Audacity Capital Review 2026

Why Trade with Audacity Capital

Audacity Capital’s biggest asset is survival. Founded in 2012, it has weathered Brexit, the pandemic, and the 2024 prop-firm shakeout without a rule-change scandal, which is rare in a sector where most firms fold within a few years. It offers flexible conditions, weekend and overnight holding, expert advisors, and copy trading between your own accounts, and refunds the Ability Challenge and Ability One fee with your first payout.

The account range is varied. The two-step Ability Challenge, one-step Ability One, and an instant Funded Trader Program cover different styles, entry starts as low as $49, and a scaling plan doubles the account each time you hit a 10% target, on a ladder from $5K up to $2.56 million. Disciplined traders who follow the rules do get paid, with multiple verified payout histories.

The cautions are significant and we do not gloss over them. The firm’s public review profile is currently suppressed for a guidelines breach, a cluster of traders report payouts denied after posting profits, the Funded Trader Program’s daily drawdown trails equity, and it has restructured to an offshore licence from the Union of Comoros. Larger withdrawals can be slow. Rules must be followed to the letter here. Set your exits with the CLEAR Stop Loss Calculator before funding an account.

Pros

One of the oldest prop firms still operating.Since 2012

Weekend and overnight holding, EAs, and copy trading.Flexible conditions

The challenge fee is refunded on your first payout.Refundable fee

Challenges start as low as $49.Low entry

Accounts double each time you hit the 10% target.Scaling plan

Multiple verified payout histories for disciplined traders.Pays rule-followers

Cons

Its public review rating is flagged for a guidelines breach.Review profile suppressed

A cluster of traders report denials after posting profits.Payout-denial reports

The FTP daily drawdown trails equity; the Ability routes use static limits.FTP trailing drawdown

Reputation: Veteran, but Contested

CLEAR™ Score 3.2/5

Audacity Capital earns a below-average reputation score, and we weight the concerns openly. In its favor is genuine longevity since 2012 and a London office, with no rule-change scandal through multiple crises. Against it, its public review profile is currently suppressed for a guidelines breach, a real cluster of traders report payouts denied after posting profits, and its trading entity now holds an offshore licence from the Union of Comoros, so headline claims should be read with caution. Set your exits with the CLEAR Stop Loss Calculator before funding an account.

Additional Website Audit

What We Liked

• Real longevity. Operating since 2012, a rare survivor.
• No rule-change scandal. Weathered multiple crises without one.
• UK presence. An office at Cabot Square, London.

What We Did Not Like

• Profile suppressed. Its public review rating is flagged for a guidelines breach.
• Payout-denial cluster. Traders report denials after posting profits.
• Offshore licence. AudaCity Global LTD is licensed in the Union of Comoros (L15850/WL).

Account Types and Fees: Three Routes

CLEAR™ Score 3.9/5

Audacity Capital runs three routes: the two-step Ability Challenge, the one-step Ability One, and an instant Funded Trader Program. The Ability Challenge starts at $49 for a $5K account and goes up to $200K, the Ability One starts from $69 and the FTP from $199. Fees are one-time. Ability Challenge and Ability One fees are refunded with the first payout, provided it exceeds the fee and the account is compliant, while FTP fees are non-refundable. The split goes up to 90% on the Ability routes and up to 80% on the FTP. Minimum trading days are 4 per phase on the Ability Challenge, 3 on Ability One and 5 on the FTP. The program FAQ says there is no consistency rule, but the Terms and Conditions still contain a consistency clause, so confirm the current terms.

What We Liked

• Three routes. Challenge, one-step, and instant funding.
• Low entry. Challenges from $49.
• Refundable fee. Returned on the first payout (Ability routes only).

What We Did Not Like

• Rule ambiguity. The FAQ says no consistency rule, but the Terms keep a consistency clause.
• Tight Ability One. A 3% daily and 6% max loss are strict.

Trading Conditions: Flexible, With a Catch

CLEAR™ Score 3.8/5

Audacity Capital offers forex plus indices, gold and commodities, and crypto, depending on the program, with 1:100 leverage on the Ability Challenge and Ability One and 1:30 on the FTP. Weekend and overnight holding are allowed, expert advisors are permitted, and copy trading is allowed only between your own accounts. News trading is allowed on all routes, but you cannot open, close or add to positions within 3 minutes of a high-impact release (older FTP terms still say major events must be avoided from 30 minutes before). Each trade must stay open for at least two minutes. The Ability routes use static daily and maximum loss limits, but the FTP’s 5% daily drawdown trails equity, a common source of unexpected-breach complaints.

What We Liked

• Weekend and overnight. Positions can be held across sessions.
• EAs and copiers. Automation and copying between your own accounts permitted.
• News allowed. News trading allowed outside a 3-minute window.

