{
 "@context": "https://clearank.com/llms.txt",
 "@type": "clearank:AssetAnalysis",
 "url": "https://clearank.com/stock/aflac-afl/",
 "dataUrl": "https://clearank.com/stock/aflac-afl/data.json",
 "title": "Aflac Inc (AFL) Stock Forecast & Price Target (2026)",
 "description": "Aflac Inc (AFL) stock: Financial Services, Insurance - Life. $57.0B market cap. AI rating, technicals, 2030 forecast and trade plans.",
 "headline": "Aflac Inc (AFL)",
 "published": "2026-07-17T09:28:18+00:00",
 "modified": "2026-09-27T06:15:52.471+00:00",
 "generated": "2026-09-27T15:05:59.763Z",
 "language": "en-US",
 "publisher": {
  "name": "CleaRank",
  "url": "https://clearank.com/"
 },
 "disclaimer": "Educational and informational only; not financial advice. AI-generated analysis reviewed by the CleaRank editorial team; prices delayed up to 15 minutes.",
 "asset": {
  "ticker": "AFL",
  "name": "Aflac Incorporated",
  "type": "Common Stock",
  "exchange": "NYSE",
  "currency": "USD",
  "sector": "Financial Services",
  "industry": "Insurance - Life",
  "country": "United States",
  "website": "https://www.aflac.com"
 },
 "quote": {
  "price": 113.72,
  "previousClose": 114.01,
  "change": -0.29,
  "changePercent": -0.25,
  "open": 114.24,
  "high": 114.46,
  "low": 113.019997,
  "volume": 1657800,
  "averageVolume": 2405060,
  "marketCap": 57012759848,
  "fiftyTwoWeekHigh": 130.22,
  "fiftyTwoWeekLow": 105.43,
  "marketOpen": false,
  "asOf": "2026-09-27T06:15:52.000Z"
 },
 "statistics": {
  "pe": 12.2675295,
  "eps": 9.27,
  "dividendYield": 0.021452435781847606,
  "beta": 0.58,
  "priceToSales": 3.1552804,
  "priceToBook": 1.8842789,
  "revenueTtm": 18069000192,
  "grossMargin": null,
  "returnOnEquity": 0.16908
 },
 "technicals": {
  "rsi": 34.01,
  "macd": -1.27,
  "sma50": 119.97,
  "sma200": 114.96,
  "rsiSignal": "Bearish",
  "trend": "Bullish",
  "pricePosition": "Bearish",
  "macdSignal": "Bearish",
  "rating": "Bearish"
 },
 "analysis": {
  "rating": "Hold",
  "score": 50,
  "consensus": "Hold",
  "fairValue": 116,
  "analystTarget": 116,
  "analystCount": 15,
  "wallStreetConsensus": "Hold",
  "generatedAt": "2026-09-27T06:15:52.000Z",
  "priceAtAnalysis": 113.72,
  "volatility": {
   "daily": 1.15,
   "risk": "standard"
  }
 },
 "tradePlan": {
  "bias": "Neutral",
  "conservativeEntry": 112.58,
  "aggressiveEntry": 113.72,
  "stopLoss": 109.21,
  "stopLossPercent": 3,
  "targets": [
   115.96,
   118.21,
   121.59
  ]
 },
 "projections": {
  "basis": "Monte Carlo simulation on historical return distribution, re-run daily; not price targets",
  "years": [
   {
    "year": 2027,
    "downside10th": 89.57,
    "base": 124.67,
    "upside90th": 173.51
   },
   {
    "year": 2028,
    "downside10th": 85.63,
    "base": 136.67,
    "upside90th": 218.14
   },
   {
    "year": 2029,
    "downside10th": 84.51,
    "base": 149.83,
    "upside90th": 265.63
   },
   {
    "year": 2030,
    "downside10th": 84.8,
    "base": 164.26,
    "upside90th": 318.18
   },
   {
    "year": 2031,
    "downside10th": 85.98,
    "base": 180.07,
    "upside90th": 377.13
   },
   {
    "year": 2032,
    "downside10th": 87.84,
    "base": 197.41,
    "upside90th": 443.67
   },
   {
    "year": 2033,
    "downside10th": 90.24,
    "base": 216.42,
    "upside90th": 518.99
   },
   {
    "year": 2034,
    "downside10th": 93.14,
    "base": 237.25,
    "upside90th": 604.37
   },
   {
    "year": 2035,
    "downside10th": 96.47,
    "base": 260.1,
    "upside90th": 701.23
   },
   {
    "year": 2036,
    "downside10th": 100.24,
    "base": 285.14,
    "upside90th": 811.12
   }
  ]
 },
 "faqCount": 7,
 "sources": [
  "TwelveData",
  "Wall Street consensus"
 ],
 "sections": [
  {
   "id": "price",
   "title": "AFL Price Analysis"
  },
  {
   "id": "market-metrics",
   "title": "Market Metrics",
   "facts": {
    "Open": "$114.24",
    "Day Range": "$113.02 to $114.46",
    "Prev Close": "$114.01",
    "Volume": "1.66M",
    "52-Week Range": "$105.43 to $130.22",
    "Market Cap": "$57.01B"
   }
  },
  {
   "id": "peer-benchmarking",
   "title": "Peer Benchmarking",
   "text": [
    "Sector Position Analysis Trading at a notable discount to sector peers (-26%), which may indicate undervaluation or specific company headwinds."
