{
 "@context": "https://clearank.com/llms.txt",
 "@type": "clearank:AssetAnalysis",
 "url": "https://clearank.com/stock/fcnca-stock-analysis/",
 "dataUrl": "https://clearank.com/stock/fcnca-stock-analysis/data.json",
 "title": "First Citizens (FCNCA) Stock Forecast & Price Target (2026)",
 "description": "First Citizens BancShares, Inc. (FCNCA) stock: Financial Services, Banks - Regional. $23.6B market cap. AI rating, technicals, 2030 forecast and trade plans.",
 "headline": "First Citizens BancShares, Inc. (FCNCA)",
 "published": "2026-07-24T09:23:40+00:00",
 "modified": "2026-09-27T11:11:05.285+00:00",
 "generated": "2026-09-27T15:05:59.890Z",
 "language": "en-US",
 "publisher": {
  "name": "CleaRank",
  "url": "https://clearank.com/"
 },
 "disclaimer": "Educational and informational only; not financial advice. AI-generated analysis reviewed by the CleaRank editorial team; prices delayed up to 15 minutes.",
 "asset": {
  "ticker": "FCNCA",
  "name": "First Citizens BancShares, Inc.",
  "type": "Common Stock",
  "exchange": "NASDAQ",
  "currency": "USD",
  "sector": "Financial Services",
  "industry": "Banks - Regional",
  "country": "United States",
  "website": "https://www.firstcitizens.com"
 },
 "quote": {
  "price": 2090.36,
  "previousClose": 2056.83,
  "change": 33.53,
  "changePercent": 1.63,
  "open": 2058.51001,
  "high": 2105.52002,
  "low": 2055.59009,
  "volume": 42100,
  "averageVolume": 68430,
  "marketCap": 23606687565,
  "fiftyTwoWeekHigh": 2296.30005,
  "fiftyTwoWeekLow": 1623.76001,
  "marketOpen": false,
  "asOf": "2026-09-27T11:11:05.000Z"
 },
 "statistics": {
  "pe": 11.21077,
  "eps": 186.46,
  "dividendYield": 0.004016524925664334,
  "beta": 0.596,
  "priceToSales": 2.5296495,
  "priceToBook": 1.1825204,
  "revenueTtm": 9331999744,
  "grossMargin": null,
  "returnOnEquity": 0.106529996
 },
 "technicals": {
  "rsi": 34.11,
  "macd": -28.48,
  "sma50": 2168.61,
  "sma200": 2060.29,
  "rsiSignal": "Bearish",
  "trend": "Bullish",
  "pricePosition": "Bearish",
  "macdSignal": "Bearish",
  "rating": "Bearish"
 },
 "analysis": {
  "rating": "Hold",
  "score": 54,
  "consensus": "Hold",
  "fairValue": 2323,
  "analystTarget": 2323,
  "analystCount": 13,
  "wallStreetConsensus": "Hold",
  "generatedAt": "2026-09-27T11:11:05.000Z",
  "priceAtAnalysis": 2090.36011,
  "volatility": {
   "daily": 1.37,
   "risk": "standard"
  }
 },
 "tradePlan": {
  "bias": "Neutral",
  "conservativeEntry": 2069.46,
  "aggressiveEntry": 2090.36,
  "stopLoss": 1994.13,
  "stopLossPercent": 3.64,
  "targets": [
   2131.54,
   2172.93,
   2235.01
  ]
 },
 "projections": {
  "basis": "Monte Carlo simulation on historical return distribution, re-run daily; not price targets",
  "years": [
   {
    "year": 2027,
    "downside10th": 1485,
    "base": 2373.25,
    "upside90th": 3792.82
   },
   {
    "year": 2028,
    "downside10th": 1388.37,
    "base": 2694.43,
    "upside90th": 5229.1
   },
   {
    "year": 2029,
    "downside10th": 1358.04,
    "base": 3059.07,
    "upside90th": 6890.77
   },
   {
    "year": 2030,
    "downside10th": 1359.8,
    "base": 3473.06,
    "upside90th": 8870.54
   },
   {
    "year": 2031,
    "downside10th": 1382.07,
    "base": 3943.08,
    "upside90th": 11249.69
   },
   {
    "year": 2032,
    "downside10th": 1419.7,
    "base": 4476.7,
    "upside90th": 14116.27
   },
   {
    "year": 2033,
    "downside10th": 1470.13,
    "base": 5082.54,
    "upside90th": 17571.36
   },
   {
    "year": 2034,
    "downside10th": 1532.09,
    "base": 5770.37,
    "upside90th": 21733.24
   },
   {
    "year": 2035,
    "downside10th": 1604.98,
    "base": 6551.29,
    "upside90th": 26741.32
   },
   {
    "year": 2036,
    "downside10th": 1688.69,
    "base": 7437.88,
    "upside90th": 32760.34
   }
  ]
 },
 "faqCount": 7,
 "sources": [
  "TwelveData",
  "Wall Street consensus"
 ],
 "sections": [
  {
   "id": "price",
   "title": "FCNCA Price Analysis"
  },
  {
   "id": "market-metrics",
   "title": "Market Metrics",
   "facts": {
    "Open": "$2,058.51",
    "Day Range": "$2,055.59 to $2,105.52",
    "Prev Close": "$2,056.83",
    "Volume": "42.1K",
    "52-Week Range": "$1,623.76 to $2,296.30",
    "Market Cap": "$23.61B"
   }
  },
  {
   "id": "peer-benchmarking",
   "title": "Peer Benchmarking",
   "text": [
    "Sector Position Analysis Trading at a notable discount to sector peers (-32%), which may indicate undervaluation or specific company headwinds."
