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As of October 11, 2026, SPDR S&P Homebuilders ETF (XHB) trades at $94.77. RSI at 43 is in neutral territory, and the price is below its 50-day average of $102.02.
SPDR S&P Homebuilders ETF (XHB)
SPDR S&P Homebuilders ETF NYSE
$94.77
-0.9100 (-0.95%)
At close: Oct 9, 4:00 PM EDT
AI Analyst Consensus
55 / 100
The SPDR S&P Homebuilders ETF (XHB) offers targeted exposure to U.S. companies within the homebuilding and related housing industries, tracking the S&P Homebuilders Select Industry Index. This equal-weighted fund diversifies across home construction, building products, home improvement retail, and appliance segments. Recent fund flows and sector rotation signals suggest a cautious outlook for the housing market, impacting XHB's performance. The fund's strategy focuses on companies that support residential construction and consumer housing demand, making it a specialized vehicle for investors seeking exposure to the housing cycle. Its portfolio composition reflects the current dynamics of the residential real estate market, with significant weightings in Consumer Cyclical and Industrials sectors.
XHB Price Analysis
Market Metrics
Open
$95.69
Day Range
$94.51 to $96.02
Prev Close
$95.68
Volume
1.27M
52-Week Range
$93.57 to $123.13
XHB Fund Facts
SPDR S&P Homebuilders ETF is an exchange-traded fund that provides targeted exposure to U.S. companies involved in homebuilding and related housing industries. It seeks to track the S&P Homebuilders Select Industry Index, which includes businesses across home construction, building products, home improvement retail, household appliances, and related supply-chain segments.
Issuer
State Street Investment Management
Category
Consumer Cyclical
Inception
Jan 31, 2006
Expense ratio
0.35%
Net assets
$1.33B
NAV
$99.19
Distribution yield
0.77%
YTD return
0.33%
Turnover
31.00%
Sector weights
Realestate
1.5%
Industrials
37.9%
Consumer Cyclical
60.7%
Trailing returns vs category
| Period | XHB | Category |
|---|---|---|
| YTD | 0.33% | -1.29% |
| 1 month | -0.76% | 7.91% |
| 3 months | 0.41% | -1.59% |
| 1 year | -9.11% | 14.89% |
| 3 years | 8.19% | 13.04% |
| 5 years | 6.52% | 2.49% |
| 10 years | 11.99% | 10.82% |
Fund reference data as of Oct 11, 2026. Expense ratio and net assets are reported by the fund; returns are total returns and can differ from price change.
XHB Analysis
AI Technical Analysis
XHB is currently trading below its 20-day, 50-day, and 200-day simple moving averages, indicating a bearish trend. The 50-day SMA is at $102.02, and the 200-day SMA is at $105.91, both acting as resistance levels. The Relative Strength Index (RSI) is at 42.87, which is in neutral territory, suggesting a lack of strong buying or selling pressure at this moment. The Stochastic indicator is at 18.87, indicating oversold conditions, which could suggest a potential short-term bounce. However, the MACD is at -1.71, below its signal line, reinforcing the bearish momentum. The ETF's current price of $94.77 is significantly below these key moving averages, highlighting the prevailing downward trend.
ProTips
- Monitor interest rate changes closely, as they significantly impact the housing market and XHB's performance.
- Consider the fund's concentration in Consumer Cyclicals; diversify with other sector ETFs to mitigate risk.
- Evaluate the fund's trailing returns against its category to understand its relative performance over different time horizons.
Market Outlook
The outlook for the SPDR S&P Homebuilders ETF (XHB) is cautiously neutral to bearish in the short to medium term, given its current trading below key moving averages and neutral RSI. The housing sector is sensitive to macroeconomic factors like interest rates and inflation, which could continue to pressure home sales and construction. However, the long-term outlook remains positive, supported by historical performance and the fundamental need for housing. If interest rates stabilize or decline, and consumer confidence improves, XHB could see a recovery. The sector's long-term average return of 10.82% suggests potential for growth over extended periods.
Market Correlations
How this etf moves relative to other assets
Based on 1 year of daily price data. Correlations may vary over different time periods.
S&P 500 (SPY)
+0.57
Moderate correlation
Nasdaq 100 (QQQ)
+0.46
Moderate correlation
Bitcoin (BTC)
-0.01
Weak correlation
Gold (XAU)
+0.15
Weak correlation
Check Custom Correlation
How does any other asset move with XHB? One year of daily closes, Pearson correlation.
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Key Statistics
| Yield | 1.00% |
|---|---|
| Day High | $96.02 |
| Day Low | $94.51 |
| 52 Week High | 123.13 |
| 52 Week Low | 93.57 |
The SPDR S&P Homebuilders ETF (XHB) is heavily concentrated in the Consumer Cyclical sector, representing 60.65% of its holdings, with Industrials making up another 37.88%. This focus on the housing industry means the fund's performance is closely tied to the health of the U.S. residential construction market and consumer spending on homes. The sector's overall health is influenced by interest rates, employment figures, and housing affordability. With net assets of $1.33 billion and an expense ratio of 0.35%, XHB provides a cost-effective way to gain diversified exposure to this niche. The fund's equal-weighted structure aims to prevent over-reliance on a few large companies, distributing risk across its constituents. Recent trailing returns show underperformance against its category over the past year, though long-term returns remain positive.
Earnings & Growth Analysis
Its underlying holdings are sensitive to the earnings trends of companies within the homebuilding and related industries. Aggregate earnings for the homebuilding sector are influenced by factors such as material costs, labor availability, and consumer demand for new homes. Positive trends in these areas would generally support the earnings of XHB's constituents, while headwinds could pressure them. The fund's performance is a reflection of the collective financial health and growth prospects of its constituent companies. A strong housing market typically translates to strong revenue and profit growth for homebuilders and suppliers, which in turn can drive the ETF's price appreciation.