   ]
  },
  {
   "id": "financials",
   "title": "AFL Financial Performance",
   "text": [
    "Analysis: In the last 5 quarters, AFL beat estimates 3 times. The stock rose 3 times the next day. Price tends to react positively to beats."
   ]
  },
  {
   "id": "analysis",
   "title": "AFL Analysis",
   "text": [
    "Aflac Inc. (AFL) is currently trading below its 50-day SMA of $119.97 and its 200-day SMA of $114.96, indicating a bearish trend. The RSI is at 34.01, signaling bearish momentum, and the MACD is also in negative territory at -1.27. The stock is also below its 20-day EMA at $116.10. Key support levels are near the 200-day SMA around $114.96, while resistance lies at the 50-day SMA around $119.97. Volume has been below average recently, suggesting a lack of strong conviction from traders. The current technical setup points to potential downside risk in the short term, with a need for a decisive move above its moving averages to signal a trend reversal.",
    "JAPAN POST HOLDINGS CO., LTD. is systematically reducing its stake in Aflac Inc., representing a significant portion of insider selling. This is viewed as a corporate restructuring, not a bearish signal from company management.",
    "Aflac Inc. reported -1% revenue growth year-over-year, and forward estimates suggest continued slight contractions, posing a risk to top-line expansion.",
    "The stock is trading below its 50-day and 200-day moving averages ($119.97 and $114.96), with a bearish RSI status, indicating potential for further downside in the short term.",
    "Aflac Inc. maintains strong profit margins and a P/E ratio below the sector median, offering a degree of valuation support.",
    "The base case outlook for Aflac Inc. (AFL) suggests limited near-term upside, with the median analyst target price at $116.00, just above the current price. The stock's bearish technical positioning below key moving averages and negative revenue growth present headwinds. However, the company's strong profitability and solid balance sheet provide a stable foundation, and the 'Hold' consensus from Wall Street indicates a neutral sentiment. Potential catalysts for upside could include a stabilization or reversal of revenue trends, or a more positive shift in technical indicators. Conversely, continued revenue declines, a worsening macroeconomic environment for insurers, or unexpected negative developments from the ongoing parent company divestiture could pressure the stock lower. The long-range projection suggests potential for growth towards $164.26 by 2030, but this is contingent on future performance and market conditions."
   ],
   "lists": {
    "ProTips": [
     "Insiders are net sellers with $0 in total purchases vs $215.3M in total sales across 151 transactions. However, 91% of total selling ($196.7M) comes from parent/institutional stake reductions by JAPAN POST HOLDINGS CO., LTD., which represents a corporate restructuring or divestiture, NOT a bearish signal from company management. Actual officer/director selling totals $18.6M. This is a key signal for position sizing.",
     "The stock is trading below its 50-day and 200-day moving averages ($119.97 and $114.96), suggesting a bearish technical trend that may persist until a decisive move above these levels occurs.",
     "Consider the impact of negative revenue growth on future earnings potential, even with strong current profit margins."
    ]
   },
   "catalysts": [
    {
     "type": "Neutral",
     "title": "Parent Company Divestiture by JAPAN POST HOLDINGS CO., LTD.",
     "text": "JAPAN POST HOLDINGS CO., LTD. is systematically reducing its stake in Aflac Inc., representing a significant portion of insider selling. This is viewed as a corporate restructuring, not a bearish signal from company management.",
     "source": "Insider Activity Data"
    },
    {
     "type": "Bearish",
     "title": "Negative Revenue Growth Trend",
     "text": "Aflac Inc. reported -1% revenue growth year-over-year, and forward estimates suggest continued slight contractions, posing a risk to top-line expansion.",
     "source": "Company Financials"
    },
    {
     "type": "Bearish",
     "title": "Bearish Technical Momentum",
     "text": "The stock is trading below its 50-day and 200-day moving averages ($119.97 and $114.96), with a bearish RSI status, indicating potential for further downside in the short term.",
     "source": "Technical Analysis"
    },
    {
     "type": "Bullish",
     "title": "Strong Profitability and Sector Valuation Discount",
     "text": "Aflac Inc. maintains strong profit margins and a P/E ratio below the sector median, offering a degree of valuation support.",
     "source": "Fundamental Analysis"
    }
   ]
  },
  {
   "id": "key-statistics",
   "title": "Key Statistics",
   "text": [
    "Aflac Inc. (AFL) trades at a P/E ratio of 12.27, which is below the sector median of 16.5, suggesting a potential valuation discount. Its price-to-sales ratio of 3.16 is also below the sector average of 3.8. The company demonstrates strong profitability with a net profit margin of 26.91% and an operating margin of 25.72%, significantly exceeding the sector's median ROE of 13.8%. However, the company is experiencing negative revenue growth (-1% year-over-year), and forward revenue estimates suggest continued slight declines. Despite this top-line pressure, Aflac's strong profitability and a debt-to-equity ratio of 0.53, which is in line with the sector average, indicate a solid financial foundation. The current valuation appears attractive relative to sector averages, but the negative revenue trend warrants caution.",
    "Aflac Inc. (AFL) recently reported mixed earnings results. For the quarter ending June 2026, the company reported an EPS of $1.75 against an estimate of $1.76, missing expectations by 0.57% and leading to a -1.62% price change. This follows a beat in the prior quarter to March 2026, where EPS was $0.13 versus an estimate of $0.11, a 18.18% surprise. The company has shown inconsistency in beating earnings estimates over the last few reported quarters.",
    "Aflac Inc. (AFL) faces risks including negative revenue growth and a bearish technical outlook, with the stock trading below key moving averages. The company's reliance on institutional divestitures from JAPAN POST HOLDINGS CO., LTD. for a significant portion of insider selling, while not a direct bearish signal from management, highlights a period of corporate restructuring that could introduce uncertainty. Also, the median analyst price target suggests limited upside potential in the near term."