What We Did Not Like

• FTP trailing drawdown. The FTP daily limit trails equity and trips unexpected breaches.
• Post-hoc bans. Some report bans for copy or coordinated trading.

Platforms: MT5 and DXtrade

CLEAR™ Score 3.9/5

Audacity Capital runs MetaTrader 5 and DXtrade, including an MT5 web terminal, covering expert advisors and modern web trading. There is no MetaTrader 4 or cTrader. US residents can access the firm only through DXtrade where permitted, with the usual sanctioned regions excluded.

What We Liked

• MT5 with EAs. MetaTrader 5 including a web terminal.
• DXtrade option. A modern web platform alongside MT5.
• US route. DXtrade access for US residents where permitted.

What We Did Not Like

• No MT4 or cTrader. The lineup is limited to MT5 and DXtrade.

Payout Process: Pays, but Slowly and Contested

CLEAR™ Score 3.5/5

Payouts are the central concern. The firm runs a bi-weekly cycle, with the first payout available 14 days after your first live trade, and refunds the Ability fee on the first payout, and disciplined rule-followers do get paid. However, the same-day claim refers to payouts reaching your dashboard wallet, and users report three to five business days in practice, larger and crypto withdrawals can be slower, and a real cluster of traders report denials after posting profits, which is the main reason for the moderated score.

What We Liked

• Pays rule-followers. Disciplined traders show verified payout histories.
• Bi-weekly cycle. First payout 14 days after your first live trade.
• Fee refunded. The challenge fee returns on the first payout.

What We Did Not Like

• Slow in practice. Payouts often take three to five working days.
• Denial reports. A cluster of denials after profits are posted.

Customer Support: A Weak Point

CLEAR™ Score 3.4/5

Support is a weaker area. Channels include email, a phone line listed in the Terms, and the community, and the homepage claims 24/7 technical support, but users report slow and sometimes opaque responses, occasionally up to a full day, and difficulty escalating payout disputes. The longevity of the firm means the basics are covered, but responsiveness lags the better-run rivals. Coverage is English-primary.

What We Liked

• Established basics. A long-running support operation.
• Community presence. An active community for peer help.
• Multiple channels. Email, a phone line and the community.

What We Did Not Like

• Slow responses. Users report waits of up to a full day.
• Dispute escalation. Payout disputes are hard to resolve.

Audacity Capital FAQ

What is Audacity Capital?

Audacity Capital is a proprietary trading firm operating since 2012, one of the oldest still active, with a London office and a trading entity licensed in the Union of Comoros. It offers challenge and instant-funding routes with weekend holding, a refundable fee, and a scaling plan.

Is Audacity Capital legit?

It is a long-operating firm that does pay disciplined rule-followers, with verified payout histories. However, its public review profile is currently suppressed for a guidelines breach, and a cluster of traders report payout denials after posting profits, so careful rule compliance is essential.

How old is Audacity Capital?

Audacity Capital was founded in 2012, making it one of the oldest retail-facing prop firms still operating in 2026.

What is the profit split?

Audacity Capital advertises up to a 90% split on the Ability routes and up to 80% on the FTP, though the starting split is lower and scales up, so the headline figure is the post-scaling maximum rather than the day-one rate.

Why is the reputation score moderated?

Because its public review profile is currently suppressed for a guidelines breach, a real cluster of traders report payouts denied after posting profits, the FTP’s trailing daily drawdown causes unexpected breaches, and it has restructured to an offshore licence from the Union of Comoros.

Does Audacity Capital refund the fee?

Yes, on the Ability Challenge and Ability One. The fee is refunded with the first payout, provided the payout exceeds the fee and the account remains compliant. FTP (instant funding) fees are non-refundable.

How fast are payouts?

The firm runs a bi-weekly cycle and says approved payouts reach your dashboard wallet the same day, but in practice payouts often take three to five working days, and larger or crypto withdrawals can be slower.

Does it allow weekend holding and EAs?

Yes. Weekend and overnight holding are allowed, expert advisors are permitted, and copy trading is allowed only between your own accounts, though some traders report bans for copy or coordinated trading.

What platforms does it support?

Audacity Capital runs MetaTrader 5 and DXtrade, with US residents limited to DXtrade where permitted. There is no MT4 or cTrader.

How much can I scale to?

Ability Challenge accounts go up to $200,000 and Instant Funded accounts up to $50,000. The scaling plan doubles the account each time you hit the 10% target, on a ladder from $5K to $2.56 million.

Disclaimer: This review reflects CleaRank’s independent CLEAR assessment and is not financial advice. Prop-firm rules, fees, and payout terms can change; always verify the current terms on the firm’s own site before purchasing a challenge or funded account.