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Head-to-head · ETF vs ETF
Vanguard Total Stock Market ETF vs Schwab U.S. Broad Market ETF
vs
VTI vs SCHB: the verdict
How VTI and SCHB compare today, and what CleaRank Financial AI makes of it.
The verdict
CleaRank Financial AI favours
SCHB
VTI
SCHB
68/100
AI score
72/100
+12.5%
1-year change
+11.9%
10.4%
Volatility (30d, yearly)
10.6%
47.0
RSI (14-day)
50.9
The verdict
Schwab U.S. Broad Market ETF (SCHB) comes out ahead on CleaRank's model, scoring 72/100 (Buy) against 68/100 (Buy) for Vanguard Total Stock Market ETF (VTI). The scores are close, and no single factor separates them by much.
Key difference
Size is where the two funds differ most. VTI runs $2.32T in net assets, while SCHB has $44.4B.
Outlook
VTI sits between its 50-day average at $377.82 and its 200-day at $358.48. SCHB sits between its 50-day average at $29.57 and its 200-day at $28.07.
Price, side by side
Both prices start at 0% on the first day of the period you pick, so the moves compare directly.
Rebased price
-2%-1%0%+1%-0.9%-1.1%
Oct '26
0%+2%+4%+2.9%+2.9%
Aug '26Sep '26Oct '26
0%+2%+4%+6%+8%+6.5%+6.5%
May '26Jun '26Jul '26Aug '26Sep '26Oct '26
-5%0%+5%+10%+15%+13%+13%
Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
-10%0%+10%+20%+30%+40%+36%+36%
Sep '24Feb '25Jul '25Dec '25May '26Oct '26
Over 1 year: VTI gained 12.5% and SCHB gained 12.6%, level on the period.
Key metrics
Size and recent performance for each.
Size and market performance
VTI
SCHB
$2.32T
Size (net assets / market cap)
$44.4B
2.7M
Volume (shares, last session)
9.7M
87%
Position in 52-week range
90%
-0.5%
Price against 50-day average
+0.1%
Reading
The expense ratio is 0.03% for both funds, so a $10,000 holding costs $3.00 a year in VTI and $3.00 in SCHB. The larger of the two is VTI, which holds $2.32T in net assets, while SCHB holds $44.4B.
Momentum and sentiment
The indicators behind each AI score, side by side.
Indicators side by side
VTI
SCHB
68/100
AI score
72/100
47.0
RSI (14-day)
50.9
-0.5%
Price against 50-day average
+0.1%
+4.7%
Price against 200-day average
+5.3%
Technicals
VTI is in a mixed trend, trading 0.55% below its 50-day average and 4.72% above its 200-day average. Its 14-day RSI is 42.1, in the neutral zone, with the MACD line negative. Its 14-day RSI is 47.3, in the neutral zone, with the MACD line negative. SCHB sits higher in its 52-week range, at 87% against 84% for VTI.
Sentiment
Over the past month VTI slipped 1.38%, but it climbed 2.25% across three months. SCHB also dropped 0.88% in the last month and gained 2.87% over three months.
Risk and practical tips
How much each moves, how much return each has paid for that risk, and what to watch if you hold either.
Risk measures
VTI
SCHB
10.4%
Volatility (30d, yearly)
10.6%
0.70
Sharpe ratio
0.71
Risk
They move about the same on an average day, 0.67% for VTI and 0.69% for SCHB. Their worst falls in the price history were 34.8% for VTI (February 2020 to March 2020) and 35.1% for SCHB.
ProTips
- For VTI, watch the 20-day EMA at $377.33 above the price and the 200-day SMA at $358.48 below it.
- For SCHB, watch the 20-day EMA at $29.53 above the price and the 200-day SMA at $28.07 below it.
VTI vs SCHB: long-term scenarios
Simulated paths from each price history. A range of outcomes, not a forecast.
Simulated growth of $10,000
$10K$20K$30K$40K$50K$48.9K$48.7K$23.2K$23.1K
202620282030203220342036
VTI
SCHB
$10,982
Downside, 2036 (10th)
$10,990
$23,130
Base case, 2036 (median)
$23,188
$48,715
Upside, 2036 (90th)
$48,928
In the median simulated path, $10,000 in VTI grows to about $23,100 and $10,000 in SCHB to about $23,200 by 2036. The paths come from each asset's own historical volatility and trend; they are statistical outcomes, not forecasts.
Trade plans for both
Entry, stop and target levels from each moving average and its volatility. Educational, not advice.
Actionable Trade Plans
Select Your Trade Bias
Risk Tolerance
Conservative
3%
Aggressive
Portfolio Value
$
✎
Position Size: $200 - $300 per asset
VTI
Current: $375.59
ENTRY ZONES
Conservative
$356.81
Aggressive
$375.59
RISK MANAGEMENT
STOP LOSS
$346.11
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5% from current
$394.37
+10% from current
$413.15
+15% from current
$431.93
SCHB
Current: $29.58
ENTRY ZONES
Conservative
$28.10
Aggressive
$29.58
RISK MANAGEMENT
STOP LOSS
$27.26
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5% from current
$31.06
+10% from current
$32.54
+15% from current
$34.02
Calculate Your Trade
Disclaimer
The content is for educational purposes only. The verdict weighs trend, valuation and risk together. Trading involves risk of loss. Note: The AI favored SCHB based on its price trend, on today's data.
VTI vs SCHB: questions people ask
Answered from the figures on this page.
Frequently Asked Questions
Which is better, VTI or SCHB?+
On CleaRank's model SCHB scores higher, 72/100 (Buy) against 68/100 (Buy) for VTI. This describes the data on this page and is not a personal recommendation.
Which has performed better over the past year, VTI or SCHB?+
Over the past year VTI has performed better, with its price up 12.69% while SCHB rose 12.55%.
Which is cheaper to own, VTI or SCHB?+
The expense ratio is 0.03% for both funds.
Which pays more income, VTI or SCHB?+
VTI pays the higher yield at 1.06%, compared with 1.05% for SCHB. Yield is the payout divided by the price, so it moves whenever either of those does.
Which is riskier, VTI or SCHB?+
They carry about the same risk on the measures we track. Average daily move: 0.67% for VTI, 0.69% for SCHB. Worst fall in the price history: 34.8% for VTI, 35.1% for SCHB.
Which has stronger momentum right now, VTI or SCHB?+
SCHB has the higher 14-day RSI, 47.3 (neutral) against 42.1 (neutral) for VTI. Both MACD lines are negative. Readings above 70 or below 30 mark stretched momentum.
Which fund is larger, VTI or SCHB?+
VTI is the bigger of the two, with $2.32T in net assets compared with $44.4B for SCHB.
How would $10,000 have grown in VTI or SCHB?+
Invested in October 2016, $10,000 would be worth $39,898 today in VTI and $39,764 in SCHB.
Which is closer to its 52-week high, VTI or SCHB?+
SCHB is closer: it trades 2.45% below its 52-week high of $30.15, against 3.14% below $385.12 for VTI.