Key Risks
The primary risk for XHB is its high concentration in the Consumer Cyclical sector, making it vulnerable to downturns in the housing market. Factors such as rising interest rates, economic slowdowns, or decreased consumer confidence can significantly impact home sales and construction activity. Additionally, the fund's equal-weighting methodology means that individual company-specific risks can have a more pronounced effect compared to a market-cap-weighted index. Geopolitical events or significant shifts in government housing policy could also pose risks. Given the current technical indicators showing XHB below key moving averages, there is a risk of further price declines if the sector's headwinds persist.
Technical Indicators
| RSI (14) | 42.87 |
|---|---|
| MACD | -1.71 |
| SMA 50 | 102.02 |
| SMA 200 | 105.91 |
RSI
Neutral
SMA Cross
Bearish
Price vs SMA
Bearish
MACD
Bearish
Moving averages show a lagging Death Cross (50-day: $102.02, 200-day: $105.91), price is trading below the 50-day SMA.
XHB Trade Plans
Specific entry, exit, and risk management levels
Select Your Trade Bias
Risk Tolerance
Conservative
2%
Aggressive
Portfolio Value
$
Position Size: Enter portfolio size →
Entry Strategies pick an entry style
Conservative
$93.82
Slight discount to current
Wait for small dip
Aggressive
$94.77
At current price
Enter now if confident
Risk Management
STOP LOSS
$91.01
MAX LOSS
-3.0%
Volatility-Adjusted Stop Loss
Calculated based on RSI (42.9) and current market volatility
Profit Targets (Based on Conservative Entry)
TARGET 1
$96.64
+3% (Conservative)
+2.0% (Aggressive)
TARGET 2
$98.51
+5% (Conservative)
+4.0% (Aggressive)
TARGET 3
$101.33
+8% (Conservative)
+6.9% (Aggressive)
Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3
Calculate Your Trade
ETF Investment Disclaimer
This AI-generated analysis of XHB is for educational purposes only and does not constitute investment advice. ETFs are subject to market risk including possible loss of principal. Performance depends on the underlying index or assets tracked. Read the fund prospectus before investing. Past performance does not guarantee future results. Generated on October 11, 2026.Growth of $10,000
A $10,000 investment in XHB in October 2016 would be worth about $28,675 today, compared with about $36,479 for the same investment in the S&P 500 benchmark.
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Monte Carlo Projection (10yr)
CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in XHB today could grow to about $24,005 by 2036 in the base case, with a bull case near $74,031 and a bear case around $7,784. Projections are statistical simulations, not guarantees.
XHB ETF Price Prediction: 2030
CleaRank's simulation projects a price near $135 for XHB by 2030 in the base case, from $94.77 today (1.4x over 4 years). The downside path ends near $65.99. These are outcomes of a Monte Carlo simulation run on XHB's historical return distribution, not price targets, and they assume no dividends are reinvested.
| Year | Downside (10th pct) | Base case | Upside (90th pct) |
|---|---|---|---|
| 2027 | $72.45 | $103 | $148 |
| 2028 | $68.23 | $113 | $187 |
| 2029 | $66.51 | $123 | $228 |
| 2030 | $65.99 | $135 | $274 |
| 2031 | $66.22 | $147 | $326 |
| 2032 | $66.99 | $160 | $383 |
| 2033 | $68.18 | $175 | $449 |
| 2034 | $69.73 | $191 | $523 |
| 2035 | $71.60 | $208 | $607 |
| 2036 | $73.77 | $227 | $702 |
Method: 10,000 simulated price paths using XHB's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice.
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Frequently Asked Questions
What is the expense ratio for the SPDR S&P Homebuilders ETF (XHB)?
The SPDR S&P Homebuilders ETF (XHB) has an expense ratio of 0.35%, which translates to a cost of $35.00 per $10,000 invested annually.
What sectors does the SPDR S&P Homebuilders ETF (XHB) hold?
XHB is primarily concentrated in the Consumer Cyclical sector, holding 60.65% of its assets, followed by the Industrials sector at 37.88%, and a small allocation to Real Estate at 1.47%.
How has the SPDR S&P Homebuilders ETF (XHB) performed against its category?
In the past year, XHB returned -9.11% compared to its category's return of 14.89%. However, over the 10-year period, XHB has outperformed its category with a return of 11.99% versus 10.82%.
What is the price prediction for XHB ETF in 2030?
Based on Monte Carlo simulations, the projected price for XHB in 2030 is $134.52 as a base case. The downside projection is $65.99, and the upside projection is $274.24. These figures represent statistical simulation outcomes, not price targets or guarantees.
What is the current technical outlook for the SPDR S&P Homebuilders ETF (XHB)?
XHB is currently trading below its 50-day and 200-day moving averages ($102.02 and $105.91), with a neutral RSI at 42.9, indicating a bearish trend and lack of strong momentum.
What are the main risks associated with investing in the SPDR S&P Homebuilders ETF (XHB)?
The primary risks include high concentration in the Consumer Cyclical sector, vulnerability to housing market downturns, and sensitivity to interest rate changes. The equal-weighting also means individual stock performance can significantly impact the fund.
How does the SPDR S&P Homebuilders ETF (XHB) generate returns?
XHB generates returns by tracking the performance of the S&P Homebuilders Select Industry Index, which comprises companies involved in home construction, building products, and home improvement retail. Its returns are derived from the price appreciation of these underlying equities and any dividends distributed.