   ],
   "tables": [
    {
     "caption": "",
     "columns": [],
     "rows": [
      {
       "label": "Market Cap",
       "cells": [
        "57.01B"
       ]
      },
      {
       "label": "P/E Ratio",
       "cells": [
        "12.27"
       ]
      },
      {
       "label": "EPS (TTM)",
       "cells": [
        "9.27"
       ]
      },
      {
       "label": "Dividend Yield",
       "cells": [
        "2.12%"
       ]
      },
      {
       "label": "52 Week High",
       "cells": [
        "130.22"
       ]
      },
      {
       "label": "52 Week Low",
       "cells": [
        "105.43"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "technical-indicators",
   "title": "Technical Indicators",
   "text": [
    "Technical Rating Bearish RSI Bearish SMA Cross Bullish Price vs SMA Bearish MACD Bearish Golden Cross in effect with the 50-day SMA ($119.97) above the 200-day SMA ($114.96), price is trading below the 50-day SMA."
   ],
   "facts": {
    "RSI": "Bearish",
    "SMA Cross": "Bullish",
    "Price vs SMA": "Bearish",
    "MACD": "Bearish"
   },
   "tables": [
    {
     "caption": "",
     "columns": [],
     "rows": [
      {
       "label": "RSI (14)",
       "cells": [
        "34.01"
       ]
      },
      {
       "label": "MACD",
       "cells": [
        "-1.27"
       ]
      },
      {
       "label": "SMA 50",
       "cells": [
        "119.97"
       ]
      },
      {
       "label": "SMA 200",
       "cells": [
        "114.96"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "correlations",
   "title": "Market Correlations",
   "text": [
    "How this stock moves relative to other assets",
    "Based on 1 year of daily price data. Correlations may vary over different time periods."
   ],
   "facts": {
    "Correlation with S&P 500 (SPY)": "+0.27",
    "Correlation with Nasdaq 100 (QQQ)": "+0.10",
    "Correlation with Bitcoin (BTC)": "-0.12",
    "Correlation with Gold (XAU)": "-0.04"
   }
  },
  {
   "id": "trade-plans",
   "title": "AFL Trade Plans",
   "text": [
    "Specific entry, exit, and risk management levels",
    "Enter now if confident",
    "Volatility-Adjusted Stop Loss Calculated based on RSI (34.0) and current market volatility",
    "Consider scaling out: Take 50% profit at Target 1, 30% at Target 2, let 20% run to Target 3"
   ],
   "facts": {
    "TARGET 1": "$115.96",
    "TARGET 2": "$118.21",
    "TARGET 3": "$121.59",
    "STOP LOSS": "$109.21"
   }
  },
  {
   "id": "seasonality",
   "title": "Seasonal Patterns",
   "text": [
    "Historical monthly performance trends",
    "Based on 3 years of historical monthly returns"
   ],
   "facts": {
    "Average Jan return": "+2.39%",
    "Average Feb return": "-0.37%",
    "Average Mar return": "-0.93%",
    "Average Apr return": "+2.62%",
    "Average May return": "+0.91%",
    "Average Jun return": "-0.01%",
    "Average Jul return": "+2.04%",
    "Average Aug return": "+2.09%",
    "Average Sep return": "-0.27%",
    "Average Oct return": "-0.79%",
    "Average Nov return": "+6.40%",
    "Average Dec return": "+0.00%"
   }
  },
  {
   "id": "risk",
   "title": "Risk & Volatility",
   "facts": {
    "Daily Volatility": "1.15%"
   },
   "lists": {
    "Risk considerations": [
     "Monitor position sizing based on current volatility levels",
     "Consider stop-loss placement beyond recent price range",
     "Diversification helps mitigate single-stock risk exposure"
    ]
   }
  },
  {
   "id": "growth",
   "title": "Growth of $10,000",
   "text": [
    "A $10,000 investment in AFL in September 2016 would be worth about $31,406 today, compared with about $35,782 for the same investment in the S&P 500 benchmark."