   ]
  },
  {
   "id": "financials",
   "title": "FCNCA Financial Performance",
   "text": [
    "Analysis: In the last 4 quarters, FCNCA beat estimates 4 times. However, the stock fell 4 times the next day. This suggests positive news is often \"priced in\" or investors are selling the news."
   ]
  },
  {
   "id": "analysis",
   "title": "FCNCA Analysis",
   "text": [
    "First Citizens BancShares, Inc. is currently trading below its 50-day and 20-day SMAs, at $2168.61 and $2125.14 respectively, signaling bearish momentum in the short term. The stock remains above its 200-day SMA of $2060.29, indicating that the longer-term trend is still positive. The Relative Strength Index (RSI) is at 34.11, classified as bearish, suggesting potential for further downside. The Moving Average Convergence Divergence (MACD) is at -28.48, also indicating bearish momentum. Key support is seen at the 200-day SMA, while resistance lies near the 50-day SMA.",
    "Insiders have sold $15.4 million in stock versus $160.4 thousand in purchases, indicating a 'Moderate Sell Signal' and potentially signaling a lack of confidence in near-term price appreciation.",
    "The company has a track record of exceeding earnings per share estimates, including a significant 42.16% surprise in the quarter to June 2026, which could provide underlying support.",
    "The stock price remains above its 200-day Simple Moving Average ($2060.29), suggesting that the longer-term trend is still intact despite recent short-term weakness.",
    "The stock is trading below its 50-day ($2168.61) and 20-day ($2125.14) SMAs, with a bearish RSI of 34.11, indicating negative momentum in the near term.",
    "The base case for First Citizens BancShares, Inc. anticipates a potential recovery towards its median analyst target price of $2323.00 over the next 6-12 months, representing an 11.1% upside. This outlook is supported by the company's strong profitability, low debt, and consistent earnings beats, alongside a longer-term uptrend indicated by the price being above the 200-day SMA. However, the path forward faces headwinds from moderate insider selling and bearish short-term technical signals, including the stock trading below its 50-day SMA and a bearish RSI. A significant catalyst for upside would be a clear shift in insider sentiment or a sustained break above the 50-day SMA, while a failure to hold the 200-day SMA could signal a deeper correction."
   ],
   "lists": {
    "ProTips": [
     "Insider selling totaling $15.4 million warrants close monitoring, as it suggests potential caution among management regarding near-term prospects.",
     "The stock's position below its 50-day and 20-day SMAs, combined with a bearish RSI, indicates potential for further short-term weakness, suggesting a prudent approach to new positions.",
     "Given the current technical weakness and insider selling, consider waiting for a confirmed break above the 50-day SMA before initiating or adding to a long position."
    ]
   },
   "catalysts": [
    {
     "type": "Bearish",
     "title": "Moderate Insider Selling Signal",
     "text": "Insiders have sold $15.4 million in stock versus $160.4 thousand in purchases, indicating a 'Moderate Sell Signal' and potentially signaling a lack of confidence in near-term price appreciation.",
     "source": "Insider Summary"
    },
    {
     "type": "Bullish",
     "title": "Consistent EPS Beats",
     "text": "The company has a track record of exceeding earnings per share estimates, including a significant 42.16% surprise in the quarter to June 2026, which could provide underlying support.",
     "source": "Earnings Analysis"
    },
    {
     "type": "Neutral",
     "title": "Trading Above 200-Day SMA",
     "text": "The stock price remains above its 200-day Simple Moving Average ($2060.29), suggesting that the longer-term trend is still intact despite recent short-term weakness.",
     "source": "Technical Analysis"
    },
    {
     "type": "Bearish",
     "title": "Bearish Short-Term Technicals",
     "text": "The stock is trading below its 50-day ($2168.61) and 20-day ($2125.14) SMAs, with a bearish RSI of 34.11, indicating negative momentum in the near term.",
     "source": "Technical Analysis"
    }
   ]
  },
  {
   "id": "key-statistics",
   "title": "Key Statistics",
   "text": [
    "First Citizens BancShares, Inc. exhibits a P/E ratio of 11.21, which is below the sector median of 16.5, suggesting a potentially attractive valuation relative to peers. Its price-to-sales ratio stands at 2.53, also below the sector average of 3.8. The company boasts a strong profit margin of 25.23% and an operating margin of 39.04%, with a healthy return on equity of 10.65%. The company's balance sheet is strong, evidenced by a very low debt-to-equity ratio of 0.02, significantly below the sector average. Despite these strong fundamental metrics, the current stock price is trading below key short-term moving averages, and insider selling indicates a degree of caution among management.",
    "First Citizens BancShares, Inc. has demonstrated a pattern of beating EPS estimates in recent quarters, notably exceeding expectations by 42.16% in the quarter to June 2026 with an actual EPS of $57.09 against an estimate of $40.16. However, the stock experienced a price decline of 2.36% following this beat. The company also beat estimates in the quarter to March 2026 by 14.35% and showed a significant 150% surprise in the prior quarter to March 2026. Revenue growth for the current quarter is estimated at -1.00% year-over-year, with flat growth expected next quarter.",
    "A primary risk for First Citizens BancShares, Inc. is the 'Moderate Sell Signal' from insider transactions, with significant net selling totaling $15.4 million. The stock's current trading below its 50-day and 20-day SMAs, coupled with a bearish RSI, suggests potential for further short-term price depreciation. Additionally, while earnings have beaten estimates, the stock price reaction has been negative, indicating that positive earnings surprises may not be translating into immediate stock appreciation."
