
$83.9M
19 Transactions
Insiders
14
Active Traders
Avg Transaction
$4.4M
Large trades
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Jun 12, 2024 | DEAL RICHARD S
Officer
|
Sell | 13.6K | $18.7M |
| Aug 19, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $12.2M |
| Sep 30, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $12.1M |
| Sep 9, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $11.8M |
| May 13, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 5.4K | $11.6M |
| Nov 11, 2024 | REY DAVID A
Director
|
Sell | 4.7K | $10.9M |
| Feb 11, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 6.0K | $10.8M |
| Aug 3, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 24.3K | $10.8M |
| Jun 10, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 6.0K | $10.6M |
| May 24, 2024 | SCADINA MARK R
General Counsel
|
Sell | 7.7K | $10.6M |
Page 1 of 1
Frequently Asked Questions
Is Fair Isaac Corp. (FICO) stock a buy right now?
Fair Isaac Corp. (FICO) is not recommended as a buy at this time. While Wall Street has a median price target of $1150, implying significant upside, the stock is currently trading at $667.58, well below its moving averages. Heavy insider selling and an oversold RSI at 25.7 suggest caution is warranted.
What is Fair Isaac Corp.'s (FICO) price target?
The median analyst price target for Fair Isaac Corp. (FICO) is $1150.00, with a high of $1750.00 and a low of $490.00. This represents a potential upside of 72.3% from the current price of $667.58.
What are the main risks facing Fair Isaac Corp. (FICO)?
The primary risks for Fair Isaac Corp. (FICO) include substantial insider selling totaling $83.9 million, a significantly oversold technical condition with an RSI at 25.7, and inconsistent recent earnings performance. These factors suggest potential near-term price weakness.
How does Fair Isaac Corp. (FICO) compare to its sector peers?
Fair Isaac Corp. (FICO) trades at a P/E ratio of 20.02 and a P/S ratio of 6.24, which are lower than the sector medians of 34.0 and 7.5, respectively. However, its ROE is negative at -37.34%, compared to the sector average of 13.4%.
What is the outlook for Fair Isaac Corp. (FICO) earnings growth?
Analysts project strong earnings growth for Fair Isaac Corp. (FICO), with an average EPS estimate of $51.38 for next year, representing a significant increase from the current year's estimate of $42.98. Revenue growth is also expected to remain strong, with next year's sales projected to grow by 10.00%.
What does the insider activity at Fair Isaac Corp. (FICO) indicate?
Insider activity at Fair Isaac Corp. (FICO) shows a heavy insider selling with $83.9 million in total sales versus zero purchases. This significant net selling by insiders suggests a bearish sentiment regarding the stock's near-term prospects.
What is Fair Isaac Corp.'s (FICO) long-range projection for 2030?
The Monte Carlo simulation for Fair Isaac Corp. (FICO) projects a base case price of $1062.05 for 2030, with a downside price of $374.35 and an upside price of $3013.04. These are statistical outcomes, not price targets.