   ]
  },
  {
   "id": "monte-carlo",
   "title": "Monte Carlo Projection (10yr)",
   "text": [
    "CleaRank's 10-year Monte Carlo simulation projects that a $10,000 investment in AFL today could grow to about $25,074 by 2036 in the base case, with a bull case near $71,326 and a bear case around $8,814. Projections are statistical simulations, not guarantees."
   ]
  },
  {
   "id": "price-prediction",
   "title": "AFL Stock Price Prediction: 2030",
   "text": [
    "CleaRank's simulation projects a price near $164 for AFL by 2030 in the base case, from $114 today (1.4x over 4 years). The downside path ends near $84.80. These are outcomes of a Monte Carlo simulation run on AFL's historical return distribution, not price targets, and they assume no dividends are reinvested.",
    "Method: 10,000 simulated price paths using AFL's historical volatility and drift, re-run daily. The base case is the median path; the two outer columns are the 10th and 90th percentile outcomes, which widen with time because uncertainty compounds. Simulations are not guarantees, and past volatility does not predict future returns. This is analysis, not investment advice."
   ],
   "tables": [
    {
     "caption": "AFL simulated price paths by year",
     "columns": [
      "Year",
      "Downside (10th pct)",
      "Base case",
      "Upside (90th pct)"
     ],
     "rows": [
      {
       "label": "2027",
       "cells": [
        "$89.57",
        "$125",
        "$174"
       ]
      },
      {
       "label": "2028",
       "cells": [
        "$85.63",
        "$137",
        "$218"
       ]
      },
      {
       "label": "2029",
       "cells": [
        "$84.51",
        "$150",
        "$266"
       ]
      },
      {
       "label": "2030",
       "cells": [
        "$84.80",
        "$164",
        "$318"
       ]
      },
      {
       "label": "2031",
       "cells": [
        "$85.98",
        "$180",
        "$377"
       ]
      },
      {
       "label": "2032",
       "cells": [
        "$87.84",
        "$197",
        "$444"
       ]
      },
      {
       "label": "2033",
       "cells": [
        "$90.24",
        "$216",
        "$519"
       ]
      },
      {
       "label": "2034",
       "cells": [
        "$93.14",
        "$237",
        "$604"
       ]
      },
      {
       "label": "2035",
       "cells": [
        "$96.47",
        "$260",
        "$701"
       ]
      },
      {
       "label": "2036",
       "cells": [
        "$100",
        "$285",
        "$811"
       ]
      }
     ]
    }
   ]
  },
  {
   "id": "people-also-watch",
   "title": "People Also Watch",
   "links": [
    {
     "text": "CPF Central Pacific Financial Corp. NYSE $36.85 +0.03%",
     "url": "https://clearank.com/stock/central-pacific-financial-cpf/"
    },
    {
     "text": "SCHW The Charles Schwab Corporation NYSE $99.03 -0.46%",
     "url": "https://clearank.com/stock/charles-schwab-schw/"
    },
    {
     "text": "NU Nu Holdings Ltd. Class A NYSE $13.59 +0.22%",
     "url": "https://clearank.com/stock/nu-holdings-nu/"
    },
    {
     "text": "JPM JPMorgan Chase & Co. NYSE $343.06 +1.33%",
     "url": "https://clearank.com/stock/jpmorgan-chase-jpm/"
    },
    {
     "text": "CME CME Group Inc. NASDAQ $264.48 -1.65%",
     "url": "https://clearank.com/stock/cme-stock-analysis/"
    },
    {
     "text": "SOFI SoFi Technologies, Inc. NASDAQ $16.58 -1.31%",
     "url": "https://clearank.com/stock/sofi-technologies-sofi/"
    },
    {
     "text": "STT State Street Corporation NYSE $181.34 +0.14%",
     "url": "https://clearank.com/stock/state-street-stt/"
    },
    {
     "text": "PNC The PNC Financial Services Group, Inc. NYSE $225.64 +1.03%",
     "url": "https://clearank.com/stock/pnc-financial-pnc/"
    }
   ]
  },
  {
   "id": "related-comparisons",
   "title": "Popular Comparisons",
   "links": [
    {
     "text": "COP vs OXY Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/cop-vs-oxy/"
    },
    {
     "text": "COST vs WMT Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/cost-vs-wmt/"
    },
    {
     "text": "GILD vs BMY Comparison Head-to-head analysis →",
     "url": "https://clearank.com/compare/gild-vs-bmy/"
    }
   ]
  },
  {
   "id": "insider-trading",
   "title": "AFL Insider Trading Analysis",
   "facts": {
