ETF·NYSE
Schwab U.S. REIT ETF (SCHH)
- Net assets
- $10.56B
- Expense ratio
- 0.07%
- Yield
- 3.08%
- 52-week range
- $20.63 $25.03
The short version
Where SCHH stands today, in four lines, and what CleaRank Financial AI makes of it.
SCHH at a glance
Schwab U.S. REIT ETF (SCHH): Hold, 55/100 on CleaRank's AI score.
- Trend Down: the price is below both its 50- and 200-day moving averages ($23.10 and $22.93).
- Fund Expense ratio 0.07%, $10.6B in net assets, +5.3% total return over 1 year.
Figures as of October 16, 2026.
CleaRank Financial AI
The Schwab U.S. REIT ETF (SCHH) offers broad exposure to U.S. real estate investment trusts, tracking an index of equity REITs across various property types.
The fund's strategy focuses on large, established real estate operators, providing a diversified approach to income-producing property companies. SCHH's recent performance shows a notable decline over the past three months, with a -6.37% return, contrasting with its positive year-to-date return of 7.56%. The fund's assets under management stand at $10.56 billion, with a relatively low expense ratio of 0.07%.
Only on CleaRank
Figures we compute ourselves from SCHH's own price history. Tap one to see it in context.
Price and trading
The chart, today's range and how far the price has moved over each period.
Trend checks
1/4Price above its 50-day average ›
The price of $22.38 is 3.1% below the 50-day simple moving average of $23.10.Price above its 200-day average ›
The price is 2.4% below the 200-day simple moving average of $22.93.50-day average above the 200-day ›
The 50-day average ($23.10) is 0.7% above the 200-day average ($22.93), the arrangement of a rising longer-term trend.In the upper half of its 52-week range ›
The price sits at 40% of its 52-week range, between $20.63 and $25.03.
SCHH share price
Pick a period: each tab shows how far SCHH has moved over it, to the last close.
Today's trading
Where SCHH sits inside today's range and its 52-week range.
Fund facts and valuation
What the fund holds, what it costs and how it is valued.
Fund checks
4/5Expense ratio at or below 0.20% ›
The fund charges 0.07% a year, $7.00 on a $10,000 holding.Over $1B in net assets ›
Net assets total $10.6B.No sector above 35% of the fund ›
The largest sector, Realestate, makes up 100.0% of the fund.Pays a distribution ›
The distribution yield is 3.08%.Positive return over one year ›
The fund family reports a one-year total return of 5.27%.
SCHH Fund Facts
Schwab U.S. REIT ETF is an exchange-traded fund that provides broad exposure to U.S. real estate investment trusts through a single diversified portfolio. Its primary purpose is to track the performance of a REIT-focused index made up of equity REITs, giving investors access to income-producing property companies across sectors such as residential, industrial, healthcare, retail, data centers, and communications infrastructure.
Sector weights
Trailing total returns
| Period | SCHH |
|---|---|
| YTD | 7.56% |
| 1 month | -5.86% |
| 3 months | -6.37% |
| 1 year | 5.27% |
| 3 years | 10.84% |
| 5 years | 2.25% |
| 10 years | 3.24% |
As of Oct 16, 2026, SCHH has an expense ratio of 0.07%, $10.56B in net assets and a distribution yield of 3.08%.
Fund reference data as of Oct 16, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
Key statistics
The headline figures for SCHH.
What the numbers say
CleaRank Financial AI's reading of SCHH's holdings, performance and risks.
As an ETF focused on U.S. REITs, SCHH's fundamental health is tied to the broader real estate sector's performance and economic conditions.
The expense ratio is a competitive 0.07%, costing $7.00 per $10,000 invested. The net assets total $10.56 billion, indicating a substantial and liquid fund. The overview highlights the fund's role in providing diversified exposure to income-producing property companies, including residential, industrial, healthcare, and retail segments.
AI analysis and technicals
CleaRank's score and reasoning, the indicators behind it, and what the price moves with.
Momentum checks
1/3RSI not overbought or oversold ›
The 14-day RSI is 47.0, in neutral territory.RSI above 50 ›
An RSI of 47.0 is below the 50 midpoint, so sellers have had the upper hand over the last 14 days.MACD line above zero ›
The MACD line is negative, so the 12-day average is below the 26-day average.
CleaRank AI analysis of SCHH
The score, the reasoning behind it, and what could move the price next.
- Monitor the 50-day and 200-day simple moving averages for potential shifts in the short-to-medium term trend.
Technical indicators
Momentum and trend for SCHH, from its daily closes.