   ],
   "tables": [
    {
     "caption": "",
     "columns": [],
     "rows": [
      {
       "label": "Market Cap",
       "cells": [
        "23.61B"
       ]
      },
      {
       "label": "P/E Ratio",
       "cells": [
        "11.21"
       ]
      },
      {
       "label": "EPS (TTM)",
       "cells": [
        "186.46"
       ]
      },
      {
       "label": "Dividend Yield",
       "cells": [
        "0.40%"
       ]
      },
      {
       "label": "52 Week High",
       "cells": [
        "2,296.30"
       ]
      },
      {
       "label": "52 Week Low",
       "cells": [
        "1,623.76"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "technical-indicators",
   "title": "Technical Indicators",
   "text": [
    "Technical Rating Bearish RSI Bearish SMA Cross Bullish Price vs SMA Bearish MACD Bearish Golden Cross in effect with the 50-day SMA ($2,168.61) above the 200-day SMA ($2,060.29), price is trading below the 50-day SMA."
   ],
   "facts": {
    "RSI": "Bearish",
    "SMA Cross": "Bullish",
    "Price vs SMA": "Bearish",
    "MACD": "Bearish"
   },
   "tables": [
    {
     "caption": "",
     "columns": [],
     "rows": [
      {
       "label": "RSI (14)",
       "cells": [
        "34.11"
       ]
      },
      {
       "label": "MACD",
       "cells": [
        "-28.48"
       ]
      },
      {
       "label": "SMA 50",
       "cells": [
        "2,168.61"
       ]
      },
      {
       "label": "SMA 200",
       "cells": [
        "2,060.29"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "correlations",
   "title": "Market Correlations",
   "text": [
    "How this stock moves relative to other assets",
    "Based on 1 year of daily price data. Correlations may vary over different time periods."
   ],
   "facts": {
    "Correlation with S&P 500 (SPY)": "+0.50",
    "Correlation with Nasdaq 100 (QQQ)": "+0.38",
    "Correlation with Bitcoin (BTC)": "-0.01",
    "Correlation with Gold (XAU)": "-0.11"
   }
  },
  {
   "id": "trade-plans",
   "title": "FCNCA Trade Plans",
   "text": [
    "Specific entry, exit, and risk management levels",
    "Enter now if confident",
    "Volatility-Adjusted Stop Loss Calculated based on RSI (34.1) and current market volatility",
    "Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3"
   ],
   "facts": {
    "TARGET 1": "$2,131.54",
    "TARGET 2": "$2,172.93",
    "TARGET 3": "$2,235.01",
    "STOP LOSS": "$1,994.13"
   }
  },
  {
   "id": "seasonality",
   "title": "Seasonal Patterns",
   "text": [
    "Historical monthly performance trends",
    "Based on 3 years of historical monthly returns"
   ],
   "facts": {
    "Average Jan return": "+1.85%",
    "Average Feb return": "-0.98%",
    "Average Mar return": "-2.12%",
    "Average Apr return": "+5.25%",
    "Average May return": "+3.16%",
    "Average Jun return": "+1.97%",
    "Average Jul return": "+4.75%",
    "Average Aug return": "+1.79%",
    "Average Sep return": "-2.69%",
    "Average Oct return": "+5.82%",
    "Average Nov return": "+6.94%",
    "Average Dec return": "-0.54%"
   }
  },
  {
   "id": "risk",
   "title": "Risk & Volatility",
   "facts": {
    "Daily Volatility": "1.37%"
   },
   "lists": {
    "Risk considerations": [
     "Monitor position sizing based on current volatility levels",
     "Consider stop-loss placement beyond recent price range",
     "Diversification helps mitigate single-stock risk exposure"
    ]
   }
  },
  {
   "id": "growth",
   "title": "Growth of $10,000",
   "text": [
    "A $10,000 investment in FCNCA in September 2016 would be worth about $73,225 today, compared with about $35,782 for the same investment in the S&P 500 benchmark."