    "Bought": "None",
    "Sold": "$215.3M",
    "Insiders": "20",
    "Avg Transaction": "$2.1M"
   },
   "tables": [
    {
     "caption": "Recent insider transactions in AFL",
     "columns": [
      "Date",
      "Insider",
      "Type",
      "Shares",
      "Value"
     ],
     "rows": [
      {
       "label": "Apr 8, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "166.0K",
        "$18.7M"
       ]
      },
      {
       "label": "Apr 9, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "86.2K",
        "$9.8M"
       ]
      },
      {
       "label": "Nov 2, 2023",
       "cells": [
        "CRAWFORD FREDERICK JOHN President",
        "Sell",
        "100.0K",
        "$8.1M"
       ]
      },
      {
       "label": "Jun 5, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "63.0K",
        "$7.4M"
       ]
      },
      {
       "label": "Jun 12, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "53.0K",
        "$6.2M"
       ]
      },
      {
       "label": "May 19, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "50.0K",
        "$5.9M"
       ]
      },
      {
       "label": "Mar 10, 2025",
       "cells": [
        "LAKE CHARLES D II Officer",
        "Sell",
        "53.0K",
        "$5.7M"
       ]
      },
      {
       "label": "Jun 11, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "48.5K",
        "$5.7M"
       ]
      },
      {
       "label": "May 18, 2026",
       "cells": [
        "JAPAN POST HOLDINGS CO., LTD. Beneficial Owner of more than 10% of a Class of Security",
        "Sell",
        "41.7K",
        "$4.9M"
       ]
      },
      {
       "label": "May 2, 2023",
       "cells": [
        "CRAWFORD FREDERICK JOHN President",
        "Sell",
        "59.1K",
        "$4.0M"
       ]
      }
     ]
    }
   ],
   "links": [
    {
     "text": "SEC Form 4",
     "url": "https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&amp;company=Aflac+Inc&amp;type=4&amp;dateb=&amp;owner=include&amp;count=40&amp;search_text=&amp;action=getcompany"
    }
   ]
  },
  {
   "id": "faq",
   "title": "Frequently Asked Questions"
  }
 ],
 "faq": [
  {
   "question": "What is Aflac Inc.'s stock price forecast for 2030?",
   "answer": "Based on Monte Carlo simulations, Aflac Inc.'s stock price is projected to be $164.26 in 2030 under a base case scenario. The downside projection is $84.80, while the upside projection reaches $318.18. These figures represent statistical outcomes and are not guarantees."
  },
  {
   "question": "Is Aflac Inc. stock a buy right now?",
   "answer": "Aflac Inc. is currently rated 'Hold' by Wall Street analysts, with a median price target of $116.00, implying only a 2.0% upside from its current price of $113.72. Technical indicators are bearish, with the stock trading below its key moving averages and RSI signaling bearish momentum."
  },
  {
   "question": "What is the consensus rating for Aflac Inc. stock?",
   "answer": "The consensus rating for Aflac Inc. is 'Hold', supported by a consensus score of 50 out of 100. This reflects a balanced view among analysts, with a significant number of 'Hold' ratings."
  },
  {
   "question": "How does Aflac Inc.'s financial health compare to its peers?",
   "answer": "Aflac Inc. demonstrates strong financial health with a health score of 4 out of 5. Its profit margin of 26.91% and return on equity of 16.91% are notably higher than the sector medians, although its revenue growth is currently negative."
  },
  {
   "question": "What are the key technical levels for Aflac Inc. stock?",
   "answer": "Aflac Inc. is currently trading below its 50-day SMA ($119.97) and 200-day SMA ($114.96), indicating bearish momentum. Key support is near the 200-day SMA, while resistance is at the 50-day SMA."
  },
  {
   "question": "Are insiders buying or selling Aflac Inc. stock?",
   "answer": "Insiders are net sellers of Aflac Inc. stock, with total sales of $215.3 million versus no reported purchases. However, 91% of this selling comes from parent company JAPAN POST HOLDINGS CO., LTD. as part of a corporate restructuring, not from company officers."
  },
  {
   "question": "What is Aflac Inc.'s dividend yield?",
   "answer": "Aflac Inc. offers a dividend yield of approximately 2.12%, with a dividend rate of $2.41 per share."
