Reviewed by Michelle Sofia
Michelle Sofia
Market Analyst
As a financial journalist and a SEO specialist my passion for making education in finance accessible runs deep. My work combines hands-on market trend analysis with straightforward writing to create content that’s both informative and easy to understand for the average reader. At CleaRank, we’ve built our reputation on a simple idea: transparent broker comparisons shouldn’t be reserved for experts because everyone deserves clear and transparent information, especially when it comes to choosing a broker. Day to day, I focus on refining our educational materials to maximize their visibility and usefulness across trading communities. using our CLEAR™ Methodology The CLEAR™ Score (Credibility, Leverage, Execution, Accessibility, Regulation) is our proprietary ranking system. The CLEAR™ Score provides you with the most accurate and transparent broker ranking after evaluating all the key factors that are crucial for trading success. .
Last fact check on June 19, 2026 by
Michelle Sofia Michelle Sofia
Market Analyst • Editorial Review
Michelle is the financial content architect and SEO market analyst at CleaRank, and the final editorial reviewer on every CleaRank publication. With a background in financial journalism and fintech reporting, she fact-checks each broker investigation for accuracy before it goes live.
FXIFY Review 2026
FXIFY launched in 2023 and quickly became one of the fastest-growing names in proprietary trading, marketing itself as a broker-backed firm through its partnership with the multi-asset broker FXPIG. The draw is breadth and flexibility: six funding routes from instant to one, two, and three-phase challenges, all wrapped in trader-friendly rules with no consistency requirement, a profit split that climbs to 90%, and scaling toward $2 million. With more than $40 million reportedly paid out and a presence claimed across 200 countries, FXIFY positions itself as a payout-focused option for serious traders. Let us break it down using our CLEAR framework.
CLEAR™ Certified Prop Firm
CLEAR™ CERTIFIED PROP FIRM: 4.5/5
- Broker-backed model through liquidity partner FXPIG
- More than $40 million reportedly paid to traders
- Six funding routes
- No consistency rule on any program
- Profit split up to 90% with the performance add-on
- On-demand payouts processed in about 24 hours
Customer Support4.2
Account Types and Fees4.6
Trading Conditions4.4
Reputation4.4
Platforms4.6
Payout Process4.6
Customer Support4.2
Account Types and Fees4.6
Trading Conditions4.4
Reputation4.4
Platforms4.6
Payout Process4.6
Why Trade with FXIFY
FXIFY’s pitch is flexibility. Where most firms lock you into one template, FXIFY lets you choose from instant funding, a fast Lightning route, or one, two, and three-phase challenges, each available with a static or trailing drawdown. None of them carry a consistency rule, which is rare and genuinely useful for traders who win big on a single day.
Payout economics are competitive. The challenge fee is refunded on your first payout on the evaluation routes, the split reaches 90% with the performance add-on, and withdrawals are on-demand, often clearing in about 24 hours with a low $50 minimum. The broker-backed structure via FXPIG adds an execution story most pure prop firms cannot tell.
The caveats are real and we weight them. FXIFY is unregulated, the headline 90% split and some perks are paid add-ons rather than defaults, and the Lightning and Instant routes tighten drawdown, block news trading, and are not fee-refundable. For traders who value choice and fast payouts, though, FXIFY is a strong, modern pick.
Pros
Execution and liquidity run through the established multi-asset broker FXPIG.Broker-backed model
None of the six programs penalize a single strong trading day.No consistency rule
Withdrawals are processed in roughly 24 hours with a $50 minimum.Fast on-demand payouts
Instant, Lightning, and one, two, and three-phase challenges fit every style.Six funding routes
The challenge fee is returned with your first payout on the eval routes.Refundable evaluation fees
Accounts run from $5K to $400K direct and scale toward $2 million.Strong scaling
Cons
FXIFY is not a regulated broker, standard for the prop model.Unregulated
The 90% split and some perks require paid add-ons at checkout.Add-on dependency
Lightning and Instant tighten drawdown, block news, and are non-refundable.Fast-route restrictions
Execution and liquidity run through the established multi-asset broker FXPIG.Broker-backed model
None of the six programs penalize a single strong trading day.No consistency rule
Withdrawals are processed in roughly 24 hours with a $50 minimum.Fast on-demand payouts
Instant, Lightning, and one, two, and three-phase challenges fit every style.Six funding routes
The challenge fee is returned with your first payout on the eval routes.Refundable evaluation fees
Accounts run from $5K to $400K direct and scale toward $2 million.Strong scaling
FXIFY is not a regulated broker, standard for the prop model.Unregulated
The 90% split and some perks require paid add-ons at checkout.Add-on dependency
Lightning and Instant tighten drawdown, block news, and are non-refundable.Fast-route restrictions
Reputation: Fast-Growing and Broker-Backed
CLEAR™ Score 4.4/5
FXIFY earns a solid reputation score on the strength of rapid growth and a broker-backed structure. The firm reports more than $40 million paid to traders and a presence across 200 countries, won a Most Traded Prop Firm award in early 2026, and has drawn coverage from MarketWatch, Yahoo Finance, and Benzinga. The points we hold back reflect the absence of regulation and the fact that headline figures are firm-published. Size your risk first with the CLEAR Margin Calculator before funding an account.
