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As of September 11, 2026, Fair Isaac Corp. (FICO) trades at $960.67. CleaRank Financial AI rates it Sell with a fair value of $960.67, in line with the current price. Wall Street's consensus target is $1,530.00 across 21 analysts. RSI at 28 is in oversold territory, and the price is below its 50-day average of $1,154.02.
Fair Isaac Corp. (FICO)
Fair Isaac Corp. NYSE
$960.67
-22.52 (-2.29%)
Latest Price
AI Analyst Consensus
21 / 100
Fair Isaac Corp. (FICO) is currently trading at $960.67, significantly below its 50-day and 200-day moving averages ($1,154.02 and $1,293.06), signaling a bearish technical trend. The company's recent earnings have shown mixed results, with a notable miss in Q2 2026, though revenue growth remains strong at 25.7% year-over-year. Despite a median Wall Street price target of $1530, implying a 59.3% upside, the stock is facing considerable selling pressure from insiders, with over $94 million in sales recently reported. This heavy insider selling, coupled with an oversold RSI of 27.62, presents a substantial near-term risk that investors must consider.
FICO Price Analysis
Market Metrics
Open
$973.71
Day Range
$947.91 to $982.99
Prev Close
$983.19
Volume
365.5K
52-Week Range
$870.01 to $1,998.01
Market Cap
$20.75B
Peer Benchmarking
Valuation vs Sector (Technology)
Performance vs XLK
Sector Position Analysis
Valuation is broadly in line with sector peers (-18% difference), suggesting fair market pricing relative to industry standards.
FICO Analysis
Company's Health
2/5
AI Technical Analysis
Fair Isaac Corp. (FICO) is trading below its 50-day and 200-day moving averages ($1,154.02 and $1,293.06), indicating a bearish trend. The Relative Strength Index (RSI) is at 27.62, signaling oversold conditions that could precede a bounce, but the MACD at -43.37 further reinforces the current downward momentum. Volume has been below average recently, suggesting a lack of conviction behind the current price action. Key support levels are not clearly defined given the downward trajectory, while resistance sits at the aforementioned moving averages.
ProTips
- Monitor insider transaction activity closely; the recent heavy selling pressure is a significant bearish signal that warrants caution.
- Given the oversold RSI of 27.62 and price below key moving averages, consider waiting for a technical confirmation of a bottom before initiating new positions.
- While FICO's P/E is below the sector median, the heavy insider selling and recent earnings misses suggest that valuation alone may not be sufficient to drive the stock higher in the near term.
Key Catalysts
Bearish
Heavy Insider Selling Exceeds $94 Million
Insiders have sold over $94 million worth of FICO stock, indicating a lack of confidence or a need for liquidity among management, which could pressure the stock price.
Source: Insider SummaryBearish
Oversold Technical Conditions
The stock's RSI is at 27.62, signaling oversold conditions, and it is trading significantly below its 50-day and 200-day moving averages ($1,154.02 and $1,293.06), suggesting further downside potential.
Source: Technical AnalysisBearish
Recent Earnings Miss in Q2 2026
Fair Isaac Corp. reported a significant EPS miss in Q2 2026 (-150% surprise), leading to a price decline, which raises concerns about the predictability of its earnings.
Source: Earnings DataBullish
Strong Revenue Growth
The company continues to demonstrate strong revenue growth, with a year-over-year increase of 25.7%, indicating underlying business strength.
Source: Fundamental AnalysisBullish
Wall Street Price Target of $1530
The median analyst price target for FICO is $1530, representing a potential upside of 59.3% from the current price, suggesting long-term optimism from analysts.
Source: Wall Street SummaryMarket Outlook
The base case for Fair Isaac Corp. (FICO) over the next 6-12 months is cautious, given the significant insider selling and oversold technicals, despite a strong revenue growth rate of 25.7%. While Wall Street analysts maintain a 'Buy' rating with a median target of $1530, the current price action and insider activity suggest near-term headwinds. A potential upside catalyst could be a strong earnings beat in the upcoming quarters or a shift in insider sentiment, but the immediate risk lies in the continuation of the bearish technical trend and the implications of heavy insider dispositions.
Key Statistics
| Market Cap | 20.75B |
|---|---|
| P/E Ratio | 27.84 |
| EPS (TTM) | 34.51 |
| Dividend Yield | 0.008328% |
| 52 Week High | 1,998.01 |
| 52 Week Low | 870.01 |
Fair Isaac Corp. (FICO) exhibits a P/E ratio of 27.84, which is below the sector median of 34, suggesting a potential valuation discount relative to peers. However, this is juxtaposed against significant insider selling totaling over $94 million, raising concerns about management's near-term confidence. While the company has demonstrated strong revenue growth of 25.7%, the recent mixed earnings performance, including a substantial EPS miss in Q2 2026, warrants caution. The balance sheet strength is not detailed, but the current insider activity overshadows the seemingly attractive valuation metrics.
Earnings & Growth Analysis
Fair Isaac Corp. (FICO) reported mixed earnings results in its most recent quarters. The company beat EPS estimates by 6.02% in Q3 2026, leading to a 2.59% price increase, but missed significantly in Q2 2026 with a -150% surprise, resulting in a 2.23% price drop. Prior quarters showed a 13.95% beat in Q1 2026 and a 3.53% beat in Q4 2025. This inconsistency in earnings performance, particularly the recent miss, adds to the uncertainty surrounding the stock's near-term trajectory.
Key Risks
The primary risk for Fair Isaac Corp. (FICO) is the significant insider selling, with over $94 million in dispositions recently, signaling potential concerns among management. Technically, the stock is significantly oversold with its RSI at 27.62 and trading well below key moving averages, indicating a strong bearish trend that could persist. Also, the mixed recent earnings performance, including a substantial miss in Q2 2026, introduces uncertainty regarding the company's short-term operational execution.