  }
 ],
 "related": {
  "peopleAlsoWatch": [
   {
    "ticker": "CPF",
    "name": "Central Pacific Financial Corp. NYSE",
    "price": "$36.85",
    "change": "+0.03%",
    "url": "https://clearank.com/stock/central-pacific-financial-cpf/"
   },
   {
    "ticker": "SCHW",
    "name": "The Charles Schwab Corporation NYSE",
    "price": "$99.03",
    "change": "-0.46%",
    "url": "https://clearank.com/stock/charles-schwab-schw/"
   },
   {
    "ticker": "NU",
    "name": "Nu Holdings Ltd. Class A NYSE",
    "price": "$13.59",
    "change": "+0.22%",
    "url": "https://clearank.com/stock/nu-holdings-nu/"
   },
   {
    "ticker": "JPM",
    "name": "JPMorgan Chase & Co. NYSE",
    "price": "$343.06",
    "change": "+1.33%",
    "url": "https://clearank.com/stock/jpmorgan-chase-jpm/"
   },
   {
    "ticker": "CME",
    "name": "CME Group Inc. NASDAQ",
    "price": "$264.48",
    "change": "-1.65%",
    "url": "https://clearank.com/stock/cme-stock-analysis/"
   },
   {
    "ticker": "SOFI",
    "name": "SoFi Technologies, Inc. NASDAQ",
    "price": "$16.58",
    "change": "-1.31%",
    "url": "https://clearank.com/stock/sofi-technologies-sofi/"
   },
   {
    "ticker": "STT",
    "name": "State Street Corporation NYSE",
    "price": "$181.34",
    "change": "+0.14%",
    "url": "https://clearank.com/stock/state-street-stt/"
   },
   {
    "ticker": "PNC",
    "name": "The PNC Financial Services Group, Inc. NYSE",
    "price": "$225.64",
    "change": "+1.03%",
    "url": "https://clearank.com/stock/pnc-financial-pnc/"
   }
  ],
  "comparisons": [
   {
    "ticker": "COP vs OXY Comparison",
    "name": "",
    "url": "https://clearank.com/compare/cop-vs-oxy/"
   },
   {
    "ticker": "COST vs WMT Comparison",
    "name": "",
    "url": "https://clearank.com/compare/cost-vs-wmt/"
   },
   {
    "ticker": "GILD vs BMY Comparison",
    "name": "",
    "url": "https://clearank.com/compare/gild-vs-bmy/"
   }
  ],
  "sectorHub": {
   "text": "Browse all Financial Services →",
   "url": "https://clearank.com/sector/financial-services/"
  },
  "Newly Tracked": [
   {
    "ticker": "BRO",
    "text": "Brown & Brown Inc",
    "url": "https://clearank.com/stock/bro-stock-analysis/"
   },
   {
    "ticker": "SLVR",
    "text": "Sprott Silver Miners & Physical Silver ETF",
    "url": "https://clearank.com/etf/slvr-etf-analysis/"
   },
   {
    "ticker": "SYY",
    "text": "Sysco Corp.",
    "url": "https://clearank.com/stock/syy-stock-analysis/"
   },
   {
    "ticker": "FIS",
    "text": "Fidelity National Information Services, Inc.",
    "url": "https://clearank.com/stock/fis-stock-analysis/"
   },
   {
    "ticker": "EXC",
    "text": "Exelon Corp.",
    "url": "https://clearank.com/stock/exc-stock-analysis/"
   }
  ],
  "Top Movers (24h)": [
   {
    "ticker": "WLD/USD",
    "text": "↑ 17.41%",
    "url": "https://clearank.com/crypto/worldcoin-wld/"
   },
   {
    "ticker": "ETHFI/USD",
    "text": "↓ 13.68%",
    "url": "https://clearank.com/crypto/ethfi-usd-crypto-analysis/"
   },
   {
    "ticker": "TON/USD",
    "text": "↑ 12.10%",
    "url": "https://clearank.com/crypto/toncoin-ton-usd/"
   },
   {
    "ticker": "SUI/USD",
    "text": "↑ 11.97%",
    "url": "https://clearank.com/crypto/sui-sui-usd/"
   },
   {
    "ticker": "KAS/USD",
    "text": "↑ 11.85%",
    "url": "https://clearank.com/crypto/kaspa-kas-usd/"
   }
  ],
  "Also in Financial Services": [
   {
    "ticker": "AFRM",
    "text": "Affirm Holdings",
    "url": "https://clearank.com/stock/affirm-holdings-afrm/"
   },
   {
    "ticker": "AIG",
    "text": "American",
    "url": "https://clearank.com/stock/aig-american-international-group/"
   },
   {
    "ticker": "AJG",
    "text": "Arthur J. Gallagher & Co.",
    "url": "https://clearank.com/stock/ajg-stock-analysis/"
   },
   {
    "ticker": "MET",
    "text": "MetLife Inc",
    "url": "https://clearank.com/stock/metlife-met/"
   },
   {
    "ticker": "PRU",
    "text": "Prudential",
    "url": "https://clearank.com/stock/prudential-financial-pru/"
   }
  ]
 },
 "schema": [
  {
   "@context": "https://schema.org",
   "@graph": [
    {
     "@type": "Place",
     "@id": "https://clearank.com/#place",
     "address": {
      "@type": "PostalAddress",
      "streetAddress": "Beni Berman 2",
      "addressLocality": "Netanya",
      "addressRegion": "Center",
      "postalCode": "4249330",
      "addressCountry": "IL"
     }
    },
    {
     "@type": "Organization",
     "@id": "https://clearank.com/#organization",
     "name": "CleaRank",
     "alternateName": "CleaRank Financial AI",
     "url": "https://clearank.com",