Additional Website Audit
Metric | Value (from Ahrefs) |
|---|---|
Domain Rating (DR) | 47 |
URL Rating (UR) | 7 |
Backlinks | 27.3K (58.7K all-time) |
Referring Domains | 2.9K |
Organic Keywords | 324 (157 in top 3) |
Monthly Organic Traffic | 62.5K (value $87K) |
Top Country | Pakistan (16.8%) |
What We Liked
- Reported payouts. More than $40 million distributed to traders, per the firm.
- Broker backing. Liquidity and execution through the established broker FXPIG.
- Media presence. Coverage from mainstream finance outlets and an industry award.
What We Did Not Like
- No regulation. FXIFY operates without a Tier-1 licence, normal for prop firms.
- Firm-published figures. Payout and trader totals are self-reported, not third-party verified.
- Short track record. Founded in 2023, it has a shorter history than veterans.
Account Types and Fees: Six Ways to Get Funded
CLEAR™ Score 4.6/5
Flexibility is FXIFY’s strongest card. Six routes cover instant funding, a fast Lightning challenge, and one, two, and three-phase evaluations, each selectable with a static (Classic) or trailing (Standard) drawdown. Evaluation fees are refunded on your first payout, and there is no consistency rule on any program. The only soft spot is that the top split and some perks are add-ons.
Feature | One Phase | Two Phase | Three Phase | Instant |
|---|---|---|---|---|
Phases | 1 | 2 | 3 | 0 |
Profit Target | 10% | 8% then 5% | 5% each | None |
Max Drawdown | 6% | 10% | 5% | 5% trailing |
Daily Drawdown | 3% | 5% | 5% | None |
Price (100K) | About $399 | About $399 | About $399 | Up to $50K |
Profit Split | Up to 90% | Up to 90% | Up to 90% | Up to 90% |
Fee Refundable | Yes | Yes | Yes | n/a |
What We Liked
- Genuine choice. Six routes plus a static-or-trailing drawdown toggle fit any trader.
- No consistency rule. Single big days are never penalized.
- Refundable eval fees. The fee returns with your first payout.
What We Did Not Like
- Add-on splits. Reaching 90% requires the paid performance add-on.
- Instant cap. Instant funding tops out at a $50K account.
Trading Conditions: Flexible, with Fast-Route Limits
CLEAR™ Score 4.4/5
FXIFY runs low, raw-style spreads with no commissions across more than 100 instruments spanning forex, metals, indices, crypto, and stocks. Leverage is customizable at checkout up to 50:1 on forex and gold. EAs and weekend holding are permitted, news trading is allowed on most accounts except Instant and Lightning, and an inactivity rule breaches accounts after 60 days.
Feature | Detail |
|---|---|
Leverage (Forex) | Up to 50:1, customizable at checkout |
Spreads | Low, raw-style, no commissions |
Instruments | 100+ (forex, metals, indices, crypto, stocks) |
News Trading | Allowed, except Instant and Lightning |
Weekend Holding | Allowed |
EA / Algo | Allowed (no HFT or latency arbitrage) |
Copy Trading | Own-account only; HTML statement to copy in |
Consistency Rule | None |
Inactivity Rule | 60 days |
What We Liked
- Commission-free. Low raw-style spreads with no per-lot commission.
- Broad instrument set. More than 100 instruments across five asset classes.
- Automation friendly. EAs and bots allowed within fair-use rules.
What We Did Not Like
- Moderate leverage. 50:1 forex is lower than some rivals.
- Fast-route news ban. Instant and Lightning block news trading.
Platforms: Modern Four-Way Stack
CLEAR™ Score 4.6/5
FXIFY offers a strong, modern platform lineup: MetaTrader 4, MetaTrader 5, DXtrade, and TradingView, backed by a proprietary trader dashboard with performance stats and an active Discord. Manual and automated trading are supported throughout, and TradingView-native charting is a notable plus for chart-driven traders.