   ]
  },
  {
   "id": "monte-carlo",
   "title": "Monte Carlo Projection (10yr)",
   "text": [
    "CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in FCNCA today could grow to about $35,582 by 2036 in the base case, with a bull case near $156,721 and a bear case around $8,078. Projections are statistical simulations, not guarantees."
   ]
  },
  {
   "id": "price-prediction",
   "title": "FCNCA Stock Price Prediction: 2030",
   "text": [
    "CleaRank's simulation projects a price near $3,473 for FCNCA by 2030 in the base case, from $2,090 today (1.7x over 4 years). The downside path ends near $1,360. These are outcomes of a Monte Carlo simulation run on FCNCA's historical return distribution, not price targets, and they assume no dividends are reinvested.",
    "Method: 10,000 simulated price paths using FCNCA's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice."
   ],
   "tables": [
    {
     "caption": "FCNCA simulated price paths by year",
     "columns": [
      "Year",
      "Downside (10th pct)",
      "Base case",
      "Upside (90th pct)"
     ],
     "rows": [
      {
       "label": "2027",
       "cells": [
        "$1,485",
        "$2,373",
        "$3,793"
       ]
      },
      {
       "label": "2028",
       "cells": [
        "$1,388",
        "$2,694",
        "$5,229"
       ]
      },
      {
       "label": "2029",
       "cells": [
        "$1,358",
        "$3,059",
        "$6,891"
       ]
      },
      {
       "label": "2030",
       "cells": [
        "$1,360",
        "$3,473",
        "$8,871"
       ]
      },
      {
       "label": "2031",
       "cells": [
        "$1,382",
        "$3,943",
        "$11,250"
       ]
      },
      {
       "label": "2032",
       "cells": [
        "$1,420",
        "$4,477",
        "$14,116"
       ]
      },
      {
       "label": "2033",
       "cells": [
        "$1,470",
        "$5,083",
        "$17,571"
       ]
      },
      {
       "label": "2034",
       "cells": [
        "$1,532",
        "$5,770",
        "$21,733"
       ]
      },
      {
       "label": "2035",
       "cells": [
        "$1,605",
        "$6,551",
        "$26,741"
       ]
      },
      {
       "label": "2036",
       "cells": [
        "$1,689",
        "$7,438",
        "$32,760"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "people-also-watch",
   "title": "People Also Watch",
   "links": [
    {
     "text": "BRO Brown & Brown Inc NYSE $60.82 +0.81%",
     "url": "https://clearank.com/stock/bro-stock-analysis/"
    },
    {
     "text": "C Citigroup Inc NYSE $134.28 +1.65%",
     "url": "https://clearank.com/stock/citigroup-c/"
    },
    {
     "text": "HOOD Robinhood Markets Inc. NASDAQ $119.40 -1.18%",
     "url": "https://clearank.com/stock/robinhood-markets-hood/"
    },
    {
     "text": "PGR The Progressive Corporation NYSE $205.50 +1.65%",
     "url": "https://clearank.com/stock/progressive-pgr/"
    },
    {
     "text": "BLK BlackRock Inc. NYSE $1,086.31 +1.20%",
     "url": "https://clearank.com/stock/blackrock-blk/"
    },
    {
     "text": "ZION Zions Bancorporation, National Association NASDAQ $63.83 +1.61%",
     "url": "https://clearank.com/stock/zion-stock-analysis/"
    },
    {
     "text": "MS Morgan Stanley NYSE $196.31 -0.01%",
     "url": "https://clearank.com/stock/morgan-stanley-ms/"
    },
    {
     "text": "COF Capital One Financial Corp. NYSE $200.20 +1.83%",
     "url": "https://clearank.com/stock/capital-one-cof/"
    }
   ]
  },
  {
   "id": "related-comparisons",
   "title": "Popular Comparisons",
   "links": [
    {
     "text": "NXPI vs ON Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/nxpi-vs-on/"
    },
    {
     "text": "TSLA vs AMZN Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/tsla-vs-amzn/"
    },
    {
     "text": "YUM vs QSR Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/yum-vs-qsr/"
    }
   ]
  },
  {
   "id": "insider-trading",
   "title": "FCNCA Insider Trading Analysis",
   "facts": {
    "Bought": "$160.4K",
    "Sold": "$15.4M",
    "Insiders": "10",
    "Avg Transaction": "$2.6M"
   },
   "tables": [
    {
     "caption": "Recent insider transactions in FCNCA",
     "columns": [
      "Date",
      "Insider",
      "Type",
      "Shares",
      "Value"
     ],
     "rows": [
      {
       "label": "Dec 20, 2012",
       "cells": [
        "AMES CARMEN HOLDING Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "960.2K",
        "$134.4M"
       ]
      },
      {
       "label": "Dec 20, 2012",
