Head-to-head · ETF vs ETF
State Street SPDR Dow Jones Industrial Average ETF Trust vs SPDR S&P 500 ETF Trust
ETF·NYSE
State Street SPDR Dow Jones Industrial Average ETF Trust DIA
$521.73
▼ 0.31%
65 / 100 AI score
vs
DIA vs SPY: the verdict
How DIA and SPY compare today, and what CleaRank Financial AI makes of it.
The verdict
CleaRank Financial AI favours
DIA
DIA
SPY
65/100
AI score
60/100
+10.1%
1-year change
+10.0%
21.0%
Volatility (30d, yearly)
22.2%
51.2
RSI (14-day)
44.6
The verdict
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) comes out ahead on CleaRank's model, scoring 65/100 (Buy) against 60/100 (Buy) for SPDR S&P 500 ETF Trust (SPY). The widest gap is momentum, where SPY is weaker: the MACD line is negative.
Outlook
DIA's uptrend holds while it stays above its 50-day average at $519.96 and its 200-day at $506.81. SPY sits between its 50-day average at $765.35 and its 200-day at $730.70.
Price, side by side
Both prices start at 0% on the first day of the period you pick, so the moves compare directly.
Rebased price
-6%-4%-2%0%+2%+4%+1.1%-3.7%
Nov '26
-4%-2%0%-2.7%-2.9%
Sep '26Oct '26Nov '26
0%+5%+4.8%+1.6%
Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
-5%0%+5%+10%+15%+10%+10%
Dec '25Feb '26Apr '26Jul '26Sep '26Nov '26
-10%0%+10%+20%+30%+40%+36%+27%
Oct '24Mar '25Aug '25Jan '26Jun '26Nov '26
Over 1 year: DIA gained 10.1% and SPY gained 10.0%, a gap of 0.1 points in DIA's favour.
Key metrics
Size and recent performance for each.
Size and market performance
DIA
SPY
$45.1B
Size (net assets / market cap)
$809.2B
3.1M
Volume (shares, last session)
40.6M
74%
Position in 52-week range
79%
+0.4%
Price against 50-day average
-2.0%
Reading
SPY costs less to hold. Its expense ratio is 0.095%, while DIA's is 0.16%. On a $10,000 holding, the yearly fee comes to $16.00 for DIA and $9.50 for SPY. SPY is also the bigger fund, with $809.2B in net assets compared with $45.1B for DIA.
Momentum and sentiment
The indicators behind each AI score, side by side.
Indicators side by side
DIA
SPY
65/100
AI score
60/100
51.2
RSI (14-day)
44.6
+0.4%
Price against 50-day average
-2.0%
+2.9%
Price against 200-day average
+2.6%
Technicals
DIA is in an uptrend, trading 0.38% above its 50-day average and 2.92% above its 200-day average. Its 14-day RSI is 51.2, in the neutral zone. SPY is in a mixed trend, trading 1.97% below its 50-day average and 2.59% above its 200-day average. Its 14-day RSI is 44.5, in the neutral zone, with the MACD line negative. SPY sits higher in its 52-week range, at 81% against 76% for DIA.
Sentiment
Over the past month DIA climbed 1.40%, but across three months it slipped 2.91%. SPY lost 3.32% in the last month and lost 2.63% over three months.
Risk and practical tips
How much each moves, how much return each has paid for that risk, and what to watch if you hold either.
Risk measures
DIA
SPY
21.0%
Volatility (30d, yearly)
22.2%
0.51
Sharpe ratio
0.66
Risk
They move about the same on a typical day, 1.11% for DIA and 1.16% for SPY. Their worst falls in the price history were 36.4% for DIA (February 2020 to March 2020) and 33.6% for SPY.
ProTips
- For DIA, watch the 52-week high at $546.75 above the price and the 20-day EMA at $520.20 below it.
- For SPY, watch the 20-day EMA at $758.98 above the price and the 200-day SMA at $730.70 below it.
- Costs compound: DIA charges $16.00 a year on $10,000 and SPY $9.50.
DIA vs SPY: long-term scenarios
Simulated paths from each price history. A range of outcomes, not a forecast.
Simulated growth of $10,000
$10K$20K$30K$40K$42.8K$39.5K$21.3K$20K
202620282030203220342035
DIA
SPY
$10,116
Downside, 2035 (10th)
$10,612
$19,986
Base case, 2035 (median)
$21,310
$39,487
Upside, 2035 (90th)
$42,793
In the median simulated path, $10,000 in DIA grows to about $20,000 and $10,000 in SPY grows to about $21,300 by 2035. The paths come from each asset's own volatility and capped historical trend; they are statistical outcomes, not forecasts.
DIA vs SPY: questions people ask
Answered from the figures on this page.
Frequently Asked Questions
Which is better, DIA or SPY?+
On CleaRank's model DIA scores higher, 65/100 (Buy) against 60/100 (Buy) for SPY. This describes the data on this page and is not a personal recommendation.
Which has performed better over the past year, DIA or SPY?+
Over the past year SPY's price climbed 12.18%, a better result than DIA's gain of 11.38%.
Which is cheaper to own, DIA or SPY?+
SPY is the cheaper fund to hold, with an expense ratio of 0.095% versus 0.16% for DIA.
Which pays more income, DIA or SPY?+
DIA pays the higher yield, at 1.39% against 0.99% for SPY. Yield is the payout divided by the price, so it moves whenever either of those does.
Which is riskier, DIA or SPY?+
They carry about the same risk on the measures we track. Average daily move: 1.11% for DIA, 1.16% for SPY. Worst fall in the price history: 36.4% for DIA, 33.6% for SPY.
Which has stronger momentum right now, DIA or SPY?+
Readings above 70 or below 30 point to stretched momentum.
Which fund is larger, DIA or SPY?+
SPY is the bigger fund by net assets, holding $809.2B against $45.1B for DIA.
How would $10,000 have grown in DIA or SPY?+
Invested in December 2016, $10,000 would be worth $32,927 today in DIA and $40,115 in SPY.
Which is closer to its 52-week high, DIA or SPY?+
SPY is nearer its highs: it sits 3.70% under its 52-week high of $781.62, while DIA sits 4.28% under $546.75.