Platform | Notes |
|---|---|
MetaTrader 4 / 5 | EAs, indicators, mobile apps |
DXtrade | Modern web execution |
TradingView | Native charting and order entry |
Dashboard | Proprietary stats hub plus Discord |
What We Liked
- Four platforms. MT4, MT5, DXtrade, and TradingView cover all styles.
- TradingView native. Chart and trade in the platform many traders prefer.
- Proprietary dashboard. Performance tracking plus an active community.
What We Did Not Like
- Lineup can shift. Available platforms have changed over time, so confirm at checkout.
Payout Process: On-Demand and Quick
CLEAR™ Score 4.6/5
Payouts are a strength. FXIFY offers on-demand withdrawals after a five-day minimum, with a default bi-weekly cycle, and processes them in roughly 24 hours with a low $50 minimum. The split runs to 90% with the performance add-on, the challenge fee is refunded on the first payout, and methods include bank transfer and crypto.
What We Liked
- On-demand payouts. Withdraw after the five-day minimum, no long wait.
- Fast processing. Withdrawals clear in about 24 hours.
- Low minimum. Payouts start at just $50.
What We Did Not Like
- Add-on for top split. The 90% split needs the paid performance add-on.
- Five-day minimum. A short minimum trading-day requirement applies before the first payout.
Customer Support: Responsive Enough
CLEAR™ Score 4.2/5
Support runs through live chat, email, and an active Discord community, available during market hours and generally praised for fast replies in independent user reviews. The main gaps are around-the-clock weekend coverage and a confirmed multilingual lineup, which is primarily English.
Channel | Performance |
|---|---|
Live Chat | Fast during market hours |
Responsive | |
Discord | Active community |
Languages | English-primary |
What We Liked
- Quick replies. Live chat and email are responsive during market hours.
- Active Discord. A large community supplements official support.
- Good reviews. Independent user reviews rate support well.
What We Did Not Like
- Limited weekend cover. Coverage is strongest during market hours.
- English-focused. Multilingual support is not confirmed.
FXIFY FAQ
What is FXIFY?
FXIFY is a broker-backed proprietary trading firm founded in 2023 that funds traders who pass one of its six programs. Traders access up to $400,000 directly, scale toward $2 million, and keep up to 90% of profits.
Is FXIFY legit?
Yes, by the verifiable evidence. FXIFY reports more than $40 million paid to traders, runs on liquidity from the broker FXPIG, and has mainstream media coverage. It is not regulated by a Tier-1 authority, which is standard for prop firms.
Does FXIFY accept US traders?
Yes. FXIFY accepts traders from most countries, including the United States, though available platforms and methods can vary by region.
Where is FXIFY located?
FXIFY operates as FXify Limited, registered in London, UK, with operational offices reported in Dublin, Ireland.
Who owns FXIFY?
FXIFY was founded by a team led by David Bhidey, with execution backed by the multi-asset broker FXPIG.
What is the FXIFY profit split?
The split starts at 75% to 80% and reaches a maximum of 90% with the paid performance add-on at checkout.
How much does FXIFY cost?
Fees start at about $59 for a $5,000 One Phase account, with a 100K challenge around $399 before any seasonal discounts. Evaluation fees are refunded on your first payout.
Does FXIFY allow EAs and news trading?
Yes, EAs are allowed within fair-use rules. News trading is permitted on all accounts except the Instant and Lightning routes.
Does FXIFY have a consistency rule?
No. None of FXIFY’s six programs enforce a consistency rule, so a single strong day will not reduce your payout.
When and how do I get paid?
Payouts are on-demand after a five-day minimum, default bi-weekly, and processed in about 24 hours via bank transfer or crypto with a $50 minimum.
Disclaimer: This review reflects CleaRank’s independent CLEAR assessment and is not financial advice. Prop-firm rules, fees, and payout terms can change; always verify the current terms on the firm’s own site before purchasing a challenge or funded account.
Michelle Sofia
CleaRank started with the simple yet powerful vision that transparent and unbiased broker information should be available to everyone, not just those within the industry. This is where I come in with my many years of experience in financial journalism and SEO. Every day, I focus on creating and refining educational content that truly speaks to trading communities and making it both easy to find and genuinely helpful. It’s all about giving people the knowledge they desperately need in order to make informed decisions—step by step, one article at time.
More CLEAR™ Certified Prop Firms
Comparing options? See our reviews of The5ers and Topstep, or browse the full list of CLEAR Certified prop firms.