       "cells": [
        "IRREVOCABLE TRUST Trustee",
        "Sell",
        "294.0K",
        "$41.2M"
       ]
      },
      {
       "label": "May 12, 2026",
       "cells": [
        "HOLDING FRANK BROWN JR. Chief Executive Officer",
        "Sell",
        "5.3K",
        "$10.3M"
       ]
      },
      {
       "label": "Jul 1, 2019",
       "cells": [
        "BRISTOW CLAIRE HOLDING Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "20.0K",
        "$9.0M"
       ]
      },
      {
       "label": "Jul 1, 2019",
       "cells": [
        "BRISTOW PETER M President",
        "Sell",
        "20.0K",
        "$9.0M"
       ]
      },
      {
       "label": "Jun 4, 2026",
       "cells": [
        "ALEMANY ELLEN R Director",
        "Sell",
        "2.5K",
        "$5.2M"
       ]
      },
      {
       "label": "Sep 12, 2019",
       "cells": [
        "BRISTOW CLAIRE HOLDING Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "10.0K",
        "$4.7M"
       ]
      },
      {
       "label": "Sep 12, 2019",
       "cells": [
        "BRISTOW PETER M President",
        "Sell",
        "10.0K",
        "$4.7M"
       ]
      },
      {
       "label": "Mar 20, 2024",
       "cells": [
        "ALEMANY ELLEN R Director",
        "Sell",
        "3.0K",
        "$4.7M"
       ]
      },
      {
       "label": "Jul 5, 2019",
       "cells": [
        "BRISTOW CLAIRE HOLDING Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "10.0K",
        "$4.6M"
       ]
      }
     ]
    }
   ],
   "links": [
    {
     "text": "SEC Form 4",
     "url": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&company=First+Citizens+BancShares%2C+Inc.&type=4&dateb=&owner=include&count=40&search_text=&action=getcompany"
    }
   ]
  },
  {
   "id": "faq",
   "title": "Frequently Asked Questions"
  }
 ],
 "faq": [
  {
   "question": "What is First Citizens BancShares, Inc.'s stock price forecast for 2030?",
   "answer": "Based on Monte Carlo simulations, First Citizens BancShares, Inc.'s stock price is projected to be $3473.06 in 2030 under a base case scenario. The downside projection is $1359.8, while the upside projection reaches $8870.54. These are statistical outcomes, not guarantees."
  },
  {
   "question": "Is First Citizens BancShares, Inc. stock a buy right now?",
   "answer": "First Citizens BancShares, Inc. is currently rated as a 'Hold' by Wall Street analysts, with a median price target of $2323.00, suggesting limited upside from the current price of $2090.36. The stock is trading below its short-term moving averages and shows bearish momentum, tempered by a longer-term uptrend above the 200-day SMA."
  },
  {
   "question": "What is the consensus rating for First Citizens BancShares, Inc. stock?",
   "answer": "The consensus rating for First Citizens BancShares, Inc. is 'Hold', supported by a Wall Street consensus score of 54 out of 100. This reflects a balanced view among the 13 analysts covering the stock."
  },
  {
   "question": "How are First Citizens BancShares, Inc.'s recent earnings?",
   "answer": "First Citizens BancShares, Inc. has consistently beaten EPS estimates in recent quarters, including a significant 42.16% surprise in the quarter to June 2026. However, the stock price has reacted negatively to these beats, declining after the most recent earnings release."
  },
  {
   "question": "What are the key technical indicators for First Citizens BancShares, Inc.?",
   "answer": "Key technical indicators show bearish short-term momentum, with the stock trading below its 50-day and 20-day SMAs and a bearish RSI reading of 34.11. The MACD also indicates weakness, though the price remains above the 200-day SMA, suggesting the long-term trend is still positive."
  },
  {
   "question": "What is the insider sentiment for First Citizens BancShares, Inc.?",
   "answer": "Insider sentiment for First Citizens BancShares, Inc. is currently negative, with a 'Moderate Sell Signal' indicated. Insiders have sold $15.4 million worth of stock compared to only $160.4 thousand in purchases, suggesting a lack of confidence from management."
  },
  {
   "question": "How does First Citizens BancShares, Inc. compare to its sector peers?",
   "answer": "First Citizens BancShares, Inc. appears attractively valued compared to its sector peers, with a lower P/E ratio of 11.21 versus the sector median of 16.5 and a lower price-to-sales ratio of 2.53 versus the sector median of 3.8. Its debt-to-equity ratio is also significantly lower than the sector average."