Technical Indicators
| RSI (14) | 27.62 |
|---|---|
| MACD | -43.37 |
| SMA 50 | 1,154.02 |
| SMA 200 | 1,293.06 |
RSI
Oversold
SMA Cross
Bearish
Price vs SMA
Bearish
MACD
Bearish
Moving averages show a lagging Death Cross (50-day: $1,154.02, 200-day: $1,293.06), price is trading below the 50-day SMA, RSI at 27.6 suggests oversold conditions; potential bounce setup.
Market Correlations
How this stock moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.27
Weak correlation
Nasdaq 100 (QQQ)
+0.20
Weak correlation
Bitcoin (BTC)
+0.21
Weak correlation
Gold (XAU)
+0.04
Weak correlation
Check Custom Correlation
Calculating correlation...
FICO Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
🔴 SHORT ENTRY (click to switch)
CONSERVATIVE
$979.88
2% above current price
Lower risk, wait for rally
AGGRESSIVE
$960.67
Short at current price
Higher risk, chasing the move
Risk Management
STOP LOSS
$1,055.33
MAX LOSS
-7.7%
Volatility-Adjusted Stop Loss
Calculated based on RSI (27.6) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$930.89
-5% (Conservative)
-3.1% (Aggressive)
TARGET 2
$881.90
-10% (Conservative)
-8.2% (Aggressive)
TARGET 3
$832.90
-15% (Conservative)
-13.3% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
High-Volatility Risk Disclaimer
FICO is classified as a high-volatility asset (Daily Vol: 4.36%). Aggressive price swings can lead to rapid capital loss. Liquidity risks may prevent exiting trades at desired prices. This AI-generated analysis is for educational purposes only and is not financial advice. Generated on September 11, 2026.Growth of $10,000
A $10,000 investment in FICO in September 2016 would be worth about $72,927 today, compared with about $35,030 for the same investment in the S&P 500 benchmark.
Compare with Another Ticker
Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in FICO today could grow to about $35,531 by 2036 in the base case, with a bull case near $173,935 and a bear case around $7,258. Projections are statistical simulations, not guarantees.
FICO Stock Price Prediction: 2030
CleaRank's simulation projects a price near $1,595 for FICO by 2030 in the base case, from $961 today (1.7x over 4 years). The downside path ends near $584. These are outcomes of a Monte Carlo simulation run on FICO's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $660 | $1,091 | $1,802 |
| 2028 | $608 | $1,238 | $2,519 |
| 2029 | $589 | $1,405 | $3,354 |
| 2030 | $584 | $1,595 | $4,356 |
| 2031 | $589 | $1,811 | $5,567 |
| 2032 | $601 | $2,056 | $7,035 |
| 2033 | $618 | $2,333 | $8,813 |
| 2034 | $640 | $2,649 | $10,965 |
| 2035 | $666 | $3,007 | $13,568 |
| 2036 | $697 | $3,413 | $16,709 |
Method: 10,000 simulated price paths using FICO's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
People Also Watch
FICO Insider Trading Analysis
Bought
None
No open-market buys
Sold
$94.3M
21 Transactions
Insiders
14
Active Traders
Avg Transaction
$4.5M
Large trades
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| Jun 12, 2024 | DEAL RICHARD S
Officer
|
Sell | 13.6K | $18.7M |
| Aug 19, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $12.2M |
| Sep 30, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $12.1M |
| Sep 9, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 28.5K | $11.8M |
| May 13, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 5.4K | $11.6M |
| Nov 11, 2024 | REY DAVID A
Director
|
Sell | 4.7K | $10.9M |
| Feb 11, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 6.0K | $10.8M |
| Aug 3, 2020 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 24.3K | $10.8M |
| Jun 10, 2025 | LANSING WILLIAM J
Chief Executive Officer
|
Sell | 6.0K | $10.6M |
| May 24, 2024 | SCADINA MARK R
General Counsel
|
Sell | 7.7K | $10.6M |
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Frequently Asked Questions
Is FICO stock a buy right now?
FICO stock is currently trading at $960.67 and is rated as a Sell by our consensus score of 15. While Wall Street has a median price target of $1530, implying significant upside, heavy insider selling and oversold technicals present considerable near-term risks.
What is Fair Isaac Corp.'s price target for 2030?
Based on Monte Carlo simulations, Fair Isaac Corp.'s projected base case price for 2030 is $1595.21, with a downside projection of $584.21 and an upside projection of $4355.85. These are statistical outcomes, not guarantees.
What are the biggest risks facing FICO stock?
The most significant risks for FICO include heavy insider selling exceeding $94 million, significantly oversold technical indicators like an RSI at 27.6, and recent mixed earnings performance, including a notable miss in Q2 2026.
How does FICO's valuation compare to its sector peers?
Fair Isaac Corp. has a P/E ratio of 27.84, which is below the sector median of 34. This suggests FICO may be trading at a discount compared to other Technology companies.
What is the Wall Street consensus on FICO stock?
The Wall Street consensus for FICO is 'Buy', with a score of 71 out of 100, based on 21 analysts. The median price target is $1530, indicating a potential upside of 59.3% from the current price.
How has FICO performed in recent earnings reports?
FICO's recent earnings have been mixed. While it beat estimates in Q3 2026, it significantly missed in Q2 2026. This inconsistency raises concerns about predictable earnings performance.
What is the current technical outlook for FICO stock?
Technically, FICO is in a bearish trend, trading below its 50-day and 200-day moving averages ($1,154.02 and $1,293.06). The RSI is significantly oversold at 27.62, suggesting a potential for a short-term bounce, but the MACD indicates continued downward momentum.