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Head-to-head · ETF vs ETF
Schwab U.S. Dividend Equity ETF vs Vanguard S&P 500 ETF
vs
SCHD vs VOO: the verdict
How SCHD and VOO compare today, and what CleaRank Financial AI makes of it.
The verdict
CleaRank Financial AI favours
SCHD
SCHD
VOO
91/100
AI score
66/100
+34.1%
1-year change
+11.1%
12.9%
Volatility (30d, yearly)
11.6%
73.9
RSI (14-day)
40.3
The verdict
Schwab U.S. Dividend Equity ETF (SCHD) comes out ahead on CleaRank's model, scoring 91/100 (Strong Buy) against 66/100 (Buy) for Vanguard S&P 500 ETF (VOO). The widest gap is momentum: for SCHD, the 14-day RSI of 73.9 is in the overbought zone and the MACD line is positive.
Key difference
SCHD also comes out ahead on one-year performance, with the price up 34.11% over the past year.
Outlook
SCHD's uptrend holds while it stays above its 50-day average at $34.13 and its 200-day at $32.35. VOO's uptrend holds while it stays above its 50-day average at $705.82 and its 200-day at $669.90.
Price, side by side
Both prices start at 0% on the first day of the period you pick, so the moves compare directly.
Rebased price
0%+5%+10%+10%-0.9%
Oct '26
-2%0%+2%+4%+6%+6.9%+1.2%
Aug '26Sep '26Oct '26
0%+5%+10%+12%+4.9%
Jun '26Jul '26Aug '26Sep '26Oct '26
-10%0%+10%+20%+30%+34%+11%
Nov '25Jan '26Mar '26Jun '26Aug '26Oct '26
-10%0%+10%+20%+30%+40%+36%+30%
Sep '24Feb '25Jul '25Dec '25May '26Oct '26
Over 1 year: SCHD gained 34.1% and VOO gained 11.1%, a gap of 23.0 points in SCHD's favour.
Key metrics
Size and recent performance for each.
Size and market performance
SCHD
VOO
$107.9B
Size (net assets / market cap)
$1.74T
27.7M
Volume (shares, last session)
10.0M
97%
Position in 52-week range
83%
+4.8%
Price against 50-day average
-1.5%
Reading
VOO is the less expensive fund to own. Its expense ratio is 0.03%, while SCHD's is 0.06%. Put $10,000 into each and you pay $6.00 a year on SCHD and $3.00 on VOO. VOO is also the bigger fund, holding $1.74T in net assets compared with $107.9B for SCHD.
Momentum and sentiment
The indicators behind each AI score, side by side.
Indicators side by side
SCHD
VOO
91/100
AI score
66/100
73.9
RSI (14-day)
40.3
+4.8%
Price against 50-day average
-1.5%
+10.6%
Price against 200-day average
+3.7%
Technicals
SCHD is in an uptrend, trading 4.82% above its 50-day average and 10.60% above its 200-day average. Its 14-day RSI is 73.9, in the overbought zone, with the MACD line positive. VOO is in a mixed trend, trading 1.54% below its 50-day average and 3.67% above its 200-day average. Its 14-day RSI is 40.3, in the neutral zone. SCHD sits higher in its 52-week range, at 97% against 92% for VOO.
Sentiment
Over the past month SCHD climbed 9.99%, and over three months it gained 6.90%. In the same stretches VOO advanced 0.69% over the month and 3.74% over three months.
Risk and practical tips
How much each moves, how much return each has paid for that risk, and what to watch if you hold either.
Risk measures
SCHD
VOO
12.9%
Volatility (30d, yearly)
11.6%
0.62
Sharpe ratio
0.69
Risk
SCHD moves more on an average day, 0.80% against 0.65% for VOO. Their worst falls in the price history were 27.5% for SCHD (January 2020 to March 2020) and 28.6% for VOO (February 2020 to March 2020). SCHD moves more on an average day; on the other measures we track the two are close.
ProTips
- For SCHD, watch the 52-week high at $36.10 above the price and the 20-day EMA at $34.58 below it.
- For VOO, watch the 52-week high at $718.47 above the price and the 50-day SMA at $705.82 below it.
- Costs compound: SCHD charges $6.00 a year on $10,000 and VOO $3.00.
SCHD vs VOO: long-term scenarios
Simulated paths from each price history. A range of outcomes, not a forecast.
Simulated growth of $10,000
$10K$20K$30K$40K$50K$48.6K$41.7K$23.4K$21K
202620282030203220342036
SCHD
VOO
$10,579
Downside, 2036 (10th)
$11,230
$21,010
Base case, 2036 (median)
$23,356
$41,729
Upside, 2036 (90th)
$48,573
In the median simulated path, $10,000 in SCHD grows to about $21,000 and $10,000 in VOO to about $23,400 by 2036. The paths come from each asset's own historical volatility and trend; they are statistical outcomes, not forecasts.
Trade plans for both
Entry, stop and target levels from each moving average and its volatility. Educational, not advice.
Actionable Trade Plans
Select Your Trade Bias
Risk Tolerance
Conservative
3%
Aggressive
Portfolio Value
$
✎
Position Size: $200 - $300 per asset
SCHD
Current: $35.78
ENTRY ZONES
Conservative
$33.99
Aggressive
$35.78
RISK MANAGEMENT
STOP LOSS
$32.97
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5% from current
$37.57
+10% from current
$39.36
+15% from current
$41.15
VOO
Current: $694.81
ENTRY ZONES
Conservative
$660.07
Aggressive
$694.81
RISK MANAGEMENT
STOP LOSS
$640.27
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5% from current
$729.55
+10% from current
$764.29
+15% from current
$799.03
Calculate Your Trade
Disclaimer
The content is for educational purposes only. The verdict weighs trend, valuation and risk together. Trading involves risk of loss. Note: The AI favored SCHD based on price momentum, on today's data.
SCHD vs VOO: questions people ask
Answered from the figures on this page.
Frequently Asked Questions
Which is better, SCHD or VOO?+
On CleaRank's model SCHD scores higher, 91/100 (Strong Buy) against 66/100 (Buy) for VOO. This describes the data on this page and is not a personal recommendation.
Which has performed better over the past year, SCHD or VOO?+
SCHD has done better: its price rose 34.11% over the past year, while VOO rose 11.93%.
Which is cheaper to own, SCHD or VOO?+
Cost favours VOO, which has an expense ratio of 0.03% compared with 0.06% for SCHD.
Which pays more income, SCHD or VOO?+
SCHD pays the higher yield, 3.24% compared with 1.06% for VOO. Yield is the payout divided by the price, so it moves whenever either of those moves.
Which is riskier, SCHD or VOO?+
SCHD moves more on an average day; on the other measures we track the two are close. Average daily move: 0.80% for SCHD, 0.65% for VOO. Worst fall in the price history: 27.5% for SCHD, 28.6% for VOO.
Which has stronger momentum right now, SCHD or VOO?+
SCHD's 14-day RSI is the higher of the two, at 73.9, which is overbought, against 50.6 for VOO, which is neutral. Readings above 70 or below 30 point to stretched momentum.
Which fund is larger, SCHD or VOO?+
VOO is the larger fund: it holds $1.74T in net assets against $107.9B for SCHD.
How would $10,000 have grown in SCHD or VOO?+
Invested in October 2016, $10,000 would be worth $35,593 today in SCHD and $42,652 in VOO.
Which is closer to its 52-week high, SCHD or VOO?+
SCHD is closer: it trades 0.88% below its 52-week high of $36.10, against 1.55% below $718.47 for VOO.