  }
 ],
 "related": {
  "peopleAlsoWatch": [
   {
    "ticker": "BRO",
    "name": "Brown & Brown Inc NYSE",
    "price": "$60.82",
    "change": "+0.81%",
    "url": "https://clearank.com/stock/bro-stock-analysis/"
   },
   {
    "ticker": "C",
    "name": "Citigroup Inc NYSE",
    "price": "$134.28",
    "change": "+1.65%",
    "url": "https://clearank.com/stock/citigroup-c/"
   },
   {
    "ticker": "HOOD",
    "name": "Robinhood Markets Inc. NASDAQ",
    "price": "$119.40",
    "change": "-1.18%",
    "url": "https://clearank.com/stock/robinhood-markets-hood/"
   },
   {
    "ticker": "PGR",
    "name": "The Progressive Corporation NYSE",
    "price": "$205.50",
    "change": "+1.65%",
    "url": "https://clearank.com/stock/progressive-pgr/"
   },
   {
    "ticker": "BLK",
    "name": "BlackRock Inc. NYSE",
    "price": "$1,086.31",
    "change": "+1.20%",
    "url": "https://clearank.com/stock/blackrock-blk/"
   },
   {
    "ticker": "ZION",
    "name": "Zions Bancorporation, National Association NASDAQ",
    "price": "$63.83",
    "change": "+1.61%",
    "url": "https://clearank.com/stock/zion-stock-analysis/"
   },
   {
    "ticker": "MS",
    "name": "Morgan Stanley NYSE",
    "price": "$196.31",
    "change": "-0.01%",
    "url": "https://clearank.com/stock/morgan-stanley-ms/"
   },
   {
    "ticker": "COF",
    "name": "Capital One Financial Corp. NYSE",
    "price": "$200.20",
    "change": "+1.83%",
    "url": "https://clearank.com/stock/capital-one-cof/"
   }
  ],
  "comparisons": [
   {
    "ticker": "NXPI vs ON Comparison",
    "name": "",
    "url": "https://clearank.com/compare/nxpi-vs-on/"
   },
   {
    "ticker": "TSLA vs AMZN Comparison",
    "name": "",
    "url": "https://clearank.com/compare/tsla-vs-amzn/"
   },
   {
    "ticker": "YUM vs QSR Comparison",
    "name": "",
    "url": "https://clearank.com/compare/yum-vs-qsr/"
   }
  ],
  "sectorHub": {
   "text": "Browse all Financial Services →",
   "url": "https://clearank.com/sector/financial-services/"
  },
  "Newly Tracked": [
   {
    "ticker": "BRO",
    "text": "Brown & Brown Inc",
    "url": "https://clearank.com/stock/bro-stock-analysis/"
   },
   {
    "ticker": "SLVR",
    "text": "Sprott Silver Miners & Physical Silver ETF",
    "url": "https://clearank.com/etf/slvr-etf-analysis/"
   },
   {
    "ticker": "SPG",
    "text": "Simon Property Group Inc.",
    "url": "https://clearank.com/stock/spg-stock-analysis/"
   },
   {
    "ticker": "JCI",
    "text": "Johnson Controls International",
    "url": "https://clearank.com/stock/jci-stock-analysis/"
   },
   {
    "ticker": "BLDR",
    "text": "Builders FirstSource Inc",
    "url": "https://clearank.com/stock/bldr-stock-analysis/"
   }
  ],
  "Top Movers (24h)": [
   {
    "ticker": "ZS",
    "text": "↓ 10.06%",
    "url": "https://clearank.com/stock/zscaler-zs/"
   },
   {
    "ticker": "MXL",
    "text": "↑ 10.00%",
    "url": "https://clearank.com/stock/mxl-stock-analysis/"
   },
   {
    "ticker": "BE",
    "text": "↑ 8.27%",
    "url": "https://clearank.com/stock/be-stock-analysis/"
   },
   {
    "ticker": "EIGEN/USD",
    "text": "↑ 8.20%",
    "url": "https://clearank.com/crypto/eigen-usd-crypto-analysis/"
   },
   {
    "ticker": "TWLO",
    "text": "↓ 7.96%",
    "url": "https://clearank.com/stock/twlo-stock-analysis/"
   }
  ],
  "Also in Financial Services": [
   {
    "ticker": "CFG",
    "text": "Citizens",
    "url": "https://clearank.com/stock/cfg-stock-analysis/"
   },
   {
    "ticker": "CPF",
    "text": "Central Pacific",
    "url": "https://clearank.com/stock/central-pacific-financial-cpf/"
   },
   {
    "ticker": "FITB",
    "text": "Fifth Third",
    "url": "https://clearank.com/stock/fitb-stock-analysis/"
   },
   {
    "ticker": "HBAN",
    "text": "Huntington",
    "url": "https://clearank.com/stock/hban-stock-analysis/"
   },
   {
    "ticker": "IBN",
    "text": "ICICI Bank",
    "url": "https://clearank.com/stock/icici-bank-ibn/"
   }
  ]
 },
 "schema": [
  {
   "@context": "https://schema.org",
   "@graph": [
    {
     "@type": "Place",
     "@id": "https://clearank.com/#place",
     "address": {
      "@type": "PostalAddress",
      "streetAddress": "Beni Berman 2",
      "addressLocality": "Netanya",
      "addressRegion": "Center",
      "postalCode": "4249330",
      "addressCountry": "IL"
     }
    },
    {
     "@type": "Organization",
     "@id": "https://clearank.com/#organization",
     "name": "CleaRank",
     "alternateName": "CleaRank Financial AI",
     "url": "https://clearank.com",