     "description": "CleaRank is where retail traders research a trade and practice it before risking money. Its research arm, CleaRank Financial AI, publishes daily analysis, trade plans and 10-year projections for more than 1,000 stocks, ETFs, cryptocurrencies, forex pairs and commodities; each page is built from licensed market data, carries the date it was last updated and is reviewed under CleaRank's published editorial code. The CLEAR™ Score rates online brokers and prop firms on regulation, fees, platform reliability and verified trader experience. The research is free; CleaRank is paid for by subscriptions to its trading workbench (Pro $29 a month, Ultra $59 a month), which combines a live trading simulator, a trade journal that imports from broker history, an AI coach grounded in the trader's own trades, a portfolio generator, visualizer and backtester, a prop-firm challenge auditor and 22 trading calculators and scanners. Some free content contains partner links, which are disclosed and do not affect ratings.",
     "slogan": "Clear data. Honest analysis.",
     "logo": {
      "@type": "ImageObject",
      "@id": "https://clearank.com/#logo",
      "url": "https://clearank.com/media/uploads/2025/02/CleaRank-Logo-e1738621466340.jpg",
      "contentUrl": "https://clearank.com/media/uploads/2025/02/CleaRank-Logo-e1738621466340.jpg",
      "caption": "CleaRank",
      "inLanguage": "en-US",
      "width": "336",
      "height": "153"
     },
     "image": {
      "@id": "https://clearank.com/#logo"
     },
     "sameAs": [
      "https://x.com/CleaRank",
      "https://www.linkedin.com/company/clearank/",
      "https://www.youtube.com/@CleaRank",
      "https://t.me/clearank"
     ],
     "email": "info@clearank.com",
     "contactPoint": [
      {
       "@type": "ContactPoint",
       "contactType": "customer support",
       "email": "info@clearank.com",
       "url": "https://clearank.com/contact/",
       "availableLanguage": "en"
      }
     ],
     "address": {
      "@type": "PostalAddress",
      "streetAddress": "Beni Berman 2",
      "addressLocality": "Netanya",
      "addressRegion": "Center",
      "postalCode": "4249330",
      "addressCountry": "IL"
     },
     "location": {
      "@id": "https://clearank.com/#place"
     },
     "knowsAbout": [
      "stock analysis",
      "ETF analysis",
      "cryptocurrency analysis",
      "forex trading",
      "trading simulation",
      "trade journaling",
      "position sizing",
      "risk management",
      "prop firm challenges",
      "online broker regulation"
     ],
     "publishingPrinciples": "https://clearank.com/editorial-code/",
     "ethicsPolicy": "https://clearank.com/editorial-code/",
     "ownershipFundingInfo": "https://clearank.com/about-us/",
     "owns": {
      "@id": "https://clearank.com/#app"
     },
     "founder": {
      "@id": "https://clearank.com/writer/shaundavidb/#person"
     }
    },
    {
     "@type": "WebSite",
     "@id": "https://clearank.com/#website",
     "url": "https://clearank.com",
     "name": "CleaRank",
     "publisher": {
      "@id": "https://clearank.com/#organization"
     },
     "inLanguage": "en-US"
    },
    {
     "@type": "ImageObject",
     "@id": "https://clearank.com/wp-content/uploads/2026/07/AFL-aflac-afl-analysis-2026-07.png",
     "url": "https://clearank.com/wp-content/uploads/2026/07/AFL-aflac-afl-analysis-2026-07.png",
     "width": "1280",
     "height": "720",
     "caption": "Aflac (AFL) stock price analysis chart for July 2026",
     "inLanguage": "en-US"
    },
    {
     "@type": "BreadcrumbList",
     "@id": "https://clearank.com/stock/aflac-afl/#breadcrumb",
     "itemListElement": [
      {
       "@type": "ListItem",
       "position": "1",
       "item": {
        "@id": "https://clearank.com",
        "name": "Home"
       }
      },
      {
       "@type": "ListItem",
       "position": "2",
       "item": {
        "@id": "https://clearank.com/stock/aflac-afl/",
        "name": "Aflac Inc (AFL) Stock Analysis"
       }
      }
     ]
    },
    {
     "@type": "WebPage",
     "@id": "https://clearank.com/stock/aflac-afl/#webpage",
     "url": "https://clearank.com/stock/aflac-afl/",
     "name": "Aflac Inc (AFL) Stock Forecast & Price Target (2026)",
     "datePublished": "2026-07-17T09:28:18+00:00",
     "dateModified": "2026-09-27T06:15:52+00:00",
     "isPartOf": {
      "@id": "https://clearank.com/#website"
     },
     "primaryImageOfPage": {
      "@id": "https://clearank.com/wp-content/uploads/2026/07/AFL-aflac-afl-analysis-2026-07.png"
     },
     "inLanguage": "en-US",
     "breadcrumb": {
      "@id": "https://clearank.com/stock/aflac-afl/#breadcrumb"
     },
     "reviewedBy": {
      "@id": "https://clearank.com/writer/shaundavidb/#person"
     }
    },
    {
     "@type": "Person",
     "@id": "https://clearank.com/writer/shaundavidb/#person",
     "name": "Shaun David",
     "jobTitle": "Co-Founder",
     "url": "https://clearank.com/writer/shaundavidb/",
