Jump to any asset
849 assets, updated daily
Schwab U.S. Dividend Equity ETF vs Vanguard Dividend Appreciation ETF
VS
Comparative Analysis
SCHD wins this head-to-head comparison due to its superior income generation and more attractive valuation, despite VIG showing stronger recent momentum. SCHD offers a significantly higher dividend yield (3.18%) compared to VIG (1.51%), making it the preferred choice for income-focused investors. While VIG has outperformed SCHD over the past year and year-to-date, SCHD's lower expense ratio and stronger long-term returns suggest a more efficient and effective investment vehicle. The technical indicators for SCHD, while currently showing weakness, present a potential buying opportunity for value-oriented investors seeking income. SCHD's strength lies in its dividend focus, providing a more substantial income stream. VIG, while offering growth potential, lags significantly in dividend yield. The choice between them hinges on an investor's primary objective: income generation favors SCHD, while a blend of growth and income with a slight edge in momentum might lean towards VIG, though its current technicals are also weak.
Key Differentiator
The most significant differentiator between SCHD and VIG is their income generation capability, with SCHD offering a dividend yield more than double that of VIG. This makes SCHD the clear choice for investors prioritizing current income from their investments. While VIG has shown periods of stronger growth, SCHD's higher yield and competitive long-term returns, coupled with its current oversold technicals, present a compelling case for income-focused investors seeking value.
Joint Outlook
The outlook for SCHD is positive for income-focused investors, especially if its current oversold technical conditions reverse. Its strong dividend yield and competitive long-term returns suggest it will continue to be a reliable income generator. VIG's outlook is more balanced between growth and income. If technology and healthcare sectors continue to perform well, VIG could see stronger capital appreciation. However, its lower yield makes it less attractive for pure income investors. Both ETFs are subject to broader market trends and interest rate movements.
Price Analysis Comparison
Asset Metrics
| Metric | SCHD | VIG |
|---|---|---|
| 52 Week Range | $26.32 - $35.31 | $210.01 - $247.45 |
| Prev. Close | $33.10 | $235.97 |
| 24h Volume | 23.75M | 990.10K |
SCHD presents a more compelling valuation, primarily driven by its significantly higher dividend yield of 3.18% compared to VIG's 1.51%. This higher yield translates to a more attractive income stream for investors. SCHD's expense ratio of 0.0006 is slightly higher than VIG's 0.0004, but the cost per $10,000 invested is $6.00 for SCHD versus $4.00 for VIG, a difference that is minimal in the context of the yield differential. The dividend yield serves as a key income-focused valuation metric. SCHD's current price of $33.21 is closer to its 52-week low of $26.32 than VIG's price of $237.58 is to its 52-week low of $210.01. This suggests SCHD may offer more upside potential from its current trading range.
Market Performance
| Metric | SCHD | VIG |
|---|---|---|
| Volatility (30D) | 13.06% | 9.32% |
| 24h Range | $33.01 - $33.27 | $235.95 - $237.93 |
| Market Strength (RSI) | 20.9 | 63.5 |
| Trend (SMA 50) | Bearish | Bearish |
Both assets exhibit similar volatility levels (~11%). Market momentum is currently Bearish for both.
Technical Indicators
| Indicator | SCHD | VIG |
|---|---|---|
| RSI (14) | 20.88 | 63.50 |
| 50-Day MA | $34.06 | $240.98 |
| 200-Day MA | $31.59 | $230.23 |
SCHD is currently exhibiting significant technical weakness, with its RSI (63.50) and CCI at -137.87, both indicating oversold conditions. Its price is below its 20-day, 50-day, and 200-day moving averages, suggesting a strong downtrend. VIG also shows technical weakness, though less severe, with an RSI (63.50) and CCI of -48.89. Its price is trading below its 20-day and 50-day moving averages but remains above its 200-day moving average. Both ETFs have negative MACD values, signaling bearish momentum, but SCHD's MACD is closer to its signal line, potentially indicating a near-term stabilization.
AI Analyst Sentiment
Technical rating: based on current price action versus moving averages and momentum. This measures short-term chart trend, not analyst opinion or company fundamentals.