     "description": "CleaRank is where retail traders research a trade and practice it before risking money. Its research arm, CleaRank Financial AI, publishes daily analysis, trade plans and 10-year projections for more than 1,000 stocks, ETFs, cryptocurrencies, forex pairs and commodities; each page is built from licensed market data, carries the date it was last updated and is reviewed under CleaRank's published editorial code. The CLEAR™ Score rates online brokers and prop firms on regulation, fees, platform reliability and verified trader experience. The research is free; CleaRank is paid for by subscriptions to its trading workbench (Pro $29 a month, Ultra $59 a month), which combines a live trading simulator, a trade journal that imports from broker history, an AI coach grounded in the trader's own trades, a portfolio generator, visualizer and backtester, a prop-firm challenge auditor and 22 trading calculators and scanners. Some free content contains partner links, which are disclosed and do not affect ratings.",
     "slogan": "Clear data. Honest analysis.",
     "logo": {
      "@type": "ImageObject",
      "@id": "https://clearank.com/#logo",
      "url": "https://clearank.com/media/uploads/2025/02/CleaRank-Logo-e1738621466340.jpg",
      "contentUrl": "https://clearank.com/media/uploads/2025/02/CleaRank-Logo-e1738621466340.jpg",
      "caption": "CleaRank",
      "inLanguage": "en-US",
      "width": "336",
      "height": "153"
     },
     "image": {
      "@id": "https://clearank.com/#logo"
     },
     "sameAs": [
      "https://x.com/CleaRank",
      "https://www.linkedin.com/company/clearank/",
      "https://www.youtube.com/@CleaRank",
      "https://t.me/clearank"
     ],
     "email": "info@clearank.com",
     "contactPoint": [
      {
       "@type": "ContactPoint",
       "contactType": "customer support",
       "email": "info@clearank.com",
       "url": "https://clearank.com/contact/",
       "availableLanguage": "en"
      }
     ],
     "address": {
      "@type": "PostalAddress",
      "streetAddress": "Beni Berman 2",
      "addressLocality": "Netanya",
      "addressRegion": "Center",
      "postalCode": "4249330",
      "addressCountry": "IL"
     },
     "location": {
      "@id": "https://clearank.com/#place"
     },
     "knowsAbout": [
      "stock analysis",
      "ETF analysis",
      "cryptocurrency analysis",
      "forex trading",
      "trading simulation",
      "trade journaling",
      "position sizing",
      "risk management",
      "prop firm challenges",
      "online broker regulation"
     ],
     "publishingPrinciples": "https://clearank.com/editorial-code/",
     "ethicsPolicy": "https://clearank.com/editorial-code/",
     "ownershipFundingInfo": "https://clearank.com/about-us/",
     "owns": {
      "@id": "https://clearank.com/#app"
     },
     "founder": {
      "@id": "https://clearank.com/writer/shaundavidb/#person"
     }
    },
    {
     "@type": "WebSite",
     "@id": "https://clearank.com/#website",
     "url": "https://clearank.com",
     "name": "CleaRank",
     "publisher": {
      "@id": "https://clearank.com/#organization"
     },
     "inLanguage": "en-US"
    },
    {
     "@type": "ImageObject",
     "@id": "https://clearank.com/wp-content/uploads/2026/07/FCNCA-first-citizens-bancshares-analysis-2026-07.png",
     "url": "https://clearank.com/wp-content/uploads/2026/07/FCNCA-first-citizens-bancshares-analysis-2026-07.png",
     "width": "1280",
     "height": "720",
     "caption": "First Citizens BancShares (FCNCA) stock price analysis chart for July 2026",
     "inLanguage": "en-US"
    },
    {
     "@type": "BreadcrumbList",
     "@id": "https://clearank.com/stock/fcnca-stock-analysis/#breadcrumb",
     "itemListElement": [
      {
       "@type": "ListItem",
       "position": "1",
       "item": {
        "@id": "https://clearank.com",
        "name": "Home"
       }
      },
      {
       "@type": "ListItem",
       "position": "2",
       "item": {
        "@id": "https://clearank.com/stock/fcnca-stock-analysis/",
        "name": "First Citizens (FCNCA) Stock Analysis"
       }
      }
     ]
    },
    {
     "@type": "WebPage",
     "@id": "https://clearank.com/stock/fcnca-stock-analysis/#webpage",
     "url": "https://clearank.com/stock/fcnca-stock-analysis/",
     "name": "First Citizens (FCNCA) Stock Forecast & Price Target (2026)",
     "datePublished": "2026-07-24T09:23:40+00:00",
     "dateModified": "2026-09-27T11:11:05+00:00",
     "isPartOf": {
      "@id": "https://clearank.com/#website"
     },
     "primaryImageOfPage": {
      "@id": "https://clearank.com/wp-content/uploads/2026/07/FCNCA-first-citizens-bancshares-analysis-2026-07.png"
     },
     "inLanguage": "en-US",
     "breadcrumb": {
      "@id": "https://clearank.com/stock/fcnca-stock-analysis/#breadcrumb"
     },
     "reviewedBy": {
      "@id": "https://clearank.com/writer/shaundavidb/#person"
     }
    },
    {
     "@type": "Person",
     "@id": "https://clearank.com/writer/shaundavidb/#person",
     "name": "Shaun David",
     "jobTitle": "Co-Founder",
     "url": "https://clearank.com/writer/shaundavidb/",
     "image": "https://clearank.com/media/uploads/2025/01/Shaun-David-Author-Image-.jpeg",
     "sameAs": [
      "https://www.linkedin.com/in/shaun-david-697b5817a/"
     ],
     "worksFor": {
      "@id": "https://clearank.com/#organization"
     }
    },
    {
     "@type": "Article",
     "@id": "https://clearank.com/stock/fcnca-stock-analysis/#richSnippet",
     "headline": "First Citizens (FCNCA) Stock Forecast & Price Target (2026)",