     "image": "https://clearank.com/media/uploads/2025/01/Shaun-David-Author-Image-.jpeg",
     "sameAs": [
      "https://www.linkedin.com/in/shaun-david-697b5817a/"
     ],
     "worksFor": {
      "@id": "https://clearank.com/#organization"
     }
    },
    {
     "@type": "Article",
     "@id": "https://clearank.com/stock/aflac-afl/#richSnippet",
     "headline": "Aflac Inc (AFL) Stock Forecast & Price Target (2026)",
     "name": "Aflac Inc (AFL) Stock Forecast & Price Target (2026)",
     "description": "Aflac Inc (AFL) stock: Financial Services, Insurance - Life. $57.0B market cap. AI rating, technicals, 2030 forecast and trade plans.",
     "datePublished": "2026-07-17T09:28:18+00:00",
     "dateModified": "2026-09-27T06:15:52+00:00",
     "author": {
      "@id": "https://clearank.com/#organization"
     },
     "publisher": {
      "@id": "https://clearank.com/#organization"
     },
     "publishingPrinciples": "https://clearank.com/editorial-code/",
     "about": {
      "@type": "Corporation",
      "name": "Aflac Inc",
      "identifier": [
       {
        "@type": "PropertyValue",
        "propertyID": "tickerSymbol",
        "value": "AFL"
       },
       {
        "@type": "PropertyValue",
        "propertyID": "exchange",
        "value": "NYSE"
       }
      ],
      "description": "Aflac Incorporated is a life and health insurance holding company that provides supplemental financial protection through its subsidiaries in the United States and Japan. The company specializes in cash-benefit insurance products that help policyholders cover out-of-pocket costs associated with illn",
      "tickerSymbol": "AFL",
      "sameAs": "https://www.aflac.com"
     },
     "isPartOf": {
      "@id": "https://clearank.com/stock/aflac-afl/#webpage"
     },
     "image": {
      "@id": "https://clearank.com/wp-content/uploads/2026/07/AFL-aflac-afl-analysis-2026-07.png"
     },
     "inLanguage": "en-US",
     "mainEntityOfPage": {
      "@id": "https://clearank.com/stock/aflac-afl/#webpage"
     }
    }
   ]
  },
  {
   "@context": "https://schema.org",
   "@type": "FAQPage",
   "mainEntity": [
    {
     "@type": "Question",
     "name": "What is Aflac Inc.'s stock price forecast for 2030?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Based on Monte Carlo simulations, Aflac Inc.'s stock price is projected to be $164.26 in 2030 under a base case scenario. The downside projection is $84.80, while the upside projection reaches $318.18. These figures represent statistical outcomes and are not guarantees."
     }
    },
    {
     "@type": "Question",
     "name": "Is Aflac Inc. stock a buy right now?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Aflac Inc. is currently rated 'Hold' by Wall Street analysts, with a median price target of $116.00, implying only a 2.0% upside from its current price of $113.72. Technical indicators are bearish, with the stock trading below its key moving averages and RSI signaling bearish momentum."
     }
    },
    {
     "@type": "Question",
     "name": "What is the consensus rating for Aflac Inc. stock?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "The consensus rating for Aflac Inc. is 'Hold', supported by a consensus score of 50 out of 100. This reflects a balanced view among analysts, with a significant number of 'Hold' ratings."
     }
    },
    {
     "@type": "Question",
     "name": "How does Aflac Inc.'s financial health compare to its peers?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Aflac Inc. demonstrates strong financial health with a health score of 4 out of 5. Its profit margin of 26.91% and return on equity of 16.91% are notably higher than the sector medians, although its revenue growth is currently negative."
     }
    },
    {
     "@type": "Question",
     "name": "What are the key technical levels for Aflac Inc. stock?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Aflac Inc. is currently trading below its 50-day SMA ($119.97) and 200-day SMA ($114.96), indicating bearish momentum. Key support is near the 200-day SMA, while resistance is at the 50-day SMA."
     }
    },
    {
     "@type": "Question",
     "name": "Are insiders buying or selling Aflac Inc. stock?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Insiders are net sellers of Aflac Inc. stock, with total sales of $215.3 million versus no reported purchases. However, 91% of this selling comes from parent company JAPAN POST HOLDINGS CO., LTD. as part of a corporate restructuring, not from company officers."
     }
    },
    {
     "@type": "Question",
     "name": "What is Aflac Inc.'s dividend yield?",
     "acceptedAnswer": {
      "@type": "Answer",
      "text": "Aflac Inc. offers a dividend yield of approximately 2.12%, with a dividend rate of $2.41 per share."
     }
    }
   ]
  }
 ]
}