As of October 16, 2026, with SCHH at $22.38, its 14-day RSI is 47.0 (neutral territory), its 50-day simple moving average is $23.10 and its 200-day is $22.93.
Calculated by CleaRank on daily closes as of October 16, 2026: Wilder's 14-day RSI, 50- and 200-day simple moving averages, MACD line (12, 26).
What SCHH moves with
Correlation of daily returns over one year: +1 moves in step, 0 has no link, -1 moves the opposite way.
As of October 16, 2026, SCHH's 1-year correlation of daily returns is +0.46 with S&P 500 (SPY), +0.28 with Nasdaq 100 (QQQ), +0.13 with Bitcoin (BTC) and +0.15 with gold (XAU).
A trade plan, if you want one
Entry, stop and target levels from the moving averages and recent volatility. Educational, not advice.
SCHH trade plan
Entry, stop and target levels, sized to your account. Change the bias or the risk and every level updates.
Entry Strategies pick an entry style
Risk management
Profit targets (Based on Conservative Entry)
These levels come from SCHH's moving averages and recent volatility, not from a forecast. Educational levels, not financial advice; the full disclaimer is at the foot of the page.
Risk profile
How much SCHH tends to move, against the market and on its own.
The long record
SCHH's worst falls and recoveries, what $10,000 became, and which months have been kind to it.
Track record checks
3/4Average daily move under 2% ›
The price has moved 0.81% on an average day (30-day standard deviation of daily returns).Recovered from its worst fall ›
The worst fall was 39.2%, from February 2020 to March 2020, regained by June 2021.Most 1-year holds ended higher ›
62% of 1-year holding periods in the last 10 years ended with a gain.Beat the S&P 500 since the chart begins ›
$10,000 invested in October 2016 is now worth $14,528, against $42,525 in the S&P 500 (SPY).
SCHH Drawdowns & Recovery
As of October 16, 2026, SCHH's worst peak-to-trough fall over the last 10 years with dividends reinvested was -39.2% (February 2020 to March 2020); it regained that peak by June 2021, 15 months after the low, and 62% of 1-year holding periods ended with a gain.
From weekly closing values with dividends reinvested. A drawdown is the fall from the highest value reached so far to a later low.
Growth of $10,000
What $10,000 put into SCHH in October 2016 is worth now, against the same amount in the S&P 500.
Against the market: SCHH trailed the S&P 500 over this period: $14,528 against $42,525.
A $10,000 investment in SCHH in October 2016 would be worth about $14,528 today with dividends reinvested, compared with about $42,525 for the same investment in the S&P 500 benchmark (also with dividends reinvested).
Seasonal patterns
Which calendar months have been kind to SCHH, and which have not.
Strongest month, November: an average of +3.41%, up in 7 of 10 years.
Weakest month, March: an average of -3.69%, up in 4 of 10 years.
This month, October: has averaged -0.34%, up in 3 of 9 years. Past seasonality does not repeat on schedule.
Over the last 10 years, SCHH's strongest calendar month has been November (average +3.41%, up in 7 of 10 years) and its weakest March (average -3.69%, up in 4 of 10 years).
Average return for each calendar month over the last 10 years, from weekly closing prices with dividends included.
Long-term scenarios
Thousands of simulated paths from the price history. A range of outcomes, not a forecast.
Monte Carlo projection
Thousands of simulated paths for $10,000 in SCHH, from its own past volatility. The shaded area holds 80% of them.
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in SCHH today could grow to about $14,281 by 2036 in the base case, with a 90th-percentile outcome near $33,824 and a 10th-percentile outcome around $6,030. The simulation models price only; at today's 3.08% yield, dividends would add to these figures. Projections are statistical simulations, not guarantees.
SCHH 2030 Scenarios (Monte Carlo)
The same simulation in share prices, year by year.
CleaRank's simulation projects a price near $25.81 for SCHH by 2030 in the base case, from $22.38 today (1.2x over 4 years). The 10th-percentile path ends near $14.96. These are outcomes of a Monte Carlo simulation run on SCHH's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | 10th percentile | Base case | 90th percentile | range base today |
|---|---|---|---|---|
| 2027 | $17.66 | $23.19 | $30.46 | |
| 2028 | $16.34 | $24.03 | $35.34 | |
| 2029 | $15.53 | $24.91 | $39.94 | |
| 2030 | $14.96 | $25.81 | $44.52 | |
| 2031 | $14.54 | $26.75 | $49.21 |
Method: a lognormal simulation of SCHH's own volatility and capped historical trend, re-run daily; base case is the median path, the outer columns the 10th and 90th percentiles.
Questions people ask
Answered from the figures on this page, as of October 16, 2026.