     "name": "First Citizens (FCNCA) Stock Forecast & Price Target (2026)",
     "description": "First Citizens BancShares, Inc. (FCNCA) stock: Financial Services, Banks - Regional. $23.6B market cap. AI rating, technicals, 2030 forecast and trade plans.",
     "datePublished": "2026-07-24T09:23:40+00:00",
     "dateModified": "2026-09-27T11:11:05+00:00",
     "author": {
      "@id": "https://clearank.com/#organization"
     },
     "publisher": {
      "@id": "https://clearank.com/#organization"
     },
     "publishingPrinciples": "https://clearank.com/editorial-code/",
     "about": {
      "@type": "Corporation",
      "name": "First Citizens BancShares, Inc.",
      "identifier": [
       {
        "@type": "PropertyValue",
        "propertyID": "tickerSymbol",
        "value": "FCNCA"
       },
       {
        "@type": "PropertyValue",
        "propertyID": "exchange",
        "value": "NASDAQ"
       }
      ],
      "description": "First Citizens BancShares, Inc. Class A Common Stock represents the equity of First Citizens BancShares, Inc., a bank holding company that provides retail and commercial banking services through its subsidiaries. The company serves individuals, businesses, and institutional clients with deposit prod",
      "tickerSymbol": "FCNCA",
      "sameAs": "https://www.firstcitizens.com"
     },
     "isPartOf": {
      "@id": "https://clearank.com/stock/fcnca-stock-analysis/#webpage"
     },
     "image": {
      "@id": "https://clearank.com/wp-content/uploads/2026/07/FCNCA-first-citizens-bancshares-analysis-2026-07.png"
     },
     "inLanguage": "en-US",
     "mainEntityOfPage": {
      "@id": "https://clearank.com/stock/fcnca-stock-analysis/#webpage"
     }
    }
   ]
  },
  {
   "@context": "https://schema.org",
   "@type": "FAQPage",
   "mainEntity": [
    {
     "@type": "Question",
     "name": "What is First Citizens BancShares, Inc.'s stock price forecast for 2030?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Based on Monte Carlo simulations, First Citizens BancShares, Inc.'s stock price is projected to be $3473.06 in 2030 under a base case scenario. The downside projection is $1359.8, while the upside projection reaches $8870.54. These are statistical outcomes, not guarantees."
     }
    },
    {
     "@type": "Question",
     "name": "Is First Citizens BancShares, Inc. stock a buy right now?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "First Citizens BancShares, Inc. is currently rated as a 'Hold' by Wall Street analysts, with a median price target of $2323.00, suggesting limited upside from the current price of $2090.36. The stock is trading below its short-term moving averages and shows bearish momentum, tempered by a longer-term uptrend above the 200-day SMA."
     }
    },
    {
     "@type": "Question",
     "name": "What is the consensus rating for First Citizens BancShares, Inc. stock?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "The consensus rating for First Citizens BancShares, Inc. is 'Hold', supported by a Wall Street consensus score of 54 out of 100. This reflects a balanced view among the 13 analysts covering the stock."
     }
    },
    {
     "@type": "Question",
     "name": "How are First Citizens BancShares, Inc.'s recent earnings?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "First Citizens BancShares, Inc. has consistently beaten EPS estimates in recent quarters, including a significant 42.16% surprise in the quarter to June 2026. However, the stock price has reacted negatively to these beats, declining after the most recent earnings release."
     }
    },
    {
     "@type": "Question",
     "name": "What are the key technical indicators for First Citizens BancShares, Inc.?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Key technical indicators show bearish short-term momentum, with the stock trading below its 50-day and 20-day SMAs and a bearish RSI reading of 34.11. The MACD also indicates weakness, though the price remains above the 200-day SMA, suggesting the long-term trend is still positive."
     }
    },
    {
     "@type": "Question",
     "name": "What is the insider sentiment for First Citizens BancShares, Inc.?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Insider sentiment for First Citizens BancShares, Inc. is currently negative, with a 'Moderate Sell Signal' indicated. Insiders have sold $15.4 million worth of stock compared to only $160.4 thousand in purchases, suggesting a lack of confidence from management."
     }
    },
    {
     "@type": "Question",
     "name": "How does First Citizens BancShares, Inc. compare to its sector peers?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "First Citizens BancShares, Inc. appears attractively valued compared to its sector peers, with a lower P/E ratio of 11.21 versus the sector median of 16.5 and a lower price-to-sales ratio of 2.53 versus the sector median of 3.8. Its debt-to-equity ratio is also significantly lower than the sector average."
     }
    }
   ]
  }
 ]
}