SCHD
Technical Score: 75/100
VIG
Technical Score: 55/100
Sentiment for both SCHD and VIG is neutral to negative based on their current technical indicators. Neither ETF has analyst ratings or median target prices available, preventing a direct comparison of analyst sentiment. SCHD's oversold technicals (RSI 20.88, CCI -137.87) suggest that market participants have recently been negative on the ETF, potentially creating a contrarian buying opportunity. VIG's less extreme technical readings (RSI 36.58, CCI -48.89) indicate a softer negative sentiment, but it is also trading below key short-term moving averages.
Risk Stratification
| Metric | SCHD | VIG |
|---|---|---|
| Sharpe Ratio | 0.41 | 0.53 |
The primary risk for SCHD is its concentration in certain sectors, with Energy (15.41%) and Healthcare (21.48%) being the largest allocations. A downturn in these sectors could disproportionately impact SCHD's performance. Also, its current technical weakness, with oversold indicators, suggests potential for further downside in the short term. VIG's main risk lies in its lower dividend yield, which may not meet the income needs of investors seeking substantial cash flow. Its performance is also tied to its underlying holdings, with Technology (25.97%) and Healthcare (17.85%) being significant sector weights. While VIG's technicals are not as oversold as SCHD's, it is also trading below its short-term moving averages, indicating potential for continued price weakness.
Comparative ProTips
- For income-focused investors, SCHD's significantly higher dividend yield makes it the preferred choice over VIG.
- Consider SCHD's current oversold technicals as a potential entry point for value investors seeking income, provided the underlying sector risks are acceptable.
- While VIG has a lower expense ratio, the difference in cost is minimal compared to the substantial yield advantage offered by SCHD.
Monte Carlo Projection (10yr)
Actionable Trade Plans
Compare entry, exit, and risk management levels for both assets
Select Your Trade Bias
Risk Tolerance
Conservative
3%
Aggressive
Portfolio Value
$
✎
Position Size: $200 - $300 per asset
SCHD
Current: $33.21
ENTRY ZONES
Conservative
$31.55
Aggressive
$33.21
RISK MANAGEMENT
STOP LOSS
$30.60
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5%
$33.13
+10%
$34.70
+15%
$36.28
VIG
Current: $237.58
ENTRY ZONES
Conservative
$225.70
Aggressive
$237.58
RISK MANAGEMENT
STOP LOSS
$218.93
MAX LOSS
-3%
Volatility-Adjusted Stop Loss
Calculated based on volatility and technical support levels.
Profit Targets (Based on Conservative)
+5%
$236.99
+10%
$248.27
+15%
$259.56
Calculate Your Trade
Disclaimer
This comparison involves assets with varying risk profiles. The content is for educational purposes only. Identifying the stronger asset is based on relative strength (RS) and technical convergence. Past correlation does not guarantee future lockstep movement. Trading involves risk of loss. Note: The AI favored SCHD based on income/dividend profile. This is valid for the specified timeframe only.
Frequently Asked Questions
Which ETF offers a better dividend yield, SCHD or VIG?+
SCHD offers a significantly higher dividend yield of 3.18% compared to VIG's 1.51%. This makes SCHD the superior choice for investors prioritizing income generation.
What are the key risks associated with SCHD and VIG?+
SCHD's risks include sector concentration in Energy and Healthcare and current oversold technicals. VIG's risks include a lower dividend yield and potential underperformance if its growth-oriented holdings falter, alongside its own technical weakness.
How do SCHD and VIG compare in terms of expense ratios?+
VIG has a lower expense ratio of 0.0004 ($4.00 per $10,000 invested) compared to SCHD's 0.0006 ($6.00 per $10,000 invested), making VIG slightly more cost-efficient.
Which ETF has shown better long-term performance?+
Over the 10-year period, SCHD has slightly outperformed VIG with a return of 13.17% versus VIG's 13.13%. However, VIG has a slight edge in the 5-year returns (10.32% vs 10.01%).
What are the sector exposures of SCHD and VIG?+
SCHD is heavily weighted in Healthcare (21.48%) and Energy (15.41%). VIG has larger allocations to Technology (25.97%) and Healthcare (17.85%).
Are there any advantages to VIG's lower dividend yield?+
A lower dividend yield for VIG may indicate a greater reinvestment of earnings back into its underlying companies for growth, potentially leading to higher capital appreciation over the long term, though this is not guaranteed.
Which ETF is better for a growth-oriented investor?+
While both are ETFs, VIG's sector focus on technology and its historical performance in certain periods might appeal more to a growth-oriented investor, though SCHD's long-term returns are competitive.